{"id":259840,"date":"2024-06-07T16:45:14","date_gmt":"2024-06-07T11:15:14","guid":{"rendered":"https:\/\/www.ibpsguide.com\/?p=259840"},"modified":"2024-06-07T16:49:27","modified_gmt":"2024-06-07T11:19:27","slug":"daily-current-affairs-questions-quiz-in-hindi-02nd-03rd-june-2024","status":"publish","type":"post","link":"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-02nd-03rd-june-2024\/","title":{"rendered":"Daily Current Affairs Questions Quiz in Hindi \u2013  02nd &#038; 03rd June 2024"},"content":{"rendered":"<p style=\"text-align: justify;\">Dear Readers, Daily <strong>Current Affairs Questions Quiz in Hindi<\/strong> for IBPS, SBI, RRB, SSC Exam 2024 of 02nd &amp; 03rd June 2024. Daily GK quiz online for bank &amp; competitive exam. Here we have given the Daily Current Affairs Quiz in Hindi based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RRB, SSC Exam 2024 &amp; other competitive exams can make use of these Current Affairs Quiz.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px;\"><a class=\"start_te-st\" href=\"https:\/\/guidely.in\/practice-test\/instructions\/daily-current-affairs-quiz-02nd-03rd-june-2024\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Start Quiz<\/strong><\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><strong>1<\/strong><strong>) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong><strong> (RBI) <\/strong><strong>\u0928\u0947<\/strong><strong> 10 <\/strong><strong>\u0938\u093e\u0932<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0917\u094d\u0930\u0940\u0928<\/strong> <strong>\u092c\u0949\u0928\u094d\u0921<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0928\u0940\u0932\u093e\u092e\u0940<\/strong> <strong>\u0930\u094b\u0915<\/strong> <strong>\u0926\u0940<\/strong> <strong>\u0939\u0948<\/strong><strong>, <\/strong><strong>\u091c\u092c<\/strong> <strong>\u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u0917\u094d\u0930\u0940\u0928\u093f\u092f\u092e<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u092d\u0941\u0917\u0924\u093e\u0928<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u0907\u0928\u0915\u093e\u0930<\/strong> <strong>\u0915\u0930<\/strong> <strong>\u0926\u093f\u092f\u093e\u0964<\/strong> <strong>\u0917\u094d\u0930\u0940\u0928<\/strong> <strong>\u092c\u0949\u0928\u094d\u0921<\/strong> <strong>\u0926\u094b<\/strong> <strong>\u0915\u093f\u0938\u094d\u0924\u094b\u0902<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u091c\u093e\u0930\u0940<\/strong> <strong>\u0915\u093f\u090f<\/strong> <strong>\u091c\u093e\u0928\u0947<\/strong> <strong>\u0925\u0947<\/strong><strong>, <\/strong><strong>\u091c\u093f\u0928\u092e\u0947\u0902<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0915\u0940\u092e\u0924<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u0915\u0930\u094b\u0921\u093c<\/strong> <strong>\u0930\u0941\u092a\u092f\u0947<\/strong> <strong>\u0925\u0940<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 5000 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(b) 6000 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(c) 4000 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(d) 3000 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(e) 8000 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n2<\/strong><strong>) <\/strong><strong>\u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921<\/strong> <strong>\u092a\u0947\u092e\u0947\u0902\u091f<\/strong> <strong>\u0907\u0902\u091f\u0930\u092b\u0947\u0938<\/strong> <strong>\u0928\u0947\u091f\u0935\u0930\u094d\u0915<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u092e\u0908<\/strong><strong> 2024 <\/strong><strong>\u092e\u0947\u0902<\/strong><strong> 14.04 <\/strong><strong>\u092c\u093f\u0932\u093f\u092f\u0928<\/strong> <strong>\u0932\u0947\u0928\u0926\u0947\u0928<\/strong> <strong>\u0938\u0902\u0938\u093e\u0927\u093f\u0924<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0938\u093e\u0925<\/strong> <strong>\u090f\u0915<\/strong> <strong>\u0928\u092f\u093e<\/strong> <strong>\u0930\u093f\u0915\u0949\u0930\u094d\u0921<\/strong> <strong>\u092c\u0928\u093e\u092f\u093e<\/strong><strong>, <\/strong><strong>\u091c\u094b<\/strong> <strong>\u0905\u092a\u094d\u0930\u0948\u0932<\/strong><strong> 2024 <\/strong><strong>\u092e\u0947\u0902<\/strong><strong> 13.3 <\/strong><strong>\u092c\u093f\u0932\u093f\u092f\u0928<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u0905\u0927\u093f\u0915<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u092e\u0942\u0932\u094d\u092f<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0939\u093f\u0938\u093e\u092c<\/strong> <strong>\u0938\u0947<\/strong><strong>, <\/strong><strong>\u092f\u0941\u092a\u0940\u0906\u0908<\/strong><strong> (UPI) <\/strong><strong>\u0932\u0947\u0928\u0926\u0947\u0928<\/strong> <strong>\u092e\u0908<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0915\u0941\u0932<\/strong><strong> \u20b920.45 <\/strong><strong>\u0932\u093e\u0916<\/strong> <strong>\u0915\u0930\u094b\u0921\u093c<\/strong> <strong>\u0925\u093e<\/strong><strong>, <\/strong><strong>\u091c\u092c\u0915\u093f<\/strong> <strong>\u0905\u092a\u094d\u0930\u0948\u0932<\/strong><strong> 2024 <\/strong><strong>\u092e\u0947\u0902<\/strong> <strong>\u092f\u0939<\/strong><strong> \u20b919.64 <\/strong><strong>\u0932\u093e\u0916<\/strong> <strong>\u0915\u0930\u094b\u0921\u093c<\/strong> <strong>\u0925\u093e\u0964<\/strong> <strong>\u092f\u0947<\/strong> <strong>\u0921\u0947\u091f\u093e<\/strong> <strong>\u092e\u093e\u0924\u094d\u0930\u093e<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u092a\u094d\u0930\u0924\u093f\u0936\u0924<\/strong> <strong>\u0935\u0943\u0926\u094d\u0927\u093f<\/strong> <strong>\u0926\u0930\u094d\u0936\u093e\u0924\u0947<\/strong> <strong>\u0939\u0948\u0902<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 45%<\/p>\n<p style=\"text-align: justify;\">(b) 47%<\/p>\n<p style=\"text-align: justify;\">(c) 49%<\/p>\n<p style=\"text-align: justify;\">(d) 51%<\/p>\n<p style=\"text-align: justify;\">(e) 48%<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n3<\/strong><strong>) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u093c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u0905\u092a\u094d\u0930\u0948\u0932<\/strong><strong> 2024 <\/strong><strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0917\u0948\u0930<\/strong><strong>&#8211;<\/strong><strong>\u0916\u093e\u0926\u094d\u092f<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u090b\u0923<\/strong> <strong>\u092e\u0947\u0902<\/strong><strong> 15.3% <\/strong><strong>\u0935\u093f\u0938\u094d\u0924\u093e\u0930<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0930\u093f\u092a\u094b\u0930\u094d\u091f<\/strong> <strong>\u0926\u0940<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0915\u0943\u0937\u093f<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0938\u0902\u092c\u0926\u094d\u0927<\/strong> <strong>\u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u090b\u0923<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924<\/strong> <strong>\u0935\u0943\u0926\u094d\u0927\u093f<\/strong> <strong>\u0939\u0941\u0908<\/strong> <strong>\u0939\u0948<\/strong><strong>, <\/strong><strong>\u091c\u094b<\/strong> <strong>\u0905\u092a\u094d\u0930\u0948\u0932<\/strong><strong> 2024 <\/strong><strong>\u092e\u0947\u0902<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u092a\u094d\u0930\u0924\u093f\u0936\u0924<\/strong> <strong>\u0924\u0915<\/strong> <strong>\u092c\u0922\u093c<\/strong> <strong>\u091c\u093e\u090f\u0917\u0940<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 19.2%<\/p>\n<p style=\"text-align: justify;\">(b) 19.5%<\/p>\n<p style=\"text-align: justify;\">(c) 19.6%<\/p>\n<p style=\"text-align: justify;\">(d) 19.7%<\/p>\n<p style=\"text-align: justify;\">(e) 19.8%<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n4<\/strong><strong>) <\/strong><strong>\u0915\u0947\u0928\u0930\u093e<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong><strong> IPO <\/strong><strong>\u0915\u0947<\/strong> <strong>\u091c\u093c\u0930\u093f\u090f<\/strong> <strong>\u0915\u0947\u0928\u0930\u093e<\/strong> <strong>\u090f\u091a\u090f\u0938\u092c\u0940\u0938\u0940<\/strong><strong> (HSBC) <\/strong><strong>\u0932\u093e\u0907\u092b\u093c<\/strong> <strong>\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0905\u092a\u0928\u0940<\/strong><strong> 14.50% <\/strong><strong>\u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940<\/strong> <strong>\u092c\u0947\u091a\u0947\u0917\u093e\u0964<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u092c\u0947\u0938\u0932<\/strong><strong> III <\/strong><strong>\u0915\u092e\u094d\u092a\u094d\u0932\u093e\u092f\u0902\u091f<\/strong> <strong>\u090f\u0921\u093f\u0936\u0928\u0932<\/strong> <strong>\u091f\u093f\u092f\u0930<\/strong><strong> I <\/strong><strong>\u092c\u0949\u0928\u094d\u0921<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u091c\u093c\u0930\u093f\u090f<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u0915\u0930\u094b\u0921\u093c<\/strong> <strong>\u091c\u0941\u091f\u093e\u0928\u0947<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0907\u0930\u093e\u0926\u093e<\/strong> <strong>\u0930\u0916\u0924\u093e<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 2000 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(b) 3000 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(c) 4000 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(d) 5000 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(e) 1000 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n5<\/strong><strong>) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0928\u0947<\/strong><strong> 1991 <\/strong><strong>\u0915\u0947<\/strong> <strong>\u092c\u093e\u0926<\/strong> <strong>\u092a\u0939\u0932\u0940<\/strong> <strong>\u092c\u093e\u0930<\/strong> <strong>\u092f\u0942\u0928\u093e\u0907\u091f\u0947\u0921<\/strong> <strong>\u0915\u093f\u0902\u0917\u0921\u092e<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u091f\u0928<\/strong> <strong>\u0938\u094b\u0928\u093e<\/strong> <strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0924\u093f\u091c\u094b\u0930\u093f\u092f\u094b\u0902<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u093f\u0924<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 50 \u091f\u0928<\/p>\n<p style=\"text-align: justify;\">(b) 150 \u091f\u0928<\/p>\n<p style=\"text-align: justify;\">(c) 100 \u091f\u0928<\/p>\n<p style=\"text-align: justify;\">(d) 75 \u091f\u0928<\/p>\n<p style=\"text-align: justify;\">(e) 125 \u091f\u0928<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n6<\/strong><strong>) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u092b\u093f\u0928\u091f\u0947\u0915<\/strong> <strong>\u0915\u094d\u0937\u0947\u0924\u094d\u0930<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0938\u094d\u0935<\/strong><strong>&#8211;<\/strong><strong>\u0928\u093f\u092f\u093e\u092e\u0915<\/strong> <strong>\u0938\u0902\u0917\u0920\u0928\u094b\u0902<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u090f\u0915<\/strong> <strong>\u0922\u093e\u0902\u091a\u093e<\/strong> <strong>\u0938\u094d\u0925\u093e\u092a\u093f\u0924<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0926\u094d\u0935\u093e\u0930\u093e<\/strong><strong> SRO-FT <\/strong><strong>\u0915\u0947<\/strong> <strong>\u0930\u0942\u092a<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u092e\u093e\u0928\u094d\u092f\u0924\u093e<\/strong> <strong>\u092a\u094d\u0930\u093e\u092a\u094d\u0924<\/strong> <strong>\u0939\u094b\u0928\u0947<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u092c\u093e\u0926<\/strong> <strong>\u092f\u093e<\/strong> <strong>\u0907\u0938<\/strong> <strong>\u0924\u0930\u0939<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0938\u0902\u091a\u093e\u0932\u0928<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0936\u0941\u0930\u0942<\/strong> <strong>\u0939\u094b\u0928\u0947<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u092a\u0939\u0932\u0947<\/strong> <strong>\u0909\u092e\u094d\u092e\u0940\u0926\u0935\u093e\u0930<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u092a\u093e\u0938<\/strong> <strong>\u090f\u0915<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u092d\u0940\u0924\u0930<\/strong> <strong>\u0928\u094d\u092f\u0942\u0928\u0924\u092e<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u0915\u0930\u094b\u0921\u093c<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0928\u093f\u0935\u0932<\/strong> <strong>\u0938\u0902\u092a\u0924\u094d\u0924\u093f<\/strong> <strong>\u0939\u094b\u0928\u0940<\/strong> <strong>\u091a\u093e\u0939\u093f\u090f<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 1 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(b) 2 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(c) 3 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(d) 4 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(e) 5 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n7<\/strong><strong>) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u093c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0935\u093e\u0930\u094d\u0937\u093f\u0915<\/strong> <strong>\u0930\u093f\u092a\u094b\u0930\u094d\u091f<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u092a\u0924\u093e<\/strong> <strong>\u091a\u0932\u0924\u093e<\/strong> <strong>\u0939\u0948<\/strong> <strong>\u0915\u093f<\/strong> <strong>\u0935\u093f\u0924\u094d\u0924<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong><strong> 2024 <\/strong><strong>\u092e\u0947\u0902<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u092e\u093e\u092e\u0932\u094b\u0902<\/strong> <strong>\u092e\u0947\u0902<\/strong><strong> 166% <\/strong><strong>\u0915\u0940<\/strong> <strong>\u0935\u0943\u0926\u094d\u0927\u093f<\/strong> <strong>\u0939\u0941\u0908<\/strong> <strong>\u0939\u0948<\/strong><strong>, <\/strong><strong>\u091c\u094b<\/strong><strong> 36,000 <\/strong><strong>\u0938\u0947<\/strong> <strong>\u0905\u0927\u093f\u0915<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0935\u093f\u0924\u094d\u0924<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong><strong> 2024 <\/strong><strong>\u092e\u0947\u0902<\/strong> <strong>\u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u092e\u093e\u092e\u0932\u094b\u0902<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0938\u0902\u0916\u094d\u092f\u093e<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0938\u093e\u0932<\/strong> <strong>\u0926\u0930<\/strong> <strong>\u0938\u093e\u0932<\/strong><strong> (Y-o-Y) <\/strong><strong>\u0915\u093f\u0924\u0928\u0940<\/strong> <strong>\u0915\u092e\u0940<\/strong> <strong>\u0906\u0908<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 46.7%<\/p>\n<p style=\"text-align: justify;\">(b) 45.7%<\/p>\n<p style=\"text-align: justify;\">(c) 47.7%<\/p>\n<p style=\"text-align: justify;\">(d) 48.7%<\/p>\n<p style=\"text-align: justify;\">(e) 49.7%<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n8<\/strong><strong>) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u092c\u0940\u092e\u093e<\/strong> <strong>\u0935\u093f\u0928\u093f\u092f\u093e\u092e\u0915<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0935\u093f\u0915\u093e\u0938<\/strong> <strong>\u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923<\/strong> <strong>\u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f<\/strong> <strong>\u092c\u0940\u092e\u093e<\/strong> <strong>\u092e\u0947\u0902<\/strong><strong> 100% <\/strong><strong>\u0915\u0948\u0936\u0932\u0947\u0938<\/strong> <strong>\u0926\u093e\u0935\u094b\u0902<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0928\u093f\u092a\u091f\u093e\u0928<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0938\u092e\u0930\u094d\u0925\u0928<\/strong> <strong>\u0915\u0930\u0924\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u092c\u0940\u092e\u093e<\/strong> <strong>\u0935\u093f\u0928\u093f\u092f\u093e\u092e\u0915<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0935\u093f\u0915\u093e\u0938<\/strong> <strong>\u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923<\/strong><strong> (IRDAI) <\/strong><strong>\u0928\u0947<\/strong> <strong>\u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f<\/strong> <strong>\u092c\u0940\u092e\u093e<\/strong> <strong>\u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902<\/strong> <strong>\u092a\u0930<\/strong> <strong>\u090f\u0915<\/strong> <strong>\u0935\u094d\u092f\u093e\u092a\u0915<\/strong> <strong>\u092e\u093e\u0938\u094d\u091f\u0930<\/strong> <strong>\u092a\u0930\u093f\u092a\u0924\u094d\u0930<\/strong> <strong>\u091c\u093e\u0930\u0940<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong><strong>, <\/strong><strong>\u091c\u093f\u0938\u092e\u0947\u0902<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u092a\u0941\u0930\u093e\u0928\u0947<\/strong> <strong>\u092a\u0930\u093f\u092a\u0924\u094d\u0930\u094b\u0902<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u090f\u0915\u0940\u0915\u0943\u0924<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0917\u092f\u093e<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 45<\/p>\n<p style=\"text-align: justify;\">(b) 35<\/p>\n<p style=\"text-align: justify;\">(c) 55<\/p>\n<p style=\"text-align: justify;\">(d) 65<\/p>\n<p style=\"text-align: justify;\">(e) 75<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n9<\/strong><strong>) <\/strong><strong>\u0915\u093f\u0938<\/strong> <strong>\u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u092c\u0902\u0917\u093e\u0932<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0916\u093e\u0921\u093c\u0940<\/strong> <strong>\u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e<\/strong><strong>&#8211;<\/strong><strong>\u0905\u0902\u0924\u0930<\/strong> <strong>\u0938\u0930\u0915\u093e\u0930\u0940<\/strong> <strong>\u0938\u0902\u0917\u0920\u0928<\/strong><strong> (<\/strong><strong>\u092c\u0940\u0913\u092c\u0940\u092a\u0940<\/strong><strong>&#8211;<\/strong><strong>\u0906\u0908\u091c\u0940\u0913<\/strong><strong>) <\/strong><strong>\u0928\u0947<\/strong> <strong>\u092e\u093f\u0932\u0915\u0930<\/strong><strong> BIMReN (<\/strong><strong>\u092c\u093f\u092e\u094d\u0938\u091f\u0947\u0915<\/strong><strong>&#8211;<\/strong><strong>\u092d\u093e\u0930\u0924<\/strong> <strong>\u0938\u092e\u0941\u0926\u094d\u0930\u0940<\/strong> <strong>\u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928<\/strong> <strong>\u0928\u0947\u091f\u0935\u0930\u094d\u0915<\/strong><strong>) <\/strong><strong>\u0915\u094b<\/strong> <strong>\u0932\u0949\u0928\u094d\u091a<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0917\u0943\u0939 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f<\/p>\n<p style=\"text-align: justify;\">(b) \u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f<\/p>\n<p style=\"text-align: justify;\">(c) \u0915\u093e\u0930\u092a\u094b\u0930\u0947\u091f \u0915\u093e\u0930\u094d\u092f \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f<\/p>\n<p style=\"text-align: justify;\">(d) \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u092e\u093e\u092e\u0932\u0947 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f<\/p>\n<p style=\"text-align: justify;\">(e) \u0938\u092e\u0941\u0926\u094d\u0930\u0940 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n10<\/strong><strong>) <\/strong><strong>\u092a\u094d\u0930\u0936\u093e\u0938\u0928<\/strong> <strong>\u0928\u0947<\/strong><strong> 1 <\/strong><strong>\u091c\u0928\u0935\u0930\u0940<\/strong><strong>, 2024 <\/strong><strong>\u0938\u0947<\/strong> <strong>\u0915\u0947\u0902\u0926\u094d\u0930<\/strong> <strong>\u0938\u0930\u0915\u093e\u0930<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0917\u094d\u0930\u0947\u091a\u094d\u092f\u0941\u091f\u0940<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0938\u0940\u092e\u093e<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u092a\u094d\u0930\u0924\u093f\u0936\u0924<\/strong> <strong>\u092c\u0922\u093c\u093e\u0928\u0947<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u092b\u0948\u0938\u0932\u093e<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 20%<\/p>\n<p style=\"text-align: justify;\">(b) 10%<\/p>\n<p style=\"text-align: justify;\">(c) 25%<\/p>\n<p style=\"text-align: justify;\">(d) 15%<\/p>\n<p style=\"text-align: justify;\">(e) 30%<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n11<\/strong><strong>) <\/strong><strong>\u092d\u093e\u0930\u0924<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u092a\u0939\u0932\u0940<\/strong> <strong>\u092e\u0939\u093f\u0932\u093e<\/strong> <strong>\u0930\u0941\u091a\u093f\u0930\u093e<\/strong> <strong>\u0915\u0902\u092c\u094b\u091c<\/strong><strong>, <\/strong><strong>\u0938\u0902\u092f\u0941\u0915\u094d\u0924<\/strong> <strong>\u0930\u093e\u0937\u094d\u091f\u094d\u0930<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f<\/strong><strong>, 35 <\/strong><strong>\u0938\u093e\u0932<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0938\u0947\u0935\u093e<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u092c\u093e\u0926<\/strong> <strong>\u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924<\/strong> <strong>\u0939\u094b<\/strong> <strong>\u0930\u0939\u0940<\/strong> <strong>\u0939\u0948\u0902\u0964<\/strong> <strong>\u0935\u0939<\/strong> <strong>\u0926\u0915\u094d\u0937\u093f\u0923<\/strong> <strong>\u0905\u092b\u094d\u0930\u0940\u0915\u093e<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u092f\u0942\u0928\u0947\u0938\u094d\u0915\u094b<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u0926\u0947\u0936<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0926\u0942\u0924<\/strong> <strong>\u0925\u0940\u0902<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0928\u0947\u092a\u093e\u0932<\/p>\n<p style=\"text-align: justify;\">(b) \u092d\u0942\u091f\u093e\u0928<\/p>\n<p style=\"text-align: justify;\">(c) \u0925\u093e\u0908\u0932\u0948\u0902\u0921<\/p>\n<p style=\"text-align: justify;\">(d) \u092f\u0942.\u090f\u0938<\/p>\n<p style=\"text-align: justify;\">(e) \u0938\u093f\u0902\u0917\u093e\u092a\u0941\u0930<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n12<\/strong><strong>) <\/strong><strong>\u0935\u093f\u0924\u094d\u0924<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong><strong> 2023-24 <\/strong><strong>\u0915\u0940<\/strong> <strong>\u091a\u094c\u0925\u0940<\/strong> <strong>\u0924\u093f\u092e\u093e\u0939\u0940<\/strong><strong> (<\/strong><strong>\u091c\u0928\u0935\u0930\u0940<\/strong><strong>&#8211;<\/strong><strong>\u092e\u093e\u0930\u094d\u091a<\/strong><strong>) <\/strong><strong>\u092e\u0947\u0902<\/strong> <strong>\u092d\u093e\u0930\u0924<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915<\/strong> <strong>\u091c\u0940\u0921\u0940\u092a\u0940<\/strong> <strong>\u092e\u0947\u0902<\/strong><strong> 7.8% <\/strong><strong>\u0915\u0940<\/strong> <strong>\u0935\u0943\u0926\u094d\u0927\u093f<\/strong> <strong>\u0939\u0941\u0908<\/strong><strong>, <\/strong><strong>\u091c\u093f\u0938\u0938\u0947<\/strong> <strong>\u092a\u0942\u0930\u0947<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0935\u0943\u0926\u094d\u0927\u093f<\/strong> <strong>\u0926\u0930<\/strong> <strong>\u0906\u0936\u094d\u091a\u0930\u094d\u092f\u091c\u0928\u0915<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u092a\u094d\u0930\u0924\u093f\u0936\u0924<\/strong> <strong>\u092a\u0930<\/strong> <strong>\u092a\u0939\u0941\u0902\u091a<\/strong> <strong>\u0917\u0908<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 8.1%<\/p>\n<p style=\"text-align: justify;\">(b) 8.2%<\/p>\n<p style=\"text-align: justify;\">(c) 8.3%<\/p>\n<p style=\"text-align: justify;\">(d) 8.4%<\/p>\n<p style=\"text-align: justify;\">(e) 8.5%<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n13<\/strong><strong>) <\/strong><strong>\u0935\u093f\u0924\u094d\u0924<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong><strong> 2024 <\/strong><strong>\u092e\u0947\u0902<\/strong> <strong>\u092d\u093e\u0930\u0924<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0930\u093e\u091c\u0915\u094b\u0937\u0940\u092f<\/strong> <strong>\u0918\u093e\u091f\u093e<\/strong><strong> 16.54 <\/strong><strong>\u0932\u093e\u0916<\/strong> <strong>\u0915\u0930\u094b\u0921\u093c<\/strong> <strong>\u0930\u0941\u092a\u092f\u0947<\/strong> <strong>\u0930\u0939\u093e<\/strong><strong>, <\/strong><strong>\u091c\u094b<\/strong> <strong>\u092c\u091c\u091f\u0940\u092f<\/strong> <strong>\u0932\u0915\u094d\u0937\u094d\u092f<\/strong><strong> 17.86 <\/strong><strong>\u0932\u093e\u0916<\/strong> <strong>\u0915\u0930\u094b\u0921\u093c<\/strong> <strong>\u0930\u0941\u092a\u092f\u0947<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u0915\u092e<\/strong> <strong>\u0939\u0948<\/strong><strong>, <\/strong><strong>\u091c\u092c\u0915\u093f<\/strong> <strong>\u0932\u0915\u094d\u0937\u094d\u092f<\/strong> <strong>\u0915\u093e<\/strong><strong> 95.3% <\/strong><strong>\u092a\u0942\u0930\u093e<\/strong> <strong>\u0939\u094b<\/strong> <strong>\u091a\u0941\u0915\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0935\u093f\u0924\u094d\u0924<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong><strong> 2024 <\/strong><strong>\u092e\u0947\u0902<\/strong> <strong>\u0915\u0947\u0902\u0926\u094d\u0930<\/strong> <strong>\u0938\u0930\u0915\u093e\u0930<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0930\u093e\u091c\u0915\u094b\u0937\u0940\u092f<\/strong> <strong>\u0918\u093e\u091f\u093e<\/strong> <strong>\u091c\u0940\u0921\u0940\u092a\u0940<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0915\u093f\u0924\u0928\u093e<\/strong> <strong>\u092a\u094d\u0930\u0924\u093f\u0936\u0924<\/strong> <strong>\u0925\u093e<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 5.5%<\/p>\n<p style=\"text-align: justify;\">(b) 5.6%<\/p>\n<p style=\"text-align: justify;\">(c) 5.7%<\/p>\n<p style=\"text-align: justify;\">(d) 5.8%<\/p>\n<p style=\"text-align: justify;\">(e) 5.9%<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n14<\/strong><strong>) <\/strong><strong>\u0906\u0930\u0908\u0938\u0940<\/strong> <strong>\u0932\u093f\u092e\u093f\u091f\u0947\u0921<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u0905\u092a\u0928\u0940<\/strong> <strong>\u0935\u093f\u0926\u0947\u0936\u0940<\/strong> <strong>\u092e\u0941\u0926\u094d\u0930\u093e<\/strong> <strong>\u0909\u0927\u093e\u0930<\/strong> <strong>\u0938\u0940\u092e\u093e<\/strong> <strong>\u0915\u094b<\/strong><strong> 20 <\/strong><strong>\u092c\u093f\u0932\u093f\u092f\u0928<\/strong> <strong>\u0921\u0949\u0932\u0930<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u092c\u0922\u093c\u093e\u0915\u0930<\/strong><strong> 24 <\/strong><strong>\u092c\u093f\u0932\u093f\u092f\u0928<\/strong> <strong>\u0921\u0949\u0932\u0930<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u092e\u0902\u091c\u0942\u0930\u0940<\/strong> <strong>\u0926\u0947<\/strong> <strong>\u0926\u0940<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u092c\u094b\u0930\u094d\u0921<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u0915\u0930\u094b\u0921\u093c<\/strong> <strong>\u0924\u0915<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0905\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924<\/strong><strong>\/<\/strong><strong>\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924<\/strong> <strong>\u0917\u0948\u0930<\/strong><strong>&#8211;<\/strong><strong>\u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0940\u092f<\/strong> <strong>\u092c\u0949\u0928\u094d\u0921<\/strong><strong>\/<\/strong><strong>\u0921\u093f\u092c\u0947\u0902\u091a\u0930<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0928\u093f\u091c\u0940<\/strong> <strong>\u0928\u093f\u0930\u094d\u0917\u092e<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u092d\u0940<\/strong> <strong>\u092e\u0902\u091c\u0942\u0930\u0940<\/strong> <strong>\u0926\u0947<\/strong> <strong>\u0926\u0940<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 125000 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(b) 135000 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(c) 145000 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(d) 155000 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\">(e) 165000 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n15<\/strong><strong>) <\/strong><strong>\u090f\u0932\u090f\u0902\u0921\u091f\u0940<\/strong> <strong>\u092b\u093e\u0907\u0928\u0947\u0902\u0938<\/strong> <strong>\u0918\u0930<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0917\u0924\u093f\u0936\u0940\u0932\u0924\u093e<\/strong> <strong>\u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u0923<\/strong> <strong>\u0938\u092e\u093e\u0927\u093e\u0928<\/strong> <strong>\u092a\u094d\u0930\u0926\u093e\u0928<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u092b\u0930\u094d\u092e<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0938\u093e\u0925<\/strong> <strong>\u0938\u0939\u092f\u094b\u0917<\/strong> <strong>\u0915\u0930\u0924\u093e<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u092a\u0947\u091f\u0940\u090f\u092e<\/p>\n<p style=\"text-align: justify;\">(b) \u092b\u094b\u0928\u092a\u0947<\/p>\n<p style=\"text-align: justify;\">(c) \u0930\u0947\u091c\u0930\u092a\u0947<\/p>\n<p style=\"text-align: justify;\">(d) \u092d\u0940\u092e<\/p>\n<p style=\"text-align: justify;\">(e) \u0905\u092e\u0947\u091c\u093c\u0928 \u092a\u0947<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n16<\/strong><strong>) <\/strong><strong>\u0938\u0936\u0938\u094d\u0924\u094d\u0930<\/strong> <strong>\u092c\u0932<\/strong> <strong>\u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e<\/strong> <strong>\u0938\u0947\u0935\u093e<\/strong><strong> (<\/strong><strong>\u090f\u090f\u092b\u090f\u092e\u090f\u0938<\/strong><strong>) <\/strong><strong>\u0928\u0947<\/strong> <strong>\u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u0923<\/strong> <strong>\u0906\u092f\u094b\u091c\u093f\u0924<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940<\/strong> <strong>\u0938\u0902\u0938\u094d\u0925\u093e\u0928<\/strong><strong> (<\/strong><strong>\u0906\u0908\u0906\u0908\u091f\u0940<\/strong><strong>) <\/strong><strong>\u0915\u0947<\/strong> <strong>\u0938\u093e\u0925<\/strong> <strong>\u090f\u0915<\/strong> <strong>\u0938\u092e\u091d\u094c\u0924\u093e<\/strong> <strong>\u091c\u094d\u091e\u093e\u092a\u0928<\/strong><strong> (<\/strong><strong>\u090f\u092e\u0913\u092f\u0942<\/strong><strong>) <\/strong><strong>\u092a\u0930<\/strong> <strong>\u0939\u0938\u094d\u0924\u093e\u0915\u094d\u0937\u0930<\/strong> <strong>\u0915\u093f\u090f<\/strong> <strong>\u0939\u0948\u0902<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0906\u0908\u0906\u0908\u091f\u0940 \u092e\u0926\u094d\u0930\u093e\u0938<\/p>\n<p style=\"text-align: justify;\">(b) \u0906\u0908\u0906\u0908\u091f\u0940 \u0939\u0948\u0926\u0930\u093e\u092c\u093e\u0926<\/p>\n<p style=\"text-align: justify;\">(c) \u0906\u0908\u0906\u0908\u091f\u0940 \u0915\u093e\u0928\u092a\u0941\u0930<\/p>\n<p style=\"text-align: justify;\">(d) \u0906\u0908\u0906\u0908\u091f\u0940 \u092c\u0949\u092e\u094d\u092c\u0947<\/p>\n<p style=\"text-align: justify;\">(e) \u0906\u0908\u0906\u0908\u091f\u0940 \u0915\u094b\u091a\u094d\u091a\u093f<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n17<\/strong><strong>) <\/strong><strong>\u0906\u0908\u0906\u0908\u091f\u0940<\/strong> <strong>\u092e\u0926\u094d\u0930\u093e\u0938<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0938\u094d\u091f\u093e\u0930\u094d\u091f\u0905\u092a<\/strong> <strong>\u0905\u0917\u094d\u0928\u093f\u0915\u0941\u0932<\/strong> <strong>\u0915\u0949\u0938\u092e\u0949\u0938<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u092a\u0942\u0930\u0940<\/strong> <strong>\u0924\u0930\u0939<\/strong> <strong>\u0938\u0947<\/strong><strong> 3<\/strong><strong>\u0921\u0940<\/strong><strong>&#8211;<\/strong><strong>\u092a\u094d\u0930\u093f\u0902\u091f\u0947\u0921<\/strong> <strong>\u0907\u0902\u091c\u0928<\/strong> <strong>\u0935\u093e\u0932\u093e<\/strong> <strong>\u0926\u0941\u0928\u093f\u092f\u093e<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u092a\u0939\u0932\u093e<\/strong> <strong>\u0930\u0949\u0915\u0947\u091f<\/strong> <strong>\u0932\u0949\u0928\u094d\u091a<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0905\u0917\u094d\u0928\u093f\u092c\u093e\u0923<\/strong> <strong>\u090f\u0915<\/strong> <strong>\u0926\u094b<\/strong><strong>&#8211;<\/strong><strong>\u091a\u0930\u0923<\/strong> <strong>\u0935\u093e\u0932\u093e<\/strong> <strong>\u0930\u0949\u0915\u0947\u091f<\/strong> <strong>\u0939\u0948<\/strong> <strong>\u091c\u094b<\/strong><strong> 700 <\/strong><strong>\u0915\u093f\u0932\u094b\u092e\u0940\u091f\u0930<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u090a\u0902\u091a\u093e\u0908<\/strong> <strong>\u0924\u0915<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u0915\u093f\u0932\u094b\u0917\u094d\u0930\u093e\u092e<\/strong> <strong>\u0924\u0915<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u092d\u093e\u0930<\/strong> <strong>\u0932\u0947<\/strong> <strong>\u091c\u093e\u0928\u0947<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0938\u0915\u094d\u0937\u092e<\/strong> <strong>\u0939\u0948<\/strong><strong>? <\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 200 \u0915\u093f\u0932\u094b\u0917\u094d\u0930\u093e\u092e<\/p>\n<p style=\"text-align: justify;\">(b) 300 \u0915\u093f\u0932\u094b\u0917\u094d\u0930\u093e\u092e<\/p>\n<p style=\"text-align: justify;\">(c) 400 \u0915\u093f\u0932\u094b\u0917\u094d\u0930\u093e\u092e<\/p>\n<p style=\"text-align: justify;\">(d) 500 \u0915\u093f\u0932\u094b\u0917\u094d\u0930\u093e\u092e<\/p>\n<p style=\"text-align: justify;\">(e) 100 \u0915\u093f\u0932\u094b\u0917\u094d\u0930\u093e\u092e<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n18<\/strong><strong>) <\/strong><strong>\u092f\u0942\u0930\u094b\u092a\u0940\u092f<\/strong> <strong>\u0905\u0902\u0924\u0930\u093f\u0915\u094d\u0937<\/strong> <strong>\u090f\u091c\u0947\u0902\u0938\u0940<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u092a\u0943\u0925\u094d\u0935\u0940<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u091c\u0932\u0935\u093e\u092f\u0941<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u092c\u093e\u0926\u0932\u094b\u0902<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u090f\u0930\u094b\u0938\u094b\u0932<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0905\u0927\u094d\u092f\u092f\u0928<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0905\u0930\u094d\u0925\u0915\u0947\u092f\u0930<\/strong> <strong>\u092e\u093f\u0936\u0928<\/strong> <strong>\u0932\u0949\u0928\u094d\u091a<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0905\u0930\u094d\u0925\u0915\u0947\u092f\u0930<\/strong> <strong>\u0909\u092a\u0917\u094d\u0930\u0939<\/strong> <strong>\u0905\u092c<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u0926\u0947\u0936<\/strong> <strong>\u0926\u094d\u0935\u093e\u0930\u093e<\/strong> <strong>\u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0938\u094d\u0935\u093f\u091f\u094d\u091c\u093c\u0930\u0932\u0948\u0902\u0921<\/p>\n<p style=\"text-align: justify;\">(b) \u091c\u0930\u094d\u092e\u0928\u0940<\/p>\n<p style=\"text-align: justify;\">(c) \u0938\u094d\u0935\u0940\u0921\u0928<\/p>\n<p style=\"text-align: justify;\">(d) \u0939\u093e\u0902\u0917\u0915\u093e\u0902\u0917<\/p>\n<p style=\"text-align: justify;\">(e) \u0911\u0938\u094d\u091f\u094d\u0930\u0947\u0932\u093f\u092f\u093e<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n19<\/strong><strong>) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u092e\u0941\u0915\u094d\u0915\u0947\u092c\u093e\u091c\u0940<\/strong> <strong>\u092e\u0939\u093e\u0938\u0902\u0918<\/strong><strong> (<\/strong><strong>\u092c\u0940\u090f\u092b\u0906\u0908<\/strong><strong>) <\/strong><strong>\u0928\u0947<\/strong> <strong>\u0935\u093f\u0936\u094d\u0935<\/strong> <strong>\u092e\u0941\u0915\u094d\u0915\u0947\u092c\u093e\u091c\u0940<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0936\u093e\u092e\u093f\u0932<\/strong> <strong>\u0939\u094b\u0928\u093e<\/strong> <strong>\u0938\u094d\u0935\u0940\u0915\u093e\u0930<\/strong> <strong>\u0915\u0930<\/strong> <strong>\u0932\u093f\u092f\u093e<\/strong> <strong>\u0939\u0948<\/strong><strong>, <\/strong><strong>\u091c\u094b<\/strong> <strong>\u0913\u0932\u0902\u092a\u093f\u0915<\/strong> <strong>\u0906\u0902\u0926\u094b\u0932\u0928<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u092d\u0940\u0924\u0930<\/strong> <strong>\u092e\u0941\u0915\u094d\u0915\u0947\u092c\u093e\u091c\u0940<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0938\u0902\u0930\u0915\u094d\u0937\u093f\u0924<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0938\u092e\u0930\u094d\u092a\u093f\u0924<\/strong> <strong>\u0905\u0902\u0924\u0930\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/strong> <strong>\u092e\u0939\u093e\u0938\u0902\u0918<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/strong> <strong>\u0913\u0932\u0902\u092a\u093f\u0915<\/strong> <strong>\u0938\u092e\u093f\u0924\u093f<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u091a\u0947\u0924\u093e\u0935\u0928\u0940<\/strong> <strong>\u0926\u0940<\/strong> <strong>\u0939\u0948<\/strong> <strong>\u0915\u093f<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong> <strong>\u0932\u0949\u0938<\/strong> <strong>\u090f\u0902\u091c\u093f\u0932\u094d\u0938<\/strong> <strong>\u0913\u0932\u0902\u092a\u093f\u0915<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u092e\u0941\u0915\u094d\u0915\u0947\u092c\u093e\u091c\u0940<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u092c\u093e\u0939\u0930<\/strong> <strong>\u0930\u0916\u093e<\/strong> <strong>\u091c\u093e\u090f\u0917\u093e<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 2025<\/p>\n<p style=\"text-align: justify;\">(b) 2026<\/p>\n<p style=\"text-align: justify;\">(c) 2027<\/p>\n<p style=\"text-align: justify;\">(d) 2028<\/p>\n<p style=\"text-align: justify;\">(e) 2030<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n20<\/strong><strong>) <\/strong><strong>\u0939\u0930<\/strong> <strong>\u0938\u093e\u0932<\/strong><strong> 3 <\/strong><strong>\u091c\u0942\u0928<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0926\u0941\u0928\u093f\u092f\u093e<\/strong> <strong>\u092d\u0930<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u094b\u0917<\/strong> <strong>\u0935\u093f\u0936\u094d\u0935<\/strong> <strong>\u0938\u093e\u0907\u0915\u093f\u0932<\/strong> <strong>\u0926\u093f\u0935\u0938<\/strong> <strong>\u092e\u0928\u093e\u0924\u0947<\/strong> <strong>\u0939\u0948\u0902\u0964<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong> <strong>\u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u092e\u0941\u0939\u0930<\/strong> <strong>\u0932\u0917\u0940<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0938\u0902\u092f\u0941\u0915\u094d\u0924<\/strong> <strong>\u0930\u093e\u0937\u094d\u091f\u094d\u0930<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u0914\u092a\u091a\u093e\u0930\u093f\u0915<\/strong> <strong>\u0930\u0942\u092a<\/strong> <strong>\u0938\u0947<\/strong><strong> 3 <\/strong><strong>\u091c\u0942\u0928<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0935\u093f\u0936\u094d\u0935<\/strong> <strong>\u0938\u093e\u0907\u0915\u093f\u0932<\/strong> <strong>\u0926\u093f\u0935\u0938<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0930\u0942\u092a<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0918\u094b\u0937\u093f\u0924<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 2015<\/p>\n<p style=\"text-align: justify;\">(b) 2017<\/p>\n<p style=\"text-align: justify;\">(c) 2018<\/p>\n<p style=\"text-align: justify;\">(d) 2019<\/p>\n<p style=\"text-align: justify;\">(e) 2016<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 20px; color: #ff0000;\"><strong><br \/>\nAnswers :<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><strong>1<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092a\u0939\u0932\u0940 \u092c\u093e\u0930, \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0928\u0947 10 \u0938\u093e\u0932 \u0915\u0947 \u0917\u094d\u0930\u0940\u0928 \u092c\u0949\u0928\u094d\u0921 \u0915\u0940 \u0928\u0940\u0932\u093e\u092e\u0940 \u0930\u0926\u094d\u0926 \u0915\u0930 \u0926\u0940 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0928\u0947 \u0917\u094d\u0930\u0940\u0928\u093f\u092f\u092e \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0907\u0928\u0915\u093e\u0930 \u0915\u0930 \u0926\u093f\u092f\u093e\u0964<\/li>\n<li>\u0917\u094d\u0930\u0940\u0928\u093f\u092f\u092e \u0915\u093e \u092e\u0924\u0932\u092c \u0939\u0948 \u0915\u093f \u0928\u093f\u0935\u0947\u0936\u0915 \u0917\u094d\u0930\u0940\u0928 \u092c\u0949\u0928\u094d\u0921 \u0915\u0947 \u0932\u093f\u090f \u0909\u0928\u0915\u0947 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u092a\u094d\u0930\u092d\u093e\u0935 \u0915\u0947 \u0915\u093e\u0930\u0923 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u094b \u0924\u0948\u092f\u093e\u0930 \u0939\u0948\u0902\u0964<\/li>\n<li>\u092f\u0939 \u0909\u0928 \u0915\u092e \u0909\u092a\u091c \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948 \u091c\u094b \u0928\u093f\u0935\u0947\u0936\u0915 \u0907\u0928 \u092a\u094d\u0930\u0924\u093f\u092d\u0942\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0928\u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u092a\u0930\u094d\u092f\u093e\u0935\u0930\u0923\u0940\u092f \u0930\u0942\u092a \u0938\u0947 \u091f\u093f\u0915\u093e\u090a \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u094b \u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u093f\u0924 \u0915\u0930\u0928\u093e \u0939\u0948\u0964<\/li>\n<li>\u092c\u0949\u0928\u094d\u0921 \u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u093e \u0935\u093f\u0935\u0930\u0923: \u0917\u094d\u0930\u0940\u0928 \u092c\u0949\u0928\u094d\u0921 \u0915\u094b 10 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0938\u093e\u0925 6,000 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u0926\u094b \u0915\u093f\u0938\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u093e \u0907\u0930\u093e\u0926\u093e \u0925\u093e\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>In a first, the Reserve Bank of India (RBI) cancelled the auction of 10-year green bonds as traders refused to pay greenium.<\/li>\n<li>This decision highlights the challenges in pricing and trading green bonds in the market.<\/li>\n<li>Greenium signifies the premium investors are willing to pay for green bonds because of their sustainability impact.<\/li>\n<li>It signifies the lower yield investors accept for these securities, which are aimed at financing environmentally sustainable projects.<\/li>\n<li>Government&#8217;s Green Bond Plans: Diverging from the pattern of issuing green bonds in the latter half, the government plans to issue green bonds worth Rs 12,000 crore in the first half of the current financial year.<\/li>\n<li>Bond Issuance Details: The green bonds were intended to be issued in two tranches of Rs 6,000 crore each, with a tenure of 10 years.<\/li>\n<li>Bid Yield: During the auction, bids were placed with yields ranging between 7% and 7.06%.<\/li>\n<li>However, the RBI was not prepared to pay this yield, leading to the cancellation of the auction.<\/li>\n<li>At the time of the auction, the benchmark bond yield was trading at 6.99%.<\/li>\n<li>The yield on the benchmark 10-year government bond settled at 6.98% on, against 7%.<\/li>\n<li>Utilization of Funds:Funds generated via the sale of green bonds will be allocated to public-sector projects aimed at decreasing the carbon footprint of the economy.<\/li>\n<li>RBI Intervention in Foreign Exchange Market:The RBI intervened through dollar sales in the foreign exchange market to protect the rupee from further depreciation<\/li>\n<li>The rupee declined to a two-week low of 83.47 against the dollar due to month-end dollar demand from oil companies and caution ahead of general election results.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n2<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u090f\u0928\u092a\u0940\u0938\u0940\u0906\u0908 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u092f\u0942\u092a\u0940\u0906\u0908 \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0928\u0947 \u092e\u0908, 2024 \u092e\u0947\u0902 14.04 \u092c\u093f\u0932\u093f\u092f\u0928 \u0932\u0947\u0928\u0926\u0947\u0928 \u0938\u0902\u0938\u093e\u0927\u093f\u0924 \u0915\u0930\u0915\u0947 \u090f\u0915 \u0928\u092f\u093e \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u092c\u0928\u093e\u092f\u093e \u0939\u0948, \u091c\u092c\u0915\u093f \u0905\u092a\u094d\u0930\u0948\u0932, 2024 \u092e\u0947\u0902 \u092f\u0939 \u0938\u0902\u0916\u094d\u092f\u093e 13.3 \u092c\u093f\u0932\u093f\u092f\u0928 \u0925\u0940\u0964<\/li>\n<li>\u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0939\u093f\u0938\u093e\u092c \u0938\u0947, \u092e\u0908 \u092e\u0947\u0902 \u092f\u0942\u092a\u0940\u0906\u0908 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0941\u0932 \u20b920.45 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0930\u0939\u093e, \u091c\u092c\u0915\u093f \u0905\u092a\u094d\u0930\u0948\u0932 \u092e\u0947\u0902 \u092f\u0939 \u20b919.64 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0925\u093e\u0964<\/li>\n<li>\u092f\u0947 \u0906\u0902\u0915\u0921\u093c\u0947 \u092e\u0908 2023 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u092e\u093e\u0924\u094d\u0930\u093e \u092e\u0947\u0902 49% \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0914\u0930 \u092e\u0942\u0932\u094d\u092f \u092e\u0947\u0902 39% \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0930\u094d\u0936\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li>\u0905\u092a\u094d\u0930\u0948\u0932 2016 \u092e\u0947\u0902 \u092f\u0942\u092a\u0940\u0906\u0908 \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0947 \u092c\u093e\u0926 \u0938\u0947 \u092e\u0908 \u0915\u0947 \u0906\u0902\u0915\u0921\u093c\u0947 \u092e\u0942\u0932\u094d\u092f \u0914\u0930 \u092e\u093e\u0924\u094d\u0930\u093e \u0926\u094b\u0928\u094b\u0902 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The Unified Payments Interface (UPI) network operated by the National Payments Corporation of India (NPCI) has set a new record by processing 14.04 billion transactions in May,2024 compared to 13.3 billion in April, 2024.<\/li>\n<li>By value, UPI transactions totalled \u20b920.45 lakh crore in May, compared to \u20b919.64 lakh crore in April.<\/li>\n<li>These figures represent a 49% increase in volume and a 39% increase in value compared to May 2023.<\/li>\n<li>May&#8217;s numbers are the highest in terms of both value and volume since UPI&#8217;s inception in April 2016.<\/li>\n<li>Monthly Comparisons : April saw a slight dip in transaction volumes to 13.3 billion from 13.44 billion in March, a 1% decrease.<\/li>\n<li>The average daily transaction amount in May was \u20b965,966 crore, with an average daily transaction count of 453 million.<\/li>\n<li>IMPS Transactions : Immediate Payment Service (IMPS) transactions increased by 1.45% in volume to 558 million in May from 550 million in April.<\/li>\n<li>The value of IMPS transactions rose by 2.36% to \u20b96.06 trillion in May from \u20b95.92 trillion in April.<\/li>\n<li>The May numbers saw a 12% rise in volume and 15% rise in value versus the same month last year.<\/li>\n<li>FASTag Transactions: FASTag transactions rose by 6% to 347 million in May from 328 million in April.<\/li>\n<li>The value of FASTag transactions increased to \u20b95,908 crore in May from \u20b95,592 crore in April, a 4% rise in volume and a 9% rise in value compared to May 2023.<\/li>\n<li>AePS Transactions : Aadhaar Enabled Payment System (AePS) transactions decreased by 4% to 90 million in May from 95 million in April.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n3<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: D<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0928\u0947 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2024 \u0915\u0947 \u092a\u0939\u0932\u0947 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u090b\u0923 \u0935\u0943\u0926\u094d\u0927\u093f \u092e\u0947\u0902 \u0909\u0932\u094d\u0932\u0947\u0916\u0928\u0940\u092f \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0947\u0916\u0940, \u091c\u094b \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 \u0915\u0943\u0937\u093f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u092a\u094d\u0930\u0917\u0924\u093f \u0938\u0947 \u092a\u094d\u0930\u0947\u0930\u093f\u0924 \u0939\u0948\u0964<\/li>\n<li>\u0917\u0948\u0930-\u0916\u093e\u0926\u094d\u092f \u092c\u0948\u0902\u0915 \u090b\u0923: \u0938\u093e\u0932-\u0926\u0930-\u0938\u093e\u0932 (y-o-y) \u0906\u0927\u093e\u0930 \u092a\u0930, \u0917\u0948\u0930-\u0916\u093e\u0926\u094d\u092f \u092c\u0948\u0902\u0915 \u090b\u0923 \u0905\u092a\u094d\u0930\u0948\u0932 2024 \u092e\u0947\u0902 15.3% \u092c\u0922\u093c\u093e, \u091c\u094b \u090f\u0915 \u0938\u093e\u0932 \u092a\u0939\u0932\u0947 \u0926\u0930\u094d\u091c \u0915\u0940 \u0917\u0908 16.2% \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0930 \u0938\u0947 \u0925\u094b\u0921\u093c\u093e \u0915\u092e \u0939\u0948\u0964<\/li>\n<li>\u0905\u092a\u094d\u0930\u0948\u0932 2024 \u092e\u0947\u0902 \u0915\u0941\u0932 \u0917\u0948\u0930-\u0916\u093e\u0926\u094d\u092f \u090b\u0923 159.55 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0930\u0939\u093e, \u091c\u094b \u0905\u092a\u094d\u0930\u0948\u0932 2023 \u092e\u0947\u0902 138.38 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0925\u093e\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u0915\u0943\u0937\u093f \u0915\u094d\u0937\u0947\u0924\u094d\u0930: \u0905\u092a\u094d\u0930\u0948\u0932 2024 \u0915\u0947 \u0932\u093f\u090f \u0906\u0930\u092c\u0940\u0906\u0908 \u0915\u0940 \u092c\u0948\u0902\u0915 \u090b\u0923 \u0915\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0924\u0948\u0928\u093e\u0924\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0915\u0943\u0937\u093f \u0914\u0930 \u0938\u0902\u092c\u0926\u094d\u0927 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090b\u0923 \u092e\u0947\u0902 \u092e\u091c\u092c\u0942\u0924 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0947\u0916\u0940 \u0917\u0908, \u091c\u094b \u090f\u0915 \u0938\u093e\u0932 \u092a\u0939\u0932\u0947 16.8% \u0938\u0947 \u092c\u0922\u093c\u0915\u0930 \u0905\u092a\u094d\u0930\u0948\u0932 2024 \u092e\u0947\u0902 19.7% \u0939\u094b \u0917\u0908\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The banking sector observed a notable increase in credit growth during the first month of fiscal 2024, primarily driven by advancements in the agriculture sector, as per the Reserve Bank of India (RBI).<\/li>\n<li>Non-Food Bank Credit: On a year-on-year (y-o-y) basis, non-food bank credit expanded by 15.3% in April 2024, slightly lower than the growth rate of 16.2% recorded a year earlier.<\/li>\n<li>Absolute non-food credit stood at Rs 159.55 lakh crore in April 2024, up from Rs 138.38 lakh crore in April 2023.<\/li>\n<li>Agriculture Sector:Loans to agriculture and allied activities exhibited robust growth, accelerating to 19.7% in April 2024 from 16.8% a year ago, according to the RBI\u2019s Sectoral Deployment of Bank Credit report for April 2024.<\/li>\n<li>Personal Loans Segment:The growth rate in the personal loans segment moderated to 17.4% from 19.4% a year ago, primarily due to subdued growth in vehicle loans.<\/li>\n<li>However, credit to housing experienced accelerated growth at 17.7%, compared to 13.9% previously.<\/li>\n<li>Credit to Industry:Bank credit to the industry sector increased by 6.9% in April 2024, compared to 7.2% in the corresponding period last year.<\/li>\n<li>Credit to Services Sector:Credit to the services sector expanded by 19.2% in April 2024, down from 21.3% a year ago.<\/li>\n<li>Improved credit growth was noted in commercial real estate and professional services.<\/li>\n<li>Credit to NBFCs and Trade:However, credit growth to non-banking financial companies (NBFCs) and trade decelerated significantly in April 2024, registering a growth rate of 14.6% compared to 29.2% in April 2023, according to RBI data.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n4<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0915\u0947\u0928\u0930\u093e \u092c\u0948\u0902\u0915 \u0928\u0947 \u0905\u092a\u0928\u0940 \u0938\u0939\u093e\u092f\u0915 \u0915\u0902\u092a\u0928\u0940 \u0915\u0947\u0928\u0930\u093e \u090f\u091a\u090f\u0938\u092c\u0940\u0938\u0940 \u0932\u093e\u0907\u092b \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u0902\u092a\u0928\u0940 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 \u092e\u0947\u0902 \u0906\u0930\u0902\u092d\u093f\u0915 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u092a\u0947\u0936\u0915\u0936 (\u0906\u0908\u092a\u0940\u0913) \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0905\u092a\u0928\u0940 14.50% \u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940 \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0936\u0941\u0930\u0942 \u0915\u0930\u0928\u0947 \u0915\u094b \u092e\u0902\u091c\u0942\u0930\u0940 \u0926\u0947 \u0926\u0940 \u0939\u0948\u0964<\/li>\n<li>\u090b\u0923 \u0938\u093e\u0927\u0928 \u092f\u094b\u091c\u0928\u093e: \u092c\u0948\u0902\u0915 \u0928\u0947 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2024-25 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092c\u0947\u0938\u0932 III \u0905\u0928\u0941\u092a\u093e\u0932\u0915 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u091f\u093f\u092f\u0930 I \u092c\u0949\u0928\u094d\u0921 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 4,000 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0914\u0930 \u092c\u0947\u0938\u0932 III \u0905\u0928\u0941\u092a\u093e\u0932\u0915 \u091f\u093f\u092f\u0930 II \u092c\u0949\u0928\u094d\u0921 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 4,500 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u091c\u0941\u091f\u093e\u0928\u0947 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0908 \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Canara Bank has approved the initiation of the process to dilute its 14.50% stake in its subsidiary, Canara HSBC Life Insurance Company Limited., through an initial public offering (IPO).<\/li>\n<li>IPO Details:The bank intends to list Canara HSBC Life Insurance on stock exchanges (BSE\/NSE) via an IPO.<\/li>\n<li>The exact size of the issue, timing, and other modalities will be determined later.<\/li>\n<li>Capital Raising Approval:Canara Bank&#8217;s Board has also approved raising Rs 8,500 crore through debt instruments (Additional Tier I \/ Tier II Bonds) for the financial year 2024-25.<\/li>\n<li>Debt Instruments Plan:The bank plans to raise Rs 4,000 crore through Basel III Compliant Additional Tier I bonds and Rs 4,500 crore through Basel III Compliant Tier II bonds during FY 2024-25.<\/li>\n<li>An Initial Public Offer (IPO) is the selling of securities to the public in the primary market.<\/li>\n<li>It is the largest source of funds with long or indefinite maturity for the company.<\/li>\n<li>An IPO is an important step in the growth of a business.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n5<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0928\u0947 \u092f\u0942\u0928\u093e\u0907\u091f\u0947\u0921 \u0915\u093f\u0902\u0917\u0921\u092e \u0938\u0947 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0905\u092a\u0928\u0947 \u092d\u0902\u0921\u093e\u0930\u094b\u0902 \u092e\u0947\u0902 \u0932\u0917\u092d\u0917 100 \u091f\u0928 \u092f\u093e 1 \u0932\u093e\u0916 \u0915\u093f\u0932\u094b\u0917\u094d\u0930\u093e\u092e \u0938\u094b\u0928\u093e \u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u093f\u0924 \u0915\u093f\u092f\u093e \u0939\u0948\u0964<\/li>\n<li>\u092f\u0939 1991 \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0947 \u092c\u093e\u0926 \u0938\u0947 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0938\u094b\u0928\u0947 \u0915\u093e \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923 \u0939\u0948, \u0914\u0930 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u0948\u0902\u0915 \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902 \u0914\u0930 \u0905\u0927\u093f\u0915 \u0938\u094b\u0928\u093e \u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e \u0930\u0939\u093e \u0939\u0948\u0964<\/li>\n<li>\u0918\u0930\u0947\u0932\u0942 \u0924\u093f\u091c\u094b\u0930\u0940 \u0938\u094d\u0925\u093e\u0928: \u0918\u0930\u0947\u0932\u0942 \u0930\u0942\u092a \u0938\u0947, \u0938\u094b\u0928\u0947 \u0915\u094b \u092e\u0941\u0902\u092c\u0908 \u0915\u0947 \u092e\u093f\u0902\u091f \u0930\u094b\u0921 \u0914\u0930 \u0928\u093e\u0917\u092a\u0941\u0930 \u092e\u0947\u0902 RBI \u0915\u0947 \u092a\u0941\u0930\u093e\u0928\u0947 \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f \u092d\u0935\u0928 \u092e\u0947\u0902 \u0938\u094d\u0925\u093f\u0924 \u0924\u093f\u091c\u094b\u0930\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0938\u0902\u0917\u094d\u0930\u0939\u0940\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<li>\u0932\u093e\u0917\u0924 \u092c\u091a\u0924 \u0914\u0930 \u092d\u0902\u0921\u093e\u0930 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928: \u0907\u0938 \u0915\u0926\u092e \u0938\u0947 RBI \u0915\u094b \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0917\u094d\u0932\u0948\u0902\u0921 \u0915\u094b \u092a\u0939\u0932\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u092d\u0902\u0921\u093e\u0930\u0923 \u0932\u093e\u0917\u0924 \u0915\u094b \u092c\u091a\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u092e\u093f\u0932\u0947\u0917\u0940\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The Reserve Bank of India (RBI) has transferred around 100 tonnes or 1 lakh kilograms of gold from the United Kingdom to its vaults in India.<\/li>\n<li>This is the largest gold transfer since early 1991, and the central bank plans to move more gold in the coming months.<\/li>\n<li>Domestic Vault Locations:Domestically, gold is stored in vaults located in the RBI\u2019s old office building on Mumbai\u2019s Mint Road and in Nagpur.<\/li>\n<li>Cost Savings and Repository Change:This move will help the RBI save on storage costs previously paid to the Bank of England.<\/li>\n<li>Traditionally, the Bank of England has served as a repository for many central banks, including India, with some gold reserves stored in London since before Independence.<\/li>\n<li>RBI&#8217;s Gold Reserves:As of March end, the RBI held 822.1 tonnes of gold, with 413.8 tonnes stored overseas.<\/li>\n<li>The RBI has been among the central banks purchasing gold in recent years and added 27.5 tonnes in the last financial year.<\/li>\n<li>Historical Context:In the 1990s, India faced a critical situation where its foreign exchange reserves were depleted, covering only a few weeks\u2019 worth of imports.<\/li>\n<li>In August 1990, the then RBI Governor proposed keeping 15% of gold reserves abroad for emergency use.<\/li>\n<li>India&#8217;s foreign debt was approximately USD 72 billion in March 1990.<\/li>\n<li>Government approval was obtained to ship 20 tonnes of gold worth USD 234 million abroad.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n6<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0928\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 (SRO-FT) \u092e\u0947\u0902 \u0938\u094d\u0935-\u0928\u093f\u092f\u093e\u092e\u0915 \u0938\u0902\u0917\u0920\u0928\u094b\u0902 (SRO) \u0915\u094b \u092e\u093e\u0928\u094d\u092f\u0924\u093e \u0926\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u0902\u0924\u093f\u092e \u0930\u0942\u092a\u0930\u0947\u0916\u093e \u091c\u093e\u0930\u0940 \u0915\u0940, \u091c\u093f\u0938\u092e\u0947\u0902 \u0938\u0902\u0938\u094d\u0925\u093e\u0913\u0902 \u0915\u094b \u092b\u093f\u0928\u091f\u0947\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0938\u0947 \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f \u0938\u0926\u0938\u094d\u092f\u0924\u093e \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e\u0964<\/li>\n<li>\u0938\u0926\u0938\u094d\u092f\u0924\u093e: SRO-FT \u092e\u0947\u0902 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0947\u0902 RBI \u0926\u094d\u0935\u093e\u0930\u093e \u0935\u093f\u0928\u093f\u092f\u092e\u093f\u0924 \u092b\u093f\u0928\u091f\u0947\u0915 \u0938\u0902\u0938\u094d\u0925\u093e\u0913\u0902 \u0915\u0940 \u0938\u0926\u0938\u094d\u092f\u0924\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u091c\u0948\u0938\u0947 \u0915\u093f \u0917\u0948\u0930-\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0901-\u0916\u093e\u0924\u093e \u090f\u0917\u094d\u0930\u0940\u0917\u0947\u091f\u0930 (NBFC-AA) \u0914\u0930 NBFC-\u092a\u0940\u092f\u0930-\u091f\u0942-\u092a\u0940\u092f\u0930 (P2P) \u090b\u0923 \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0932\u0947\u091f\u092b\u093c\u0949\u0930\u094d\u092e, \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u091b\u094b\u0921\u093c\u0915\u0930\u0964<\/li>\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0926\u094d\u0935\u093e\u0930\u093e SRO-FT \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092e\u093e\u0928\u094d\u092f\u0924\u093e \u0926\u093f\u090f \u091c\u093e\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u092f\u093e \u0910\u0938\u0947 \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0936\u0941\u0930\u0942 \u0939\u094b\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0906\u0935\u0947\u0926\u0915 \u0915\u0947 \u092a\u093e\u0938 \u090f\u0915 \u0935\u0930\u094d\u0937 \u0915\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u092d\u0940\u0924\u0930 \u0928\u094d\u092f\u0942\u0928\u0924\u092e 2 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u0928\u093f\u0935\u0932 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The Reserve Bank of India (RBI) released the final framework for recognising self-regulatory organisations (SROs) in the financial technology sector (SRO-FT), encouraging entities to have a representative membership from the fintech sector.<\/li>\n<li>Membership:SRO-FTs can include membership from fintech entities currently regulated by the RBI, such as non-banking financial companies-account aggregators (NBFC-AA) and NBFC-peer-to-peer (P2P) lending platforms, excluding banks.<\/li>\n<li>After feedback received from stakeholders on the draft norms dated January 15,2024 the RBI has finalised the framework for recognising SROs for the fintech sector.<\/li>\n<li>An SRO is a non-governmental organisation that acts as a bridge between industry players and the regulator.<\/li>\n<li>It will also be responsible for promoting transparency and accountability among its members.<\/li>\n<li>This SRO has been mandated by RBI to be built on a \u2018representative\u2019 structure, which will enable it to leverage the collective expertise and experience of its members.<\/li>\n<li>The applicant should have a minimum net worth of Rs 2 crore within a period of one year after being recognised as SRO-FT by RBI or before the commencement of such operations.<\/li>\n<li>As per the final framework, the shareholding of the SRO should be sufficiently diversified, and no entity should hold 10% or more of its paid-up share capital, either singly or acting in concert.<\/li>\n<li>At least one-third of members in the board, including the chairperson, should be independent, and without any active association with a fintech entity.<\/li>\n<li>Organisations such as the Payments Council of India (PCI), Fintech Association for Consumer Empowerment, DLAI, are some of the leading bodies in the race to apply for an SRO-FT.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n7<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: A<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 2023-24 (\u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 24) \u092e\u0947\u0902, 36,075 \u092c\u0948\u0902\u0915 \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0915\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0915\u0940 \u0917\u0908, \u091c\u094b \u0915\u093f \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 23 \u092e\u0947\u0902 \u0926\u0930\u094d\u091c 13,564 \u092e\u093e\u092e\u0932\u094b\u0902 \u0938\u0947 \u0932\u0917\u092d\u0917 166% \u0915\u0940 \u0909\u0932\u094d\u0932\u0947\u0916\u0928\u0940\u092f \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<li>\u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0915\u0947 \u092e\u093e\u092e\u0932\u094b\u0902 \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926, \u0907\u0938\u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0930\u093e\u0936\u093f \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 24 \u092e\u0947\u0902 \u0938\u093e\u0932-\u0926\u0930-\u0938\u093e\u0932 (Y-o-Y) 46.7% \u0918\u091f\u0915\u0930 13,930 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0939\u094b \u0917\u0908, \u091c\u092c\u0915\u093f \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 23 \u092e\u0947\u0902 \u092f\u0939 26,127 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0925\u0940\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>In the financial year 2023-24 (FY24), there were 36,075 reported bank frauds, marking a significant increase of nearly 166% from the 13,564 cases reported in FY23.<\/li>\n<li>Despite the increase in the number of fraud cases, the amount involved decreased by 46.7% year-on-year (Y-o-Y) in FY24 to Rs 13,930 crore, compared to Rs 26,127 crore in FY23.<\/li>\n<li>Fraud Trends:Private sector banks reported more fraud cases overall, but public sector banks consistently accounted for the highest total fraud amount.<\/li>\n<li>The majority of fraud cases have occurred within the realm of digital payments (specifically involving cards and internet transactions) both in terms of frequency and monetary value.<\/li>\n<li>Impact on Loan Portfolio:The report states that fraud cases reported in the loan portfolio (under the advances category) have constituted the primary source of financial loss.<\/li>\n<li>Fraud Trends in Private and Public Sector Banks:Private sector banks reported a higher number of frauds in small-value card and internet transactions.<\/li>\n<li>Public sector banks experienced frauds primarily concentrated within their loan portfolios.<\/li>\n<li>Delay in Fraud Detection:An analysis of reported frauds between 2022-23 and 2023-24 indicates a substantial delay between the occurrence and detection of fraud cases.<\/li>\n<li>Financial Impact of Reported Frauds:In the financial aspect, the RBI&#8217;s annual report disclosed that:<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u27a2\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 94% of the value of frauds reported in 2022-23 originated from incidents in previous financial years.<\/p>\n<p style=\"text-align: justify;\">\u27a2\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Similarly, 89.2% of the value of frauds reported in 2023-24 were attributable to occurrences in previous financial years.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n8<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0940\u092e\u093e \u0935\u093f\u0928\u093f\u092f\u093e\u092e\u0915 \u0914\u0930 \u0935\u093f\u0915\u093e\u0938 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923 (IRDAI) \u0928\u0947 \u090f\u0915 \u0928\u092f\u093e \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092c\u0940\u092e\u093e \u092a\u0930\u093f\u092a\u0924\u094d\u0930 \u091c\u093e\u0930\u0940 \u0915\u093f\u092f\u093e \u0939\u0948, \u091c\u093f\u0938\u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0928\u093f\u092a\u091f\u093e\u0928 \u0938\u092e\u092f \u0915\u094b \u0915\u092e \u0915\u0930\u0915\u0947 \u0914\u0930 \u0915\u0948\u0936\u0932\u0947\u0938 \u0926\u093e\u0935\u093e \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0915\u0947 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u0947\u0935\u093e\u0913\u0902 \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0915\u0930\u0928\u093e \u0939\u0948\u0964<\/li>\n<li>\u0928\u093f\u092f\u093e\u092e\u0915 \u091a\u093e\u0939\u0924\u093e \u0939\u0948 \u0915\u093f \u092c\u0940\u092e\u093e\u0915\u0930\u094d\u0924\u093e \u0938\u092e\u092f\u092c\u0926\u094d\u0927 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 100% \u0915\u0948\u0936\u0932\u0947\u0938 \u0926\u093e\u0935\u093e \u0928\u093f\u092a\u091f\u093e\u0928 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0947\u0902, \u091c\u093f\u0938\u0938\u0947 \u0905\u0938\u093e\u0927\u093e\u0930\u0923 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0926\u093e\u0935\u094b\u0902 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0915\u092e \u0939\u094b\u0964<\/li>\n<li>\u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092c\u0940\u092e\u093e \u092a\u0930 \u092e\u093e\u0938\u094d\u091f\u0930 \u092a\u0930\u093f\u092a\u0924\u094d\u0930:IRDAI \u0928\u0947 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092c\u0940\u092e\u093e \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u092a\u0930 \u090f\u0915 \u0935\u094d\u092f\u093e\u092a\u0915 \u092e\u093e\u0938\u094d\u091f\u0930 \u092a\u0930\u093f\u092a\u0924\u094d\u0930 \u091c\u093e\u0930\u0940 \u0915\u093f\u092f\u093e, \u091c\u093f\u0938\u092e\u0947\u0902 55 \u092a\u093f\u091b\u0932\u0947 \u092a\u0930\u093f\u092a\u0924\u094d\u0930\u094b\u0902 \u0915\u094b \u0938\u092e\u0947\u0915\u093f\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The Insurance Regulatory and Development Authority of India (IRDAI) has issued a new health insurance circular that seeks to improve services for policyholders by reducing settlement times and ensuring cashless claim processes.<\/li>\n<li>The regulator wants insurers to achieve 100% cashless claim settlement in a time-bound manner, minimising the need for reimbursement claims to exceptional circumstances.<\/li>\n<li>Master Circular on Health Insurance:IRDAI issued a comprehensive Master Circular on Health Insurance Products, consolidating 55 previous circulars.<\/li>\n<li>All entitlements available to policyholders in health insurance policies are now consolidated in one document for easy reference.<\/li>\n<li>The repeal of previous circulars has been done to provide for new norms and also to make a single point reference on the total norms for policyholders as well as the insurers.<\/li>\n<li>Policyholder Benefits : A policyholder with multiple health insurance policies gets to choose the policy under which he\/she can get the admissible claim amount.<\/li>\n<li>In the event of no claims during the policy period, the insurers may reward the policyholders by providing an option to choose a No Claim Bonus, either by increasing the sum insured or discounting the premium amount.<\/li>\n<li>Insurance Document and Renewal : Every insurance document must be provided by the insurers with a Customer Information Sheet (CIS).<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n9<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f (MEA) \u0914\u0930 \u092c\u0902\u0917\u093e\u0932 \u0915\u0940 \u0916\u093e\u0921\u093c\u0940 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e-\u0905\u0902\u0924\u0930 \u0938\u0930\u0915\u093e\u0930\u0940 \u0938\u0902\u0917\u0920\u0928 (BOBP-IGO) \u0915\u0940 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u092a\u0939\u0932 BIMReN (BIMSTEC-\u092d\u093e\u0930\u0924 \u0938\u092e\u0941\u0926\u094d\u0930\u0940 \u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928 \u0928\u0947\u091f\u0935\u0930\u094d\u0915) \u0936\u0941\u0930\u0942 \u0915\u0940 \u0939\u0948\u0964<\/li>\n<li>\u092f\u0939 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e BIMSTEC \u0938\u0926\u0938\u094d\u092f \u0926\u0947\u0936\u094b\u0902 \u0915\u0947 \u0921\u0949\u0915\u094d\u091f\u0930\u0947\u091f \u0909\u092e\u094d\u092e\u0940\u0926\u0935\u093e\u0930\u094b\u0902 \u0915\u094b 1 \u092e\u093f\u0932\u093f\u092f\u0928 \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u0915\u093e \u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928 \u0905\u0928\u0941\u0926\u093e\u0928 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n<li>\u092f\u0939 6-12 \u092e\u0939\u0940\u0928\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092d\u093e\u0930\u0924\u0940\u092f \u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928 \u092a\u094d\u0930\u092f\u094b\u0917\u0936\u093e\u0932\u093e\u0913\u0902 \u092e\u0947\u0902 \u0905\u0927\u094d\u092f\u092f\u0928 \u0915\u0930\u0928\u0947 \u0915\u093e \u0905\u0935\u0938\u0930 \u092d\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The Government of India has launched BIMReN (BIMSTEC-India Marine Research Network), a joint initiative of the Ministry of External Affairs (MEA) and the Bay of Bengal Programme-Inter Governmental Organization (BOBP-IGO).<\/li>\n<li>The aim is to foster sustainable development of the blue economy by connecting researchers and research institutions in BIMSTEC countries.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Objectives of BIMReN<\/p>\n<ul style=\"text-align: justify;\">\n<li>BIMReN seeks to promote collaborative research and development in the blue economy sector through the following initiatives:<\/li>\n<\/ul>\n<ol style=\"text-align: justify;\">\n<li>BIMReN Split-Site Doctoral Fellowships<\/li>\n<\/ol>\n<ul style=\"text-align: justify;\">\n<li>This program offers doctoral candidates from BIMSTEC member countries a Research Grant of up to INR 1 million.<\/li>\n<li>It also provides the opportunity to pursue studies at Indian research labs for 6-12 months.<\/li>\n<\/ul>\n<ol style=\"text-align: justify;\" start=\"2\">\n<li>Twinning Research Projects<\/li>\n<\/ol>\n<ul style=\"text-align: justify;\">\n<li>These projects aim to facilitate collaborations between institutions and individuals from BIMSTEC member countries.<\/li>\n<li>They focus on working together on research programs of regional interest, with an associated grant of up to INR 5 million per project for a tenure of 24 months.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">About BIMSTEC<\/p>\n<ul style=\"text-align: justify;\">\n<li>The Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation (BIMSTEC) is an international organization consisting of Bangladesh, Bhutan, India, Myanmar, Nepal, Sri Lanka, and Thailand.<\/li>\n<li>Formed on 6 June 1997 through the Bangkok Declaration,<\/li>\n<li>its headquarters is located in Dhaka, Bangladesh.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n10<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0938\u0930\u0915\u093e\u0930 \u0928\u0947 1 \u091c\u0928\u0935\u0930\u0940, 2024 \u0938\u0947 \u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0917\u094d\u0930\u0947\u091a\u094d\u092f\u0941\u091f\u0940 \u0915\u0940 \u0938\u0940\u092e\u093e 25% \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u093e \u092b\u0948\u0938\u0932\u093e \u0915\u093f\u092f\u093e \u0939\u0948\u0964<\/li>\n<li>\u0928\u0908 \u0938\u0940\u092e\u093e \u20b920 \u0932\u093e\u0916 \u0938\u0947 \u092c\u0922\u093c\u0915\u0930 \u20b925 \u0932\u093e\u0916 \u0939\u094b \u0917\u0908 \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u0917\u094d\u0930\u0947\u091a\u094d\u092f\u0941\u091f\u0940 \u0915\u094b \u0938\u092e\u091d\u0928\u093e:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0917\u094d\u0930\u0947\u091a\u094d\u092f\u0941\u091f\u0940 \u090f\u0915 \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u0938\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u094b \u0909\u0938\u0915\u0940 \u0932\u0902\u092c\u0940 \u0914\u0930 \u0938\u0930\u093e\u0939\u0928\u0940\u092f \u0938\u0947\u0935\u093e \u0915\u0947 \u0938\u092e\u094d\u092e\u093e\u0928 \u092e\u0947\u0902 \u0926\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0930\u093e\u0936\u093f \u0915\u094b \u0938\u0902\u0926\u0930\u094d\u092d\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n<li>\u092f\u0939 \u0917\u094d\u0930\u0947\u091a\u094d\u092f\u0941\u091f\u0940 \u092d\u0941\u0917\u0924\u093e\u0928 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1972 \u0915\u0947 \u0924\u0939\u0924 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u0914\u0930 \u0909\u0928 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u091c\u093f\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u0947 \u0938\u093e\u0925 \u0915\u092e \u0938\u0947 \u0915\u092e \u092a\u093e\u0901\u091a \u0938\u093e\u0932 \u0915\u0940 \u0928\u093f\u0930\u0902\u0924\u0930 \u0938\u0947\u0935\u093e \u092a\u0942\u0930\u0940 \u0915\u0930 \u0932\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The government has decided to raise the gratuity limit for central government employees by 25%, effective January 1, 2024.<\/li>\n<li>The new limit has increased from \u20b920 lakhs to \u20b925 lakhs.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Understanding Gratuity<\/p>\n<ul style=\"text-align: justify;\">\n<li>Gratuity refers to the amount paid by an employer to an employee in recognition of their long and meritorious service.<\/li>\n<li>It is provided under the Payment of Gratuity Act, 1972, and is granted to employees who have completed at least five years of continuous service with the employer.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Components of Remuneration<\/p>\n<ul style=\"text-align: justify;\">\n<li>Gratuity is an additional component of remuneration provided by the employer, along with salary, pension, and Provident Fund (PF).<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Increase in Dearness Allowance and Relief<\/p>\n<ul style=\"text-align: justify;\">\n<li>In March 2024, the Modi government approved an additional instalment of Dearness Allowance (DA) for Central Government employees and Dearness Relief (DR) for pensioners.<\/li>\n<li>The new rate, effective from January 1, 2024, represents a 4% increase over the existing rate of 46% of Basic Pay\/Pension.<\/li>\n<li>This hike aims to compensate for the rising cost of living.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Summary<\/p>\n<ul style=\"text-align: justify;\">\n<li>The recent increase in gratuity limit and Dearness Allowance\/Relief reflects the government&#8217;s efforts to enhance the financial well-being of Central Government employees and pensioners, aligning with the evolving economic landscape.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n11<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u0940 \u092a\u0939\u0932\u0940 \u092e\u0939\u093f\u0932\u093e \u0938\u094d\u0925\u093e\u092f\u0940 \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f \u0930\u0941\u091a\u093f\u0930\u093e \u0915\u0902\u092c\u094b\u091c 35 \u0938\u093e\u0932 \u0915\u0940 \u0938\u0947\u0935\u093e \u0915\u0947 \u092c\u093e\u0926 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924 \u0939\u0941\u0908\u0902\u0964<\/li>\n<li>\u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u092d\u0942\u091f\u093e\u0928, \u0926\u0915\u094d\u0937\u093f\u0923 \u0905\u092b\u094d\u0930\u0940\u0915\u093e \u0914\u0930 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u0936\u0948\u0915\u094d\u0937\u093f\u0915, \u0935\u0948\u091c\u094d\u091e\u093e\u0928\u093f\u0915 \u0914\u0930 \u0938\u093e\u0902\u0938\u094d\u0915\u0943\u0924\u093f\u0915 \u0938\u0902\u0917\u0920\u0928 (\u092f\u0942\u0928\u0947\u0938\u094d\u0915\u094b) \u092e\u0947\u0902 \u092d\u093e\u0930\u0924\u0940\u092f \u0926\u0942\u0924 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f \u0915\u093f\u092f\u093e\u0964<\/li>\n<li>\u0915\u0902\u092c\u094b\u091c \u0928\u0947 \u0932\u0902\u0926\u0928 \u092e\u0947\u0902 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u092e\u0902\u0921\u0932 \u0938\u091a\u093f\u0935\u093e\u0932\u092f \u092e\u0947\u0902 \u092e\u0939\u093e\u0938\u091a\u093f\u0935 \u0915\u0947 \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f \u0915\u0947 \u0909\u092a \u092a\u094d\u0930\u092e\u0941\u0916 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092d\u0940 \u0915\u093e\u0930\u094d\u092f \u0915\u093f\u092f\u093e\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>India&#8217;s first woman Permanent Representative to the United Nations, Ruchira Kamboj, retired after 35 years of service.<\/li>\n<li>She served as an Indian envoy in Bhutan, South Africa, and the United Nations Educational, Scientific and Cultural Organization (UNESCO).<\/li>\n<li>Kamboj was the All India women\u2019s topper of the 1987 Civil Services batch and the topper of the 1987 Foreign Service batch.<\/li>\n<li>Began her diplomatic journey in Paris as the Third Secretary in the Indian Embassy to France from 1989 to 1991.<\/li>\n<li>She first came here as Counsellor at India\u2019s Permanent Mission to the United Nations in New York from 2002-2005, where she dealt with a wide range of political issues, including UN Peacekeeping, UN Security Council Reform, the Middle East crisis etc,.<\/li>\n<li>Kamboj also served as the Deputy Head of the Office of the Secretary-General at the Commonwealth Secretariat in London.<\/li>\n<li>From 2011-2014, she held the position of India\u2019s Chief of Protocol, the first and only woman to do so in the government.<\/li>\n<li>She served as High Commissioner of India to South Africa with concurrent accreditation to the Kingdom of Lesotho from July 2017 through early 2019.<\/li>\n<li>She became the Indian Ambassador to Bhutan in February 2019, where she undertook significant initiatives during her tenure.<\/li>\n<li>Kamboj became the Permanent Representative\/Ambassador of India to New York on August 2, 2022.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n12<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2023-24 \u0915\u0940 \u091a\u094c\u0925\u0940 \u0924\u093f\u092e\u093e\u0939\u0940 (\u091c\u0928\u0935\u0930\u0940-\u092e\u093e\u0930\u094d\u091a) \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u0940 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u091c\u0940\u0921\u0940\u092a\u0940 \u092e\u0947\u0902 7.8% \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u0941\u0908, \u091c\u093f\u0938\u0938\u0947 \u092a\u0942\u0930\u0947 \u0935\u0930\u094d\u0937 \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0930 8.2% \u0939\u094b \u0917\u0908\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u093e \u0906\u0936\u094d\u091a\u0930\u094d\u092f: \u0905\u092a\u0947\u0915\u094d\u0937\u093e \u0938\u0947 \u0905\u0927\u093f\u0915 \u0935\u0943\u0926\u094d\u0927\u093f<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u091a\u094c\u0925\u0940 \u0924\u093f\u092e\u093e\u0939\u0940 \u0915\u0940 7.8% \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0930 \u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0909\u091a\u094d\u091a\u0924\u092e \u0905\u0928\u0941\u092e\u093e\u0928 7.3-7.4% \u0938\u0947 \u0905\u0927\u093f\u0915 \u0930\u0939\u0940, \u091c\u094b \u0905\u0928\u0941\u092e\u093e\u0928 \u0938\u0947 \u0905\u0927\u093f\u0915 \u092e\u091c\u092c\u0942\u0924 \u0906\u0930\u094d\u0925\u093f\u0915 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u093e \u0938\u0902\u0915\u0947\u0924 \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u0935\u093f\u0915\u093e\u0938 \u092e\u0947\u0902 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u092f\u094b\u0917\u0926\u093e\u0928:<\/p>\n<p style=\"text-align: justify;\">\u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0914\u0930 \u0928\u093f\u0930\u094d\u092e\u093e\u0923: \u0926\u094d\u0935\u093f\u0924\u0940\u092f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0928\u0947 8.8% \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0930 \u0915\u0947 \u0938\u093e\u0925 \u0928\u0947\u0924\u0943\u0924\u094d\u0935 \u0915\u093f\u092f\u093e, \u091c\u093f\u0938\u092e\u0947\u0902 \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 8.9% \u0914\u0930 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 8.7% \u0930\u0939\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>India&#8217;s real GDP grew by 7.8% in the fourth quarter (January-March) of FY 2023-24, propelling the full-year growth to an impressive 8.2%.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Economists&#8217; Surprise: Higher-than-Expected Growth<\/p>\n<ul style=\"text-align: justify;\">\n<li>The Q4 growth rate of 7.8% surpassed economists&#8217; highest estimates of 7.3-7.4%, indicating a stronger-than-anticipated economic performance.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Sectoral Contributions to Growth<\/p>\n<p style=\"text-align: justify;\">Manufacturing and Construction: The secondary sector led the way with an 8.8% growth rate, driven by manufacturing at 8.9% and construction at 8.7%.<\/p>\n<p style=\"text-align: justify;\">Service Sector: The tertiary sector grew by 6.7%, bolstered by public administration, defence, and other services at 7.8%, and financial, real estate, and professional services at 7.6%.<\/p>\n<p style=\"text-align: justify;\">Primary Sector: Agriculture grew by 0.6%, while mining recorded a 4.3% growth in Q4.<\/p>\n<p style=\"text-align: justify;\">GVA and Overall Economic Health<\/p>\n<ul style=\"text-align: justify;\">\n<li>GVA Growth: The Gross Value Added (GVA) growth was lower than GDP at 6.3% in Q4, with full-year GVA growth at 7.2%, up from 6.7% in FY23.<\/li>\n<li>Understanding GDP and GVA: GDP equals GVA plus net product taxes (taxes minus subsidies).<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Annual Sectoral Performance<\/p>\n<ul style=\"text-align: justify;\">\n<li>Manufacturing and Construction: Both sectors achieved a robust 9.9% growth for the full year.<\/li>\n<li>Agriculture: Registered a modest growth of 1.4% over the year.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Future Projections<\/p>\n<ul style=\"text-align: justify;\">\n<li>The next set of quarterly GDP estimates for Q1 2024-25 (April-June) is scheduled to be released on August 30.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n13<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 24 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u093e \u0930\u093e\u091c\u0915\u094b\u0937\u0940\u092f \u0918\u093e\u091f\u093e 16.54 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0930\u0939\u093e, \u091c\u094b 17.86 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0915\u0947 \u092c\u091c\u091f\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f \u0938\u0947 \u0915\u092e \u0939\u0948, \u091c\u094b \u0932\u0915\u094d\u0937\u094d\u092f \u0915\u093e 95.3% \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u091c\u0940\u0921\u0940\u092a\u0940 \u0915\u0947 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0930\u093e\u091c\u0915\u094b\u0937\u0940\u092f \u0918\u093e\u091f\u093e:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 24 \u092e\u0947\u0902 \u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930 \u0915\u093e \u0930\u093e\u091c\u0915\u094b\u0937\u0940\u092f \u0918\u093e\u091f\u093e \u091c\u0940\u0921\u0940\u092a\u0940 \u0915\u093e 5.6% \u0925\u093e, \u091c\u094b 5.8% \u0915\u0947 \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0905\u0928\u0941\u092e\u093e\u0928 \u0938\u0947 \u0915\u092e \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>India&#8217;s fiscal deficit stood at Rs 16.54 lakh crore in FY24, below the budgetary target of Rs 17.86 lakh crore, achieving 95.3% of the target.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Fiscal Deficit as Percentage of GDP<\/p>\n<ul style=\"text-align: justify;\">\n<li>The central government&#8217;s fiscal deficit was 5.6% of GDP in FY24, lower than the revised estimate of 5.8%.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Tax Receipts and Expenditure<\/p>\n<ul style=\"text-align: justify;\">\n<li>Net Tax Receipts: The centre&#8217;s net tax receipts for FY24 exceeded projections, reaching Rs 23.27 lakh crore, which is 100.1% of the target.<\/li>\n<li>Total Expenditure: Total expenditure was Rs 44.43 lakh crore, or 99% of the targeted amount for the year.<\/li>\n<li>Capital Spending: Government&#8217;s capital spending on infrastructure projects amounted to Rs 9.49 lakh crore.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">April Fiscal Deficit<\/p>\n<ul style=\"text-align: justify;\">\n<li>The fiscal deficit for April 2024 stood at Rs 2.1 lakh crore, or 12.5% of the full-year target.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">GDP Growth Estimates<\/p>\n<ul style=\"text-align: justify;\">\n<li>Real GDP: Estimated to grow by 8.2% in FY 2023-24, compared to 7.0% in FY 2022-23.<\/li>\n<li>Nominal GDP: Witnessed a growth rate of 9.6% in FY 2023-24, down from 14.2% in FY 2022-23.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n14<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0930\u093e\u091c\u094d\u092f \u0915\u0947 \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0935\u093e\u0932\u0940 \u0906\u0930\u0908\u0938\u0940 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 \u0928\u0947 \u0905\u092a\u0928\u0940 \u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0909\u0927\u093e\u0930 \u0938\u0940\u092e\u093e \u0915\u094b $20 \u092c\u093f\u0932\u093f\u092f\u0928 \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 $24 \u092c\u093f\u0932\u093f\u092f\u0928 \u0915\u0930\u0928\u0947 \u0915\u094b \u092e\u0902\u091c\u0942\u0930\u0940 \u0926\u0947 \u0926\u0940 \u0939\u0948\u0964<\/li>\n<li>\u092c\u094b\u0930\u094d\u0921 \u0928\u0947 \u0905\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924\/\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0917\u0948\u0930-\u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0940\u092f \u092c\u0949\u0928\u094d\u0921\/\u0921\u093f\u092c\u0947\u0902\u091a\u0930 \u0915\u0947 \u0928\u093f\u091c\u0940 \u092a\u094d\u0932\u0947\u0938\u092e\u0947\u0902\u091f \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 1,45,000 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u091c\u0941\u091f\u093e\u0928\u0947 \u0915\u094b \u092d\u0940 \u092e\u0902\u091c\u0942\u0930\u0940 \u0926\u0947 \u0926\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>State-owned REC Ltd has approved an increase in its foreign currency borrowing limit to $24 billion from $20 billion.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Retained Rupee Borrowing Limit<\/p>\n<ul style=\"text-align: justify;\">\n<li>Despite the increase in foreign currency borrowing, the overall borrowing limit in Indian rupees remains at Rs 6 lakh crore.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Fundraising Approval<\/p>\n<ul style=\"text-align: justify;\">\n<li>The board has also approved raising up to Rs 1,45,000 crore through the private placement of unsecured\/secured non-convertible bonds\/debentures.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Fundraising Details<\/p>\n<ul style=\"text-align: justify;\">\n<li>These funds will be raised in one or more tranches over the course of a year, starting from the date of the resolution&#8217;s approval by shareholders at the upcoming annual general meeting.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">About REC Ltd<\/p>\n<ul style=\"text-align: justify;\">\n<li>REC Ltd, operating under the Ministry of Power, is a non-banking finance company, public financial institution, and infrastructure financing company.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n15<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0905\u0917\u094d\u0930\u0923\u0940 \u090f\u0928\u092c\u0940\u090f\u092b\u0938\u0940 \u090f\u0932\u090f\u0902\u0921\u091f\u0940 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0928\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u0915\u0940 \u0930\u0947\u0902\u091c \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u090b\u0923 \u0935\u093f\u0915\u0932\u094d\u092a \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092b\u093f\u0928\u091f\u0947\u0915 \u092a\u094d\u0930\u092e\u0941\u0916 \u092b\u094b\u0928\u092a\u0947 \u0915\u0947 \u0938\u093e\u0925 \u0930\u0923\u0928\u0940\u0924\u093f\u0915 \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0940 \u0915\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Leading NBFC L&amp;T Finance has forged a strategic partnership with FinTech major PhonePe to expand the range of financial products and offer secured lending options to customers.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">New Financial Solutions<\/p>\n<ul style=\"text-align: justify;\">\n<li>The partnership will introduce housing finance and two-wheeler finance solutions, empowering individuals seeking home and mobility financing options.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Enhanced Borrower Options<\/p>\n<ul style=\"text-align: justify;\">\n<li>Borrowers will now have the opportunity to explore and choose from a variety of offerings from L&amp;T Finance, allowing them to optimize their financial strategies.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n16<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0938\u0936\u0938\u094d\u0924\u094d\u0930 \u092c\u0932 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0938\u0947\u0935\u093e (AFMS) \u0928\u0947 \u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928 \u0914\u0930 \u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u0923 \u092a\u0930 \u0938\u0939\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092d\u093e\u0930\u0924\u0940\u092f \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940 \u0938\u0902\u0938\u094d\u0925\u093e\u0928 (IIT) \u0939\u0948\u0926\u0930\u093e\u092c\u093e\u0926 \u0915\u0947 \u0938\u093e\u0925 \u090f\u0915 \u0938\u092e\u091d\u094c\u0924\u093e \u091c\u094d\u091e\u093e\u092a\u0928 (MoU) \u092a\u0930 \u0939\u0938\u094d\u0924\u093e\u0915\u094d\u0937\u0930 \u0915\u093f\u090f \u0939\u0948\u0902\u0964<\/li>\n<li>\u0938\u092e\u091d\u094c\u0924\u093e \u091c\u094d\u091e\u093e\u092a\u0928 \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0928\u090f \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0909\u092a\u0915\u0930\u0923\u094b\u0902 \u0915\u0947 \u0935\u093f\u0915\u093e\u0938 \u092e\u0947\u0902 \u0928\u0935\u093e\u091a\u093e\u0930 \u0914\u0930 \u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u093e \u0914\u0930 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0907\u0932\u093e\u0915\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947\u0935\u093e\u0930\u0924 \u0938\u0948\u0928\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092e\u0941\u0926\u094d\u0926\u094b\u0902 \u0915\u093e \u0938\u092e\u093e\u0927\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The Armed Forces Medical Services (AFMS) has signed a memorandum of understanding (MoU) with the Indian Institute of Technology (IIT) Hyderabad to collaborate on research and training.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Objectives of the MoU<\/p>\n<ul style=\"text-align: justify;\">\n<li>The MoU aims to foster innovation and research in developing novel medical devices and addressing health issues specific to soldiers serving in varied terrains.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Significance of Collaboration<\/p>\n<ul style=\"text-align: justify;\">\n<li>This collaboration marks a significant milestone in leveraging advanced technology and research to enhance the health and well-being of military personnel.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Focus Areas of Collaboration<\/p>\n<p style=\"text-align: justify;\">The main areas of collaboration include:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Drone-based Patient Transport: Exploring innovative methods for patient transport using drones.<\/li>\n<li>Telemedicine Innovations: Developing telemedicine solutions to provide healthcare services remotely.<\/li>\n<li>Application of Artificial Intelligence: Harnessing AI technology to enhance medical diagnostics and treatment.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Advancements in Nanotechnology: Exploring the use of nanotechnology for medical applications and treatments<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n17<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u090f\u0915 \u0909\u0932\u094d\u0932\u0947\u0916\u0928\u0940\u092f \u0909\u092a\u0932\u092c\u094d\u0927\u093f \u092e\u0947\u0902, \u0906\u0908\u0906\u0908\u091f\u0940 \u092e\u0926\u094d\u0930\u093e\u0938 \u0915\u0947 \u0938\u094d\u091f\u093e\u0930\u094d\u091f\u0905\u092a, \u0905\u0917\u094d\u0928\u093f\u0915\u0941\u0932 \u0915\u0949\u0938\u092e\u0949\u0938 \u0928\u0947 \u0938\u093f\u0902\u0917\u0932-\u092a\u0940\u0938 \u0925\u094d\u0930\u0940-\u0921\u093e\u092f\u092e\u0947\u0902\u0936\u0928\u0932 (3\u0921\u0940) \u092a\u094d\u0930\u093f\u0902\u091f\u0947\u0921 \u0907\u0902\u091c\u0928 \u0935\u093e\u0932\u093e \u0926\u0941\u0928\u093f\u092f\u093e \u0915\u093e \u092a\u0939\u0932\u093e \u0930\u0949\u0915\u0947\u091f \u0932\u0949\u0928\u094d\u091a \u0915\u093f\u092f\u093e \u0939\u0948\u0964<\/li>\n<li>\u0930\u0949\u0915\u0947\u091f \u0905\u0917\u094d\u0928\u093f\u092c\u093e\u0923 \u090f\u0938\u0913\u0906\u0930\u091f\u0940\u0908\u0921\u0940 (\u0938\u092c\u0911\u0930\u094d\u092c\u093f\u091f\u0932 \u091f\u0947\u0915\u094d\u0928\u094b\u0932\u0949\u091c\u093f\u0915\u0932 \u0921\u0947\u092e\u094b\u0902\u0938\u094d\u091f\u094d\u0930\u0947\u091f\u0930) \u092d\u0940 \u092d\u093e\u0930\u0924 \u0915\u093e \u092a\u0939\u0932\u093e \u0938\u0947\u092e\u0940-\u0915\u094d\u0930\u093e\u092f\u094b\u091c\u0947\u0928\u093f\u0915 \u0907\u0902\u091c\u0928-\u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0930\u0949\u0915\u0947\u091f \u0932\u0949\u0928\u094d\u091a \u0939\u0948 \u091c\u093f\u0938\u0947 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0938\u094d\u0935\u0926\u0947\u0936\u0940 \u0930\u0942\u092a \u0938\u0947 \u0921\u093f\u091c\u093e\u0907\u0928 \u0914\u0930 \u0928\u093f\u0930\u094d\u092e\u093f\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\u0907\u0938\u0947 \u0906\u0902\u0927\u094d\u0930 \u092a\u094d\u0930\u0926\u0947\u0936 \u0915\u0947 \u0936\u094d\u0930\u0940\u0939\u0930\u093f\u0915\u094b\u091f\u093e \u092e\u0947\u0902 \u0905\u0917\u094d\u0928\u093f\u0915\u0941\u0932 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u092d\u093e\u0930\u0924 \u0915\u0947 \u092a\u0939\u0932\u0947 \u0928\u093f\u091c\u0940 \u0924\u094c\u0930 \u092a\u0930 \u0935\u093f\u0915\u0938\u093f\u0924 \u0932\u0949\u0928\u094d\u091a\u092a\u0948\u0921 \u2018\u0927\u0928\u0941\u0937\u2019 \u0938\u0947 \u0932\u0949\u0928\u094d\u091a \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0905\u0917\u094d\u0928\u093f\u092c\u093e\u0923 \u090f\u0915 \u0926\u094b-\u091a\u0930\u0923 \u0935\u093e\u0932\u093e \u0930\u0949\u0915\u0947\u091f \u0939\u0948 \u091c\u093f\u0938\u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e 300 \u0915\u093f\u0932\u094b\u0917\u094d\u0930\u093e\u092e \u0924\u0915 \u0915\u093e \u092d\u093e\u0930 700 \u0915\u093f\u092e\u0940 \u0915\u0940 \u090a\u0901\u091a\u093e\u0908 \u0924\u0915 \u0932\u0947 \u091c\u093e\u0928\u0947 \u0915\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>In a remarkable achievement, IIT Madras\u2019 startup, Agnikul Cosmos, has launched the world\u2019s first rocket with a single-piece three-dimensional (3D) printed engine.<\/li>\n<li>The rocket Agnibaan SOrTeD (SubOrbital Technological Demonstrator) is also India\u2019s first semi-cryogenic engine-powered rocket launch that was completely designed and manufactured indigenously.<\/li>\n<li>It was launched from India\u2019s first privately developed launchpad called \u2018Dhanush\u2019 established by Agnikul at Sriharikota in Andhra Pradesh.<\/li>\n<li>Aim : To demonstrate in-house and homegrown technologies, gather crucial flight data, and ensure the optimal functioning of systems for Agnikul\u2019s orbital launch vehicle, the \u2018Agnibaan\u2019.<\/li>\n<li>With this, AgniKul becomes the second private company to launch a rocket after India&#8217;s first privately developed rocket, from the company Skyroot, flew in 2022.<\/li>\n<li>Agnibaan is a two-stage rocket with a capacity to carry up to 300 kg to a height of 700 km.<\/li>\n<li>The rocket engines are powered by liquid oxygen or kerosene.<\/li>\n<li>The rocket will be 18 meters long with a diameter of 1.3 meters.<\/li>\n<li>It can access both low- and high-inclination orbits and is completely mobile, designed for accessing more than 10 launch ports.<\/li>\n<li>The first stage is powered by 7 Agnilet engines.<\/li>\n<li>This was the 5th attempt by Agnikul to launch the Agnibaan SOrTeD since March 22.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n18<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0908\u090f\u0938\u090f \u0914\u0930 \u091c\u0947\u090f\u0915\u094d\u0938\u090f (\u091c\u093e\u092a\u093e\u0928 \u090f\u092f\u0930\u094b\u0938\u094d\u092a\u0947\u0938 \u090f\u0915\u094d\u0938\u092a\u094d\u0932\u094b\u0930\u0947\u0936\u0928 \u090f\u091c\u0947\u0902\u0938\u0940) \u0915\u0947 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u092e\u093f\u0936\u0928, \u0905\u0930\u094d\u0925 \u0915\u094d\u0932\u093e\u0909\u0921 \u090f\u0930\u094b\u0938\u094b\u0932 \u0914\u0930 \u0930\u0947\u0921\u093f\u090f\u0936\u0928 \u090f\u0915\u094d\u0938\u092a\u094d\u0932\u094b\u0930\u0930 (\u0905\u0930\u094d\u0925\u0915\u0947\u092f\u0930) \u0909\u092a\u0917\u094d\u0930\u0939 \u0915\u094b \u0938\u092b\u0932\u0924\u093e\u092a\u0942\u0930\u094d\u0935\u0915 \u0932\u0949\u0928\u094d\u091a \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/li>\n<li>\u0905\u0930\u094d\u0925\u0915\u0947\u092f\u0930 \u0909\u092a\u0917\u094d\u0930\u0939 \u0915\u094b \u0905\u092c \u091c\u0930\u094d\u092e\u0928\u0940 \u0915\u0947 \u0921\u093e\u0930\u094d\u092e\u0938\u094d\u091f\u093e\u091f \u092e\u0947\u0902 \u0908\u090f\u0938\u090f \u0915\u0947 \u092f\u0942\u0930\u094b\u092a\u0940\u092f \u0905\u0902\u0924\u0930\u093f\u0915\u094d\u0937 \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0947 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Earth Cloud Aerosol and Radiation Explorer (EarthCARE) satellite, a joint mission of ESA (European Space Agency) and JAXA (Japan Aerospace Exploration Agency), has been successfully launched.<\/li>\n<li>It aims to examine the role clouds and aerosols play in reflecting incident solar radiation back to space while trapping the infrared radiation emitted from Earth\u2019s surface.<\/li>\n<li>The satellite was launched aboard a SpaceX Falcon 9 rocket from the Vandenberg Space Force Base in California, United States of America (USA) on May 29, 2024.<\/li>\n<li>EarthCARE has been designed to examine the role clouds and aerosols play in reflecting incident solar radiation back out to space and trapping infrared radiation emitted from Earth\u2019s surface.<\/li>\n<li>Equipped with instruments such as Atmospheric Lidar, cloud profiling radar, multispectral imager (MSI), and broad-band radiometer, it is a Sun-synchronous satellite.<\/li>\n<li>The EarthCARE satellite is now being controlled from ESA\u2019s European Space Operations Centre in Darmstadt, Germany.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong><br \/>\n19<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: D<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u092e\u0941\u0915\u094d\u0915\u0947\u092c\u093e\u091c\u0940 \u092e\u0939\u093e\u0938\u0902\u0918 (\u092c\u0940\u090f\u092b\u0906\u0908) \u0928\u0947 \u0935\u093f\u0936\u094d\u0935 \u092e\u0941\u0915\u094d\u0915\u0947\u092c\u093e\u091c\u0940 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0938\u0939\u092e\u0924\u093f \u0935\u094d\u092f\u0915\u094d\u0924 \u0915\u0940 \u0939\u0948, \u091c\u094b \u0913\u0932\u0902\u092a\u093f\u0915 \u0906\u0902\u0926\u094b\u0932\u0928 \u0915\u0947 \u092d\u0940\u0924\u0930 \u092e\u0941\u0915\u094d\u0915\u0947\u092c\u093e\u091c\u0940 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0947 \u0932\u093f\u090f \u0938\u092e\u0930\u094d\u092a\u093f\u0924 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092e\u0939\u093e\u0938\u0902\u0918 \u0939\u0948\u0964<\/li>\n<li>\u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0913\u0932\u0902\u092a\u093f\u0915 \u0938\u092e\u093f\u0924\u093f \u0928\u0947 \u091a\u0947\u0924\u093e\u0935\u0928\u0940 \u0926\u0940 \u0939\u0948 \u0915\u093f \u092f\u0926\u093f \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092e\u0939\u093e\u0938\u0902\u0918 \u0928\u093f\u0932\u0902\u092c\u093f\u0924 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092e\u0941\u0915\u094d\u0915\u0947\u092c\u093e\u091c\u0940 \u0938\u0902\u0918 (\u0906\u0908\u092c\u0940\u090f) \u0915\u0947 \u0938\u093e\u0925 \u091c\u0941\u0921\u093c\u0924\u0947 \u0939\u0948\u0902 \u0924\u094b \u0935\u0947 2028 \u0932\u0949\u0938 \u090f\u0902\u091c\u093f\u0932\u094d\u0938 \u0913\u0932\u0902\u092a\u093f\u0915 \u0938\u0947 \u092e\u0941\u0915\u094d\u0915\u0947\u092c\u093e\u091c\u0940 \u0915\u094b \u092c\u093e\u0939\u0930 \u0915\u0930 \u0926\u0947\u0902\u0917\u0947\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The Boxing Federation of India (BFI) has agreed to join World Boxing, the International Federation dedicated to safeguarding boxing within the Olympic Movement.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Membership Approval Process<\/p>\n<ul style=\"text-align: justify;\">\n<li>The BFI&#8217;s General Assembly has approved the membership application, which World Boxing&#8217;s Executive Board will subsequently ratify.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">About World Boxing<\/p>\n<ul style=\"text-align: justify;\">\n<li>World Boxing, led by President Boris van der Vorst, was launched in April 2023 to preserve boxing&#8217;s place within the Olympic movement.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Expansion Efforts<\/p>\n<ul style=\"text-align: justify;\">\n<li>Currently comprising 30 members including USA, Great Britain, Netherlands, and others, World Boxing seeks additional federations&#8217; support to meet recognition criteria.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Olympic Concerns<\/p>\n<ul style=\"text-align: justify;\">\n<li>The International Olympic Committee has warned of excluding boxing from the 2028 Los Angeles Olympics if national federations align with the suspended International Boxing Association (IBA).<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">About the Boxing Federation of India<\/p>\n<ul style=\"text-align: justify;\">\n<li>The Boxing Federation of India serves as the Indian national governing body for amateur boxing for Olympic purposes and is affiliated with the International Amateur Boxing Association (AIBA).<\/li>\n<li>Headquartered in New Delhi.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">President Ajay Singh leads it.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n20<\/strong><strong>) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0935\u093f\u0936\u094d\u0935 \u0938\u093e\u0907\u0915\u093f\u0932 \u0926\u093f\u0935\u0938 \u0939\u0930 \u0938\u093e\u0932 3 \u091c\u0942\u0928 \u0915\u094b \u0938\u093e\u0907\u0915\u093f\u0932 \u0915\u0940 \u092c\u0939\u0941\u092e\u0941\u0916\u0940 \u092a\u094d\u0930\u0924\u093f\u092d\u093e \u0914\u0930 \u0935\u093f\u0936\u093f\u0937\u094d\u091f\u0924\u093e \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 \u092a\u0930\u093f\u0935\u0939\u0928 \u0915\u0947 \u090f\u0915 \u0938\u093e\u0927\u0928 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0907\u0938\u0915\u0940 \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f\u0924\u093e \u0914\u0930 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0915\u094b \u092a\u0939\u091a\u093e\u0928\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0926\u0941\u0928\u093f\u092f\u093e \u092d\u0930 \u092e\u0947\u0902 \u092e\u0928\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<li>\u0935\u093f\u0936\u094d\u0935 \u0938\u093e\u0907\u0915\u093f\u0932 \u0926\u093f\u0935\u0938 2024 \u0915\u093e \u0935\u093f\u0937\u092f &#8220;\u0938\u093e\u0907\u0915\u093f\u0932 \u091a\u0932\u093e\u0928\u0947 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0905\u091a\u094d\u091b\u0947 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f, \u0928\u093f\u0937\u094d\u092a\u0915\u094d\u0937\u0924\u093e \u0914\u0930 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0915\u094b \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0928\u093e&#8221; \u0939\u0948\u0964<\/li>\n<li>12 \u0905\u092a\u094d\u0930\u0948\u0932, 2018 \u0915\u094b \u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f \u0915\u0940 \u092e\u0941\u0939\u0930 \u0932\u0917\u0940 \u0914\u0930 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u0928\u0947 \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u0924\u094c\u0930 \u092a\u0930 3 \u091c\u0942\u0928 \u0915\u094b \u0935\u093f\u0936\u094d\u0935 \u0938\u093e\u0907\u0915\u093f\u0932 \u0926\u093f\u0935\u0938 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0928\u093e\u092e\u093f\u0924 \u0915\u093f\u092f\u093e\u0964<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<ul>\n<li style=\"text-align: justify;\">World Bicycle Day is celebrated all over the globe every year on the 3rd of June to recognize the versatility and uniqueness of the bicycle, as well as its reliability and sustainability as a mode of transportation.<\/li>\n<li style=\"text-align: justify;\">The theme of World Bicycle Day 2024 is \u201cEncouraging good health, fairness, and sustainability through cycling.<\/li>\n<li style=\"text-align: justify;\">In February 2015, The Movement Begun Leszek Sibilski, a sociology professor and cycling and physical education activist, writes a blog post for the World Bank titled, &#8216;Cycling Is Everyone\u2019s Business.&#8217;<\/li>\n<li style=\"text-align: justify;\">In February 2016, World Bicycle Day Gains Momentum.<\/li>\n<li style=\"text-align: justify;\">Professor Sibilski published another blog post for the World Bank titled, &#8216;Why is there no World Day for the bicycle?&#8217;<\/li>\n<li style=\"text-align: justify;\">In March 2016, Sibilski appeared at Scientists for Cycling and Sibilski spoke at the Scientists for Cycling colloquium in Taipei, Taiwan, and argued for a World Bicycle Day.<\/li>\n<li style=\"text-align: justify;\">On April 12, 2018, Stamp of Approval happened and The United Nations officially designated June 3 as World Bicycle Day.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Dear Readers, Daily Current Affairs Questions Quiz in Hindi for IBPS, SBI, RRB, SSC Exam 2024 of 02nd &amp; 03rd June 2024. Daily GK quiz online for bank &amp; competitive exam. Here we have given the Daily Current Affairs Quiz in Hindi based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":175083,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"spay_email":""},"categories":[248033,248035],"tags":[249573,250230],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.4 (Yoast SEO v19.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Daily Current Affairs Quiz Hindi - 02nd &amp; 03rd June 2024<\/title>\n<meta name=\"description\" content=\"Daily Current Affairs Quiz Questions for bank exam\u00a0 SBI RRB SSC PO &amp; Clerk Exam 02nd &amp; 03rd June 2024\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-02nd-03rd-june-2024\/\" \/>\n<meta property=\"og:locale\" content=\"hi_IN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Daily Current Affairs Questions Quiz in Hindi \u2013 02nd &amp; 03rd June 2024\" \/>\n<meta property=\"og:description\" content=\"Daily Current Affairs Quiz Questions for bank exam\u00a0 SBI RRB SSC PO &amp; Clerk Exam 02nd &amp; 03rd June 2024\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-02nd-03rd-june-2024\/\" \/>\n<meta property=\"og:site_name\" content=\"IBPS Guide\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GuidelyLearn\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-07T11:15:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-07T11:19:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2020\/01\/CA-Quiz-2020.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ameena Ameena\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@GuideIbps\" \/>\n<meta name=\"twitter:site\" content=\"@GuideIbps\" \/>\n<meta name=\"twitter:label1\" content=\"\u0926\u094d\u0935\u093e\u0930\u093e \u0932\u093f\u0916\u093f\u0924\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ameena Ameena\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u092a\u0922\u093c\u0928\u0947 \u0915\u093e \u0938\u092e\u092f\" \/>\n\t<meta name=\"twitter:data2\" content=\"30 \u092e\u093f\u0928\u091f\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Daily Current Affairs Quiz Hindi - 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