8 Jun 2017

Important Banking Awareness Quizzes (Topic Wise) for SBI Clerk / IBPS Exams 2017

Important Banking Awareness Quizzes (Topic Wise) for SBI Clerk / IBPS Exams 2017:
Dear Readers, Here we have provided the Important Banking Awareness Quizzes based on particular topic, which will help to understand and prepare in a better way. Candidates those who are preparing for upcoming SBI Clerk / IBPS Exams 2017 can make use of it.



Note: Dear Friends, from now we are going to provide Topic wise Banking Awareness Quizzes on daily basis and we hope it will definitely help you to crack the section. Kindly share this to all your friends and recommend them to follow our site regularly.   

Prompt Corrective Action

00:00:00

1. RBI introduced a new framework called, Prompt Corrective Action (PCA) to regulate bank’s ________.
CRR
Monetary Policy
NPA
All the above
None of these
1). Answer: C
2. The PCA framework all the banks operating in India except__________.
Small banks
Foreign banks
Commercial Banks
Regional Rural Banks
None of these
2). The framework would apply to all banks operating in India including small banks and foreign banks except Regional Rural Banks and co – operative Banks. Answer: D

3. The PCA framework for banks was started in___________.
2017
2007
2010
2002
2005
3). Answer: D

4. Which is the first bank came under PCA framework?
IDFC
IDBI
UCO
IOB
SBI
4). Answer: B

5. Till now how many banks came under PCA framework________.
3
4
2
1
5
5). The banks IDBI, UCO and Dena came under PCA framework
Answer: A

6. Under Prompt Corrective Action (PCA), the banks will be monitored on_______parameter
Capital
Asset Quality
Profitability
All the Above
None of these
6). Capital, Asset Quality and Profitability parameters would form the basis on which PCA will analyses a bank's performance
Answer: D

7. The loan is considered to be a Non Performing Assets once the borrower fails to make interest or principal payments for__________.
60 days
90 days
120 days
1 year
150 days
7). Answer: B

8. RBI has put some trigger points to assess, monitor, control and take corrective actions on banks which are weak and troubled. Which of the following NOT one among them.
Capital to Risk weighted Asset Ratio (CRAR)
Net Non-Performing Assets (NPA)
Return on Assets (RoA)
Capital Adequacy Ratio (CAR)
None of these
8). The trigger points are Capital to Risk weighted Asset Ratio (CRAR), Net Non-Performing Assets (NPA), Return on Assets (RoA) and Leverage Ratio.
Answer: D

9. The total value of Non Performing Assets surged to___________.
Rs 614,872 cr
Rs 694,834 cr
Rs 676,756 cr
Rs 592,897 cr
Rs 654,894 cr
9). Answer: A

10. Indian Overseas Bank’s gross NPA ratio is___________.
15.04%
17.23%
22.42%
19.75%
18.5%
10). Indian Overseas Bank’s (IOB) gross NPA ratio reads 22.42 per cent, which means Rs 22.42 out of Rs 100 lent by the bank will be classified as bad loan
Answer: C

11. United Bank of India gross NPA ratio is__________.
15.98%
17.23%
15.08%
21.04%
18.5%
11). Answer: A

12. The bank will be closed or merged with other banks if the capital ratio falls below ___________.
6.250%
3.625%
4.275%
5.125%
6.175%
12). Answer: B




        

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