{"id":259454,"date":"2024-05-11T16:21:24","date_gmt":"2024-05-11T10:51:24","guid":{"rendered":"https:\/\/www.ibpsguide.com\/?p=259454"},"modified":"2024-05-11T16:25:39","modified_gmt":"2024-05-11T10:55:39","slug":"daily-current-affairs-questions-quiz-in-hindi-05th-06th-may-2024","status":"publish","type":"post","link":"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-05th-06th-may-2024\/","title":{"rendered":"Daily Current Affairs Questions Quiz in Hindi \u2013  05th &#038; 06th May 2024"},"content":{"rendered":"<p style=\"text-align: justify;\">Dear Readers, Daily <strong>Current Affairs Questions Quiz in Hindi<\/strong> for IBPS, SBI, RRB, SSC Exam 2024 of 05th &amp; 06th May 2024. Daily GK quiz online for bank &amp; competitive exam. Here we have given the Daily Current Affairs Quiz in Hindi based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RRB, SSC Exam 2024 &amp; other competitive exams can make use of these Current Affairs Quiz.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px;\"><a class=\"start_te-st\" href=\"https:\/\/guidely.in\/practice-test\/instructions\/daily-current-affairs-quiz-05th-06th-may-2024\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Start Quiz<\/strong><\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><strong>1) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u093c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u0930\u093f\u092f\u0932<\/strong> <strong>\u090f\u0938\u094d\u091f\u0947\u091f<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940<\/strong> <strong>\u0922\u093e\u0902\u091a\u093e<\/strong> <strong>\u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u0923<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0909\u0927\u093e\u0930\u0926\u093e\u0924\u093e\u0913\u0902<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u090f\u0915<\/strong> <strong>\u092e\u0938\u094c\u0926\u093e<\/strong> <strong>\u0930\u0942\u092a\u0930\u0947\u0916\u093e<\/strong> <strong>\u091c\u093e\u0930\u0940<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915<\/strong> <strong>\u092a\u0930\u093f\u091a\u093e\u0932\u0928<\/strong> <strong>\u0936\u0941\u0930\u0942<\/strong> <strong>\u0939\u094b\u0928\u0947<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0924\u093e\u0930\u0940\u0916<\/strong><strong> (<\/strong><strong>\u0921\u0940\u0938\u0940\u0938\u0940\u0913<\/strong><strong>) <\/strong><strong>\u092e\u0947\u0902<\/strong> <strong>\u092c\u0926\u0932\u093e\u0935<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0915\u093e\u0930\u0923<\/strong> <strong>\u0907\u0938<\/strong> <strong>\u0922\u093e\u0902\u091a\u0947<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0932\u093e\u0917\u0942<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u091c\u093e<\/strong> <strong>\u0930\u0939\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0909\u0938<\/strong> <strong>\u092c\u093f\u0902\u0926\u0941<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u092a\u0930\u0947<\/strong> <strong>\u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928<\/strong> <strong>\u092a\u0930<\/strong> <strong>\u0930\u094b\u0915<\/strong> <strong>\u0938\u094d\u0935\u0940\u0915\u0943\u0924<\/strong> <strong>\u0939\u094b\u0928\u0947<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u092a\u0939\u0932\u0947<\/strong> <strong>\u0921\u0940\u0938\u0940\u0938\u0940\u0913<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u092e\u0939\u0940\u0928\u0947<\/strong> <strong>\u092c\u0940\u0924\u0928\u0947<\/strong> <strong>\u091a\u093e\u0939\u093f\u090f<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 3 \u092e\u0939\u0940\u0928\u0947<\/p>\n<p style=\"text-align: justify;\">(b) 1 \u092e\u0939\u0940\u0928\u0947<\/p>\n<p style=\"text-align: justify;\">(c) 4 \u092e\u0939\u0940\u0928\u0947<\/p>\n<p style=\"text-align: justify;\">(d) 6 \u092e\u0939\u0940\u0928\u0947<\/p>\n<p style=\"text-align: justify;\">(e) 12 \u092e\u0939\u0940\u0928\u0947<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n2) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u093c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0935\u0930\u094d\u0924\u092e\u093e\u0928<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0915\u094d\u0930\u093f\u092f\u093e\u0928\u094d\u0935\u093f\u0924<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u091c\u093e<\/strong> <strong>\u0930\u0939\u0940<\/strong> <strong>\u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u0923<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0938\u0916\u094d\u0924<\/strong> <strong>\u0926\u093f\u0936\u093e\u0928\u093f\u0930\u094d\u0926\u0947\u0936\u094b\u0902<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0938\u0941\u091d\u093e\u0935<\/strong> <strong>\u0926\u0947\u0924\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e<\/strong> <strong>\u0915\u0947<\/strong><strong> &#8220;<\/strong><strong>\u092a\u0930\u093f\u091a\u093e\u0932\u0928<\/strong> <strong>\u091a\u0930\u0923<\/strong><strong>&#8221; <\/strong><strong>\u092e\u0947\u0902<\/strong> <strong>\u092a\u094d\u0930\u0935\u0947\u0936<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u092c\u093e\u0926<\/strong> <strong>\u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928\u094b\u0902<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u0935\u093f\u0924\u094d\u0924<\/strong> <strong>\u092a\u094b\u0937\u093f\u0924<\/strong> <strong>\u092c\u0915\u093e\u092f\u093e<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0915\u093f\u0924\u0928\u093e<\/strong> <strong>\u092a\u094d\u0930\u0924\u093f\u0936\u0924<\/strong> <strong>\u0915\u092e<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u091c\u093e<\/strong> <strong>\u0938\u0915\u0924\u093e<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 1.5%<\/p>\n<p style=\"text-align: justify;\">(b) 2.5%<\/p>\n<p style=\"text-align: justify;\">(c) 3.5%<\/p>\n<p style=\"text-align: justify;\">(d) 4.5%<\/p>\n<p style=\"text-align: justify;\">(e) 5.5%<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n3) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u093c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0938\u094d\u091f\u0948\u0902\u0921<\/strong><strong>&#8211;<\/strong><strong>\u0905\u0932\u094b\u0928<\/strong> <strong>\u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915<\/strong> <strong>\u0921\u0940\u0932\u0930\u094b\u0902<\/strong><strong> (<\/strong><strong>\u090f\u0938\u092a\u0940\u0921\u0940<\/strong><strong>) <\/strong><strong>\u0915\u094b<\/strong> <strong>\u0935\u093f\u0926\u0947\u0936\u0940<\/strong> <strong>\u092e\u0941\u0926\u094d\u0930\u093e<\/strong> <strong>\u0909\u0927\u093e\u0930<\/strong> <strong>\u0932\u0947\u0928\u0947<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0905\u0928\u0941\u092e\u0924\u093f<\/strong> <strong>\u0926\u0947\u0924\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0935\u0947<\/strong> <strong>\u092a\u0930\u093f\u091a\u093e\u0932\u0928<\/strong> <strong>\u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u092a\u094d\u0930\u0915\u093e\u0930<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0916\u093e\u0924\u094b\u0902<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0913\u0935\u0930\u0921\u094d\u0930\u093e\u092b\u094d\u091f<\/strong> <strong>\u0915\u094d\u0937\u092e\u0924\u093e\u0913\u0902<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u092d\u0940<\/strong> <strong>\u0909\u092a\u092f\u094b\u0917<\/strong> <strong>\u0915\u0930<\/strong> <strong>\u0938\u0915\u0924\u0947<\/strong> <strong>\u0939\u0948\u0902<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0932\u094b\u0930\u094b \u0916\u093e\u0924\u0947<\/p>\n<p style=\"text-align: justify;\">(b) \u0935\u094b\u0938\u094d\u0924\u094d\u0930\u094b \u0916\u093e\u0924\u0947<\/p>\n<p style=\"text-align: justify;\">(c) \u0928\u094b\u0938\u094d\u091f\u094d\u0930\u094b \u0916\u093e\u0924\u0947<\/p>\n<p style=\"text-align: justify;\">(d) \u092c\u091a\u0924 \u0916\u093e\u0924\u0947<\/p>\n<p style=\"text-align: justify;\">(e) \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0916\u093e\u0924\u0947<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n4) <\/strong><strong>\u0935\u093f\u0926\u0947\u0936\u0940<\/strong> <strong>\u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b<\/strong> <strong>\u0928\u093f\u0935\u0947\u0936\u0915<\/strong><strong> GIFT <\/strong><strong>\u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/strong> <strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f<\/strong> <strong>\u0938\u0947\u0935\u093e<\/strong> <strong>\u0915\u0947\u0902\u0926\u094d\u0930<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0938\u0947\u092c\u0940<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0938\u093e\u0925<\/strong> <strong>\u092a\u0902\u091c\u0940\u0915\u0943\u0924<\/strong> <strong>\u0939\u0948\u0902<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u092a\u094d\u0930\u0915\u093e\u0930<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0928\u094b\u091f<\/strong> <strong>\u091c\u093e\u0930\u0940<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0905\u0927\u093f\u0915\u0943\u0924<\/strong> <strong>\u0939\u0948\u0902<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0935\u091a\u0928 \u0928\u094b\u091f<\/p>\n<p style=\"text-align: justify;\">(b) \u0905\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0928\u094b\u091f<\/p>\n<p style=\"text-align: justify;\">(c) \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0940\u092f \u0928\u094b\u091f<\/p>\n<p style=\"text-align: justify;\">(d) \u0938\u0939\u092d\u093e\u0917\u0940 \u0928\u094b\u091f\u094d\u0938<\/p>\n<p style=\"text-align: justify;\">(e) \u091f\u094d\u0930\u0947\u091c\u0930\u0940 \u0928\u094b\u091f\u094d\u0938<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n5) <\/strong><strong>\u0905\u092a\u094d\u0930\u0948\u0932<\/strong><strong> 2024 <\/strong><strong>\u092e\u0947\u0902<\/strong><strong>, <\/strong><strong>\u0915\u092e<\/strong> <strong>\u090b\u0923<\/strong> <strong>\u092e\u093e\u0902\u0917<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0906\u0938\u093e\u0928<\/strong> <strong>\u0924\u0930\u0932\u0924\u093e<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u092c\u0940\u091a<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0938\u0930\u094d\u091f\u093f\u092b\u093f\u0915\u0947\u091f<\/strong> <strong>\u0911\u092b<\/strong> <strong>\u0921\u093f\u092a\u0949\u091c\u093f\u091f<\/strong><strong> (<\/strong><strong>\u0938\u0940\u0921\u0940<\/strong><strong>) <\/strong><strong>\u0927\u0928<\/strong> <strong>\u0909\u0917\u093e\u0939\u0928\u0947<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u092a\u094d\u0930\u0924\u093f\u0936\u0924<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0917\u093f\u0930\u093e\u0935\u091f<\/strong> <strong>\u0906\u0908<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 72%<\/p>\n<p style=\"text-align: justify;\">(b) 70%<\/p>\n<p style=\"text-align: justify;\">(c) 74%<\/p>\n<p style=\"text-align: justify;\">(d) 76%<\/p>\n<p style=\"text-align: justify;\">(e) 78%<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n6) <\/strong><strong>\u0939\u093e\u0932\u093f\u092f\u093e<\/strong> <strong>\u0938\u092e\u093e\u091a\u093e\u0930<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0905\u0928\u0941\u0938\u093e\u0930<\/strong><strong>, <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u093c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0905\u092a\u094d\u0930\u0948\u0932<\/strong><strong> 2024 <\/strong><strong>\u092e\u0947\u0902<\/strong><strong> 50% <\/strong><strong>\u092e\u093e\u0930\u094d\u091c\u093f\u0928<\/strong> <strong>\u092b\u0902\u0921\u093f\u0902\u0917<\/strong> <strong>\u0938\u0940\u092e\u093e<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0918\u091f\u093e\u0915\u0930<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u092a\u094d\u0930\u0924\u093f\u0936\u0924<\/strong> <strong>\u0915\u0930<\/strong> <strong>\u0926\u0947\u0917\u093e<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 30%<\/p>\n<p style=\"text-align: justify;\">(b) 10%<\/p>\n<p style=\"text-align: justify;\">(c) 20%<\/p>\n<p style=\"text-align: justify;\">(d) 40%<\/p>\n<p style=\"text-align: justify;\">(e) 50%<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n7) <\/strong><strong>\u0938\u093f\u0924\u0902\u092c\u0930<\/strong><strong> 2018 <\/strong><strong>\u0938\u0947<\/strong><strong>, <\/strong><strong>\u092a\u094d\u0930\u0927\u093e\u0928<\/strong> <strong>\u092e\u0902\u0924\u094d\u0930\u0940<\/strong> <strong>\u091c\u0928<\/strong> <strong>\u0906\u0930\u094b\u0917\u094d\u092f<\/strong> <strong>\u092f\u094b\u091c\u0928\u093e<\/strong><strong> (PM-JAY) <\/strong><strong>\u0915\u0947<\/strong> <strong>\u0932\u093e\u092d\u093e\u0930\u094d\u0925\u093f\u092f\u094b\u0902<\/strong> <strong>\u0915\u094b<\/strong><strong> 86,000 <\/strong><strong>\u0915\u0930\u094b\u0921\u093c<\/strong> <strong>\u0930\u0941\u092a\u092f\u0947<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u092e\u0941\u092b\u094d\u0924<\/strong> <strong>\u0905\u0938\u094d\u092a\u0924\u093e\u0932<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u092d\u0930\u094d\u0924\u0940<\/strong> <strong>\u0932\u093e\u092d<\/strong> <strong>\u092a\u094d\u0930\u093e\u092a\u094d\u0924<\/strong> <strong>\u0939\u0941\u0906<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0907\u0938<\/strong> <strong>\u092f\u094b\u091c\u0928\u093e<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u0930\u093e\u091c\u094d\u092f<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0938\u092c\u0938\u0947<\/strong> <strong>\u0905\u0927\u093f\u0915<\/strong> <strong>\u0932\u093e\u092d<\/strong> <strong>\u0939\u0941\u0906<\/strong><strong>? <\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0915\u0930\u094d\u0928\u093e\u091f\u0915<\/p>\n<p style=\"text-align: justify;\">(b) \u0924\u092e\u093f\u0932\u0928\u093e\u0921\u0941<\/p>\n<p style=\"text-align: justify;\">(c) \u0917\u0941\u091c\u0930\u093e\u0924<\/p>\n<p style=\"text-align: justify;\">(d) \u091d\u093e\u0930\u0916\u0902\u0921<\/p>\n<p style=\"text-align: justify;\">(e) \u0913\u0921\u093f\u0936\u093e<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n8) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0938\u0947\u0928\u093e<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u092a\u0941\u0928\u093f\u0924<\/strong> <strong>\u092c\u093e\u0932\u0928<\/strong> <strong>\u0938\u092e\u0942\u0939<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u092e\u093f\u0932\u0915\u0930<\/strong> <strong>\u0938\u0902\u0935\u093f\u0927\u093e\u0928<\/strong> <strong>\u092a\u093e\u0930\u094d\u0915<\/strong> <strong>\u092c\u0928\u093e\u092f\u093e<\/strong><strong>, <\/strong><strong>\u091c\u094b<\/strong> <strong>\u092a\u0941\u0923\u0947<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0916\u0941\u0932\u093e\u0964<\/strong> <strong>\u092f\u0939<\/strong> <strong>\u0935\u093f\u0936\u094d\u0935<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0938\u092c\u0938\u0947<\/strong> <strong>\u0932\u0902\u092c\u093e<\/strong> <strong>\u0932\u093f\u0916\u093f\u0924<\/strong> <strong>\u0938\u0902\u0935\u093f\u0927\u093e\u0928<\/strong> <strong>\u0939\u0948<\/strong><strong>, <\/strong><strong>\u0907\u0938\u092e\u0947\u0902<\/strong> <strong>\u0932\u0917\u092d\u0917<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u0936\u092c\u094d\u0926<\/strong> <strong>\u0939\u0948\u0902<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 125000 \u0936\u092c\u094d\u0926<\/p>\n<p style=\"text-align: justify;\">(b) 145000 \u0936\u092c\u094d\u0926<\/p>\n<p style=\"text-align: justify;\">(c) 155000 \u0936\u092c\u094d\u0926<\/p>\n<p style=\"text-align: justify;\">(d) 115000 \u0936\u092c\u094d\u0926<\/p>\n<p style=\"text-align: justify;\">(e) 135000 \u0936\u092c\u094d\u0926<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n9) <\/strong><strong>\u092e\u093e\u0930\u094d\u091a<\/strong><strong> 2023 <\/strong><strong>\u092e\u0947\u0902<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u0917\u0940\u0917\u093e\u0935\u0949\u091f<\/strong> <strong>\u0938\u0947<\/strong><strong>, <\/strong><strong>\u092d\u093e\u0930\u0924<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u091c\u0940\u0935\u093e\u0936\u094d\u092e<\/strong> <strong>\u0908\u0902\u0927\u0928<\/strong> <strong>\u0906\u0927\u093e\u0930\u093f\u0924<\/strong> <strong>\u092c\u093f\u091c\u0932\u0940<\/strong> <strong>\u0909\u0924\u094d\u092a\u093e\u0926\u0928<\/strong> <strong>\u0915\u094d\u0937\u092e\u0924\u093e<\/strong> <strong>\u0935\u093f\u0924\u094d\u0924<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong><strong> 24 <\/strong><strong>\u092e\u0947\u0902<\/strong><strong> 2.44% <\/strong><strong>\u092c\u0922\u093c\u0915\u0930<\/strong><strong> 243.22 <\/strong><strong>\u0917\u0940\u0917\u093e\u0935\u0949\u091f<\/strong> <strong>\u0939\u094b<\/strong> <strong>\u0917\u0908<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 237.17 \u0917\u0940\u0917\u093e\u0935\u0949\u091f<\/p>\n<p style=\"text-align: justify;\">(b) 237.27 \u0917\u0940\u0917\u093e\u0935\u0949\u091f<\/p>\n<p style=\"text-align: justify;\">(c) 237.37 \u0917\u0940\u0917\u093e\u0935\u0949\u091f<\/p>\n<p style=\"text-align: justify;\">(d) 237.47 \u0917\u0940\u0917\u093e\u0935\u0949\u091f<\/p>\n<p style=\"text-align: justify;\">(e) 237.57 \u0917\u0940\u0917\u093e\u0935\u0949\u091f<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n10) 2024 <\/strong><strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0917\u0941\u0907\u0932\u0947\u0930\u094d\u092e\u094b<\/strong> <strong>\u0915\u0948\u0928\u094b<\/strong><strong>\/<\/strong><strong>\u092f\u0942\u0928\u0947\u0938\u094d\u0915\u094b<\/strong> <strong>\u0935\u093f\u0936\u094d\u0935<\/strong> <strong>\u092a\u094d\u0930\u0947\u0938<\/strong> <strong>\u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930\u0924\u093e<\/strong> <strong>\u092a\u0941\u0930\u0938\u094d\u0915\u093e\u0930<\/strong> <strong>\u0917\u093e\u091c\u093e<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0930\u093f\u092a\u094b\u0930\u094d\u091f\u093f\u0902\u0917<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0935\u093e\u0932\u0947<\/strong> <strong>\u092b\u093f\u0932\u093f\u0938\u094d\u0924\u0940\u0928\u0940<\/strong> <strong>\u092a\u0924\u094d\u0930\u0915\u093e\u0930\u094b\u0902<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0926\u093f\u092f\u093e<\/strong> <strong>\u091c\u093e\u0924\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u092f\u0939<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong> <strong>\u0905\u0938\u094d\u0924\u093f\u0924\u094d\u0935<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0906\u092f\u093e<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 1994<\/p>\n<p style=\"text-align: justify;\">(b) 1995<\/p>\n<p style=\"text-align: justify;\">(c) 1997<\/p>\n<p style=\"text-align: justify;\">(d) 1999<\/p>\n<p style=\"text-align: justify;\">(e) 1991<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n11) <\/strong><strong>\u0915\u0948\u0930\u094b\u0932<\/strong> <strong>\u092b\u093c\u0930\u094d\u091f\u093e\u0921\u094b<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0909\u091c\u094d\u091c\u0940\u0935\u0928<\/strong> <strong>\u0938\u094d\u092e\u0949\u0932<\/strong> <strong>\u092b\u093e\u0907\u0928\u0947\u0902\u0938<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0930\u0940<\/strong> <strong>\u0928\u093f\u0926\u0947\u0936\u0915<\/strong> <strong>\u0928\u093e\u092e\u093f\u0924<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0917\u092f\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0909\u0928\u0915\u0940<\/strong> <strong>\u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915<\/strong> <strong>\u0909\u092a\u0932\u092c\u094d\u0927\u093f\u092f\u094b\u0902<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0938\u092e\u094d\u092e\u093e\u0928<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0909\u0928\u094d\u0939\u0947\u0902<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong> <strong>\u092e\u0939\u093f\u0932\u093e<\/strong> <strong>\u0935\u093f\u0936\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915\u093f\u0902\u0917<\/strong> <strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f<\/strong> <strong>\u092e\u0939\u093f\u0932\u093e<\/strong> <strong>\u0938\u0902\u0918<\/strong> <strong>\u092a\u0941\u0930\u0938\u094d\u0915\u093e\u0930<\/strong> <strong>\u092e\u093f\u0932\u093e<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 2001<\/p>\n<p style=\"text-align: justify;\">(b) 2007<\/p>\n<p style=\"text-align: justify;\">(c) 2003<\/p>\n<p style=\"text-align: justify;\">(d) 2005<\/p>\n<p style=\"text-align: justify;\">(e) 2009<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n12) <\/strong><strong>\u0905\u0924\u0928\u0941<\/strong> <strong>\u091a\u0915\u094d\u0930\u0935\u0930\u094d\u0924\u0940<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0905\u0927\u094d\u092f\u0915\u094d\u0937<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0930\u0942\u092a<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0924\u0940\u0928<\/strong> <strong>\u0938\u093e\u0932<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0932<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u092a\u0941\u0928\u0903<\/strong> <strong>\u0928\u093f\u092f\u0941\u0915\u094d\u0924<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0917\u092f\u093e<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0906\u0908\u0938\u0940\u0906\u0908\u0938\u0940\u0906\u0908 \u092c\u0948\u0902\u0915<\/p>\n<p style=\"text-align: justify;\">(b) \u090f\u091a\u0921\u0940\u090f\u092b\u0938\u0940 \u092c\u0948\u0902\u0915<\/p>\n<p style=\"text-align: justify;\">(c) \u0910\u0915\u094d\u0938\u093f\u0938 \u092c\u0948\u0902\u0915<\/p>\n<p style=\"text-align: justify;\">(d) \u0907\u0902\u0921\u0938\u0907\u0902\u0921 \u092c\u0948\u0902\u0915<\/p>\n<p style=\"text-align: justify;\">(e) \u092f\u0938 \u092c\u0948\u0902\u0915<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n13) <\/strong><strong>\u092e\u0908<\/strong><strong> 2024 <\/strong><strong>\u092e\u0947\u0902<\/strong><strong>, <\/strong><strong>\u0915\u094c\u0928<\/strong> <strong>\u0938\u093e<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0916\u0941\u0932\u0947<\/strong> <strong>\u092c\u093e\u091c\u093e\u0930<\/strong> <strong>\u092e\u0947\u0902<\/strong><strong> 1,441 <\/strong><strong>\u0915\u0930\u094b\u0921\u093c<\/strong> <strong>\u0930\u0941\u092a\u092f\u0947<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0915\u093e\u0930\u094d\u0932\u093e\u0907\u0932<\/strong> <strong>\u0917\u094d\u0930\u0941\u092a<\/strong> <strong>\u0915\u094b<\/strong><strong> 2% <\/strong><strong>\u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940<\/strong> <strong>\u092c\u0947\u091a\u0924\u093e<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0906\u0908\u0938\u0940\u0906\u0908\u0938\u0940\u0906\u0908 \u092c\u0948\u0902\u0915<\/p>\n<p style=\"text-align: justify;\">(b) \u090f\u091a\u0921\u0940\u090f\u092b\u0938\u0940 \u092c\u0948\u0902\u0915<\/p>\n<p style=\"text-align: justify;\">(c) \u0910\u0915\u094d\u0938\u093f\u0938 \u092c\u0948\u0902\u0915<\/p>\n<p style=\"text-align: justify;\">(d) \u0907\u0902\u0921\u0938\u0907\u0902\u0921 \u092c\u0948\u0902\u0915<\/p>\n<p style=\"text-align: justify;\">(e) \u092f\u0938 \u092c\u0948\u0902\u0915<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n14) <\/strong><strong>\u090f\u0938\u091c\u0947\u0935\u0940\u090f\u0928<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u091f\u093e\u091f\u093e<\/strong> <strong>\u092a\u093e\u0935\u0930<\/strong> <strong>\u0930\u093f\u0928\u094d\u092f\u0942\u090f\u092c\u0932<\/strong> <strong>\u090f\u0928\u0930\u094d\u091c\u0940<\/strong> <strong>\u0928\u0947<\/strong><strong> 460 <\/strong><strong>\u092e\u0947\u0917\u093e\u0935\u093e\u091f<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0938\u094d\u0935\u091a\u094d\u091b<\/strong> <strong>\u090a\u0930\u094d\u091c\u093e<\/strong> <strong>\u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0938\u092e\u091d\u094c\u0924\u093e<\/strong> <strong>\u0915\u093f\u092f\u093e\u0964<\/strong> <strong>\u0938\u0902\u092f\u0902\u0924\u094d\u0930<\/strong> <strong>\u0926\u094d\u0935\u093e\u0930\u093e<\/strong> <strong>\u092a\u094d\u0930\u0924\u093f\u0935\u0930\u094d\u0937<\/strong> <strong>\u0915\u093f\u0924\u0928\u0940<\/strong> <strong>\u092e\u093f\u0932\u093f\u092f\u0928<\/strong> <strong>\u092f\u0942\u0928\u093f\u091f<\/strong><strong> (<\/strong><strong>\u090f\u092e\u092f\u0942<\/strong><strong>) <\/strong><strong>\u092c\u093f\u091c\u0932\u0940<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0909\u0924\u094d\u092a\u093e\u0926\u0928<\/strong> <strong>\u0939\u094b\u0928\u0947<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0905\u0928\u0941\u092e\u093e\u0928<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 2000<\/p>\n<p style=\"text-align: justify;\">(b) 3000<\/p>\n<p style=\"text-align: justify;\">(c) 1000<\/p>\n<p style=\"text-align: justify;\">(d) 1500<\/p>\n<p style=\"text-align: justify;\">(e) 2500<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n15) <\/strong><strong>\u0928\u093e\u0907\u091c\u0940\u0930\u093f\u092f\u093e<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u092d\u093e\u0930\u0924<\/strong> <strong>\u0926\u094d\u0935\u093e\u0930\u093e<\/strong> <strong>\u0905\u092a\u0928\u0947<\/strong> <strong>\u0938\u094d\u0925\u093e\u0928\u0940\u092f<\/strong> <strong>\u092e\u0941\u0926\u094d\u0930\u093e<\/strong> <strong>\u0928\u093f\u092a\u091f\u093e\u0928<\/strong> <strong>\u092a\u094d\u0930\u0923\u093e\u0932\u0940<\/strong> <strong>\u0938\u092e\u091d\u094c\u0924\u0947<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0905\u0902\u0924\u093f\u092e<\/strong> <strong>\u0930\u0942\u092a<\/strong> <strong>\u0926\u093f\u090f<\/strong> <strong>\u091c\u093e\u0928\u0947<\/strong> <strong>\u0924\u0915<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong> <strong>\u092c\u0940\u0924<\/strong> <strong>\u0917\u090f<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 2 \u0938\u093e\u0932<\/p>\n<p style=\"text-align: justify;\">(b) 3 \u0938\u093e\u0932<\/p>\n<p style=\"text-align: justify;\">(c) 4 \u0938\u093e\u0932<\/p>\n<p style=\"text-align: justify;\">(d) 5 \u0938\u093e\u0932<\/p>\n<p style=\"text-align: justify;\">(e) 1 \u0938\u093e\u0932<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n16) <\/strong><strong>\u092a\u0941\u0930\u0941\u0937<\/strong> <strong>\u091f\u0940<\/strong><strong>20 <\/strong><strong>\u0935\u093f\u0936\u094d\u0935<\/strong> <strong>\u0915\u092a<\/strong><strong> 2024 <\/strong><strong>\u0915\u093e<\/strong> <strong>\u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915<\/strong> <strong>\u090f\u0902\u0925\u092e<\/strong> <strong>\u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/strong> <strong>\u0915\u094d\u0930\u093f\u0915\u0947\u091f<\/strong> <strong>\u092a\u0930\u093f\u0937\u0926<\/strong><strong> (<\/strong><strong>\u0906\u0908\u0938\u0940\u0938\u0940<\/strong><strong>) <\/strong><strong>\u0926\u094d\u0935\u093e\u0930\u093e<\/strong> <strong>\u091c\u093e\u0930\u0940<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0917\u092f\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0939\u093f\u091f<\/strong><strong> &#8220;<\/strong><strong>\u0906\u0909\u091f<\/strong> <strong>\u0911\u092b\u093c<\/strong> <strong>\u0926\u093f\u0938<\/strong> <strong>\u0935\u0930\u094d\u0932\u094d\u0921<\/strong><strong>&#8221; <\/strong><strong>\u092e\u0947\u0902<\/strong> <strong>\u0938\u094b\u0915\u093e<\/strong> <strong>\u0938\u0928\u0938\u0928\u0940<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0917\u094d\u0930\u0948\u092e\u0940<\/strong> <strong>\u092a\u0941\u0930\u0938\u094d\u0915\u093e\u0930<\/strong> <strong>\u0935\u093f\u091c\u0947\u0924\u093e<\/strong> <strong>\u0938\u0902\u0917\u0940\u0924\u0915\u093e\u0930<\/strong> <strong>\u0938\u0940\u0928<\/strong> <strong>\u092a\u0949\u0932<\/strong> <strong>\u0915\u094c\u0928<\/strong> <strong>\u0925\u0947<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u091f\u0947\u0938<\/p>\n<p style=\"text-align: justify;\">(b) \u0932\u0947\u0938<\/p>\n<p style=\"text-align: justify;\">(c) \u0915\u0947\u0938<\/p>\n<p style=\"text-align: justify;\">(d) \u0921\u0947\u0938<\/p>\n<p style=\"text-align: justify;\">(e) \u092a\u0947\u0938<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n17) <\/strong><strong>\u092e\u0908<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u092a\u0939\u0932\u0947<\/strong><strong> ______ <\/strong><strong>\u0915\u094b<\/strong> <strong>\u0939\u0930<\/strong> <strong>\u0938\u093e\u0932<\/strong> <strong>\u0935\u093f\u0936\u094d\u0935<\/strong> <strong>\u0939\u0901\u0938\u0940<\/strong> <strong>\u0926\u093f\u0935\u0938<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0930\u0942\u092a<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0928\u093e\u092e\u093f\u0924<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u091c\u093e\u0924\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0917\u0941\u0930\u0941\u0935\u093e\u0930<\/p>\n<p style=\"text-align: justify;\">(b) \u0938\u094b\u092e\u0935\u093e\u0930<\/p>\n<p style=\"text-align: justify;\">(c) \u0930\u0935\u093f\u0935\u093e\u0930<\/p>\n<p style=\"text-align: justify;\">(d) \u0936\u0928\u093f\u0935\u093e\u0930<\/p>\n<p style=\"text-align: justify;\">(e) \u0936\u0941\u0915\u094d\u0930\u0935\u093e\u0930<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n18) <\/strong><strong>\u0909\u091c\u094d\u091c\u0940\u0935\u0928<\/strong> <strong>\u0938\u094d\u092e\u0949\u0932<\/strong> <strong>\u092b\u093e\u0907\u0928\u0947\u0902\u0938<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong> <strong>\u0906\u0930\u092c\u0940\u0906\u0908<\/strong><strong> (RBI) <\/strong><strong>\u0938\u0947<\/strong> <strong>\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0926\u0930\u094d\u091c\u093e<\/strong> <strong>\u092a\u094d\u0930\u093e\u092a\u094d\u0924<\/strong> <strong>\u0939\u0941\u0906<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 2015<\/p>\n<p style=\"text-align: justify;\">(b) 2014<\/p>\n<p style=\"text-align: justify;\">(c) 2016<\/p>\n<p style=\"text-align: justify;\">(d) 2017<\/p>\n<p style=\"text-align: justify;\">(e) 2018<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n19) <\/strong><strong>\u0915\u093f\u0938<\/strong> <strong>\u0938\u0902\u0917\u0920\u0928<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u092f\u0939<\/strong> <strong>\u0906\u0935\u0936\u094d\u092f\u0915<\/strong> <strong>\u0939\u0948<\/strong> <strong>\u0915\u093f<\/strong> <strong>\u091c\u092e\u093e<\/strong> <strong>\u092a\u094d\u0930\u092e\u093e\u0923\u092a\u0924\u094d\u0930<\/strong><strong> (<\/strong><strong>\u0938\u0940\u0921\u0940<\/strong><strong>) <\/strong><strong>\u0921\u0940\u092e\u091f\u0947\u0930\u093f\u092f\u0932\u093e\u0907\u091c\u094d\u0921<\/strong> <strong>\u0930\u0942\u092a<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u091c\u093e\u0930\u0940<\/strong> <strong>\u0915\u093f\u090f<\/strong> <strong>\u091c\u093e\u090f\u0902<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0909\u0928\u0915\u0947<\/strong> <strong>\u0938\u093e\u0925<\/strong> <strong>\u092a\u0902\u091c\u0940\u0915\u0943\u0924<\/strong> <strong>\u0921\u093f\u092a\u0949\u091c\u093f\u091f\u0930\u0940<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u092c\u0928\u093e\u090f<\/strong> <strong>\u0930\u0916\u0947<\/strong> <strong>\u091c\u093e\u090f\u0902<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0938\u093f\u0921\u092c\u0940<\/p>\n<p style=\"text-align: justify;\">(b) \u0938\u0947\u092c\u0940<\/p>\n<p style=\"text-align: justify;\">(c) \u0928\u093e\u092c\u093e\u0930\u094d\u0921<\/p>\n<p style=\"text-align: justify;\">(d) \u0906\u0908\u0906\u0930\u0921\u0940\u090f\u0906\u0908<\/p>\n<p style=\"text-align: justify;\">(e) \u090f\u0928\u091f\u0940\u092a\u0940\u0938\u0940<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n20) <\/strong><strong>\u092b\u0948\u0915\u094d\u091f\u0930\u093f\u0902\u0917<\/strong> <strong>\u0935\u093f\u0928\u093f\u092f\u092e\u0928<\/strong> <strong>\u0905\u0927\u093f\u0928\u093f\u092f\u092e<\/strong> <strong>\u0915\u092c<\/strong> <strong>\u0938\u094d\u0925\u093e\u092a\u093f\u0924<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0917\u092f\u093e<\/strong> <strong>\u0925\u093e<\/strong><strong>? <\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 2010<\/p>\n<p style=\"text-align: justify;\">(b) 2011<\/p>\n<p style=\"text-align: justify;\">(c) 2009<\/p>\n<p style=\"text-align: justify;\">(d) 2007<\/p>\n<p style=\"text-align: justify;\">(e) 2008<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 20px; color: #ff0000;\"><strong><br \/>\nAnswers :<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><strong>1) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: D<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0928\u0947 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0922\u093e\u0902\u091a\u0947, \u0917\u0948\u0930-\u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0922\u093e\u0902\u091a\u0947 \u0914\u0930 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0930\u093f\u092f\u0932 \u090f\u0938\u094d\u091f\u0947\u091f \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u0947 \u090b\u0923\u0926\u093e\u0924\u093e\u0913\u0902 \u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u0923 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0938\u093e\u092e\u0902\u091c\u0938\u094d\u092f\u092a\u0942\u0930\u094d\u0923 \u0935\u093f\u0935\u0947\u0915\u092a\u0942\u0930\u094d\u0923 \u0922\u093e\u0902\u091a\u0947 \u0915\u093e \u092e\u0938\u094c\u0926\u093e \u091c\u093e\u0930\u0940 \u0915\u093f\u092f\u093e\u0964<\/li>\n<li>\u0907\u0938\u0928\u0947 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0938\u0902\u091a\u093e\u0932\u0928 \u0936\u0941\u0930\u0942 \u0939\u094b\u0928\u0947 \u0915\u0940 \u0924\u093e\u0930\u0940\u0916 (\u0921\u0940\u0938\u0940\u0938\u0940\u0913) \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928 \u0915\u0947 \u0924\u0939\u0924 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u092e\u0947\u0902 \u0909\u0928\u0915\u0947 \u091c\u094b\u0916\u093f\u092e \u0915\u0947 \u092a\u0941\u0928\u0930\u094d\u0917\u0920\u0928 \u0915\u0947 \u0932\u093f\u090f \u092e\u093e\u0928\u0926\u0902\u0921 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u093f\u090f\u0964<\/li>\n<li>\u0906\u092f \u092a\u0939\u091a\u093e\u0928, \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0935\u0930\u094d\u0917\u0940\u0915\u0930\u0923, \u0914\u0930 \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928\u0940\u0915\u0930\u0923:<\/li>\n<li>\u092e\u0938\u094c\u0926\u093e \u0922\u093e\u0902\u091a\u0947 \u0915\u093e \u0936\u0940\u0930\u094d\u0937\u0915 &#8220;\u0906\u092f \u092a\u0939\u091a\u093e\u0928, \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0935\u0930\u094d\u0917\u0940\u0915\u0930\u0923 \u0914\u0930 \u0905\u0917\u094d\u0930\u093f\u092e\u094b\u0902 \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 &#8211; \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928 \u0915\u0947 \u0924\u0939\u0924 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u090f\u0902 (\u0906\u0908\u0906\u0930\u090f\u0938\u0940\u092a\u0940-\u092a\u0940\u092f\u0942\u0906\u0908\u090f\u092e\u092a\u0940)&#8221; \u0939\u0948\u0964<\/li>\n<li>\u092f\u0926\u093f \u0921\u0940\u0938\u0940\u0938\u0940\u0913 \u0938\u0947 \u0905\u0927\u093f\u0915 \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u0930 \u0930\u094b\u0915 \u0926\u0940 \u0917\u0908 \u0939\u0948, \u0924\u094b \u092f\u0939 \u0921\u0940\u0938\u0940\u0938\u0940\u0913 \u0938\u0947 6 \u092e\u0939\u0940\u0928\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0928\u0939\u0940\u0902 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The Reserve Bank of India (RBI) issued a draft harmonized prudential framework for lenders\u2019 financing of projects in infrastructure, non-infrastructure and commercial real estate sectors.<\/li>\n<li>It prescribed norms for restructuring of their exposure in projects under implementation on account of change in the date of commencement of commercial operations (DCCO).<\/li>\n<li>Income Recognition, Asset Classification, and Provisioning: The draft framework is titled &#8220;Income Recognition, Asset Classification and Provisioning about Advances &#8211; Projects Under Implementation (IRACP-PUIMP).&#8221;<\/li>\n<li>Exposure Limits in Consortium Financing: For projects where the aggregate exposure of the consortium is up to \u20b91,500 crore, no individual lender&#8217;s exposure can be less than 10% of the aggregate exposure.<\/li>\n<li>For projects with aggregate exposure exceeding \u20b91,500 crores, the individual lender&#8217;s exposure must be at least 5% or \u20b9150 crores, whichever is higher.<\/li>\n<li>Applicable Lending Entities (Lenders): The framework applies to the following regulated entities (REs):<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u2794\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Scheduled Commercial Banks, including Small Finance Banks, but excluding Payments Banks, Local Area Banks, and Regional Rural Banks.<\/p>\n<p style=\"text-align: justify;\">\u2794\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Non-Banking Financial Companies (NBFCs).<\/p>\n<p style=\"text-align: justify;\">\u2794\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Primary (Urban) Cooperative Banks.<\/p>\n<p style=\"text-align: justify;\">\u2794\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 All India Financial Institutions (AIFIs).<\/p>\n<ul style=\"text-align: justify;\">\n<li>Date of Commencement of Commercial Operations (DCCO): DCCO refers to the date when a project is expected to become commercially operational, typically requiring a completion certificate or a provisional completion certificate.<\/li>\n<li>Mandatory Pre-Requisites for Financial Closure: All pre-requisites must be in place before financial closure, such as:<\/li>\n<\/ul>\n<ol style=\"text-align: justify;\">\n<li>Encumbrance-free land and\/or right of way.<\/li>\n<li>Environmental, legal, and regulatory clearances.<\/li>\n<\/ol>\n<ul style=\"text-align: justify;\">\n<li>For Public-Private Participation (PPP) infrastructure projects, land availability of at least 50% may be considered sufficient for financial closure.<\/li>\n<li>Repayment Structure and Moratorium: The repayment structure should be designed considering lower initial cash flows.<\/li>\n<li>If a moratorium on repayments beyond DCCO is granted, it must not exceed 6 months from the DCCO.<\/li>\n<li>The original or revised repayment tenor, including any moratorium period, should not exceed 85% of the project&#8217;s economic life.<\/li>\n<li>Legal Authority for Revised Prudential Norms: The revised prudential norms in the Master Direction are issued under the following legal frameworks:<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u2794\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Banking Regulation Act, 1949.<\/p>\n<p style=\"text-align: justify;\">\u2794\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Reserve Bank of India Act, 1934.<\/p>\n<p style=\"text-align: justify;\">\u2794\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 National Housing Bank Act, 1987.<\/p>\n<p style=\"text-align: justify;\">\u2794\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Factoring Regulation Act, 2011.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n2) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (\u0906\u0930\u092c\u0940\u0906\u0908) \u0928\u0947 \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928 \u0915\u0947 \u0924\u0939\u0924 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u094b \u090b\u0923 \u0926\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0916\u094d\u0924 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u0926\u093f\u092f\u093e\u0964<\/li>\n<li>\u0906\u0930\u092c\u0940\u0906\u0908 \u0915\u0947 \u092e\u0938\u094c\u0926\u093e \u0928\u093f\u092f\u092e\u094b\u0902 \u092e\u0947\u0902 \u0909\u0928\u0915\u0947 \u091a\u0930\u0923 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u093e \u0935\u0930\u094d\u0917\u0940\u0915\u0930\u0923 \u0914\u0930 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u091a\u0930\u0923 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 5% \u0924\u0915 \u0915\u093e \u0909\u091a\u094d\u091a \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948, \u092d\u0932\u0947 \u0939\u0940 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092e\u093e\u0928\u0915 \u0939\u094b\u0964<\/li>\n<li>\u092e\u093e\u0928\u0915 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 \u0905\u0928\u094d\u092f\u0925\u093e 0.40% \u0939\u0948\u0964<\/li>\n<li>\u0928\u090f \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u093e \u091a\u0930\u0923\u092c\u0926\u094d\u0927 \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928:<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u27a2 \u091a\u0930\u0923-\u0935\u093e\u0930 \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 \u0938\u092e\u092f\u0930\u0947\u0916\u093e:<\/p>\n<p style=\"text-align: justify;\">\u2794 31 \u092e\u093e\u0930\u094d\u091a 2025 \u0924\u0915 2%: \u0907\u0938\u0947 2024-25 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 \u0915\u0940 \u091a\u093e\u0930 \u0924\u093f\u092e\u093e\u0939\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0927\u0940\u0930\u0947-\u0927\u0940\u0930\u0947 \u0939\u093e\u0938\u093f\u0932 \u0915\u093f\u092f\u093e \u091c\u093e\u0928\u093e \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">\u2794 31 \u092e\u093e\u0930\u094d\u091a 2026 \u0924\u0915 3.50%: \u0907\u0938\u0947 2025-26 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 \u0915\u0940 \u091a\u093e\u0930 \u0924\u093f\u092e\u093e\u0939\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0939\u093e\u0938\u093f\u0932 \u0915\u093f\u092f\u093e \u091c\u093e\u0928\u093e \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">\u2794 31 \u092e\u093e\u0930\u094d\u091a 2027 \u0924\u0915 5%: \u0907\u0938\u0947 2026-27 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 \u0915\u0940 \u091a\u093e\u0930 \u0924\u093f\u092e\u093e\u0939\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0939\u093e\u0938\u093f\u0932 \u0915\u093f\u092f\u093e \u091c\u093e\u0928\u093e \u0939\u0948\u0964<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u090f\u0915 \u092c\u093e\u0930 \u091c\u092c \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e &#8216;\u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u091a\u0930\u0923&#8217; \u092e\u0947\u0902 \u092a\u0939\u0941\u0902\u091a \u091c\u093e\u0924\u0940 \u0939\u0948, \u0924\u094b \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928\u094b\u0902 \u0915\u094b \u0935\u093f\u0924\u094d\u0924 \u092a\u094b\u0937\u093f\u0924 \u092c\u0915\u093e\u092f\u093e \u0915\u0947 2.5% \u0924\u0915 \u0915\u092e \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u0914\u0930 \u092b\u093f\u0930 \u0915\u0941\u091b \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u092a\u0930 1% \u0924\u0915 \u0915\u092e \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The Reserve Bank of India (RBI) proposed tighter rules to govern lending to projects under implementation.<\/li>\n<li>The RBI\u2019s draft rules include a classification of the projects as per their phase and higher provisioning of up to 5% during the construction phase, even if the asset is standard.<\/li>\n<li>The standard asset provisioning otherwise stands at 0.40%.<\/li>\n<li>Phased Implementation of New Provisioning Rules:<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u27a2\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Phase-wise Provisioning Timeline:<\/p>\n<p style=\"text-align: justify;\">\u2794\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 2% by March 31, 2025: This is to be achieved gradually over the four quarters of the 2024-25 financial year.<\/p>\n<p style=\"text-align: justify;\">\u2794\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 3.50% by March 31, 2026: This is to be achieved over the four quarters of the 2025-26 financial year.<\/p>\n<p style=\"text-align: justify;\">\u2794\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 5% by March 31, 2027: This is to be achieved over the four quarters of the 2026-27 financial year.<\/p>\n<ul style=\"text-align: justify;\">\n<li>Under the proposed norms, first announced in September 2023 and the details revealed in May, a bank has to set aside 5% of the exposure during the construction phase, which goes down as the project becomes operational.<\/li>\n<li>Once the project reaches the \u2018Operational phase\u2019, the provisions can be reduced to 2.5% of the funded outstanding and then further down to 1% if certain conditions are met.<\/li>\n<li>Lenders will update any change in the parameters of a project finance loan at the earliest but not later than 15 days from such change.<\/li>\n<li>The necessary system in this regard will be put in place within 3 months of the release of these directions.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n3) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (\u0906\u0930\u092c\u0940\u0906\u0908) \u0928\u0947 \u0938\u094d\u091f\u0948\u0902\u0921\u0905\u0932\u094b\u0928 \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915 \u0921\u0940\u0932\u0930\u094b\u0902 (\u090f\u0938\u092a\u0940\u0921\u0940) \u0915\u094b \u0905\u092a\u0928\u0940 \u092e\u0942\u0932 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0914\u0930 \u0909\u0938\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0927\u093f\u0915\u0943\u0924 \u0938\u0902\u0938\u094d\u0925\u093e\u0913\u0902 \u0938\u0947 \u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u092e\u0947\u0902 \u0909\u0927\u093e\u0930 \u0932\u0947\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0940 \u0939\u0948\u0964<\/li>\n<li>\u0935\u0947 \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0947 \u0928\u094b\u0938\u094d\u091f\u094d\u0930\u094b \u0916\u093e\u0924\u094b\u0902 \u092e\u0947\u0902 \u0913\u0935\u0930\u0921\u094d\u0930\u093e\u092b\u094d\u091f \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0915\u093e \u092d\u0940 \u0909\u092a\u092f\u094b\u0917 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li>\u0928\u094b\u0938\u094d\u091f\u094d\u0930\u094b \u0916\u093e\u0924\u0947 \u0915\u0940 \u092a\u0930\u093f\u092d\u093e\u0937\u093e: \u0928\u094b\u0938\u094d\u091f\u094d\u0930\u094b \u0916\u093e\u0924\u093e \u0915\u093f\u0938\u0940 \u0918\u0930\u0947\u0932\u0942 \u092c\u0948\u0902\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u0938\u0940 \u0935\u093f\u0926\u0947\u0936\u0940 \u0926\u0947\u0936 \u092e\u0947\u0902 \u0930\u0916\u093e \u0917\u092f\u093e \u090f\u0915 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0939\u0948, \u091c\u094b \u0909\u0938 \u0935\u093f\u0926\u0947\u0936\u0940 \u0926\u0947\u0936 \u0915\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u092e\u0947\u0902 \u0905\u0902\u0915\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/li>\n<li>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u090f\u0938\u092a\u0940\u0921\u0940: \u092f\u0942\u0930\u094b \u092e\u0947\u0902 \u0915\u093e\u0930\u094b\u092c\u093e\u0930 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u093e \u090f\u0915 \u090f\u0938\u092a\u0940\u0921\u0940 \u0932\u0947\u0928\u0926\u0947\u0928 \u0928\u093f\u092a\u091f\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u092f\u0942\u0930\u094b\u092a\u0940\u092f \u0938\u0902\u0918 \u0915\u0947 \u090f\u0915 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u090f\u0915 \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0947\u0917\u093e\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The Reserve Bank of India (RBI) has allowed standalone primary dealers (SPDs) to borrow in foreign currency from their parent companies and entities it has authorized.<\/li>\n<li>They can also access overdraft facilities in their nostro accounts for operational purposes.<\/li>\n<li>Definition of Nostro Account: A nostro account is a bank account held in a foreign country by a domestic bank, denominated in the currency of that foreign country.<\/li>\n<li>SPDs in India: An SPD dealing in euros would open an account with a bank in the European Union for transaction settlements.<\/li>\n<li>Standalone Primary Dealers (SPDs): As of March 31, 2023, there were 7 SPDs registered as non-banking financial companies (NBFCs) with the RBI.<\/li>\n<li>The RBI has also included SPDs within the scope of norms for risk management and inter-bank dealings, enabling them to engage in foreign exchange products.<\/li>\n<li>2018 Authorization: SPDs were authorized in 2018 to offer forex products to clients, including foreign portfolio investors.<\/li>\n<li>SPDs have been classified as Authorised Dealer Category-III.<\/li>\n<li>Non-core Activities: Forex product dealings by SPDs will be part of their non-core activities.<\/li>\n<li>Funding and Regulations: SPD Funding: Funds mobilized by SPDs grew by 44.4% year-on-year in 2022-23.<\/li>\n<li>Borrowings accounted for 90.3% of their total sources of funds.<\/li>\n<li>Risk Management and Reporting: The RBI&#8217;s Master Direction on Risk Management and Inter-Bank Dealings states that if foreign currency draws exceed prescribed limits and are not adjusted within 5 days, a report must be submitted within 15 days from the end of the month when the limit was exceeded.<\/li>\n<li>Net Overnight Open Position Limit (NOOPL): Capital Charge: A board of authorized dealers may set the NOOPL for calculating the capital charge on forex risk.<\/li>\n<li>However, this limit should not exceed 25% of the dealer&#8217;s total capital (Tier-I and Tier-II capital).<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n4) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: D<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>GIFT IFSC \u092e\u0947\u0902 \u0905\u0927\u093f\u0935\u093e\u0938\u093f\u0924 \u0914\u0930 \u092d\u093e\u0930\u0924\u0940\u092f \u092a\u094d\u0930\u0924\u093f\u092d\u0942\u0924\u093f \u0914\u0930 \u0935\u093f\u0928\u093f\u092e\u092f \u092c\u094b\u0930\u094d\u0921 (SEBI) \u0915\u0947 \u0938\u093e\u0925 \u092a\u0902\u091c\u0940\u0915\u0943\u0924 \u090f\u092b\u092a\u0940\u0906\u0908 (FPI) \u0915\u094b \u0905\u092c \u0911\u092b\u0936\u094b\u0930 \u0921\u0947\u0930\u093f\u0935\u0947\u091f\u093f\u0935 \u0907\u0902\u0938\u094d\u091f\u094d\u0930\u0942\u092e\u0947\u0902\u091f\u094d\u0938 (ODI) \u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0939\u0948, \u091c\u093f\u0928\u094d\u0939\u0947\u0902 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u092a\u093e\u0930\u094d\u091f\u093f\u0938\u093f\u092a\u0947\u091f\u0930\u0940 \u0928\u094b\u091f\u094d\u0938 (P-\u0928\u094b\u091f\u094d\u0938) \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u091c\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<li>\u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0947\u0902, GIFT \u0938\u093f\u091f\u0940 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915\u0940\u0915\u0943\u0924 \u0928\u093f\u092f\u093e\u092e\u0915, \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e \u0915\u0947\u0902\u0926\u094d\u0930 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923 (IFSCA), \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0907\u0915\u093e\u0907\u092f\u094b\u0902 \u0915\u094b \u092a\u0940-\u0928\u094b\u091f\u094d\u0938 \u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/li>\n<li>\u092a\u0940-\u0928\u094b\u091f\u094d\u0938, \u092a\u093e\u0930\u094d\u091f\u093f\u0938\u093f\u092a\u0947\u091f\u0930\u0940 \u0928\u094b\u091f\u094d\u0938 \u0915\u093e \u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0930\u0942\u092a, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u092a\u0915\u0930\u0923 \u0939\u0948\u0902 \u091c\u094b \u0935\u093f\u0926\u0947\u0936\u0940 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u094b \u0938\u0947\u092c\u0940 \u0915\u0947 \u0938\u093e\u0925 \u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u0915\u093f\u090f \u092c\u093f\u0928\u093e \u092d\u093e\u0930\u0924\u0940\u092f \u092a\u094d\u0930\u0924\u093f\u092d\u0942\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0930\u0942\u092a \u0938\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u0915\u094d\u0937\u092e \u092c\u0928\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Foreign portfolio investors (FPIs) domiciled at the GIFT International Financial Services Centre (IFSC) and registered with the Securities and Exchange Board of India (SEBI) are now permitted to issue offshore derivative instruments (ODIs), commonly known as participatory notes (P-Notes).<\/li>\n<li>At present, the International Financial Services Centre Authority (IFSCA), the unified regulator for GIFT City, allows banking units to issue p-notes.<\/li>\n<li>Phases of Implementation:<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u27a2\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 In the first phase, IFSC banking units, registered with Sebi as FPIs, were allowed to issue derivative instruments with Indian securities as underlying.<\/p>\n<p style=\"text-align: justify;\">\u27a2\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 In the second phase, IFSCA permitted IFSCA-registered non-bank entities, also registered with Sebi as FPIs, to issue derivative instruments with Indian securities as underlying.<\/p>\n<ul style=\"text-align: justify;\">\n<li>Currently, about 46 FPIs are domiciled at the GIFT IFSC.<\/li>\n<li>Experts believe some of the relatively large ones will start issuing p-notes.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">What are P-Notes?<\/p>\n<ul style=\"text-align: justify;\">\n<li>P-Notes, short for Participatory Notes, are financial instruments that enable foreign investors to invest indirectly in Indian securities without having to register with the SEBI.<\/li>\n<li>Function: P-Notes serve as a substitute for underlying Indian company shares, allowing foreign investors to gain exposure to the Indian stock market.<\/li>\n<li>Previous Restrictions: Previously, only banks registered with GIFT City could issue P-Notes.<\/li>\n<li>Current Expansion: Foreign funds registered with Sebi and operating in GIFT City can now issue P-Notes, extending the ability to non-bank entities.<\/li>\n<li>Compliance Requirements: Foreign funds issuing P-Notes must meet the compliance requirements set by the IFSCA and SEBI.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n5) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u091c\u092e\u093e \u092a\u094d\u0930\u092e\u093e\u0923\u092a\u0924\u094d\u0930 (\u0938\u0940\u0921\u0940) \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0927\u0928 \u0909\u0917\u093e\u0939\u0940 \u092e\u0947\u0902 \u092e\u093e\u0930\u094d\u091a 2024 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0905\u092a\u094d\u0930\u0948\u0932 2024 \u092e\u0947\u0902 74% \u0915\u0940 \u0917\u093f\u0930\u093e\u0935\u091f \u0906\u0908, \u091c\u093f\u0938\u0915\u093e \u0936\u094d\u0930\u0947\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092e\u0947\u0902 \u0924\u0930\u0932\u0924\u093e \u0915\u0940 \u0915\u092e\u0940 \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u0947 \u0914\u0930 \u090b\u0923\u094b\u0902 \u0915\u0940 \u092e\u093e\u0902\u0917 \u092e\u0947\u0902 \u0915\u092e\u0940 \u0915\u094b \u0926\u093f\u092f\u093e \u0917\u092f\u093e\u0964<\/li>\n<li>\u0905\u092a\u094d\u0930\u0948\u0932 2024 \u092e\u0947\u0902, \u092c\u0948\u0902\u0915\u094b\u0902 \u0928\u0947 \u0938\u0940\u0921\u0940 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u20b932,860 \u0915\u0930\u094b\u0921\u093c \u091c\u0941\u091f\u093e\u090f, \u091c\u094b \u092e\u093e\u0930\u094d\u091a 2024 \u092e\u0947\u0902 \u20b91.27 \u091f\u094d\u0930\u093f\u0932\u093f\u092f\u0928 \u0938\u0947 \u0915\u092e \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u091c\u092e\u093e \u092a\u094d\u0930\u092e\u093e\u0923\u092a\u0924\u094d\u0930 (\u0938\u0940\u0921\u0940) \u0915\u0940 \u092a\u0930\u093f\u092d\u093e\u0937\u093e \u0914\u0930 \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0902:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0938\u0940\u0921\u0940 \u0915\u0940 \u092a\u094d\u0930\u0915\u0943\u0924\u093f: \u0938\u0940\u0921\u0940 \u092a\u0930\u0915\u094d\u0930\u093e\u092e\u094d\u092f, \u0905\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092e\u0941\u0926\u094d\u0930\u093e \u092c\u093e\u091c\u093e\u0930 \u0909\u092a\u0915\u0930\u0923 \u0939\u0948\u0902 \u091c\u094b \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u091c\u092e\u093e \u0915\u093f\u090f \u0917\u090f \u0927\u0928 \u0915\u0947 \u092c\u0926\u0932\u0947 \u092e\u0941\u0906\u0935\u091c\u093c\u0947 \u0915\u0947 \u0935\u091a\u0928 \u092a\u0924\u094d\u0930 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u091c\u093e\u0930\u0940 \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u27a2 \u0907\u0928\u0915\u0940 \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e \u0905\u0935\u0927\u093f 1 \u0935\u0930\u094d\u0937 \u0924\u0915 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0938\u0940\u0921\u0940 \u0915\u094c\u0928 \u091c\u093e\u0930\u0940 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948: \u0938\u0940\u0921\u0940 \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902, \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 \u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u091c\u093e\u0930\u0940 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/li>\n<li>\u0938\u0940\u0921\u0940 \u0915\u094c\u0928 \u0930\u0916 \u0938\u0915\u0924\u093e \u0939\u0948: \u0938\u0940\u0921\u0940 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0930\u0939\u0928\u0947 \u0935\u093e\u0932\u0947 \u0938\u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u091c\u093e\u0930\u0940 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Fundraising by banks through Certificates of Deposit (CDs) declined by 74% in April 2024 compared to March 2024, attributed to eased liquidity tightness in the banking system and moderated demand for loans.<\/li>\n<li>In April 2024, banks raised \u20b932,860 crore through CDs, down from \u20b91.27 trillion in March 2024.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Definition and Characteristics of Certificates of Deposit (CDs):<\/p>\n<ul style=\"text-align: justify;\">\n<li>Nature of CDs: CDs are negotiable, unsecured money market instruments issued by banks as Usance Promissory Notes against funds deposited at the bank.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u27a2\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 They have a maturity period of up to 1 year.<\/p>\n<ul style=\"text-align: justify;\">\n<li>Who Can Issue CDs: CDs can be issued by Scheduled Commercial Banks, Regional Rural Banks, and Small Finance Banks.<\/li>\n<li>Who Can Hold CDs: CDs may be issued to all persons resident in India.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Issuance and Trading of CDs<\/p>\n<ul style=\"text-align: justify;\">\n<li>Form of Issuance: CDs must be issued in dematerialized form and held with a depository registered with the Securities and Exchange Board of India (SEBI).<\/li>\n<li>Minimum Denomination: CDs must be issued in a minimum denomination of \u20b95 lakh, with subsequent multiples of \u20b95 lakh.<\/li>\n<li>Tenor: The tenor of a CD at issuance shall not be less than 7 days and shall not exceed 1 year.<\/li>\n<li>Issue Basis: CDs are issued on a T+1 basis, where &#8220;T&#8221; represents the date of closure of the offer period.<\/li>\n<li>Pricing and Interest Rates: CDs may be issued at a discount to face value or on a fixed\/floating rate basis. For floating rate CDs, interest rates must be linked to a benchmark approved by a Financial Benchmark Administrator or by FIMMDA (Fixed Income Money Market and Derivatives Association of India).<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Trading, Buyback, and Restrictions:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Trading: CDs can be traded in Over-the-Counter (OTC) markets, on Electronic Trading Platforms, or recognized stock exchanges with RBI approval.<\/li>\n<li>Loans Against CDs: Banks are not allowed to grant loans against CDs unless specifically permitted by the RBI.<\/li>\n<li>Buyback: Buyback of CDs is allowed only 7 days after the date of issue.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n6) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: A<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (\u0906\u0930\u092c\u0940\u0906\u0908) \u0928\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u092a\u0942\u0902\u091c\u0940 \u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u0909\u0928\u0915\u0947 \u091c\u094b\u0916\u093f\u092e \u0915\u0947 \u0938\u0902\u092c\u0902\u0927 \u092e\u0947\u0902 \u0928\u093f\u0930\u094d\u0926\u0947\u0936 \u091c\u093e\u0930\u0940 \u0915\u093f\u090f \u0939\u0948\u0902, \u091c\u093f\u0938\u092e\u0947\u0902 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0926\u093f\u0936\u093e\u0928\u093f\u0930\u094d\u0926\u0947\u0936\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u092a\u0930 \u091c\u094b\u0930 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/li>\n<li>&#8220;\u092a\u0942\u0902\u091c\u0940 \u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u090f\u0915\u094d\u0938\u092a\u094b\u091c\u0930 &#8211; \u0905\u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0940\u092f \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0924\u093f\u092c\u0926\u094d\u0927\u0924\u093e\u0913\u0902 (\u0906\u0908\u092a\u0940\u0938\u0940) \u0915\u093e \u092e\u0941\u0926\u094d\u0926\u093e&#8221; \u0936\u0940\u0930\u094d\u0937\u0915 \u0935\u093e\u0932\u093e \u0928\u093f\u0930\u094d\u0926\u0947\u0936, \u0938\u0902\u0930\u0915\u094d\u0937\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0906\u0908\u092a\u0940\u0938\u0940 \u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u094b \u0938\u0902\u092c\u094b\u0927\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n<li>\u0907\u0902\u091f\u094d\u0930\u093e\u0921\u0947 \u091c\u094b\u0916\u093f\u092e \u0938\u0940\u092e\u093e: \u0906\u0908\u092a\u0940\u0938\u0940 \u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0938\u0902\u0930\u0915\u094d\u0937\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0905\u0927\u093f\u0915\u0924\u092e \u0907\u0902\u091f\u094d\u0930\u093e\u0921\u0947 \u091c\u094b\u0916\u093f\u092e \u0928\u093f\u092a\u091f\u093e\u0928 \u0930\u093e\u0936\u093f \u0915\u0947 30% \u092a\u0930 \u0938\u0940\u092e\u093f\u0924 \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The Reserve Bank of India (RBI) has issued directives to banks regarding their exposure to the capital markets, emphasizing compliance with prescribed guidelines.<\/li>\n<li>The directive, titled &#8220;Banks&#8217; Exposure to Capital Market &#8211; Issue of Irrevocable Payment Commitments (IPCs)&#8221;, addresses the issuance of IPCs by custodian banks.<\/li>\n<li>Shift from T+2 to T+1: The RBI&#8217;s directive is a response to changes in the stock exchange settlement cycle, transitioning from T+2 to T+1 for equities.<\/li>\n<li>Custodian Banks&#8217; Agreements: Custodian banks issuing IPCs must include a clause in their agreements with clients, granting the banks an inalienable right over the securities received in any settlement.<\/li>\n<li>Intraday Risk Cap: The maximum intraday risk for custodian banks issuing IPCs is capped at 30% of the settlement amount.<\/li>\n<li>Risk Calculation: This cap is based on a scenario where equities experience a 20% downward price movement on T+1, with an additional margin of 10% to account for further downward movement.<\/li>\n<li>Capital Requirements: If any capital market exposure remains outstanding at the end of T+1 Indian Standard Time, banks must maintain capital on this exposure in line with the RBI&#8217;s Master Circular &#8211; Basel III Capital Regulations dated April 1, 2024.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n7) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0938\u093f\u0924\u0902\u092c\u0930 2018 \u092e\u0947\u0902 \u092f\u094b\u091c\u0928\u093e \u0936\u0941\u0930\u0942 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0938\u0947 \u092a\u094d\u0930\u0927\u093e\u0928 \u092e\u0902\u0924\u094d\u0930\u0940 \u091c\u0928 \u0906\u0930\u094b\u0917\u094d\u092f \u092f\u094b\u091c\u0928\u093e (\u092a\u0940\u090f\u092e-\u091c\u0947\u090f\u0935\u093e\u0908) \u0915\u0947 \u0932\u093e\u092d\u093e\u0930\u094d\u0925\u093f\u092f\u094b\u0902 \u0915\u094b 86,000 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u092e\u0941\u092b\u094d\u0924 \u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u092e\u0947\u0902 \u092d\u0930\u094d\u0924\u0940 \u0932\u093e\u092d \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/li>\n<li>\u0915\u0947\u0902\u0926\u094d\u0930 \u0928\u0947 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0926\u0947\u0916\u092d\u093e\u0932 \u0915\u0940 \u092c\u0922\u093c\u0924\u0940 \u0932\u093e\u0917\u0924 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0932\u094b\u0917\u094b\u0902 \u0915\u0940 \u092a\u0930\u0947\u0936\u093e\u0928\u0940 \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f 23 \u0938\u093f\u0924\u0902\u092c\u0930, 2018 \u0915\u094b \u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u0936\u0941\u0930\u0942 \u0915\u0940\u0964<\/li>\n<li>\u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0924\u0939\u0924 \u0924\u092e\u093f\u0932\u0928\u093e\u0921\u0941 \u0915\u0947 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u0932\u093e\u092d \u0939\u0941\u0906, \u0907\u0938\u0915\u0947 \u092c\u093e\u0926 \u0915\u0930\u094d\u0928\u093e\u091f\u0915, \u0930\u093e\u091c\u0938\u094d\u0925\u093e\u0928, \u0915\u0947\u0930\u0932, \u0906\u0902\u0927\u094d\u0930 \u092a\u094d\u0930\u0926\u0947\u0936 \u0914\u0930 \u0917\u0941\u091c\u0930\u093e\u0924 \u0915\u093e \u0938\u094d\u0925\u093e\u0928 \u0930\u0939\u093e\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Free hospitalization benefits worth Rs 86,000 crore have been provided to beneficiaries of the Pradhan Mantri Jan Arogya Yojana (PM-JAY) since the scheme was rolled out in September 2018.<\/li>\n<li>More than 65 million people have so far benefited from the PMJAY scheme which offers Rs 5,00,000-a-year free health cover.<\/li>\n<li>The scheme was made available for 107 million poor households in the country, roughly covering the bottom 40% of the population.<\/li>\n<li>The Centre launched the scheme on September 23, 2018, to alleviate the suffering of the people due to the rising cost of healthcare.<\/li>\n<li>People from Tamil Nadu benefitted most under the scheme, followed by Karnataka, Rajasthan, Kerala, Andhra Pradesh and Gujarat.<\/li>\n<li>According to a Niti Aayog report unveiled in October 2021, at least 30% of the population, or 400 million individuals \u2013 called the missing middle in this report \u2013 are devoid of any financial protection for health.<\/li>\n<li>Pradhan Mantri Jan Arogya Yojana (PM-JAY) scheme was launched on 23rd September 2018 in Ranchi, Jharkhand by the Hon\u2019ble Prime Minister of India, Shri Narendra Modi.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n8) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0938\u0947\u0928\u093e \u0914\u0930 \u092a\u0941\u0928\u093f\u0924 \u092c\u093e\u0932\u0928 \u0938\u092e\u0942\u0939 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u0942\u092a \u0938\u0947 \u0935\u093f\u0915\u0938\u093f\u0924 \u0938\u0902\u0935\u093f\u0927\u093e\u0928 \u092a\u093e\u0930\u094d\u0915 \u0915\u093e \u0909\u0926\u094d\u0918\u093e\u091f\u0928 \u092a\u0941\u0923\u0947 \u092e\u0947\u0902 \u0915\u093f\u092f\u093e \u0917\u092f\u093e\u0964<\/li>\n<li>\u092a\u093e\u0930\u094d\u0915 \u0915\u093e \u0909\u0926\u094d\u0918\u093e\u091f\u0928 \u0926\u0915\u094d\u0937\u093f\u0923\u0940 \u0915\u092e\u093e\u0928 \u0915\u0947 \u091c\u0940\u0913\u0938\u0940-\u0907\u0928-\u0938\u0940 \u0932\u0947\u092b\u094d\u091f\u093f\u0928\u0947\u0902\u091f \u091c\u0928\u0930\u0932 \u0905\u091c\u092f \u0915\u0941\u092e\u093e\u0930 \u0938\u093f\u0902\u0939 \u0928\u0947 \u0915\u093f\u092f\u093e\u0964<\/li>\n<li>\u092f\u0939 \u0932\u0917\u092d\u0917 1,45,000 \u0936\u092c\u094d\u0926\u094b\u0902 \u0935\u093e\u0932\u093e \u0926\u0941\u0928\u093f\u092f\u093e \u0915\u093e \u0938\u092c\u0938\u0947 \u0932\u0902\u092c\u093e \u0932\u093f\u0916\u093f\u0924 \u0938\u0902\u0935\u093f\u0927\u093e\u0928 \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Constitution Park, jointly developed by the Indian Army and Punit Balan Group, was inaugurated in Pune.<\/li>\n<li>The park was inaugurated by GOC-in-C, Southern Command, Lt Gen Ajai Kumar Singh.<\/li>\n<li>This Constitution Park is a tribute to the founding leaders of the Constitution.<\/li>\n<li>This park is a symbol of unity and commitment to values in the Constitution of India.<\/li>\n<li>The Constituent Assembly of India developed the Constitution by taking provisions from other nations&#8217; constitutions.<\/li>\n<li>The Constituent Assembly prepared it in about 2 years and 11 months.<\/li>\n<li>It is the lengthiest written constitution in the world with approximately 1,45,000 words.<\/li>\n<li>It was adopted by the Constituent Assembly on 26th November 1949 and came into force on 26th January 1950.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n9) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092d\u093e\u0930\u0924 \u0915\u0940 \u091c\u0940\u0935\u093e\u0936\u094d\u092e \u0908\u0902\u0927\u0928 \u0906\u0927\u093e\u0930\u093f\u0924 \u092c\u093f\u091c\u0932\u0940 \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u0915\u094d\u0937\u092e\u0924\u093e \u092e\u093e\u0930\u094d\u091a 2023 \u092e\u0947\u0902 237.27 \u0917\u0940\u0917\u093e\u0935\u0949\u091f \u0938\u0947 2.44% \u092c\u0922\u093c\u0915\u0930 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2024 \u092e\u0947\u0902 243.22 \u0917\u0940\u0917\u093e\u0935\u0949\u091f \u0939\u094b \u0917\u0908 \u0939\u0948\u0964<\/li>\n<li>\u0917\u0948\u0930-\u091c\u0940\u0935\u093e\u0936\u094d\u092e \u0908\u0902\u0927\u0928 \u0906\u0927\u093e\u0930\u093f\u0924 \u0915\u094d\u0937\u092e\u0924\u093e \u092e\u0947\u0902 10.79% \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u0941\u0908 \u0939\u0948\u0964<\/li>\n<li>\u092f\u0939 2022-23 \u092e\u0947\u0902 172.01 \u0917\u0940\u0917\u093e\u0935\u0949\u091f \u0938\u0947 \u092c\u0922\u093c\u0915\u0930 2023-24 \u092e\u0947\u0902 190.57 \u0917\u0940\u0917\u093e\u0935\u0949\u091f (\u091c\u0940\u0921\u092c\u094d\u0932\u094d\u092f\u0942) \u0939\u094b \u0917\u0908 \u0939\u0948\u0964<\/li>\n<li>\u0915\u094b\u092f\u0932\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u0915\u094d\u0937\u092e\u0924\u093e \u092a\u093f\u091b\u0932\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 \u092e\u0947\u0902 205.24 \u0917\u0940\u0917\u093e\u0935\u0949\u091f \u0938\u0947 3% \u092c\u0922\u093c\u0915\u0930 210.97 \u0917\u0940\u0917\u093e\u0935\u0949\u091f \u0939\u094b \u0917\u0908\u0964<\/li>\n<li>\u0928\u0935\u0940\u0915\u0930\u0923\u0940\u092f \u090a\u0930\u094d\u091c\u093e \u0938\u094d\u0930\u094b\u0924\u094b\u0902 \u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u092c\u0922\u093c\u0915\u0930 143.64 \u0917\u0940\u0917\u093e\u0935\u0949\u091f \u0939\u094b \u0917\u0908\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>India\u2019s fossil fuel-based power generation capacity has increased by 2.44% to 243.22 GW in FY24 from 237.27 GW in March 2023.<\/li>\n<li>Non-fossil fuel-based capacity has increased by 10.79%.<\/li>\n<li>It has increased from 172.01 GW in 2022-23 to 190.57 gigawatt (GW) in 2023-24.<\/li>\n<li>The nuclear power capacity has risen to 8.18 GW from 6.78 GW in the last fiscal year.<\/li>\n<li>India&#8217;s total power generation capacity increased by 6.22% to 441.97 GW over 416.06 GW.<\/li>\n<li>The coal-based capacity increased by 3% to 210.97 GW from 205.24 GW in the last financial year.<\/li>\n<li>The renewable energy sources capacity increased to 143.64 GW.<\/li>\n<li>The fossil fuel-based capacity includes power generation through coal, lignite, gas and diesel.<\/li>\n<li>The non-fossil fuel includes power generated from solar, wind and hydropower.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n10) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092e\u0940\u0921\u093f\u092f\u093e \u092a\u0947\u0936\u0947\u0935\u0930\u094b\u0902 \u0915\u0940 \u090f\u0915 \u0905\u0902\u0924\u0930\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u091c\u0942\u0930\u0940 \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936 \u0915\u0947 \u092c\u093e\u0926, \u0917\u093e\u091c\u093e \u0938\u0902\u0918\u0930\u094d\u0937 \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u092b\u093f\u0932\u093f\u0938\u094d\u0924\u0940\u0928\u0940 \u092a\u0924\u094d\u0930\u0915\u093e\u0930\u094b\u0902 \u0915\u094b 2024 \u092f\u0942\u0928\u0947\u0938\u094d\u0915\u094b\/\u0917\u093f\u0932\u0930\u094d\u092e\u094b \u0915\u0948\u0928\u094b \u0935\u0930\u094d\u0932\u094d\u0921 \u092a\u094d\u0930\u0947\u0938 \u092b\u094d\u0930\u0940\u0921\u092e \u092a\u0941\u0930\u0938\u094d\u0915\u093e\u0930 \u0915\u0947 \u0935\u093f\u091c\u0947\u0924\u093e \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0928\u093e\u092e\u093f\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/li>\n<li>1997 \u092e\u0947\u0902 \u092c\u0928\u093e\u092f\u093e \u0917\u092f\u093e, \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u092f\u0942\u0928\u0947\u0938\u094d\u0915\u094b\/\u0917\u093f\u0932\u0930\u094d\u092e\u094b \u0915\u0948\u0928\u094b \u0935\u0930\u094d\u0932\u094d\u0921 \u092a\u094d\u0930\u0947\u0938 \u092b\u094d\u0930\u0940\u0921\u092e \u092a\u0941\u0930\u0938\u094d\u0915\u093e\u0930 \u0926\u0941\u0928\u093f\u092f\u093e \u092e\u0947\u0902 \u0915\u0939\u0940\u0902 \u092d\u0940 \u092a\u094d\u0930\u0947\u0938 \u0915\u0940 \u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930\u0924\u093e \u0915\u0940 \u0930\u0915\u094d\u0937\u093e \u0914\u0930\/\u092f\u093e \u092a\u094d\u0930\u091a\u093e\u0930 \u092e\u0947\u0902 \u0909\u0924\u094d\u0915\u0943\u0937\u094d\u091f \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u093e \u0938\u092e\u094d\u092e\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u091c\u092c \u092f\u0939 \u0916\u0924\u0930\u0947 \u0915\u0947 \u0938\u093e\u092e\u0928\u0947 \u0939\u093e\u0938\u093f\u0932 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u094b\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Palestinian journalists covering the Gaza conflict have been named as laureates of the 2024 UNESCO\/Guillermo Cano World Press Freedom Prize, following the recommendation of an international jury of media professionals.<\/li>\n<li>The ongoing conflict in Gaza is having grave consequences for journalists.<\/li>\n<li>Since 7 October 2023, UNESCO has condemned and deplored the deaths of 26 journalists and media workers in the line of work, based on information from its international NGO partners.<\/li>\n<li>Created in 1997, the annual UNESCO\/Guillermo Cano World Press Freedom Prize honours an outstanding contribution to the defence and\/or promotion of press freedom anywhere in the world, especially when this has been achieved in the face of danger.<\/li>\n<li>It is named for Guillermo Cano Isaza, the Colombian journalist who was assassinated in front of the offices of his newspaper El Espectador in Bogot\u00e1, Colombia, on 17 December 1986.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n11) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: E<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0909\u091c\u094d\u091c\u0940\u0935\u0928 \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915 \u0928\u0947 1 \u092e\u0908, 2024 \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 3 \u0938\u093e\u0932 \u0915\u0947 \u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0932 \u0915\u0947 \u0932\u093f\u090f \u0915\u0948\u0930\u094b\u0932 \u092b\u093c\u0930\u094d\u091f\u093e\u0921\u094b \u0915\u094b \u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0930\u0940 \u0928\u093f\u0926\u0947\u0936\u0915 \u0928\u093f\u092f\u0941\u0915\u094d\u0924 \u0915\u093f\u092f\u093e \u0939\u0948\u0964<\/li>\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0928\u0947 \u0907\u0938 \u0928\u093f\u092f\u0941\u0915\u094d\u0924\u093f \u0915\u094b \u092e\u0902\u091c\u0942\u0930\u0940 \u0926\u0947 \u0926\u0940 \u0939\u0948.<\/li>\n<li>\u0909\u0928\u0915\u0940 \u092a\u0947\u0936\u0947\u0935\u0930 \u0909\u092a\u0932\u092c\u094d\u0927\u093f\u092f\u094b\u0902 \u0915\u094b \u092e\u093e\u0928\u094d\u092f\u0924\u093e \u0926\u0947\u0924\u0947 \u0939\u0941\u090f \u0909\u0928\u094d\u0939\u0947\u0902 2009 \u092e\u0947\u0902 \u092e\u0939\u093f\u0932\u093e \u0935\u093f\u0936\u094d\u0935 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092e\u0939\u093f\u0932\u093e \u0938\u0902\u0918 \u092a\u0941\u0930\u0938\u094d\u0915\u093e\u0930 \u092e\u093f\u0932\u093e\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Ujjivan Small Finance Bank has appointed Carol Furtado as executive director for a 3-year term, effective from May 1, 2024.<\/li>\n<li>The Reserve Bank of India (RBI) has approved this appointment.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">About Carol Furtado:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Furtado has been with Ujjivan Small Finance Bank since its inception, holding significant roles such as Chief Human Resource Officer, Head of Operations and Service Quality, and Chief Business Officer (CBO).<\/li>\n<li>Before joining Ujjivan, Furtado worked at the ANZ group, Bank Muscat, and Centurion Bank Ltd.<\/li>\n<li>She received the Financial Women\u2019s Association award from Women\u2019s World Banking in 2009, recognizing her professional achievements.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n12) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0928\u0947 05 \u092e\u0908, 2024 \u0938\u0947 04 \u092e\u0908, 2027 (\u0926\u094b\u0928\u094b\u0902 \u0926\u093f\u0928 \u0938\u092e\u094d\u092e\u093f\u0932\u093f\u0924) \u0924\u0915 3 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u0905\u0924\u0928\u0941 \u091a\u0915\u094d\u0930\u0935\u0930\u094d\u0924\u0940 \u0915\u094b \u090f\u091a\u0921\u0940\u090f\u092b\u0938\u0940 \u092c\u0948\u0902\u0915 \u0915\u0947 \u0905\u0902\u0936\u0915\u093e\u0932\u093f\u0915 \u0905\u0927\u094d\u092f\u0915\u094d\u0937 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092b\u093f\u0930 \u0938\u0947 \u0928\u093f\u092f\u0941\u0915\u094d\u0924\u093f \u0915\u094b \u092e\u0902\u091c\u0942\u0930\u0940 \u0926\u0947 \u0926\u0940 \u0939\u0948\u0964<\/li>\n<li>\u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u090f\u0915 \u092c\u0939\u0941-\u0935\u093f\u0937\u092f\u0915 \u091f\u093e\u0938\u094d\u0915 \u092b\u094b\u0930\u094d\u0938 \u0915\u093e \u092d\u0940 \u0928\u0947\u0924\u0943\u0924\u094d\u0935 \u0915\u093f\u092f\u093e \u091c\u093f\u0938\u0928\u0947 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e \u092a\u093e\u0907\u092a\u0932\u093e\u0907\u0928 (\u090f\u0928\u0906\u0908\u092a\u0940) \u0915\u093e \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u093f\u092f\u093e\u0964<\/li>\n<li>\u0935\u0939 \u092e\u0908 2021 \u0938\u0947 \u092c\u0948\u0902\u0915 \u0915\u0947 \u0905\u0902\u0936\u0915\u093e\u0932\u093f\u0915 \u0905\u0927\u094d\u092f\u0915\u094d\u0937 \u0914\u0930 \u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930 \u0928\u093f\u0926\u0947\u0936\u0915 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The Reserve Bank of India (RBI) has approved the re-appointment of Atanu Chakraborty as the Part-Time Chairman of HDFC Bank for a period of 3 years from May 05, 2024, to May 04, 2027 (both days inclusive)<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">About Atanu Chakraborty:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Chakraborty served the Government of India for 35 years as a member of the Indian Administrative Service (IAS) in the Gujarat cadre.<\/li>\n<li>He was the Secretary of the Ministry of Finance, Department of Economic Affairs (DEA) during the financial year 2019-2020.<\/li>\n<li>He has also served on the Board of World Bank as alternate Governor as well as on the Central Board of Directors of the Reserve Bank of India.<\/li>\n<li>He also headed a multidisciplinary task force that produced the National Infrastructure Pipeline (NIP).<\/li>\n<li>He has been the Part-Time Chairman and Independent Director of the Bank since May 2021.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n13) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: E<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0915\u093e\u0930\u094d\u0932\u093e\u0907\u0932 \u0917\u094d\u0930\u0941\u092a \u0928\u0947 \u0916\u0941\u0932\u0947 \u092c\u093e\u091c\u093e\u0930 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 1,441 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u092e\u0947\u0902 \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u090b\u0923\u0926\u093e\u0924\u093e \u092f\u0938 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u0932\u0917\u092d\u0917 2% \u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940 \u092c\u0947\u091a \u0926\u0940\u0964<\/li>\n<li>\u0905\u092e\u0947\u0930\u093f\u0915\u093e \u0938\u094d\u0925\u093f\u0924 \u0915\u093e\u0930\u094d\u0932\u093e\u0907\u0932 \u0917\u094d\u0930\u0941\u092a \u0928\u0947 \u0905\u092a\u0928\u0947 \u0938\u0939\u092f\u094b\u0917\u0940 \u0938\u0940\u090f \u092c\u093e\u0938\u094d\u0915 \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u092e\u0947\u0902\u091f\u094d\u0938 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0928\u0947\u0936\u0928\u0932 \u0938\u094d\u091f\u0949\u0915 \u090f\u0915\u094d\u0938\u091a\u0947\u0902\u091c (\u090f\u0928\u090f\u0938\u0908) \u092a\u0930 \u090f\u0915 \u0925\u094b\u0915 \u0938\u094c\u0926\u0947 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u092f\u0938 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u0936\u0947\u092f\u0930 \u092c\u0947\u091a\u0947\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Carlyle Group divested nearly a 2% stake in private sector lender Yes Bank for Rs 1,441 crore through an open market transaction.<\/li>\n<li>US-based Carlyle Group, through its affiliate CA Basque Investments, offloaded shares in Yes Bank through a bulk deal on the National Stock Exchange (NSE).<\/li>\n<li>CA Basque Investments sold 59.4 crore shares, amounting to a 1.98% stake in Yes Bank.<\/li>\n<li>After the stake sale, the Carlyle Group\u2019s shareholding in Yes Bank has declined to 7.13% from 9.11%.<\/li>\n<li>Yes Bank reported a net profit of Rs 452 crore for the quarter ended March 2024.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>14) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u091f\u093e\u091f\u093e \u092a\u093e\u0935\u0930 \u0930\u093f\u0928\u094d\u092f\u0942\u090f\u092c\u0932 \u090f\u0928\u0930\u094d\u091c\u0940 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 (\u091f\u0940\u092a\u0940\u0906\u0930\u0908\u090f\u0932) \u0928\u0947 460 \u092e\u0947\u0917\u093e\u0935\u093e\u091f \u0915\u0940 \u092b\u0930\u094d\u092e \u090f\u0902\u0921 \u0921\u093f\u0938\u094d\u092a\u0948\u091a\u0947\u092c\u0932 \u0930\u093f\u0928\u094d\u092f\u0942\u090f\u092c\u0932 \u090f\u0928\u0930\u094d\u091c\u0940 (\u090f\u092b\u0921\u0940\u0906\u0930\u0908) \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0930\u093e\u091c\u094d\u092f \u0915\u0947 \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0935\u093e\u0932\u0940 \u090f\u0938\u091c\u0947\u0935\u0940\u090f\u0928 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 \u0915\u0947 \u0938\u093e\u0925 \u090f\u0915 \u0938\u092e\u091d\u094c\u0924\u0947 \u092a\u0930 \u0939\u0938\u094d\u0924\u093e\u0915\u094d\u0937\u0930 \u0915\u093f\u090f \u0939\u0948\u0902\u0964<\/li>\n<li>\u0907\u0938 \u0938\u0902\u092f\u0902\u0924\u094d\u0930 \u0938\u0947 \u0932\u0917\u092d\u0917 3,000 \u092e\u093f\u0932\u093f\u092f\u0928 \u092f\u0942\u0928\u093f\u091f (\u090f\u092e\u092f\u0942) \u092c\u093f\u091c\u0932\u0940 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0939\u094b\u0928\u0947 \u0914\u0930 \u0938\u093e\u0932\u093e\u0928\u093e 2,200 \u092e\u093f\u0932\u093f\u092f\u0928 \u0915\u093f\u0932\u094b\u0917\u094d\u0930\u093e\u092e CO2 \u0909\u0924\u094d\u0938\u0930\u094d\u091c\u0928 \u0915\u0940 \u092d\u0930\u092a\u093e\u0908 \u0939\u094b\u0928\u0947 \u0915\u0940 \u0909\u092e\u094d\u092e\u0940\u0926 \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Tata Power Renewable Energy Ltd (TPREL) has signed an agreement with state-owned SJVN Ltd to set up a 460 MW Firm and Dispatchable Renewable Energy (FDRE) project.<\/li>\n<li>An FDRE plant enables round-the-clock power supply, assisting power distribution companies (discoms) in fulfilling their Renewable Purchase Obligations (RPOs) and Energy Storage Obligations (ESOs).<\/li>\n<li>The plant is expected to generate nearly 3,000 million units (MUs) of power and offset 2,200 million kgs of CO2 emissions annually.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n15) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: D<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092d\u093e\u0930\u0924 \u0914\u0930 \u0928\u093e\u0907\u091c\u0940\u0930\u093f\u092f\u093e \u0926\u094b\u0928\u094b\u0902 \u0926\u0947\u0936\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0902\u092c\u0902\u0927\u094b\u0902 \u0915\u094b \u0914\u0930 \u092e\u091c\u092c\u0942\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u092e\u0941\u0926\u094d\u0930\u093e \u0928\u093f\u092a\u091f\u093e\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0938\u092e\u091d\u094c\u0924\u0947 \u0915\u0947 \u0936\u0940\u0918\u094d\u0930 \u0938\u092e\u093e\u092a\u0928 \u092a\u0930 \u0938\u0939\u092e\u0924 \u0939\u0941\u090f \u0939\u0948\u0902\u0964<\/li>\n<li>\u0935\u093e\u0923\u093f\u091c\u094d\u092f \u0935\u093f\u092d\u093e\u0917 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0935\u093e\u0923\u093f\u091c\u094d\u092f \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u092e\u0947\u0902 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0938\u091a\u093f\u0935 \u0905\u092e\u0930\u0926\u0940\u092a \u0938\u093f\u0902\u0939 \u092d\u093e\u091f\u093f\u092f\u093e \u0915\u0947 \u0928\u0947\u0924\u0943\u0924\u094d\u0935 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u0947 \u0938\u093e\u0924 \u0938\u0926\u0938\u094d\u092f\u0940\u092f \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f\u092e\u0902\u0921\u0932 \u0928\u0947 29-30 \u0905\u092a\u094d\u0930\u0948\u0932 \u0915\u094b \u092d\u093e\u0930\u0924-\u0928\u093e\u0907\u091c\u0940\u0930\u093f\u092f\u093e \u091c\u0947\u091f\u0940\u0938\u0940 \u0915\u0947 \u0926\u0942\u0938\u0930\u0947 \u0938\u0924\u094d\u0930 \u0915\u0947 \u0932\u093f\u090f \u0905\u092c\u0942\u091c\u093e, \u0928\u093e\u0907\u091c\u0940\u0930\u093f\u092f\u093e \u0915\u093e \u0926\u094c\u0930\u093e \u0915\u093f\u092f\u093e\u0964<\/li>\n<li>\u092f\u0939 \u092a\u093e\u0902\u091a \u0938\u093e\u0932 \u0915\u0947 \u0905\u0902\u0924\u0930\u093e\u0932 \u0915\u0947 \u092c\u093e\u0926 \u0906\u092f\u094b\u091c\u093f\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>India and Nigeria have agreed to an early conclusion of a local currency settlement system agreement to further strengthen economic ties between the two countries.<\/li>\n<li>According to the Department of Commerce, a seven-member delegation from India led by Additional Secretary in the Commerce Ministry Amardeep Singh Bhatia visited Abuja, Nigeria for the second session of the India-Nigeria Joint Trade Committee (JTC) on April 29-30.<\/li>\n<li>It was held after a gap of five years.<\/li>\n<li>Both sides have identified several focus areas to enhance bilateral trade and mutually beneficial investments.<\/li>\n<li>In March RBI and the Bank Indonesia (BI) signed a Memorandum of Understanding (MoU) in Mumbai for establishing a framework to promote the use of local currencies.<\/li>\n<li>Banks from more than 22 countries have opened Special Rupee Vostro Accounts in Indian Banks.<\/li>\n<li>These countries include Belarus, Botswana, Fiji, Germany, Guyana, Israel, Kenya, Malaysia, Mauritius, Myanmar and the United Kingdom.<\/li>\n<li>Nigeria is India&#8217;s 2nd largest trading partner in Africa.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n16) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0915\u094d\u0930\u093f\u0915\u0947\u091f \u092a\u0930\u093f\u0937\u0926 (ICC) \u0928\u0947 \u092a\u0941\u0930\u0941\u0937 \u091f\u094020 \u0935\u093f\u0936\u094d\u0935 \u0915\u092a 2024 \u0915\u0947 \u0932\u093f\u090f \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u0917\u093e\u0928 \u091c\u093e\u0930\u0940 \u0915\u093f\u092f\u093e\u0964<\/li>\n<li>&#8216;\u0906\u0909\u091f \u0911\u092b \u0926\u093f\u0938 \u0935\u0930\u094d\u0932\u094d\u0921&#8217; \u0936\u0940\u0930\u094d\u0937\u0915 \u0935\u093e\u0932\u0947 \u0917\u093e\u0928 \u092e\u0947\u0902 \u0917\u094d\u0930\u0948\u092e\u0940 \u092a\u0941\u0930\u0938\u094d\u0915\u093e\u0930 \u0935\u093f\u091c\u0947\u0924\u093e \u0915\u0932\u093e\u0915\u093e\u0930 \u0938\u0940\u0928 \u092a\u0949\u0932 \u0914\u0930 \u0938\u094b\u0915\u093e \u0938\u0941\u092a\u0930\u0938\u094d\u091f\u093e\u0930 \u0915\u0947\u0938 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964<\/li>\n<li>\u092e\u093e\u0907\u0915\u0932 &#8220;\u091f\u0948\u0928\u094b&#8221; \u092e\u094b\u0902\u091f\u093e\u0928\u094b \u0926\u094d\u0935\u093e\u0930\u093e \u0928\u093f\u0930\u094d\u092e\u093f\u0924 \u092f\u0939 \u0917\u093e\u0928 \u090f\u0915 \u0938\u0902\u0917\u0940\u0924 \u0935\u0940\u0921\u093f\u092f\u094b \u0915\u0947 \u0938\u093e\u0925 \u0932\u0949\u0928\u094d\u091a \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The International Cricket Council (ICC) released the official anthem for the Men\u2019s T20 World Cup 2024.<\/li>\n<li>The anthem titled \u2018Out Of This World\u2019 features Grammy award-winning artist Sean Paul and Soca superstar Kes.<\/li>\n<li>With just 30 days left for the ICC Men&#8217;s T20 World Cup 2024 to begin, the release of the anthem sets the stage for what will be the biggest cricket carnival spectacle ever.<\/li>\n<li>The ICC Men&#8217;s T20 World Cup 2024 will be held in which 20 international teams will play 55 matches from June 1-29 in the West Indies and USA.<\/li>\n<li>The anthem, produced by Michael &#8220;Tano&#8221; Montano, was launched with a music video.<\/li>\n<li>It includes eight-time Olympic gold medalist Usain Bolt, cricket stars Chris Gayle, Ali Khan, Shivnarine Chanderpaul and other Caribbean celebrities.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n17) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0939\u0930 \u0938\u093e\u0932 \u0935\u093f\u0936\u094d\u0935 \u0939\u0901\u0938\u0940 \u0926\u093f\u0935\u0938 \u092e\u0908 \u0915\u0947 \u092a\u0939\u0932\u0947 \u0930\u0935\u093f\u0935\u093e\u0930 \u0915\u094b \u092e\u0928\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u0914\u0930 \u0907\u0938 \u0935\u0930\u094d\u0937 \u0935\u093f\u0936\u094d\u0935 \u0939\u0901\u0938\u0940 \u0926\u093f\u0935\u0938 5 \u092e\u0908 \u0915\u094b \u0939\u0948\u0964<\/li>\n<li>\u0939\u0902\u0938\u0940 \u0914\u0930 \u0907\u0938\u0915\u0947 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0932\u093e\u092d\u094b\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u091c\u093e\u0917\u0930\u0942\u0915\u0924\u093e \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0939\u0930 \u0938\u093e\u0932 \u092e\u0908 \u0915\u0947 \u092a\u0939\u0932\u0947 \u0930\u0935\u093f\u0935\u093e\u0930 \u0915\u094b \u0935\u093f\u0936\u094d\u0935 \u0939\u0902\u0938\u0940 \u0926\u093f\u0935\u0938 \u092e\u0928\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0925\u093e\u0964<\/li>\n<li>\u0935\u093f\u0936\u094d\u0935 \u0939\u0901\u0938\u0940 \u0926\u093f\u0935\u0938 1998 \u092e\u0947\u0902 \u092e\u0928\u093e\u092f\u093e \u0917\u092f\u093e \u091c\u092c \u0921\u0949. \u092e\u0926\u0928 \u0915\u091f\u093e\u0930\u093f\u092f\u093e \u0928\u0947 10 \u092e\u0908 \u0915\u094b \u0907\u0938 \u0926\u093f\u0928 \u0915\u094b \u092a\u0939\u0932\u0940 \u092c\u093e\u0930 \u092e\u0928\u093e\u0928\u0947 \u0915\u0940 \u0918\u094b\u0937\u0923\u093e \u0915\u0940\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Every year World Laughter Day is celebrated on the first Sunday of May and this year World Laughter Day falls on the 5th of May.<\/li>\n<li>Every year on the first Sunday of May, World Laughter Day was observed to promote awareness about laughter and its health benefits.<\/li>\n<li>World Laughter Day was celebrated in 1998 when Dr. Madan Kataria announced the first celebration of this day on May 10.<\/li>\n<li>Dr Madan Kataria established World Laughter Day in 1998.<\/li>\n<li>He is the founder of the Laughter Yoga Movement.<\/li>\n<li>The main aim of this World Laughter Day is to make us aware of the countless benefits of laughter in leading a healthy and fulfilling life.<\/li>\n<li>Initially, Laughter Day was celebrated only in India, but because of the unique and meaningful concept, World Laughter Day has spread to different countries.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n18) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: D<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0909\u091c\u094d\u091c\u0940\u0935\u0928 \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0938\u094d\u0925\u093e\u092a\u093f\u0924: 1 \u092b\u0930\u0935\u0930\u0940 2017<\/li>\n<li>\u092e\u0941\u0916\u094d\u092f\u093e\u0932\u092f : \u092c\u0948\u0902\u0917\u0932\u094b\u0930, \u0915\u0930\u094d\u0928\u093e\u091f\u0915, \u092d\u093e\u0930\u0924\u0964<\/li>\n<li>\u0909\u091c\u094d\u091c\u0940\u0935\u0928 \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0938\u0930\u094d\u0935\u093f\u0938\u0947\u091c \u0915\u0947 \u092a\u093e\u0938 \u0909\u091c\u094d\u091c\u0940\u0935\u0928 SFB \u092e\u0947\u0902 80% \u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940 \u0939\u0948\u0964<\/li>\n<li>\u092c\u0948\u0902\u0915 \u0915\u094b \u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1949 \u0915\u0940 \u0927\u093e\u0930\u093e 22(1) \u0915\u0947 \u0924\u0939\u0924 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u0948\u0964<\/li>\n<li>\u0907\u0938\u0947 \u0905\u0917\u0938\u094d\u0924 2017 \u092e\u0947\u0902 \u0906\u0930\u092c\u0940\u0906\u0908 (RBI) \u0938\u0947 \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u092c\u0948\u0902\u0915 \u0915\u093e \u0926\u0930\u094d\u091c\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u0941\u0906\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n19) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u091c\u092e\u093e \u092a\u094d\u0930\u092e\u093e\u0923\u092a\u0924\u094d\u0930 (\u0938\u0940\u0921\u0940) \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0938\u0940\u0921\u0940 \u092a\u0930\u0915\u094d\u0930\u093e\u092e\u094d\u092f, \u0905\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092e\u0941\u0926\u094d\u0930\u093e \u092c\u093e\u091c\u093e\u0930 \u0909\u092a\u0915\u0930\u0923 \u0939\u0948\u0902 \u091c\u094b \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u091c\u092e\u093e \u0915\u093f\u090f \u0917\u090f \u0927\u0928 \u0915\u0947 \u092c\u0926\u0932\u0947 \u092e\u0941\u0906\u0935\u091c\u093c\u0947 \u0915\u0947 \u0935\u091a\u0928 \u092a\u0924\u094d\u0930 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u091c\u093e\u0930\u0940 \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u27a2 \u0907\u0928\u0915\u0940 \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e \u0905\u0935\u0927\u093f 1 \u0935\u0930\u094d\u0937 \u0924\u0915 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0938\u0940\u0921\u0940 \u0915\u094c\u0928 \u091c\u093e\u0930\u0940 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948: \u0938\u0940\u0921\u0940 \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902, \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 \u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u091c\u093e\u0930\u0940 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/li>\n<li>\u0938\u0940\u0921\u0940 \u0915\u094c\u0928 \u0930\u0916 \u0938\u0915\u0924\u093e \u0939\u0948: \u0938\u0940\u0921\u0940 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0930\u0939\u0928\u0947 \u0935\u093e\u0932\u0947 \u0938\u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u091c\u093e\u0930\u0940 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/li>\n<li>\u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u093e \u0930\u0942\u092a: \u0938\u0940\u0921\u0940 \u0915\u094b \u0921\u0940\u092e\u091f\u0947\u0930\u093f\u092f\u0932\u093e\u0907\u091c\u094d\u0921 \u0930\u0942\u092a \u092e\u0947\u0902 \u091c\u093e\u0930\u0940 \u0915\u093f\u092f\u093e \u091c\u093e\u0928\u093e \u091a\u093e\u0939\u093f\u090f \u0914\u0930 \u092d\u093e\u0930\u0924\u0940\u092f \u092a\u094d\u0930\u0924\u093f\u092d\u0942\u0924\u093f \u0914\u0930 \u0935\u093f\u0928\u093f\u092e\u092f \u092c\u094b\u0930\u094d\u0921 (\u0938\u0947\u092c\u0940) \u0915\u0947 \u0938\u093e\u0925 \u092a\u0902\u091c\u0940\u0915\u0943\u0924 \u0921\u093f\u092a\u0949\u091c\u093f\u091f\u0930\u0940 \u0915\u0947 \u092a\u093e\u0938 \u0930\u0916\u093e \u091c\u093e\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\/li>\n<li>\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092e\u0942\u0932\u094d\u092f\u0935\u0930\u094d\u0917: \u0938\u0940\u0921\u0940 \u0915\u094b \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092e\u0942\u0932\u094d\u092f\u0935\u0930\u094d\u0917 \u20b95 \u0932\u093e\u0916 \u092e\u0947\u0902 \u091c\u093e\u0930\u0940 \u0915\u093f\u092f\u093e \u091c\u093e\u0928\u093e \u091a\u093e\u0939\u093f\u090f, \u091c\u093f\u0938\u0915\u0947 \u092c\u093e\u0926 \u0915\u0947 \u0917\u0941\u0923\u0915 \u20b95 \u0932\u093e\u0916 \u0939\u094b\u0902\u0917\u0947\u0964<\/li>\n<li>\u0905\u0935\u0927\u093f: \u091c\u093e\u0930\u0940 \u0915\u0930\u0924\u0947 \u0938\u092e\u092f \u0938\u0940\u0921\u0940 \u0915\u0940 \u0905\u0935\u0927\u093f 7 \u0926\u093f\u0928\u094b\u0902 \u0938\u0947 \u0915\u092e \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u0940 \u0914\u0930 1 \u0935\u0930\u094d\u0937 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u0940\u0964<\/li>\n<li>\u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u093e \u0906\u0927\u093e\u0930: \u0938\u0940\u0921\u0940 \u091f\u0940+1 \u0906\u0927\u093e\u0930 \u092a\u0930 \u091c\u093e\u0930\u0940 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948, \u091c\u0939\u093e\u0902 &#8220;\u091f\u0940&#8221; \u0911\u092b\u0930 \u0905\u0935\u0927\u093f \u0915\u0947 \u092c\u0902\u0926 \u0939\u094b\u0928\u0947 \u0915\u0940 \u0924\u093e\u0930\u0940\u0916 \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n20) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u0939\u093e\u0932 \u0939\u0940 \u092e\u0947\u0902 \u092b\u0948\u0915\u094d\u091f\u0930\u093f\u0902\u0917 \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 2011 \u092e\u0947\u0902 \u0938\u0902\u0936\u094b\u0927\u0928 \u0915\u093f\u092f\u093e \u0939\u0948 \u091c\u094b \u092b\u0948\u0915\u094d\u091f\u0930\u093f\u0902\u0917 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u093e \u0926\u093e\u092f\u0930\u093e \u092c\u0922\u093c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">\u0905\u0927\u093f\u0928\u093f\u092f\u092e \u091f\u094d\u0930\u0947\u0921 \u0930\u093f\u0938\u0940\u0935\u0947\u092c\u0932\u094d\u0938 \u0921\u093f\u0938\u094d\u0915\u093e\u0909\u0902\u091f\u093f\u0902\u0917 \u0938\u093f\u0938\u094d\u091f\u092e (\u091f\u0940\u0906\u0930\u0908\u0921\u0940\u090f\u0938) \u0915\u094b \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0926\u0915\u094d\u0937\u0924\u093e \u0915\u0947 \u0932\u093f\u090f \u0915\u093e\u0930\u0915\u094b\u0902 \u0915\u0940 \u0913\u0930 \u0938\u0947 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u0930\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0940 \u0915\u0947 \u0938\u093e\u0925 \u092a\u094d\u0930\u093e\u092a\u094d\u092f \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0947 \u0905\u0938\u093e\u0907\u0928\u092e\u0947\u0902\u091f \u0915\u093e \u0935\u093f\u0935\u0930\u0923 \u0926\u0930\u094d\u091c \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dear Readers, Daily Current Affairs Questions Quiz in Hindi for IBPS, SBI, RRB, SSC Exam 2024 of 05th &amp; 06th May 2024. Daily GK quiz online for bank &amp; competitive exam. Here we have given the Daily Current Affairs Quiz in Hindi based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":175083,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"spay_email":""},"categories":[248033,248035],"tags":[249573,250230],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.4 (Yoast SEO v19.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Daily Current Affairs Quiz Hindi - 05th &amp; 06th May 2024<\/title>\n<meta name=\"description\" content=\"Daily Current Affairs Quiz Questions for bank exam\u00a0 SBI RRB SSC PO &amp; Clerk Exam 05th &amp; 06th May 2024\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-05th-06th-may-2024\/\" \/>\n<meta property=\"og:locale\" content=\"hi_IN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Daily Current Affairs Questions Quiz in Hindi \u2013 05th &amp; 06th May 2024\" \/>\n<meta property=\"og:description\" content=\"Daily Current Affairs Quiz Questions for bank exam\u00a0 SBI RRB SSC PO &amp; Clerk Exam 05th &amp; 06th May 2024\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-05th-06th-may-2024\/\" \/>\n<meta property=\"og:site_name\" content=\"IBPS Guide\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GuidelyLearn\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-11T10:51:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-05-11T10:55:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2020\/01\/CA-Quiz-2020.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ameena Ameena\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@GuideIbps\" \/>\n<meta name=\"twitter:site\" content=\"@GuideIbps\" \/>\n<meta name=\"twitter:label1\" content=\"\u0926\u094d\u0935\u093e\u0930\u093e \u0932\u093f\u0916\u093f\u0924\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ameena Ameena\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u092a\u0922\u093c\u0928\u0947 \u0915\u093e \u0938\u092e\u092f\" \/>\n\t<meta name=\"twitter:data2\" content=\"25 \u092e\u093f\u0928\u091f\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Daily Current Affairs Quiz Hindi - 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