{"id":261816,"date":"2024-12-19T17:05:44","date_gmt":"2024-12-19T11:35:44","guid":{"rendered":"https:\/\/www.ibpsguide.com\/?p=261816"},"modified":"2024-12-19T17:07:04","modified_gmt":"2024-12-19T11:37:04","slug":"daily-current-affairs-questions-quiz-in-hindi-11th-december-2024","status":"publish","type":"post","link":"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-11th-december-2024\/","title":{"rendered":"Daily Current Affairs Questions Quiz in Hindi \u2013  11th December 2024"},"content":{"rendered":"<p style=\"text-align: justify;\">Dear Readers, Daily <strong>Current Affairs Questions Quiz in Hindi<\/strong> for IBPS, SBI, RRB, SSC Exam 2024 of 11th December 2024. Daily GK quiz online for bank &amp; competitive exam. Here we have given the Daily Current Affairs Quiz in Hindi based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RRB, SSC Exam 2024 &amp; other competitive exams can make use of these Current Affairs Quiz.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px;\"><a class=\"start_te-st\" href=\"https:\/\/guidely.in\/practice-test\/instructions\/daily-current-affairs-quiz-11th-december-2024\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Start Quiz<\/strong><\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><strong>1) <\/strong><strong>\u0938\u0941\u092e\u093f\u0924\u094b\u092e\u094b<\/strong> <strong>\u092e\u093f\u0924\u094d\u0938\u0941\u0908<\/strong> <strong>\u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932<\/strong> <strong>\u0917\u094d\u0930\u0941\u092a<\/strong><strong> (SMFG) <\/strong><strong>\u0915\u0940<\/strong> <strong>\u092a\u0942\u0930\u094d\u0923<\/strong> <strong>\u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935<\/strong> <strong>\u0935\u093e\u0932\u0940<\/strong> <strong>\u0938\u0939\u093e\u092f\u0915<\/strong> <strong>\u0915\u0902\u092a\u0928\u0940<\/strong><strong> SMFG <\/strong><strong>\u0907\u0902\u0921\u093f\u092f\u093e<\/strong> <strong>\u0915\u094d\u0930\u0947\u0921\u093f\u091f<\/strong><strong> (SMICC) <\/strong><strong>\u0915\u094b<\/strong> <strong>\u0921\u094d\u092f\u0942\u0936<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0907\u0902\u0921\u093f\u092f\u093e<\/strong> <strong>\u0926\u094d\u0935\u093e\u0930\u093e<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u092e\u093f\u0932\u093f\u092f\u0928<\/strong> <strong>\u092f\u0942\u0930\u094b<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0938\u094d\u0925\u093f\u0930\u0924\u093e<\/strong><strong>&#8211;<\/strong><strong>\u091c\u0941\u0921\u093c\u093e<\/strong> <strong>\u090b\u0923<\/strong> <strong>\u0926\u093f\u092f\u093e<\/strong> <strong>\u0917\u092f\u093e<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u20ac91 \u092e\u093f\u0932\u093f\u092f\u0928<\/p>\n<p style=\"text-align: justify;\">(b) \u20ac90 \u092e\u093f\u0932\u093f\u092f\u0928<\/p>\n<p style=\"text-align: justify;\">(c) \u20ac92 \u092e\u093f\u0932\u093f\u092f\u0928<\/p>\n<p style=\"text-align: justify;\">(d) \u20ac93 \u092e\u093f\u0932\u093f\u092f\u0928<\/p>\n<p style=\"text-align: justify;\">(e) \u20ac95 \u092e\u093f\u0932\u093f\u092f\u0928<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n2) <\/strong><strong>\u0915\u093f\u0938<\/strong> <strong>\u0915\u0902\u092a\u0928\u0940<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u0905\u092a\u0928\u0947<\/strong> <strong>\u0928\u093f\u091c\u0940<\/strong> <strong>\u092c\u0948\u0902\u0915\u093f\u0902\u0917<\/strong> <strong>\u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0915\u0947\u0935\u0932<\/strong> <strong>\u0906\u092e\u0902\u0924\u094d\u0930\u0923<\/strong><strong>&#8211;<\/strong><strong>\u0906\u0927\u093e\u0930\u093f\u0924<\/strong> <strong>\u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e<\/strong> <strong>\u0915\u094d\u0930\u0947\u0921\u093f\u091f<\/strong> <strong>\u0915\u093e\u0930\u094d\u0921<\/strong> <strong>\u092a\u094d\u0930\u0926\u093e\u0928<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u090f\u091a\u090f\u0938\u092c\u0940\u0938\u0940<\/strong> <strong>\u0907\u0902\u0921\u093f\u092f\u093e<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0938\u093e\u0925<\/strong> <strong>\u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0940<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0935\u0940\u091c\u093c\u093e<\/p>\n<p style=\"text-align: justify;\">(b) \u092e\u093e\u0938\u094d\u091f\u0930 \u0915\u093e\u0930\u094d\u0921<\/p>\n<p style=\"text-align: justify;\">(c) \u0930\u0941\u092a\u0947<\/p>\n<p style=\"text-align: justify;\">(d) \u0905\u092e\u0947\u0930\u093f\u0915\u0928 \u090f\u0915\u094d\u0938\u092a\u094d\u0930\u0947\u0938<\/p>\n<p style=\"text-align: justify;\">(e) \u092e\u0948\u0938\u094d\u091f\u094d\u0930\u094b<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n3) <\/strong><strong>\u0935\u093f\u0924\u094d\u0924<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong><strong> 2025 <\/strong><strong>\u092e\u0947\u0902<\/strong> <strong>\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915<\/strong> <strong>\u0915\u094d\u0937\u0947\u0924\u094d\u0930<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u092c\u0948\u0902\u0915\u094b\u0902<\/strong><strong> (PSB) <\/strong><strong>\u0928\u0947<\/strong> <strong>\u0905\u092a\u094d\u0930\u0948\u0932<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u0938\u093f\u0924\u0902\u092c\u0930<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u092a\u0939\u0932\u0947<\/strong> <strong>\u092a\u0916\u0935\u093e\u0921\u093c\u0947<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0926\u094c\u0930\u093e\u0928<\/strong><strong> 42,035 <\/strong><strong>\u0915\u0930\u094b\u0921\u093c<\/strong> <strong>\u0930\u0941\u092a\u092f\u0947<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u090b\u0923<\/strong> <strong>\u092e\u093e\u092b<\/strong> <strong>\u0915\u093f\u090f\u0964<\/strong> <strong>\u0907\u0938<\/strong> <strong>\u0938\u0942\u091a\u0940<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0938\u092c\u0938\u0947<\/strong> <strong>\u092c\u0921\u093c\u093e<\/strong> <strong>\u092f\u094b\u0917\u0926\u093e\u0928<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0925\u093e<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u092f\u0942\u0928\u093f\u092f\u0928 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e<\/p>\n<p style=\"text-align: justify;\">(b) \u092d\u093e\u0930\u0924\u0940\u092f \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915<\/p>\n<p style=\"text-align: justify;\">(c) \u092a\u0902\u091c\u093e\u092c \u0928\u0947\u0936\u0928\u0932 \u092c\u0948\u0902\u0915<\/p>\n<p style=\"text-align: justify;\">(d) \u0915\u0947\u0928\u0930\u093e \u092c\u0948\u0902\u0915<\/p>\n<p style=\"text-align: justify;\">(e) \u092c\u0948\u0902\u0915 \u0911\u092b \u092c\u0921\u093c\u094c\u0926\u093e<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n4) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u093c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong><strong> (RBI) <\/strong><strong>\u092e\u0936\u0940\u0928<\/strong> <strong>\u0932\u0930\u094d\u0928\u093f\u0902\u0917<\/strong><strong> (ML) <\/strong><strong>\u0914\u0930<\/strong> <strong>\u0906\u0930\u094d\u091f\u093f\u092b\u093f\u0936\u093f\u092f\u0932<\/strong> <strong>\u0907\u0902\u091f\u0947\u0932\u093f\u091c\u0947\u0902\u0938<\/strong><strong> (AI) <\/strong><strong>\u092a\u0930<\/strong> <strong>\u0906\u0927\u093e\u0930\u093f\u0924<\/strong> <strong>\u092e\u0949\u0921\u0932<\/strong> <strong>\u092e\u094d\u092f\u0942\u0932\u0939\u0902\u091f\u0930<\/strong> <strong>\u092a\u0947\u0936<\/strong> <strong>\u0915\u0930<\/strong> <strong>\u0930\u0939\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u0936\u0939\u0930<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0916\u091a\u094d\u091a\u0930\u094b\u0902<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0917\u0924\u093f\u0935\u093f\u0927\u093f<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0938\u094d\u0924\u0930<\/strong> <strong>\u0938\u092c\u0938\u0947<\/strong> <strong>\u0905\u0927\u093f\u0915<\/strong> <strong>\u0925\u093e<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0932\u0916\u0928\u090a<\/p>\n<p style=\"text-align: justify;\">(b) \u0928\u0935\u0940 \u092e\u0941\u0902\u092c\u0908<\/p>\n<p style=\"text-align: justify;\">(c) \u092d\u0941\u0935\u0928\u0947\u0936\u094d\u0935\u0930<\/p>\n<p style=\"text-align: justify;\">(d) \u092c\u0947\u0902\u0917\u0932\u0941\u0930\u0941<\/p>\n<p style=\"text-align: justify;\">(e) \u091a\u0947\u0928\u094d\u0928\u0908<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n5) <\/strong><strong>\u092e\u0948\u0915\u094d\u0930\u094b\u0907\u0915\u0949\u0928\u0949\u092e\u093f\u0915<\/strong> <strong>\u0907\u0902\u0921\u093f\u0915\u0947\u091f\u0930\u094d\u0938<\/strong> <strong>\u092a\u0930<\/strong> <strong>\u0906\u0930\u092c\u0940\u0906\u0908<\/strong><strong> (RBI) <\/strong><strong>\u0915\u0947<\/strong> <strong>\u092a\u094d\u0930\u094b\u092b\u0947\u0936\u0928\u0932<\/strong> <strong>\u092b\u094b\u0930\u0915\u093e\u0938\u094d\u091f\u0930\u094d\u0938<\/strong><strong> (<\/strong><strong>\u090f\u0938\u092a\u0940\u090f\u092b<\/strong><strong>) <\/strong><strong>\u0915\u0947<\/strong> <strong>\u0938\u0930\u094d\u0935\u0947\u0915\u094d\u0937\u0923<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0938\u092c\u0938\u0947<\/strong> <strong>\u0939\u093e\u0932\u093f\u092f\u093e<\/strong> <strong>\u0926\u094c\u0930<\/strong> <strong>\u092e\u0947\u0902<\/strong><strong>, <\/strong><strong>\u0935\u093f\u0924\u094d\u0924<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong><strong> 25 <\/strong><strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915<\/strong> <strong>\u091c\u0940\u0921\u0940\u092a\u0940<\/strong><strong> (GDP) <\/strong><strong>\u0935\u0943\u0926\u094d\u0927\u093f<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0938\u0902\u0936\u094b\u0927\u093f\u0924<\/strong> <strong>\u0915\u0930<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u092a\u094d\u0930\u0924\u093f\u0936\u0924<\/strong> <strong>\u0915\u0930<\/strong> <strong>\u0926\u093f\u092f\u093e<\/strong> <strong>\u0917\u092f\u093e<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 6.50%<\/p>\n<p style=\"text-align: justify;\">(b) 6.60%<\/p>\n<p style=\"text-align: justify;\">(c) 6.70%<\/p>\n<p style=\"text-align: justify;\">(d) 6.80%<\/p>\n<p style=\"text-align: justify;\">(e) 6.40%<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n6) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong><strong> (RBI) <\/strong><strong>\u0928\u0947<\/strong> <strong>\u0928\u0915\u0926<\/strong> <strong>\u0906\u0930\u0915\u094d\u0937\u093f\u0924<\/strong> <strong>\u0905\u0928\u0941\u092a\u093e\u0924<\/strong><strong> (CRR) <\/strong><strong>\u092e\u0947\u0902<\/strong><strong> 50 <\/strong><strong>\u0906\u0927\u093e\u0930<\/strong> <strong>\u0905\u0902\u0915\u094b\u0902<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0915\u091f\u094c\u0924\u0940<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0918\u094b\u0937\u0923\u093e<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0939\u0948<\/strong><strong>, <\/strong><strong>\u091c\u093f\u0938\u0938\u0947<\/strong> <strong>\u092f\u0939<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u091c\u092e\u093e<\/strong> <strong>\u0915\u0947<\/strong><strong> 4.5% <\/strong><strong>\u0938\u0947<\/strong> <strong>\u0918\u091f\u0915\u0930<\/strong><strong> 4% <\/strong><strong>\u0930\u0939<\/strong> <strong>\u0917\u092f\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong><strong> CRR <\/strong><strong>\u0915\u094b<\/strong> <strong>\u0936\u0941\u0926\u094d\u0927<\/strong> <strong>\u092e\u093e\u0902\u0917<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0938\u092e\u092f<\/strong> <strong>\u0926\u0947\u092f\u0924\u093e\u0913\u0902<\/strong><strong> (NDTL) <\/strong><strong>\u0915\u0947<\/strong><strong> 4% <\/strong><strong>\u0924\u0915<\/strong> <strong>\u0918\u091f\u093e\u092f\u093e<\/strong> <strong>\u091c\u093e<\/strong> <strong>\u0930\u0939\u093e<\/strong> <strong>\u0939\u0948<\/strong><strong>, <\/strong><strong>\u091c\u094b<\/strong> <strong>\u0915\u093f<\/strong> <strong>\u0928\u0940\u0924\u093f<\/strong> <strong>\u0938\u0916\u094d\u0924<\/strong> <strong>\u091a\u0915\u094d\u0930<\/strong> <strong>\u0936\u0941\u0930\u0942<\/strong> <strong>\u0939\u094b\u0928\u0947<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u092a\u0939\u0932\u0947<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0938\u094d\u0924\u0930<\/strong> <strong>\u0925\u093e\u0964<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u091c\u0928\u0935\u0930\u0940 2022<\/p>\n<p style=\"text-align: justify;\">(b) \u0905\u092a\u094d\u0930\u0948\u0932 2022<\/p>\n<p style=\"text-align: justify;\">(c) \u091c\u0941\u0932\u093e\u0908 2022<\/p>\n<p style=\"text-align: justify;\">(d) \u0938\u093f\u0924\u092e\u094d\u092c\u0930 2022<\/p>\n<p style=\"text-align: justify;\">(e) \u0926\u093f\u0938\u0902\u092c\u0930 2022<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n7) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u092a\u094d\u0930\u0924\u093f<\/strong> <strong>\u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e<\/strong> <strong>\u091c\u092e\u093e\u0928\u0924<\/strong><strong>&#8211;<\/strong><strong>\u092e\u0941\u0915\u094d\u0924<\/strong> <strong>\u0915\u0943\u0937\u093f<\/strong> <strong>\u090b\u0923<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0905\u0927\u093f\u0915\u0924\u092e<\/strong> <strong>\u0938\u0940\u092e\u093e<\/strong><strong> \u20b91.6 <\/strong><strong>\u0932\u093e\u0916<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u092c\u0922\u093c\u093e\u0915\u0930<\/strong><strong> \u20b92 <\/strong><strong>\u0932\u093e\u0916<\/strong> <strong>\u0915\u0930<\/strong> <strong>\u0926\u0940<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u092c\u0948\u0902\u0915\u094b\u0902<\/strong> <strong>\u0915\u094b<\/strong><strong> ____________ <\/strong><strong>\u0924\u0915<\/strong> <strong>\u0938\u0902\u0936\u094b\u0927\u093f\u0924<\/strong> <strong>\u090b\u0923<\/strong> <strong>\u0938\u0940\u092e\u093e\u090f\u0901<\/strong> <strong>\u0905\u092a\u0928\u093e\u0928\u0940<\/strong> <strong>\u0939\u094b\u0902\u0917\u0940\u0964<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u091c\u0928\u0935\u0930\u0940 1, 2025<\/p>\n<p style=\"text-align: justify;\">(b) \u092e\u093e\u0930\u094d\u091a 1, 2025<\/p>\n<p style=\"text-align: justify;\">(c) \u0926\u093f\u0938\u0902\u092c\u0930 31, 2024<\/p>\n<p style=\"text-align: justify;\">(d) \u092e\u0908 1, 2025<\/p>\n<p style=\"text-align: justify;\">(e) \u0905\u092a\u094d\u0930\u0948\u0932 1, 2025<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n8) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u093c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u091b\u094b\u091f\u0947<\/strong> <strong>\u0935\u093f\u0924\u094d\u0924<\/strong> <strong>\u092c\u0948\u0902\u0915\u094b\u0902<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921<\/strong> <strong>\u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938<\/strong> <strong>\u0907\u0902\u091f\u0930\u092b\u093c\u0947\u0938<\/strong> <strong>\u092a\u0930<\/strong> <strong>\u092a\u0942\u0930\u094d\u0935<\/strong><strong>&#8211;<\/strong><strong>\u0938\u094d\u0935\u0940\u0915\u0943\u0924<\/strong> <strong>\u0915\u094d\u0930\u0947\u0921\u093f\u091f<\/strong> <strong>\u0932\u093e\u0907\u0928\u0947\u0902<\/strong> <strong>\u092a\u094d\u0930\u0926\u093e\u0928<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0905\u0928\u0941\u092e\u0924\u093f<\/strong> <strong>\u0926\u0940<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0928\u0935\u0902\u092c\u0930<\/strong><strong> 2024 <\/strong><strong>\u092e\u0947\u0902<\/strong><strong>, <\/strong><strong>\u092f\u0941\u092a\u0940\u0906\u0908<\/strong><strong> (UPI) <\/strong><strong>\u0928\u0947<\/strong> <strong>\u0932\u0947\u0928\u0926\u0947\u0928<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u092e\u093e\u0924\u094d\u0930\u093e<\/strong> <strong>\u092e\u0947\u0902<\/strong><strong> ________ <\/strong><strong>\u092a\u094d\u0930\u0924\u093f\u0936\u0924<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0915\u092e\u0940<\/strong> <strong>\u0926\u0947\u0916\u0940<\/strong><strong>, <\/strong><strong>\u091c\u094b<\/strong><strong> 15.48 <\/strong><strong>\u092c\u093f\u0932\u093f\u092f\u0928<\/strong> <strong>\u0925\u0940\u0964<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 5%<\/p>\n<p style=\"text-align: justify;\">(b) 6%<\/p>\n<p style=\"text-align: justify;\">(c) 7%<\/p>\n<p style=\"text-align: justify;\">(d) 8%<\/p>\n<p style=\"text-align: justify;\">(e) 9%<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n9) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong><strong> (RBI) <\/strong><strong>\u0928\u0947<\/strong> <strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f<\/strong> <strong>\u0909\u0926\u094d\u092f\u094b\u0917<\/strong> <strong>\u092e\u0947\u0902<\/strong><strong> FREE-AI <\/strong><strong>\u092c\u0928\u093e\u0928\u0947<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u090f\u0915<\/strong> <strong>\u0938\u092e\u0942\u0939<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0938\u0941\u091d\u093e\u0935<\/strong> <strong>\u0926\u093f\u092f\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong><strong> FREE-AI <\/strong><strong>\u092e\u0947\u0902<\/strong> <strong>\u092a\u0939\u0932\u093e<\/strong><strong> &#8220;E&#8221; <\/strong><strong>\u0915\u094d\u092f\u093e<\/strong> <strong>\u0926\u0930\u094d\u0936\u093e\u0924\u093e<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u090f\u0915\u094d\u0938\u092a\u0930\u094d\u091f<\/p>\n<p style=\"text-align: justify;\">(b) \u090f\u0925\u093f\u0915\u0932<\/p>\n<p style=\"text-align: justify;\">(c) \u090f\u0928\u090f\u092c\u0932<\/p>\n<p style=\"text-align: justify;\">(d) \u090f\u0928\u094d\u0939\u093e\u0902\u0938<\/p>\n<p style=\"text-align: justify;\">(e) \u0907\u0915\u094b\u0938\u093f\u0938\u094d\u091f\u092e<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n10) <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong><strong> (RBI) <\/strong><strong>\u0928\u0947<\/strong> <strong>\u092c\u0948\u0902\u0915\u094b\u0902<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0928\u093f\u0930\u094d\u0926\u0947\u0936<\/strong> <strong>\u0926\u093f\u092f\u093e<\/strong> <strong>\u0939\u0948<\/strong> <strong>\u0915\u093f<\/strong> <strong>\u0935\u0947<\/strong> <strong>\u091c\u092e\u0947<\/strong> <strong>\u0939\u0941\u090f<\/strong> <strong>\u092f\u093e<\/strong> <strong>\u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f<\/strong> <strong>\u0916\u093e\u0924\u094b\u0902<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0938\u0902\u0916\u094d\u092f\u093e<\/strong> <strong>\u0915\u092e<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0924\u0924\u094d\u0915\u093e\u0932<\/strong> <strong>\u0915\u0926\u092e<\/strong> <strong>\u0909\u0920\u093e\u090f\u0901<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0909\u0928\u094d\u0939\u0947\u0902<\/strong> <strong>\u0938\u0915\u094d\u0930\u093f\u092f<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0906\u0938\u093e\u0928<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0915\u092e<\/strong> <strong>\u091c\u091f\u093f\u0932<\/strong> <strong>\u092c\u0928\u093e\u090f\u0901\u0964<\/strong> <strong>\u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f<\/strong> <strong>\u0916\u093e\u0924\u093e<\/strong> <strong>\u090f\u0915<\/strong> <strong>\u092c\u091a\u0924<\/strong> <strong>\u092f\u093e<\/strong> <strong>\u091a\u093e\u0932\u0942<\/strong> <strong>\u0916\u093e\u0924\u093e<\/strong> <strong>\u0939\u094b\u0924\u093e<\/strong> <strong>\u0939\u0948<\/strong> <strong>\u091c\u093f\u0938\u092e\u0947\u0902<\/strong> <strong>\u0915\u092e<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u0915\u092e<\/strong><strong> ________ <\/strong><strong>\u0935\u0930\u094d\u0937\u094b\u0902<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902<\/strong> <strong>\u0926\u094d\u0935\u093e\u0930\u093e<\/strong> <strong>\u0915\u094b\u0908<\/strong> <strong>\u0932\u0947\u0928<\/strong><strong>&#8211;<\/strong><strong>\u0926\u0947\u0928<\/strong> <strong>\u0928\u0939\u0940\u0902<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0917\u092f\u093e<\/strong> <strong>\u0939\u094b\u0964<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 1<\/p>\n<p style=\"text-align: justify;\">(b) 2<\/p>\n<p style=\"text-align: justify;\">(c) 3<\/p>\n<p style=\"text-align: justify;\">(d) 4<\/p>\n<p style=\"text-align: justify;\">(e) 5<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n11) <\/strong><strong>\u092d\u093e\u0930\u0924<\/strong> <strong>\u0938\u0930\u0915\u093e\u0930<\/strong> <strong>\u0926\u094d\u0935\u093e\u0930\u093e<\/strong> <strong>\u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u093f\u0924<\/strong> <strong>\u092a\u0940\u090f\u092e<\/strong> <strong>\u092a\u094b\u0937\u0923<\/strong> <strong>\u092f\u094b\u091c\u0928\u093e<\/strong> <strong>\u0938\u0930\u0915\u093e\u0930\u0940<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0938\u0930\u0915\u093e\u0930\u0940<\/strong> <strong>\u0938\u0939\u093e\u092f\u0924\u093e<\/strong> <strong>\u092a\u094d\u0930\u093e\u092a\u094d\u0924<\/strong> <strong>\u0938\u094d\u0915\u0942\u0932\u094b\u0902<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u092c\u091a\u094d\u091a\u094b\u0902<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u092a\u094b\u0937\u0923<\/strong> <strong>\u0938\u0902\u092c\u0902\u0927\u0940<\/strong> <strong>\u0938\u0939\u093e\u092f\u0924\u093e<\/strong> <strong>\u092a\u094d\u0930\u0926\u093e\u0928<\/strong> <strong>\u0915\u0930\u0928\u093e<\/strong> <strong>\u091c\u093e\u0930\u0940<\/strong> <strong>\u0930\u0916\u0924\u0940<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0917\u094d\u0930\u093e\u092e\u0940\u0923<\/strong> <strong>\u092e\u091c\u0926\u0942\u0930\u094b\u0902<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e<\/strong> <strong>\u092e\u0942\u0932\u094d\u092f<\/strong> <strong>\u0938\u0942\u091a\u0915\u093e\u0902\u0915<\/strong><strong> (CPI-RL) <\/strong><strong>\u0915\u0947<\/strong> <strong>\u0906\u0927\u093e\u0930<\/strong> <strong>\u092a\u0930<\/strong> <strong>\u0935\u093f\u0924\u094d\u0924<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong><strong> 2022-23 (6.45%) <\/strong><strong>\u0914\u0930<\/strong> <strong>\u0935\u093f\u0924\u094d\u0924<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong><strong> 2023-24 (6.74%) <\/strong><strong>\u092e\u0947\u0902<\/strong> <strong>\u092e\u0941\u0926\u094d\u0930\u093e\u0938\u094d\u092b\u0940\u0924\u093f<\/strong> <strong>\u0938\u092e\u093e\u092f\u094b\u091c\u0928<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0915\u093e\u0930\u0923<\/strong> <strong>\u0938\u093e\u092e\u0917\u094d\u0930\u0940<\/strong> <strong>\u0932\u093e\u0917\u0924<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0915\u093f\u0924\u0928\u0947<\/strong> <strong>\u092a\u094d\u0930\u0924\u093f\u0936\u0924<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0935\u0943\u0926\u094d\u0927\u093f<\/strong> <strong>\u0939\u0941\u0908<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 13.70%<\/p>\n<p style=\"text-align: justify;\">(b) 13.60%<\/p>\n<p style=\"text-align: justify;\">(c) 13.80%<\/p>\n<p style=\"text-align: justify;\">(d) 13.90%<\/p>\n<p style=\"text-align: justify;\">(e) 13.50%<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n12) <\/strong><strong>\u092c\u0940\u092e\u093e<\/strong> <strong>\u0938\u0916\u0940<\/strong> <strong>\u092f\u094b\u091c\u0928\u093e<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0905\u0928\u0941\u0938\u093e\u0930<\/strong><strong>, <\/strong><strong>\u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u0915\u094c\u0928<\/strong> <strong>\u0938\u093e<\/strong> <strong>\u0915\u0925\u0928<\/strong> <strong>\u0917\u0932\u0924<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u0928\u0930\u0947\u0928\u094d\u0926\u094d\u0930 \u092e\u094b\u0926\u0940 \u0928\u0947 \u092d\u093e\u0930\u0924\u0940\u092f \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0928\u093f\u0917\u092e (\u090f\u0932\u0906\u0908\u0938\u0940) \u0915\u0940 \u092c\u0940\u092e\u093e \u0938\u0916\u0940 \u092f\u094b\u091c\u0928\u093e \u0915\u093e \u0909\u0926\u094d\u0918\u093e\u091f\u0928 \u0915\u093f\u092f\u093e, \u091c\u094b \u092e\u0939\u093f\u0932\u093e \u0938\u0936\u0915\u094d\u0924\u093f\u0915\u0930\u0923 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092c\u0928\u093e\u0908 \u0917\u0908 \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">(b) 18-70 \u0935\u0930\u094d\u0937 \u0915\u0940 \u0906\u092f\u0941 \u0935\u093e\u0932\u0940 \u092e\u0939\u093f\u0932\u093e\u090f\u0902; \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0936\u0948\u0915\u094d\u0937\u0923\u093f\u0915 \u092f\u094b\u0917\u094d\u092f\u0924\u093e \u0915\u0915\u094d\u0937\u093e 10 \u092a\u093e\u0938\u0964<\/p>\n<p style=\"text-align: justify;\">(c) \u0924\u0940\u0928 \u0935\u0930\u094d\u0937\u0940\u092f \u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u0923 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e; \u0935\u091c\u0940\u092b\u093e \u0938\u0902\u0930\u091a\u0928\u093e: \u20b97,000 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 (\u0935\u0930\u094d\u0937 1), \u20b96,000 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 (\u0935\u0930\u094d\u0937 2), \u20b95,000 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 (\u0935\u0930\u094d\u0937 3)\u0964<\/p>\n<p style=\"text-align: justify;\">(d) \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u092c\u0940\u092e\u093e \u0938\u0916\u0940 \u0915\u093e \u0932\u0915\u094d\u0937\u094d\u092f \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u0926\u094b \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u093e \u092c\u0940\u092e\u093e \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">(e) \u0909\u092a\u0930\u094b\u0915\u094d\u0924 \u0938\u092d\u0940 \u0938\u0939\u0940 \u0939\u0948\u0902<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n13) <\/strong><strong>\u092d\u093e\u0930\u0924<\/strong> <strong>\u0938\u0930\u0915\u093e\u0930<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u0938\u094d\u092a\u0937\u094d\u091f<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0939\u0948<\/strong> <strong>\u0915\u093f<\/strong><strong> SARFAESI <\/strong><strong>\u0905\u0927\u093f\u0928\u093f\u092f\u092e<\/strong> <strong>\u090b\u0923<\/strong> <strong>\u0935\u0938\u0942\u0932\u0940<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong> <strong>\u0915\u0949\u092b\u093c\u0940<\/strong> <strong>\u092c\u093e\u0917\u093e\u0928\u094b\u0902<\/strong> <strong>\u092a\u0930<\/strong> <strong>\u0932\u093e\u0917\u0942<\/strong> <strong>\u0928\u0939\u0940\u0902<\/strong> <strong>\u0939\u094b\u0924\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong><strong> ____________ <\/strong><strong>\u0915\u0947<\/strong> <strong>\u092c\u093e\u0926<\/strong> <strong>\u0938\u0947<\/strong><strong>, <\/strong><strong>\u092c\u0948\u0902\u0915\u094b\u0902<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u090b\u0923<\/strong> <strong>\u0935\u0938\u0942\u0932\u0940<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong><strong> SARFAESI <\/strong><strong>\u0915\u0947<\/strong> <strong>\u092a\u0915\u094d\u0937<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u090b\u0923<\/strong> <strong>\u0935\u0938\u0942\u0932\u0940<\/strong> <strong>\u0928\u094d\u092f\u093e\u092f\u093e\u0927\u093f\u0915\u0930\u0923<\/strong><strong> (DRT) <\/strong><strong>\u0938\u0947<\/strong> <strong>\u0909\u0924\u094d\u0924\u0930\u094b\u0924\u094d\u0924\u0930<\/strong> <strong>\u092a\u0930\u0939\u0947\u091c<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 2014<\/p>\n<p style=\"text-align: justify;\">(b) 2015<\/p>\n<p style=\"text-align: justify;\">(c) 2016<\/p>\n<p style=\"text-align: justify;\">(d) 2018<\/p>\n<p style=\"text-align: justify;\">(e) 2019<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n14) 9 <\/strong><strong>\u0926\u093f\u0938\u0902\u092c\u0930<\/strong><strong>, 2024 <\/strong><strong>\u0915\u094b<\/strong> <strong>\u0924\u092e\u093f\u0932\u0928\u093e\u0921\u0941<\/strong> <strong>\u0935\u093f\u0927\u093e\u0928\u0938\u092d\u093e<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u090f\u0915<\/strong> <strong>\u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935<\/strong> <strong>\u092a\u093e\u0930\u093f\u0924<\/strong> <strong>\u0915\u0930<\/strong> <strong>\u0915\u0947\u0902\u0926\u094d\u0930<\/strong> <strong>\u0938\u0930\u0915\u093e\u0930<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u0939\u093f\u0902\u0926\u0941\u0938\u094d\u0924\u093e\u0928<\/strong> <strong>\u091c\u093f\u0902\u0915<\/strong> <strong>\u0932\u093f\u092e\u093f\u091f\u0947\u0921<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u091c\u093f\u0932\u0947<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0926\u093f\u090f<\/strong> <strong>\u0917\u090f<\/strong> <strong>\u091f\u0902\u0917\u0938\u094d\u091f\u0928<\/strong> <strong>\u0916\u0928\u0928<\/strong> <strong>\u0932\u093e\u0907\u0938\u0947\u0902\u0938<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0930\u0926\u094d\u0926<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0915\u093e<\/strong> <strong>\u0906\u0939\u094d\u0935\u093e\u0928<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u091a\u0947\u0928\u094d\u0928\u0908<\/p>\n<p style=\"text-align: justify;\">(b) \u092e\u0926\u0941\u0930\u0948<\/p>\n<p style=\"text-align: justify;\">(c) \u0924\u094d\u0930\u093f\u091a\u0940<\/p>\n<p style=\"text-align: justify;\">(d) \u0938\u0947\u0932\u092e<\/p>\n<p style=\"text-align: justify;\">(e) \u0915\u094b\u092f\u0902\u092c\u091f\u0942\u0930<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n15) <\/strong><strong>\u0939\u093e\u0932<\/strong> <strong>\u0939\u0940<\/strong> <strong>\u092e\u0947\u0902<\/strong><strong> (<\/strong><strong>\u0926\u093f\u0938\u0902\u092c\u0930<\/strong><strong> 2024), <\/strong><strong>\u0921\u0947\u0932<\/strong> <strong>\u0935\u093e\u091c\u093c<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u0916\u0941\u0926\u0930\u093e<\/strong> <strong>\u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0921\u0940\u0932\u0930\u094b\u0902<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0938\u0936\u0915\u094d\u0924<\/strong> <strong>\u092c\u0928\u093e\u0928\u0947<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u090f\u0915<\/strong> <strong>\u0938\u094d\u091f\u0949\u0915<\/strong> <strong>\u091f\u094d\u0930\u0947\u0921\u093f\u0902\u0917<\/strong> <strong>\u092a\u094d\u0932\u0947\u091f\u092b\u093c\u0949\u0930\u094d\u092e<\/strong> <strong>\u0938\u093e\u0939\u0940<\/strong> <strong>\u0932\u0949\u0928\u094d\u091a<\/strong> <strong>\u0915\u093f\u092f\u093e\u0964<\/strong> <strong>\u0935\u0939<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u0915\u0902\u092a\u0928\u0940<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u092a\u0942\u0930\u094d\u0935<\/strong> <strong>\u0938\u0940\u091f\u0940\u0913<\/strong> <strong>\u0925\u0947<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u091c\u093c\u094b\u092e\u0948\u091f\u094b<\/p>\n<p style=\"text-align: justify;\">(b) \u0909\u092c\u0930<\/p>\n<p style=\"text-align: justify;\">(c) \u0938\u094d\u0935\u093f\u0917\u0940<\/p>\n<p style=\"text-align: justify;\">(d) \u091c\u093f\u092f\u094b\u092e\u093e\u0930\u094d\u091f<\/p>\n<p style=\"text-align: justify;\">(e) \u092c\u093f\u0917\u092c\u093e\u0938\u094d\u0915\u0947\u091f<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n16) <\/strong><strong>\u0939\u093e\u0932<\/strong> <strong>\u0939\u0940<\/strong> <strong>\u092e\u0947\u0902<\/strong><strong> (<\/strong><strong>\u0926\u093f\u0938\u0902\u092c\u0930<\/strong><strong> 2024), _____ <\/strong><strong>\u0917\u094b\u0932\u094d\u0921\u0928<\/strong> <strong>\u0917\u094d\u0932\u094b\u092c\u094d\u0938<\/strong> <strong>\u092e\u0947\u0902<\/strong><strong>, <\/strong><strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u092b\u093f\u0932\u094d\u092e<\/strong> <strong>\u0928\u093f\u0930\u094d\u092e\u093e\u0924\u093e<\/strong> <strong>\u092a\u093e\u092f\u0932<\/strong> <strong>\u0915\u092a\u093e\u0921\u093c\u093f\u092f\u093e<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u092a\u0939\u0932\u0940<\/strong> <strong>\u092b\u0940\u091a\u0930<\/strong> <strong>\u092b\u093f\u0932\u094d\u092e<\/strong><strong> \u201c<\/strong><strong>\u0911\u0932<\/strong> <strong>\u0935\u0940<\/strong> <strong>\u0907\u092e\u0947\u091c\u093f\u0928<\/strong> <strong>\u090f\u091c\u093c<\/strong> <strong>\u0932\u093e\u0907\u091f<\/strong><strong>\u201d <\/strong><strong>\u0928\u0947<\/strong> <strong>\u0939\u093e\u0932<\/strong> <strong>\u0939\u0940<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0926\u094b<\/strong> <strong>\u0928\u093e\u092e\u093e\u0902\u0915\u0928<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0938\u093e\u0925<\/strong> <strong>\u090f\u0915<\/strong> <strong>\u0909\u0932\u094d\u0932\u0947\u0916\u0928\u0940\u092f<\/strong> <strong>\u0909\u092a\u0932\u092c\u094d\u0927\u093f<\/strong> <strong>\u0939\u093e\u0938\u093f\u0932<\/strong> <strong>\u0915\u0940\u0964<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 81<\/p>\n<p style=\"text-align: justify;\">(b) 82<\/p>\n<p style=\"text-align: justify;\">(c) 83<\/p>\n<p style=\"text-align: justify;\">(d) 80<\/p>\n<p style=\"text-align: justify;\">(e) 85<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n17) <\/strong><strong>\u0935\u094d\u092f\u093e\u092a\u093e\u0930<\/strong> <strong>\u092c\u0922\u093c\u093e\u0928\u0947<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0906\u0930\u094d\u0925\u093f\u0915<\/strong> <strong>\u0938\u0902\u092c\u0902\u0927\u094b\u0902<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u092e\u091c\u092c\u0942\u0924<\/strong> <strong>\u0915\u0930\u0928\u0947<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0932\u093f\u090f<\/strong><strong>, <\/strong><strong>\u0915\u093f\u0938<\/strong> <strong>\u0926\u0947\u0936<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u092d\u093e\u0930\u0924<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u0924\u0940\u0928<\/strong> <strong>\u0926\u093f\u0928\u094b\u0902<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0926\u094c\u0930\u093e\u0928<\/strong> <strong>\u0905\u092a\u0928\u0947<\/strong> <strong>\u0935\u094d\u092f\u093e\u092a\u0915<\/strong> <strong>\u0906\u0930\u094d\u0925\u093f\u0915<\/strong> <strong>\u0938\u0939\u092f\u094b\u0917<\/strong> <strong>\u0938\u092e\u091d\u094c\u0924\u0947<\/strong><strong> (<\/strong><strong>\u0938\u0940\u0908\u0938\u0940\u090f<\/strong><strong>) <\/strong><strong>\u0915\u0940<\/strong> <strong>\u0938\u092e\u0940\u0915\u094d\u0937\u093e<\/strong> <strong>\u0915\u0940<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0930\u0942\u0938<\/p>\n<p style=\"text-align: justify;\">(b) \u092b\u094d\u0930\u093e\u0902\u0938<\/p>\n<p style=\"text-align: justify;\">(c) \u091c\u0930\u094d\u092e\u0928\u0940<\/p>\n<p style=\"text-align: justify;\">(d) \u0911\u0938\u094d\u091f\u094d\u0930\u0947\u0932\u093f\u092f\u093e<\/p>\n<p style=\"text-align: justify;\">(e) \u092f\u0942\u090f\u0938\u090f<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n18) 9 <\/strong><strong>\u0926\u093f\u0938\u0902\u092c\u0930<\/strong><strong>, 2024 <\/strong><strong>\u0915\u094b<\/strong> <strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0928\u094c\u0938\u0947\u0928\u093e<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u092f\u0902\u0924\u0930<\/strong> <strong>\u0936\u093f\u092a\u092f\u093e\u0930\u094d\u0921<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u092e\u0932\u094d\u091f\u0940<\/strong><strong>&#8211;<\/strong><strong>\u0930\u094b\u0932<\/strong> <strong>\u0938\u094d\u091f\u0940\u0932\u094d\u0925<\/strong><strong>&#8211;<\/strong><strong>\u0917\u093e\u0907\u0921\u0947\u0921<\/strong> <strong>\u092e\u093f\u0938\u093e\u0907\u0932<\/strong> <strong>\u092b\u094d\u0930\u093f\u0917\u0947\u091f<\/strong><strong> INS <\/strong><strong>\u0924\u0941\u0936\u0940\u0932<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0936\u093e\u092e\u093f\u0932<\/strong> <strong>\u0915\u093f\u092f\u093e\u0964<\/strong> <strong>\u092f\u0939<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u0926\u0947\u0936<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u0906\u092f\u093e<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0930\u0942\u0938<\/p>\n<p style=\"text-align: justify;\">(b) \u092b\u094d\u0930\u093e\u0902\u0938<\/p>\n<p style=\"text-align: justify;\">(c) \u091c\u0930\u094d\u092e\u0928\u0940<\/p>\n<p style=\"text-align: justify;\">(d) \u0911\u0938\u094d\u091f\u094d\u0930\u0947\u0932\u093f\u092f\u093e<\/p>\n<p style=\"text-align: justify;\">(e) \u092f\u0942\u090f\u0938\u090f<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n19) <\/strong><strong>\u0930\u093f\u092a\u094b\u0930\u094d\u091f<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0905\u0928\u0941\u0938\u093e\u0930<\/strong><strong>, <\/strong><strong>\u0938\u0902\u091c\u092f<\/strong> <strong>\u092e\u0932\u094d\u0939\u094b\u0924\u094d\u0930\u093e<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0930\u093f\u091c\u093c\u0930\u094d\u0935<\/strong> <strong>\u092c\u0948\u0902\u0915<\/strong><strong> (RBI) <\/strong><strong>\u0915\u093e<\/strong><strong> 26<\/strong><strong>\u0935\u093e\u0901<\/strong> <strong>\u0917\u0935\u0930\u094d\u0928\u0930<\/strong> <strong>\u0928\u093f\u092f\u0941\u0915\u094d\u0924<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0917\u092f\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong><strong> 1990 <\/strong><strong>\u092c\u0948\u091a<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u092a\u094d\u0930\u0936\u093e\u0938\u0928\u093f\u0915<\/strong> <strong>\u0938\u0947\u0935\u093e<\/strong><strong> (IAS) <\/strong><strong>\u0905\u0927\u093f\u0915\u093e\u0930\u0940<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0930\u0942\u092a<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u092e\u0932\u094d\u0939\u094b\u0924\u094d\u0930\u093e<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u0930\u093e\u091c\u094d\u092f<\/strong> <strong>\u0915\u0948\u0921\u0930<\/strong> <strong>\u0938\u0947<\/strong> <strong>\u0906\u090f<\/strong> <strong>\u0925\u0947<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0938\u093f\u0915\u094d\u0915\u093f\u092e<\/p>\n<p style=\"text-align: justify;\">(b) \u0913\u0921\u093f\u0936\u093e<\/p>\n<p style=\"text-align: justify;\">(c) \u0930\u093e\u091c\u0938\u094d\u0925\u093e\u0928<\/p>\n<p style=\"text-align: justify;\">(d) \u092c\u093f\u0939\u093e\u0930<\/p>\n<p style=\"text-align: justify;\">(e) \u092e\u0939\u093e\u0930\u093e\u0937\u094d\u091f\u094d\u0930<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n20) <\/strong><strong>\u0915\u094c\u0928<\/strong> <strong>\u0938\u093e<\/strong> <strong>\u0926\u0947\u0936<\/strong> <strong>\u091c\u0940\u091f\u0940<\/strong> <strong>\u0913\u092a\u0928<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u092e\u0947\u091c\u092c\u093e\u0928\u0940<\/strong> <strong>\u0915\u0930\u0924\u093e<\/strong> <strong>\u0939\u0948<\/strong><strong>, <\/strong><strong>\u091c\u094b<\/strong> <strong>\u0907\u0902\u0921\u094b\u0930<\/strong> <strong>\u0924\u0940\u0930\u0902\u0926\u093e\u091c\u0940<\/strong> <strong>\u0935\u093f\u0936\u094d\u0935<\/strong> <strong>\u0936\u094d\u0930\u0943\u0902\u0916\u0932\u093e<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u090f\u0915<\/strong> <strong>\u092a\u094d\u0930\u0924\u093f\u092f\u094b\u0917\u093f\u0924\u093e<\/strong> <strong>\u0939\u0948<\/strong><strong>, <\/strong><strong>\u091c\u0939\u093e\u0902<\/strong> <strong>\u091c\u094d\u092f\u094b\u0924\u093f<\/strong> <strong>\u0938\u0941\u0930\u0947\u0916\u093e<\/strong> <strong>\u0935\u0947\u0928\u094d\u0928\u092e<\/strong> <strong>\u0914\u0930<\/strong> <strong>\u0905\u092d\u093f\u0937\u0947\u0915<\/strong> <strong>\u0935\u0930\u094d\u092e\u093e<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u0909\u0932\u094d\u0932\u0947\u0916\u0928\u0940\u092f<\/strong> <strong>\u092a\u094b\u0921\u093f\u092f\u092e<\/strong> <strong>\u0938\u094d\u0925\u093e\u0928<\/strong> <strong>\u0939\u093e\u0938\u093f\u0932<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong><strong>, <\/strong><strong>\u091c\u094b<\/strong> <strong>\u0905\u0902\u0924\u0930\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/strong> <strong>\u0907\u0928\u0921\u094b\u0930<\/strong> <strong>\u0938\u0930\u094d\u0915\u093f\u091f<\/strong> <strong>\u092a\u0930<\/strong> <strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> <strong>\u0924\u0940\u0930\u0902\u0926\u093e\u091c\u094b\u0902<\/strong> <strong>\u0915\u0940<\/strong> <strong>\u0928\u093f\u0930\u0902\u0924\u0930<\/strong> <strong>\u0938\u092b\u0932\u0924\u093e<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0926\u0930\u094d\u0936\u093e\u0924\u093e<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0938\u093f\u0902\u0917\u093e\u092a\u0941\u0930<\/p>\n<p style=\"text-align: justify;\">(b) \u0932\u0915\u094d\u0938\u092e\u092c\u0930\u094d\u0917<\/p>\n<p style=\"text-align: justify;\">(c) \u0926\u0915\u094d\u0937\u093f\u0923 \u0915\u094b\u0930\u093f\u092f\u093e<\/p>\n<p style=\"text-align: justify;\">(d) \u0939\u093e\u0902\u0917\u0915\u093e\u0902\u0917<\/p>\n<p style=\"text-align: justify;\">(e) \u091c\u0930\u094d\u092e\u0928\u0940<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n21) <\/strong><strong>\u0905\u0932\u094d\u092c\u093e\u0928\u0940<\/strong> <strong>\u0915\u094b\u0930\u094d\u0938<\/strong> <strong>\u092a\u0930<\/strong><strong>, <\/strong><strong>\u0926\u0941\u0928\u093f\u092f\u093e<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0928\u0902\u092c\u0930<\/strong><strong> 1 <\/strong><strong>\u0938\u094d\u0915\u0949\u091f\u0940<\/strong> <strong>\u0936\u0947\u092b\u093c\u0932\u0930<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u092c\u094b\u0917\u0940<\/strong><strong>&#8211;<\/strong><strong>\u092e\u0941\u0915\u094d\u0924<\/strong> <strong>\u0905\u0902\u0924\u093f\u092e<\/strong> <strong>\u0930\u093e\u0909\u0902\u0921<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0938\u093e\u0925<\/strong> <strong>\u0939\u0940\u0930\u094b<\/strong> <strong>\u0935\u0930\u094d\u0932\u094d\u0921<\/strong> <strong>\u091a\u0948\u0932\u0947\u0902\u091c<\/strong> <strong>\u091a\u0948\u0902\u092a\u093f\u092f\u0928\u0936\u093f\u092a<\/strong> <strong>\u091c\u0940\u0924\u0940\u0964<\/strong> <strong>\u0909\u0928\u0915\u0947<\/strong> <strong>\u0936\u093e\u0928\u0926\u093e\u0930<\/strong> <strong>\u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u0909\u0928\u094d\u0939\u0947\u0902<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong> <strong>\u0915\u093e<\/strong><strong> _________ <\/strong><strong>\u0916\u093f\u0924\u093e\u092c<\/strong> <strong>\u0926\u093f\u0932\u093e\u092f\u093e\u0964<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 8<\/p>\n<p style=\"text-align: justify;\">(b) 9<\/p>\n<p style=\"text-align: justify;\">(c) 10<\/p>\n<p style=\"text-align: justify;\">(d) 7<\/p>\n<p style=\"text-align: justify;\">(e) 6<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n22) <\/strong><strong>\u092f\u0942\u0928\u093f\u0938\u0947\u092b<\/strong> <strong>\u0938\u094d\u0925\u093e\u092a\u0928\u093e<\/strong> <strong>\u0926\u093f\u0935\u0938<\/strong><strong> 2024 <\/strong><strong>\u0915\u092c<\/strong> <strong>\u092e\u0928\u093e\u092f\u093e<\/strong> <strong>\u0917\u092f\u093e<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0926\u093f\u0938\u0902\u092c\u0930 7<\/p>\n<p style=\"text-align: justify;\">(b) \u0926\u093f\u0938\u0902\u092c\u0930 11<\/p>\n<p style=\"text-align: justify;\">(c) \u0926\u093f\u0938\u0902\u092c\u0930 8<\/p>\n<p style=\"text-align: justify;\">(d) \u0926\u093f\u0938\u0902\u092c\u0930 9<\/p>\n<p style=\"text-align: justify;\">(e) \u0926\u093f\u0938\u0902\u092c\u0930 10<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n23) <\/strong><strong>\u0938\u0902\u092f\u0941\u0915\u094d\u0924<\/strong> <strong>\u0930\u093e\u0937\u094d\u091f\u094d\u0930<\/strong> <strong>\u092e\u0939\u093e\u0938\u092d\u093e<\/strong> <strong>\u0926\u094d\u0935\u093e\u0930\u093e<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/strong> <strong>\u092a\u0930\u094d\u0935\u0924<\/strong> <strong>\u0935\u0930\u094d\u0937<\/strong> <strong>\u0915\u0947<\/strong> <strong>\u0930\u0942\u092a<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0928\u093e\u092e\u093f\u0924<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0917\u092f\u093e<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) 2000<\/p>\n<p style=\"text-align: justify;\">(b) 2001<\/p>\n<p style=\"text-align: justify;\">(c) 2002<\/p>\n<p style=\"text-align: justify;\">(d) 2003<\/p>\n<p style=\"text-align: justify;\">(e) 2004<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n24) <\/strong><strong>\u0915\u0930\u093f\u0915\u093f\u0932\u0940<\/strong> <strong>\u092a\u0915\u094d\u0937\u0940<\/strong> <strong>\u0905\u092d\u092f\u093e\u0930\u0923\u094d\u092f<\/strong> <strong>\u0915\u0939\u093e\u0902<\/strong> <strong>\u0938\u094d\u0925\u093f\u0924<\/strong> <strong>\u0939\u0948<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u0915\u0947\u0930\u0932<\/p>\n<p style=\"text-align: justify;\">(b) \u0924\u092e\u093f\u0932\u0928\u093e\u0921\u0941<\/p>\n<p style=\"text-align: justify;\">(c) \u0915\u0930\u094d\u0928\u093e\u091f\u0915<\/p>\n<p style=\"text-align: justify;\">(d) \u0906\u0902\u0927\u094d\u0930 \u092a\u094d\u0930\u0926\u0947\u0936<\/p>\n<p style=\"text-align: justify;\">(e) \u0924\u0947\u0932\u0902\u0917\u093e\u0928\u093e<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n25) 11 <\/strong><strong>\u0926\u093f\u0938\u0902\u092c\u0930<\/strong><strong> 2024 <\/strong><strong>\u0915\u094b<\/strong> <strong>\u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/strong> <strong>\u092a\u0930\u094d\u0935\u0924<\/strong> <strong>\u0926\u093f\u0935\u0938<\/strong><strong> 2024 <\/strong><strong>\u0915\u0947<\/strong> <strong>\u0930\u0942\u092a<\/strong> <strong>\u092e\u0947\u0902<\/strong> <strong>\u0928\u093e\u092e\u093f\u0924<\/strong> <strong>\u0915\u093f\u092f\u093e<\/strong> <strong>\u0917\u092f\u093e<\/strong> <strong>\u0939\u0948\u0964<\/strong> <strong>\u0915\u093f\u0938<\/strong> <strong>\u0926\u0947\u0936<\/strong> <strong>\u0928\u0947<\/strong> <strong>\u092a\u0930\u094d\u0935\u0924<\/strong> <strong>\u0926\u093f\u0935\u0938<\/strong> <strong>\u0915\u094b<\/strong> <strong>\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/strong> <strong>\u0905\u0935\u0915\u093e\u0936<\/strong> <strong>\u092c\u0928\u093e\u092f\u093e<\/strong> <strong>\u0939\u0948<\/strong> <strong>\u091c\u093f\u0938\u0947<\/strong> <strong>\u0909\u0938\u0915\u0947<\/strong> <strong>\u0928\u093e\u0917\u0930\u093f\u0915<\/strong> <strong>\u092e\u0928\u093e\u0924\u0947<\/strong> <strong>\u0939\u0948\u0902<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">(a) \u092f\u0942\u090f\u0938\u090f<\/p>\n<p style=\"text-align: justify;\">(b) \u091a\u0940\u0928<\/p>\n<p style=\"text-align: justify;\">(c) \u091c\u093e\u092a\u093e\u0928<\/p>\n<p style=\"text-align: justify;\">(d) \u0915\u0928\u093e\u0921\u093e<\/p>\n<p style=\"text-align: justify;\">(e) \u0928\u0949\u0930\u094d\u0935\u0947<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 20px; color: #ff0000;\"><strong><br \/>\nAnswers :<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><strong>1) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: A<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u0921\u094d\u092f\u0942\u0936 \u092c\u0948\u0902\u0915 \u0907\u0902\u0921\u093f\u092f\u093e \u0928\u0947 \u0938\u0941\u092e\u093f\u0924\u094b\u092e\u094b \u092e\u093f\u0924\u094d\u0938\u0941\u0908 \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0917\u094d\u0930\u0941\u092a (SMFG) \u0915\u0940 \u092a\u0942\u0930\u094d\u0923 \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0935\u093e\u0932\u0940 \u0938\u0939\u093e\u092f\u0915 \u0915\u0902\u092a\u0928\u0940 SMFG \u0907\u0902\u0921\u093f\u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f (SMICC) \u0915\u094b \u20ac91 \u092e\u093f\u0932\u093f\u092f\u0928 (\u20b9814 \u0915\u0930\u094b\u0921\u093c) \u0915\u093e \u0938\u094d\u0925\u093f\u0930\u0924\u093e-\u0932\u093f\u0902\u0915\u094d\u0921 \u090b\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u093f\u092f\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">\u092f\u0939 \u090b\u0923 \u0924\u0940\u0928 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u0935\u093e\u0932\u093e \u090f\u0915 \u0935\u0930\u093f\u0937\u094d\u0920 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u090b\u0923 \u0939\u0948, \u091c\u094b \u0921\u094d\u092f\u0942\u0936 \u092c\u0948\u0902\u0915 \u0915\u0947 \u0938\u0924\u0924 \u0935\u093f\u0924\u094d\u0924 \u0922\u093e\u0902\u091a\u0947 \u0915\u0947 \u092e\u093e\u0928\u0926\u0902\u0921\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0930\u0942\u092a \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">Deutsche Bank India provided a \u20ac91 million (\u20b9814 crore) sustainability-linked loan to SMFG India Credit (SMICC), a wholly-owned subsidiary of Sumitomo Mitsui Financial Group (SMFG).<\/p>\n<p style=\"text-align: justify;\">The loan is a senior secured loan with a tenure of three years, in line with Deutsche Bank\u2019s Sustainable Finance framework criteria.<\/p>\n<p style=\"text-align: justify;\">The loan aims to expand SMICC\u2019s portfolio, channel funds toward Micro, Small, and Medium Enterprises (MSMEs), and support women entrepreneurs in underserved segments across India.<\/p>\n<p style=\"text-align: justify;\">SMFG India Credit Profile: SMICC has over 1,000 branches and an Assets Under Management (AUM) of \u20b949,800 crore as of September 2024.<\/p>\n<p style=\"text-align: justify;\">Strategic Impact: The loan is intended to empower SMICC to enhance its lending reach, particularly in semi-urban and underserved areas of India.<\/p>\n<p style=\"text-align: justify;\">Commitment to Sustainable Finance: The transaction reinforces Deutsche Bank&#8217;s commitment to promoting sustainable finance in India, aligning with its ESG (Environmental, Social, and Governance) goals.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n2) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u090f\u091a\u090f\u0938\u092c\u0940\u0938\u0940 \u0907\u0902\u0921\u093f\u092f\u093e \u0928\u0947 \u092e\u093e\u0938\u094d\u091f\u0930\u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0938\u093e\u0925 \u092e\u093f\u0932\u0915\u0930 \u0905\u092a\u0928\u0947 \u0928\u093f\u091c\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u0947\u0935\u0932 \u0906\u092e\u0902\u0924\u094d\u0930\u0923 \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0932\u0949\u0928\u094d\u091a \u0915\u093f\u092f\u093e \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">\u092f\u0939 \u0915\u093e\u0930\u094d\u0921 \u0909\u091a\u094d\u091a-\u0928\u093f\u0935\u0932-\u092e\u0942\u0932\u094d\u092f \u0935\u093e\u0932\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 (\u090f\u091a\u090f\u0928\u0921\u092c\u094d\u0932\u094d\u092f\u0942\u0906\u0908) \u0914\u0930 \u0905\u0932\u094d\u091f\u094d\u0930\u093e-\u0909\u091a\u094d\u091a-\u0928\u093f\u0935\u0932-\u092e\u0942\u0932\u094d\u092f \u0935\u093e\u0932\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 (\u092f\u0942\u090f\u091a\u090f\u0928\u0921\u092c\u094d\u0932\u094d\u092f\u0942\u0906\u0908) \u0915\u0947 \u0932\u093f\u090f \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u091c\u093f\u0928\u0915\u0940 \u0928\u093f\u0935\u0947\u0936 \u092f\u094b\u0917\u094d\u092f \u0938\u0902\u092a\u0924\u094d\u0924\u093f $2 \u092e\u093f\u0932\u093f\u092f\u0928 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">HSBC India, in collaboration with Mastercard, launched an invitation-only premium credit card for its private banking clients.<\/p>\n<p style=\"text-align: justify;\">The card is designed for high-net-worth individuals (HNWI) and ultra-high-net-worth individuals (UHNWI) with investable assets worth over $2 million.<\/p>\n<p style=\"text-align: justify;\">Travel Benefits: Includes companion first or business class airline tickets, premium airport lounge access, travel insurance, visa services, and zero forex mark-up on international spends.<\/p>\n<p style=\"text-align: justify;\">Exclusive Access: Cardholders get access to private clubs, members-only lounges, and workspaces across Asia, Australia, Europe, and the US.<\/p>\n<p style=\"text-align: justify;\">Bespoke Experiences: Includes special experiences like travel to Antarctica by private jet, Michelin-starred restaurant access, and wellness programmes.<\/p>\n<p style=\"text-align: justify;\">Golf and Fitness: Complimentary golf access in Asia-Pacific and offers wellness programmes with celebrity trainers.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n3) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSB) \u0928\u0947 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2025 \u0915\u0940 \u092a\u0939\u0932\u0940 \u091b\u092e\u093e\u0939\u0940 (\u0905\u092a\u094d\u0930\u0948\u0932-\u0938\u093f\u0924\u0902\u092c\u0930) \u092e\u0947\u0902 \u20b942,035 \u0915\u0930\u094b\u0921\u093c \u0915\u0947 \u090b\u0923 \u092e\u093e\u092b \u0915\u093f\u090f\u0964<\/p>\n<p style=\"text-align: justify;\">\u092a\u094d\u0930\u092e\u0941\u0916 \u092f\u094b\u0917\u0926\u093e\u0928\u0915\u0930\u094d\u0924\u093e:<\/p>\n<p style=\"text-align: justify;\">\u092d\u093e\u0930\u0924\u0940\u092f \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 (SBI): \u20b98,312 \u0915\u0930\u094b\u0921\u093c<\/p>\n<p style=\"text-align: justify;\">\u092a\u0902\u091c\u093e\u092c \u0928\u0947\u0936\u0928\u0932 \u092c\u0948\u0902\u0915 (PNB): \u20b98,061 \u0915\u0930\u094b\u0921\u093c<\/p>\n<p style=\"text-align: justify;\">\u092f\u0942\u0928\u093f\u092f\u0928 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e: \u20b96,344 \u0915\u0930\u094b\u0921\u093c<\/p>\n<p style=\"text-align: justify;\">\u092c\u0948\u0902\u0915 \u0911\u092b \u092c\u0921\u093c\u094c\u0926\u093e: \u20b95,925 \u0915\u0930\u094b\u0921\u093c<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">Public Sector Banks (PSBs) wrote off loans worth \u20b942,035 crore in the first half of FY25 (April-September).<\/p>\n<p style=\"text-align: justify;\">Major Contributors:<\/p>\n<p style=\"text-align: justify;\">State Bank of India (SBI): \u20b98,312 crore<\/p>\n<p style=\"text-align: justify;\">Punjab National Bank (PNB): \u20b98,061 crore<\/p>\n<p style=\"text-align: justify;\">Union Bank of India: \u20b96,344 crore<\/p>\n<p style=\"text-align: justify;\">Bank of Baroda: \u20b95,925 crore<\/p>\n<p style=\"text-align: justify;\">Clarification on Write-Offs:Loan write-offs do not mean a waiver of liabilities for borrowers.<\/p>\n<p style=\"text-align: justify;\">Borrowers remain liable for repayment.<\/p>\n<p style=\"text-align: justify;\">Banks continue to pursue recovery through various mechanisms even after writing off the loans.<\/p>\n<p style=\"text-align: justify;\">Loan Write-Offs in FY24:In FY24, PSBs wrote off loans amounting to \u20b91.14 lakh crore, which was slightly lower than \u20b91.18 lakh crore in FY23.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n4) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u0906\u0930\u092c\u0940\u0906\u0908 \u090f\u0915 \u0906\u0930\u094d\u091f\u093f\u092b\u093f\u0936\u093f\u092f\u0932 \u0907\u0902\u091f\u0947\u0932\u093f\u091c\u0947\u0902\u0938 (\u090f\u0906\u0908) \u0914\u0930 \u092e\u0936\u0940\u0928 \u0932\u0930\u094d\u0928\u093f\u0902\u0917 (\u090f\u092e\u090f\u0932) \u0906\u0927\u093e\u0930\u093f\u0924 \u092e\u0949\u0921\u0932 \u092a\u0947\u0936 \u0915\u0930 \u0930\u0939\u093e \u0939\u0948 \u091c\u093f\u0938\u0947 \u092e\u094d\u092f\u0942\u0932\u0939\u0902\u091f\u0930 \u0915\u0939\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u092e\u0947\u0902 \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u093f\u090f \u0917\u090f \u0916\u091a\u094d\u091a\u0930 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u094b\u0902 \u0915\u093e \u092a\u0924\u093e \u0932\u0917\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0906\u0908\u0964<\/p>\n<p style=\"text-align: justify;\">\u0916\u091a\u094d\u091a\u0930 \u0917\u0924\u093f\u0935\u093f\u0927\u093f \u0915\u093e \u092d\u094c\u0917\u094b\u0932\u093f\u0915 \u0935\u093f\u0924\u0930\u0923: \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u0916\u091a\u094d\u091a\u0930 \u0917\u0924\u093f\u0935\u093f\u0927\u093f \u092d\u0941\u0935\u0928\u0947\u0936\u094d\u0935\u0930 (\u0915\u0941\u0932 \u0916\u091a\u094d\u091a\u0930 \u0917\u0924\u093f\u0935\u093f\u0927\u093f \u0915\u093e 14%) \u092e\u0947\u0902 \u0926\u0947\u0916\u0940 \u0917\u0908, \u0909\u0938\u0915\u0947 \u092c\u093e\u0926 \u0932\u0916\u0928\u090a \u0914\u0930 \u0928\u0935\u0940 \u092e\u0941\u0902\u092c\u0908 (\u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 3.4%), \u0914\u0930 \u092e\u0941\u0902\u092c\u0908, \u092c\u0947\u0902\u0917\u0932\u0941\u0930\u0941 \u0914\u0930 \u0915\u091f\u0915 \u091c\u0948\u0938\u0947 \u0905\u0928\u094d\u092f \u0936\u0939\u0930\u094b\u0902 \u092e\u0947\u0902 \u0915\u092e \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0926\u0947\u0916\u093e \u0917\u092f\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">The Reserve Bank of India (RBI) is rolling out an Artificial intelligence (AI) and machine learning (ML) based model called MuleHunter.<\/p>\n<p style=\"text-align: justify;\">AI to detect mule bank accounts used in financial frauds.<\/p>\n<p style=\"text-align: justify;\">Encouragement for Collaboration: The RBI encourages banks to collaborate with the Reserve Bank Innovation Hub (RBIH) to further develop the MuleHunter.AI initiative to address mule accounts.<\/p>\n<p style=\"text-align: justify;\">Money Mule Accounts: Mule accounts are used by fraudsters to launder stolen\/illegal money through individuals who are duped into participating in the scheme.<\/p>\n<p style=\"text-align: justify;\">Hackathon on Financial Fraud: The RBI is hosting a hackathon themed &#8220;Zero Financial Frauds,&#8221; which includes a specific problem statement on detecting and addressing mule accounts.<\/p>\n<p style=\"text-align: justify;\">Geographic Distribution of Mule Activity: The highest mule activity was observed in Bhubaneswar (14% of total mule activity), followed by Lucknow and Navi Mumbai (3.4% each), and other cities like Mumbai, Bengaluru, and Cuttack with lesser percentages.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n5) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: D<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u092e\u0948\u0915\u094d\u0930\u094b\u0907\u0915\u0949\u0928\u094b\u092e\u093f\u0915 \u0907\u0902\u0921\u093f\u0915\u0947\u091f\u0930\u094d\u0938 \u092a\u0930 \u0906\u0930\u092c\u0940\u0906\u0908 \u0915\u0947 \u092a\u094d\u0930\u094b\u092b\u0947\u0936\u0928\u0932 \u092b\u094b\u0930\u0915\u093e\u0938\u094d\u091f\u0930\u094d\u0938 (SPF) \u0915\u0947 \u0928\u0935\u0940\u0928\u0924\u092e \u0926\u094c\u0930 \u092e\u0947\u0902 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 25 \u0915\u0947 \u0932\u093f\u090f \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u091c\u0940\u0921\u0940\u092a\u0940 (GDP) \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u094b \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0915\u0930 6.80% \u0915\u0930 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u091c\u094b \u092a\u093f\u091b\u0932\u0947 \u0926\u094c\u0930 \u092e\u0947\u0902 6.90% \u0925\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">\u090f\u0938\u092a\u0940\u090f\u092b (SPF) \u092a\u0948\u0928\u0932\u093f\u0938\u094d\u091f\u094b\u0902 \u0928\u0947 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 26 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0940 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u091c\u0940\u0921\u0940\u092a\u0940 (GDP) \u0935\u0943\u0926\u094d\u0927\u093f \u0905\u092a\u0947\u0915\u094d\u0937\u093e\u0913\u0902 \u0915\u094b \u0918\u091f\u093e\u0915\u0930 6.6% \u0915\u0930 \u0926\u093f\u092f\u093e, \u091c\u094b \u092a\u093f\u091b\u0932\u0947 \u0926\u094c\u0930 (\u0905\u0915\u094d\u091f\u0942\u092c\u0930) \u092e\u0947\u0902 6.7% \u0925\u0940\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">The Real GDP growth for FY25 has been revised downward to 6.80% in the latest round of the RBI\u2019s Survey of Professional Forecasters (SPF) on Macroeconomic Indicators, down from 6.90% in the previous round.<\/p>\n<p style=\"text-align: justify;\">The SPF panellists lowered their FY26 real GDP growth expectations to 6.6%, down from 6.7% in the previous round (October).<\/p>\n<p style=\"text-align: justify;\">They placed GDP growth forecasts in the range of 6.1-7.7% for FY25 and in the range of 6.0-7.2% for FY26.<\/p>\n<p style=\"text-align: justify;\">The SPF\u2019s real GDP growth forecast for FY25 is higher than the RBI\u2019s revised forecast, which has been cut from 7.2% to 6.6%.<\/p>\n<p style=\"text-align: justify;\">Private Final Consumption Expenditure (PFCE) &amp; Gross Fixed Capital Formation (GFCF):<\/p>\n<p style=\"text-align: justify;\">PFCE Growth: Expected at 6.2% for FY25, down from 6.5% in the previous survey.<\/p>\n<p style=\"text-align: justify;\">GFCF Growth: Projected to be 7.9% for FY25, unchanged from the previous round.<\/p>\n<p style=\"text-align: justify;\">Gross Value Added (GVA) Growth:GVA Growth for FY25: Revised to 6.7% for FY25 and 6.4% for FY26.<\/p>\n<p style=\"text-align: justify;\">Quarterly GDP Growth Projections:FY25 Q3 &amp; Q4: Projected real GDP growth of 6.9% (same as the previous survey for Q3 and Q4).<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n6) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0928\u0947 \u0928\u0915\u0926 \u0906\u0930\u0915\u094d\u0937\u093f\u0924 \u0905\u0928\u0941\u092a\u093e\u0924 (CRR) \u092e\u0947\u0902 50 \u0906\u0927\u093e\u0930 \u0905\u0902\u0915\u094b\u0902 \u0915\u0940 \u0915\u091f\u094c\u0924\u0940 \u0915\u0940 \u0918\u094b\u0937\u0923\u093e \u0915\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092f\u0939 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u091c\u092e\u093e\u0930\u093e\u0936\u093f \u0915\u0947 4.5% \u0938\u0947 \u0918\u091f\u0915\u0930 4% \u0939\u094b \u0917\u092f\u093e \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">\u092a\u0942\u0930\u094d\u0935-\u0928\u0940\u0924\u093f \u0938\u0916\u094d\u0924 \u0938\u094d\u0924\u0930 \u092a\u0930 \u092c\u0939\u093e\u0932\u0940: CRR \u0915\u094b \u0936\u0941\u0926\u094d\u0927 \u092e\u093e\u0902\u0917 \u0914\u0930 \u0938\u092e\u092f \u0926\u0947\u092f\u0924\u093e\u0913\u0902 (NDTL) \u0915\u0947 4% \u0924\u0915 \u0918\u091f\u093e\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948, \u091c\u094b \u0905\u092a\u094d\u0930\u0948\u0932 2022 \u092e\u0947\u0902 \u0928\u0940\u0924\u093f \u0938\u0916\u094d\u0924 \u091a\u0915\u094d\u0930 \u0936\u0941\u0930\u0942 \u0939\u094b\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u093e \u0938\u094d\u0924\u0930 \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">The Reserve Bank of India (RBI) has announced a 50 basis points cut in the Cash Reserve Ratio (CRR), reducing it from 4.5% to 4% of banks&#8217; deposits.<\/p>\n<p style=\"text-align: justify;\">Implementation Dates: The CRR cut will be implemented in two tranches:<\/p>\n<p style=\"text-align: justify;\">25 basis points from the fortnight beginning December 14, 2024<\/p>\n<p style=\"text-align: justify;\">Another 25 basis points from December 28, 2024<\/p>\n<p style=\"text-align: justify;\">Liquidity Injection: The CRR cut will result in a \u20b91.16 lakh crore liquidity infusion into the banking system, which will help alleviate liquidity stress caused by factors such as GST and advance tax outflows.<\/p>\n<p style=\"text-align: justify;\">Restoration to Pre-Policy Tightening Level: The CRR is being reduced to 4% of Net Demand and Time Liabilities (NDTL), which is the level before the policy tightening cycle began in April 2022.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n7) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: A<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0928\u0947 \u092a\u094d\u0930\u0924\u093f \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0938\u0902\u092a\u093e\u0930\u094d\u0936\u094d\u0935\u093f\u0915-\u092e\u0941\u0915\u094d\u0924 \u0915\u0943\u0937\u093f \u090b\u0923 \u0915\u0940 \u0938\u0940\u092e\u093e \u20b91.6 \u0932\u093e\u0916 \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 \u20b92 \u0932\u093e\u0916 \u0915\u0930 \u0926\u0940 \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">\u0938\u0940\u092e\u093e \u0915\u094b \u092a\u0939\u0932\u0947 2019 \u092e\u0947\u0902 \u20b91 \u0932\u093e\u0916 \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 \u20b91.6 \u0932\u093e\u0916 \u0915\u0930 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">\u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b 1 \u091c\u0928\u0935\u0930\u0940, 2025 \u0924\u0915 \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u090b\u0923 \u0938\u0940\u092e\u093e \u0932\u093e\u0917\u0942 \u0915\u0930\u0928\u0940 \u0939\u094b\u0917\u0940\u0964<\/p>\n<p style=\"text-align: justify;\">\u0928\u0908 \u0938\u0940\u092e\u093e \u0938\u092d\u0940 \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 (\u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 \u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0938\u0939\u093f\u0924), \u0930\u093e\u091c\u094d\u092f \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 \u091c\u093f\u0932\u093e \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u092a\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">The Reserve Bank of India (RBI) has raised the limit for collateral-free agriculture loans from \u20b91.6 lakh to \u20b92 lakh per borrower.<\/p>\n<p style=\"text-align: justify;\">This decision is in response to inflation and rising agricultural input costs.<\/p>\n<p style=\"text-align: justify;\">Objective:The revision aims to enhance the coverage of small and marginal farmers in the formal credit system.<\/p>\n<p style=\"text-align: justify;\">The limit was previously increased from \u20b91 lakh to \u20b91.6 lakh in 2019.<\/p>\n<p style=\"text-align: justify;\">Kisan Credit Card (KCC) loans up to \u20b93 lakh can be issued without collateral, provided there is a Tri-Partite Agreement (TPA) among the borrower, milk unions, and banks for repayment assurance.<\/p>\n<p style=\"text-align: justify;\">Banks are required to implement the revised loan limits by January 1, 2025.<\/p>\n<p style=\"text-align: justify;\">The new limit applies to all Scheduled Commercial Banks (including Regional Rural Banks and Small Finance Banks), State Co-operative Banks, and District Central Co-operative Banks.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n8) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0928\u0947 \u091b\u094b\u091f\u0947 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 (SFB) \u0915\u094b \u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0907\u0902\u091f\u0930\u092b\u0947\u0938 (UPI) \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u092a\u0942\u0930\u094d\u0935-\u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0932\u093e\u0907\u0928 \u0915\u0940 \u092a\u0947\u0936\u0915\u0936 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0938\u0947 \u092a\u0930\u0947 \u0926\u093e\u092f\u0930\u0947 \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0939\u0941\u0906 \u0939\u0948, \u091c\u093f\u0928\u094d\u0939\u0947\u0902 \u092a\u0939\u0932\u0947 \u0910\u0938\u093e \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0925\u0940\u0964<\/p>\n<p style=\"text-align: justify;\">\u092f\u0941\u092a\u0940\u0906\u0908 (UPI) \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0940 \u092e\u093e\u0924\u094d\u0930\u093e \u0914\u0930 \u092e\u0942\u0932\u094d\u092f: \u0928\u0935\u0902\u092c\u0930 2024: \u092f\u0941\u092a\u0940\u0906\u0908 (UPI) \u0928\u0947 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 2024 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0940 \u092e\u093e\u0924\u094d\u0930\u093e \u092e\u0947\u0902 7% \u0915\u0940 \u0917\u093f\u0930\u093e\u0935\u091f \u0915\u0947 \u0938\u093e\u0925 15.48 \u092c\u093f\u0932\u093f\u092f\u0928 \u0914\u0930 \u0932\u0947\u0928\u0926\u0947\u0928 \u092e\u0942\u0932\u094d\u092f \u092e\u0947\u0902 8% \u0915\u0940 \u0917\u093f\u0930\u093e\u0935\u091f \u0926\u0930\u094d\u091c \u0915\u0940, \u091c\u094b \u20b921.55 \u091f\u094d\u0930\u093f\u0932\u093f\u092f\u0928 \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">The Reserve Bank of India (RBI) has permitted small finance banks (SFBs) to offer pre-sanctioned credit lines through Unified Payments Interface (UPI), expanding the scope beyond scheduled commercial banks, which were previously the only entities allowed to do so.<\/p>\n<p style=\"text-align: justify;\">Objective: The move aims to deepen financial inclusion and enhance formal credit access, particularly for customers who are &#8216;new to credit&#8217;, promoting financial inclusion.<\/p>\n<p style=\"text-align: justify;\">Banks Offering Credit Lines on UPI: Several commercial banks were already offering pre-sanctioned credit lines through UPI, including: Axis Bank, Bank of Baroda, City Union Bank, HDFC Bank, ICICI Bank, Indian Bank, Karnataka Bank, Punjab National Bank, State Bank of India, Tamilnad Mercantile Bank.<\/p>\n<p style=\"text-align: justify;\">UPI Transaction Volume &amp; Value:November 2024: UPI recorded a 7% drop in transaction volume to 15.48 billion and an 8% decline in transaction value to \u20b921.55 trillion, compared to October 2024.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n9) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0928\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 AI (FREE-AI) \u0915\u0947 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0914\u0930 \u0928\u0948\u0924\u093f\u0915 \u0938\u0915\u094d\u0937\u092e\u0924\u093e \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0930\u0942\u092a\u0930\u0947\u0916\u093e \u0935\u093f\u0915\u0938\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0938\u092e\u093f\u0924\u093f \u0915\u0947 \u0917\u0920\u0928 \u0915\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u0926\u093f\u092f\u093e \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">The Reserve Bank of India (RBI) has proposed the formation of a committee to develop a Framework for Responsible and Ethical Enablement of AI (FREE-AI) in the financial sector.<\/p>\n<p style=\"text-align: justify;\">Committee Composition: The committee will consist of experts from various fields, and its role will be to recommend a comprehensive, adaptable, and robust AI framework tailored to the needs and challenges of the financial sector.<\/p>\n<p style=\"text-align: justify;\">Algorithmic Transparency: Ensuring that AI algorithms used in financial services are transparent and explainable.<\/p>\n<p style=\"text-align: justify;\">User Data Protection: Safeguarding user data and addressing privacy concerns.<\/p>\n<p style=\"text-align: justify;\">Sustainable AI Integration: Creating a roadmap for the ethical and sustainable integration of AI technologies into the financial ecosystem.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n10) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0928\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0928\u093f\u0930\u094d\u0926\u0947\u0936 \u0926\u093f\u092f\u093e \u0939\u0948 \u0915\u093f \u0935\u0947 \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f\/\u091c\u092e\u0947 \u0939\u0941\u090f \u0916\u093e\u0924\u094b\u0902 \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0924\u0924\u094d\u0915\u093e\u0932 \u0906\u0935\u0936\u094d\u092f\u0915 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0930\u0947\u0902 \u0914\u0930 \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902 \u0915\u093f \u0910\u0938\u0947 \u0916\u093e\u0924\u094b\u0902 \u0915\u094b \u0938\u0915\u094d\u0930\u093f\u092f \u0915\u0930\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u094b \u0906\u0938\u093e\u0928 \u0914\u0930 \u092a\u0930\u0947\u0936\u093e\u0928\u0940 \u092e\u0941\u0915\u094d\u0924 \u092c\u0928\u093e\u092f\u093e \u091c\u093e\u090f\u0964<\/p>\n<p style=\"text-align: justify;\">\u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f \u0916\u093e\u0924\u093e: \u090f\u0915 \u092c\u091a\u0924 \u092f\u093e \u091a\u093e\u0932\u0942 \u0916\u093e\u0924\u093e \u091c\u093f\u0938\u092e\u0947\u0902 \u0915\u092e \u0938\u0947 \u0915\u092e \u0926\u094b \u0935\u0930\u094d\u0937\u094b\u0902 \u0938\u0947 \u0915\u094b\u0908 \u0917\u094d\u0930\u093e\u0939\u0915-\u092a\u094d\u0930\u0947\u0930\u093f\u0924 \u0932\u0947\u0928\u0926\u0947\u0928 \u0928\u0939\u0940\u0902 \u0939\u0941\u0906 \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">The Reserve Bank of India (RBI) has instructed banks to urgently take necessary actions to reduce the number of inoperative\/frozen accounts and ensure that the process of activating such accounts is made smoother and hassle-free.<\/p>\n<p style=\"text-align: justify;\">Activation Process: Banks have been advised to allow the activation of inoperative accounts by enabling seamless KYC (Know Your Customer) updates through various channels, including:<\/p>\n<p style=\"text-align: justify;\">Mobile\/Internet Banking<\/p>\n<p style=\"text-align: justify;\">Non-home branches<\/p>\n<p style=\"text-align: justify;\">Video Customer Identification Processes (VCIP)<\/p>\n<p style=\"text-align: justify;\">Reporting Requirements: Banks are required to report the activation of inoperative accounts on a quarterly basis to their respective Senior Supervisory Manager (SSM) via the DAKSH portal (RBI&#8217;s Advanced Supervisory Monitoring System), starting from the quarter ending December 31, 2024.<\/p>\n<p style=\"text-align: justify;\">Definitions:<\/p>\n<p style=\"text-align: justify;\">Inoperative Account: A savings or current account that has had no customer-induced transactions for at least two years.<\/p>\n<p style=\"text-align: justify;\">Unclaimed Deposit: A bank balance in a savings or current account that has not been used for 10 years, or a term deposit that has not been claimed within 10 years of its maturity date.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n11) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: A<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u0947\u0902\u0926\u094d\u0930 \u092a\u094d\u0930\u093e\u092f\u094b\u091c\u093f\u0924 \u092a\u0939\u0932, \u092a\u0940\u090f\u092e \u092a\u094b\u0937\u0923 \u092f\u094b\u091c\u0928\u093e, \u0938\u0930\u0915\u093e\u0930\u0940 \u0914\u0930 \u0938\u0930\u0915\u093e\u0930\u0940 \u0938\u0939\u093e\u092f\u0924\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0938\u094d\u0915\u0942\u0932\u094b\u0902 \u092e\u0947\u0902 \u091b\u093e\u0924\u094d\u0930\u094b\u0902 \u0915\u094b \u092a\u094b\u0937\u0923 \u0938\u0902\u092c\u0902\u0927\u0940 \u0938\u0939\u093e\u092f\u0924\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u0942\u092e\u093f\u0915\u093e \u0928\u093f\u092d\u093e\u0924\u0940 \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">\u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0924\u0939\u0924, 10.24 \u0932\u093e\u0916 \u0938\u094d\u0915\u0942\u0932\u094b\u0902 \u092e\u0947\u0902 \u092c\u093e\u0932\u0935\u093e\u091f\u093f\u0915\u093e (\u092a\u0942\u0930\u094d\u0935\u0938\u094d\u0915\u0942\u0932\u0940 \u0938\u094d\u0924\u0930) \u0914\u0930 \u0915\u0915\u094d\u0937\u093e I \u0938\u0947 VIII \u092e\u0947\u0902 11.70 \u0915\u0930\u094b\u0921\u093c \u091b\u093e\u0924\u094d\u0930\u094b\u0902 \u0915\u094b \u0917\u0930\u094d\u092e \u092a\u0915\u093e \u0939\u0941\u0906 \u092d\u094b\u091c\u0928 \u092a\u0930\u094b\u0938\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">\u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092e\u091c\u0926\u0942\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u092e\u0942\u0932\u094d\u092f \u0938\u0942\u091a\u0915\u093e\u0902\u0915 (CPI-RL) \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930, \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0932\u093e\u0917\u0924 \u092e\u0947\u0902 13.70% \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0940 \u0917\u0908 \u0939\u0948, \u091c\u094b \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2022-23 (6.45%) \u0914\u0930 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2023-24 (6.74%) \u0915\u0947 \u0932\u093f\u090f \u092e\u0941\u0926\u094d\u0930\u093e\u0938\u094d\u092b\u0940\u0924\u093f \u0938\u092e\u093e\u092f\u094b\u091c\u0928 \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u0940 \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">The PM POSHAN Scheme, a centrally sponsored initiative by the Government of India, continues to play a pivotal role in providing nutritional support to students in Government and Government-aided schools.<\/p>\n<p style=\"text-align: justify;\">Under the scheme, hot-cooked meals are served to 11.70 crore students in Balvatika (preschool level) and classes I to VIII across 10.24 lakh schools.<\/p>\n<p style=\"text-align: justify;\">Objective<\/p>\n<p style=\"text-align: justify;\">Nutritional Support: Ensure adequate nutrition for students.<\/p>\n<p style=\"text-align: justify;\">Enhancing Participation: Increase school attendance and retention rates.<\/p>\n<p style=\"text-align: justify;\">Meal Components<\/p>\n<p style=\"text-align: justify;\">The Material Cost covers the procurement of essential ingredients required to prepare meals. The following quantities are allocated per student, per meal:<\/p>\n<p style=\"text-align: justify;\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-261821\" src=\"https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2024\/12\/a2.png\" alt=\"\" width=\"605\" height=\"265\" srcset=\"https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2024\/12\/a2.png 605w, https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2024\/12\/a2-300x131.png 300w, https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2024\/12\/a2-150x66.png 150w\" sizes=\"(max-width: 605px) 100vw, 605px\" \/><\/p>\n<p style=\"text-align: justify;\">Enhanced Material Cost (Effective 1st December 2024)<\/p>\n<p style=\"text-align: justify;\">The Material Cost has been increased by 13.70%, reflecting inflation adjustments for FY 2022-23 (6.45%) and FY 2023-24 (6.74%), based on the Consumer Price Index for Rural Labourers (CPI-RL).<\/p>\n<p style=\"text-align: justify;\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-261819\" src=\"https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2024\/12\/a3.png\" alt=\"\" width=\"507\" height=\"142\" srcset=\"https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2024\/12\/a3.png 507w, https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2024\/12\/a3-300x84.png 300w, https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2024\/12\/a3-150x42.png 150w\" sizes=\"(max-width: 507px) 100vw, 507px\" \/><\/p>\n<p style=\"text-align: justify;\">The additional annual cost due to this revision is estimated at \u20b9425.62 crore, borne entirely by the Central Government.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n12) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: E<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u0928\u0930\u0947\u0902\u0926\u094d\u0930 \u092e\u094b\u0926\u0940 \u0928\u0947 \u092d\u093e\u0930\u0924\u0940\u092f \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0928\u093f\u0917\u092e (\u090f\u0932\u0906\u0908\u0938\u0940) \u0915\u0940 \u090f\u0915 \u092a\u0939\u0932 \u092c\u0940\u092e\u093e \u0938\u0916\u0940 \u092f\u094b\u091c\u0928\u093e \u0915\u093e \u0909\u0926\u094d\u0918\u093e\u091f\u0928 \u0915\u093f\u092f\u093e, \u091c\u093f\u0938\u0947 \u0935\u0902\u091a\u093f\u0924 \u0938\u092e\u0941\u0926\u093e\u092f\u094b\u0902 \u092e\u0947\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e \u0914\u0930 \u092c\u0940\u092e\u093e \u091c\u093e\u0917\u0930\u0942\u0915\u0924\u093e \u092c\u0922\u093c\u093e\u0915\u0930 \u092e\u0939\u093f\u0932\u093e \u0938\u0936\u0915\u094d\u0924\u093f\u0915\u0930\u0923 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">Prime Minister Narendra Modi inaugurated the Bima Sakhi Yojana, an initiative by the Life Insurance Corporation of India (LIC), designed to promote women\u2019s empowerment by enhancing financial literacy and insurance awareness across underserved communities.<\/p>\n<p style=\"text-align: justify;\">Target Audience:<\/p>\n<p style=\"text-align: justify;\">Women aged 18\u201370 years.<\/p>\n<p style=\"text-align: justify;\">Minimum educational qualification: Class 10 pass.<\/p>\n<p style=\"text-align: justify;\">Objective:<\/p>\n<p style=\"text-align: justify;\">Train women as volunteer insurance agents to promote financial literacy and increase insurance penetration in rural and semi-urban areas.<\/p>\n<p style=\"text-align: justify;\">Training and Stipend:<\/p>\n<p style=\"text-align: justify;\">Three-year training program.<\/p>\n<p style=\"text-align: justify;\">Stipend structure:<\/p>\n<p style=\"text-align: justify;\">\u20b97,000 per month (Year 1).<\/p>\n<p style=\"text-align: justify;\">\u20b96,000 per month (Year 2).<\/p>\n<p style=\"text-align: justify;\">\u20b95,000 per month (Year 3).<\/p>\n<p style=\"text-align: justify;\">Career Progression:<\/p>\n<p style=\"text-align: justify;\">Post-training, participants will become LIC agents.<\/p>\n<p style=\"text-align: justify;\">Graduates of the program may qualify for development officer roles within LIC, offering further career opportunities.<\/p>\n<p style=\"text-align: justify;\">Each Bima Sakhi will have a target of insuring two individuals per month (24 policies annually).<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n13) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: D<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u093f\u092f\u093e \u0939\u0948 \u0915\u093f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u093e \u092a\u094d\u0930\u0924\u093f\u092d\u0942\u0924\u093f\u0915\u0930\u0923 \u0914\u0930 \u092a\u0941\u0928\u0930\u094d\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0924\u0925\u093e \u092a\u094d\u0930\u0924\u093f\u092d\u0942\u0924\u093f \u0939\u093f\u0924 \u092a\u094d\u0930\u0935\u0930\u094d\u0924\u0928 (SARFAESI) \u0905\u0927\u093f\u0928\u093f\u092f\u092e \u090b\u0923 \u0935\u0938\u0942\u0932\u0940 \u0915\u0947 \u0932\u093f\u090f \u0915\u0949\u092b\u093c\u0940 \u092c\u093e\u0917\u093e\u0928\u094b\u0902 \u092a\u0930 \u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">2018 \u0938\u0947, \u092c\u0948\u0902\u0915\u094b\u0902 \u0928\u0947 \u090b\u0923 \u0935\u0938\u0942\u0932\u0940 \u0915\u0947 \u0932\u093f\u090f SARFAESI \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090b\u0923 \u0935\u0938\u0942\u0932\u0940 \u0928\u094d\u092f\u093e\u092f\u093e\u0927\u093f\u0915\u0930\u0923 (DRT) \u0915\u094b \u0926\u0930\u0915\u093f\u0928\u093e\u0930 \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">The Indian government has clarified that the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act will not apply to coffee plantations for loan recoveries.<\/p>\n<p style=\"text-align: justify;\">The announcement came in a written response by Minister of Commerce, Piyush Goyal, to a question raised in Parliament by Udupi-Chikamagalur MP Kota Srinivas Poojary.<\/p>\n<p style=\"text-align: justify;\">Legal Protection for Coffee Growers:<\/p>\n<p style=\"text-align: justify;\">The government unequivocally stated that coffee crops are excluded from the SARFAESI Act&#8217;s purview.<\/p>\n<p style=\"text-align: justify;\">This provides significant relief to coffee growers, who faced the risk of losing their plantations to banks invoking the Act for loan recoveries.<\/p>\n<p style=\"text-align: justify;\">Grower Associations Welcome Decision:<\/p>\n<p style=\"text-align: justify;\">The Coorg Planters Association (CPA) and the Karnataka Growers Federation (KGF) issued a joint statement appreciating the move.<\/p>\n<p style=\"text-align: justify;\">They urged banking institutions to respect this clarification and refrain from using SARFAESI provisions against coffee plantations.<\/p>\n<p style=\"text-align: justify;\">Impact of SARFAESI on Coffee Sector:<\/p>\n<p style=\"text-align: justify;\">Since 2018, banks have increasingly bypassed the Debt Recovery Tribunal (DRT) to use SARFAESI for loan recoveries.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n14) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u0924\u092e\u093f\u0932\u0928\u093e\u0921\u0941 \u0935\u093f\u0927\u093e\u0928\u0938\u092d\u093e \u0928\u0947 9 \u0926\u093f\u0938\u0902\u092c\u0930, 2024 \u0915\u094b \u090f\u0915 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u092a\u093e\u0930\u093f\u0924 \u0915\u093f\u092f\u093e, \u091c\u093f\u0938\u092e\u0947\u0902 \u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930 \u0938\u0947 \u092e\u0926\u0941\u0930\u0948 \u091c\u093f\u0932\u0947 \u0915\u0947 \u092e\u0947\u0932\u0941\u0930 \u0924\u093e\u0932\u0941\u0915 \u0915\u0947 \u0928\u093e\u092f\u0915\u0930\u092a\u091f\u094d\u091f\u0940 \u0917\u093e\u0902\u0935 \u092e\u0947\u0902 \u0939\u093f\u0902\u0926\u0941\u0938\u094d\u0924\u093e\u0928 \u091c\u093f\u0902\u0915 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 \u0915\u094b \u0926\u093f\u090f \u0917\u090f \u091f\u0902\u0917\u0938\u094d\u091f\u0928 \u0916\u0928\u0928 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u094b \u0930\u0926\u094d\u0926 \u0915\u0930\u0928\u0947 \u0915\u093e \u0906\u0917\u094d\u0930\u0939 \u0915\u093f\u092f\u093e \u0917\u092f\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">The Tamil Nadu Legislative Assembly adopted a resolution on December 9, 2024, urging the Union government to cancel the tungsten mining rights granted to Hindustan Zinc Limited in Nayakkarpatti village, Melur taluk, Madurai district.<\/p>\n<p style=\"text-align: justify;\">State&#8217;s Objection: The Tamil Nadu government alleged that the Union government ignored the State\u2019s objections during the auction of mining rights for critical and strategic minerals.<\/p>\n<p style=\"text-align: justify;\">The proposed mining site in Arittapatti was declared a Biodiversity Heritage Site in 2022.<\/p>\n<p style=\"text-align: justify;\">The area includes:<\/p>\n<p style=\"text-align: justify;\">Historical monuments such as cave temples, Jain temples, Tamil Brahmi scripts, and Panchapandavar beds.<\/p>\n<p style=\"text-align: justify;\">Habitat for rare species, making it ecologically and culturally significant.<\/p>\n<p style=\"text-align: justify;\">Concerns Raised:Livelihood Impact: Tungsten mining in the region could permanently affect livelihoods and has created anxiety among local residents.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n15) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u0938\u094d\u0935\u093f\u0917\u0940 \u0915\u0947 \u092a\u0942\u0930\u094d\u0935 \u0938\u0940\u091f\u0940\u0913 \u0921\u0947\u0932 \u0935\u093e\u091c\u093c \u0928\u0947 \u0916\u0941\u0926\u0930\u093e \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0914\u0930 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0938\u0936\u0915\u094d\u0924 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u0947 \u090f\u0915 \u0938\u094d\u091f\u0949\u0915 \u091f\u094d\u0930\u0947\u0921\u093f\u0902\u0917 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e, \u0938\u093e\u0939\u0940 \u0932\u0949\u0928\u094d\u091a \u0915\u093f\u092f\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">Dale Vaz, ex-CTO of Swiggy, launched Sahi, a stock trading platform, aiming to empower retail investors and traders.<\/p>\n<p style=\"text-align: justify;\">Co-founded with Manish Jain, former VP of Kotak Securities, the platform provides AI-driven market insights and customizable trading tools.<\/p>\n<p style=\"text-align: justify;\">Seed Funding:<\/p>\n<p style=\"text-align: justify;\">Raised $7 million in seed funding from investors like Accel and Elevation Capital.<\/p>\n<p style=\"text-align: justify;\">Addressing Retail Losses:<\/p>\n<p style=\"text-align: justify;\">Inspired by a SEBI study revealing losses of \u20b91.81 trillion by over 1 crore traders during FY22-FY24.<\/p>\n<p style=\"text-align: justify;\">91% of traders lost money in FY24 alone.<\/p>\n<p style=\"text-align: justify;\">Mission:<\/p>\n<p style=\"text-align: justify;\">Vaz emphasizes simplifying stock trading for young investors.<\/p>\n<p style=\"text-align: justify;\">Focus on improving decision-making through professional-grade tools and actionable insights.<\/p>\n<p style=\"text-align: justify;\">Features of Sahi<\/p>\n<p style=\"text-align: justify;\">AI-Driven Insights: Market scanners and analysis tools tailored to trading strategies.<\/p>\n<p style=\"text-align: justify;\">Customizable Interface: Personalization for different trader cohorts.<\/p>\n<p style=\"text-align: justify;\">In-House Charting &amp; Execution Tools: For precise market tracking and transactions.<\/p>\n<p style=\"text-align: justify;\">Regulatory Compliance: Registered with NSE, BSE, and CDSL as a SEBI-authorized broker.<\/p>\n<p style=\"text-align: justify;\">Platform Availability: Mobile app launched on Apple\u2019s App Store.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n16) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u092d\u093e\u0930\u0924\u0940\u092f \u092b\u093f\u0932\u094d\u092e \u0928\u093f\u0930\u094d\u092e\u093e\u0924\u093e \u092a\u093e\u092f\u0932 \u0915\u092a\u093e\u0921\u093c\u093f\u092f\u093e \u0915\u0940 \u092a\u0939\u0932\u0940 \u092b\u0940\u091a\u0930 \u092b\u093f\u0932\u094d\u092e, \u0911\u0932 \u0935\u0940 \u0907\u092e\u0947\u091c\u093f\u0928 \u0910\u091c \u0932\u093e\u0907\u091f \u0928\u0947 82\u0935\u0947\u0902 \u0917\u094b\u0932\u094d\u0921\u0928 \u0917\u094d\u0932\u094b\u092c \u0905\u0935\u093e\u0930\u094d\u0921\u094d\u0938 \u092e\u0947\u0902 \u0926\u094b \u0928\u093e\u092e\u093e\u0902\u0915\u0928 \u0915\u0947 \u0938\u093e\u0925 \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0909\u092a\u0932\u092c\u094d\u0927\u093f \u0939\u093e\u0938\u093f\u0932 \u0915\u0940 \u0939\u0948:<\/p>\n<p style=\"text-align: justify;\">\u092c\u0947\u0938\u094d\u091f \u092e\u094b\u0936\u0928 \u092a\u093f\u0915\u094d\u091a\u0930 &#8211; \u0917\u0948\u0930-\u0905\u0902\u0917\u094d\u0930\u0947\u091c\u0940 \u092d\u093e\u0937\u093e<\/p>\n<p style=\"text-align: justify;\">\u092c\u0947\u0938\u094d\u091f \u0921\u093e\u092f\u0930\u0947\u0915\u094d\u091f\u0930 &#8211; \u092e\u094b\u0936\u0928 \u092a\u093f\u0915\u094d\u091a\u0930<\/p>\n<p style=\"text-align: justify;\">\u092f\u0939 \u092d\u093e\u0930\u0924\u0940\u092f \u0938\u093f\u0928\u0947\u092e\u093e \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0910\u0924\u093f\u0939\u093e\u0938\u093f\u0915 \u0915\u094d\u0937\u0923 \u0939\u0948, \u091c\u093f\u0938\u0928\u0947 \u0915\u092a\u093e\u0921\u093c\u093f\u092f\u093e \u0915\u0947 \u0915\u093e\u092e \u0915\u094b \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u092e\u0902\u091a \u092a\u0930 \u092a\u094d\u0930\u092e\u0941\u0916\u0924\u093e \u0938\u0947 \u0938\u094d\u0925\u093e\u0928 \u0926\u093f\u092f\u093e \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">Indian filmmaker Payal Kapadia\u2019s feature debut, All We Imagine As Light, has achieved a significant milestone with two nominations at the 82nd Golden Globes Awards:<\/p>\n<p style=\"text-align: justify;\">Best Motion Picture \u2013 Non-English Language<\/p>\n<p style=\"text-align: justify;\">Best Director \u2013 Motion Picture<\/p>\n<p style=\"text-align: justify;\">This marks a historic moment for Indian cinema, positioning Kapadia\u2019s work prominently on the global stage.<\/p>\n<p style=\"text-align: justify;\">About the Film<\/p>\n<p style=\"text-align: justify;\">Set in Mumbai, All We Imagine As Light explores themes of love, friendship, and life through the perspectives of three women.<\/p>\n<p style=\"text-align: justify;\">Key Highlights of the Film:<\/p>\n<p style=\"text-align: justify;\">Cannes Film Festival Grand Prix Winner: The first Indian feature to win this prestigious award in May 2024.<\/p>\n<p style=\"text-align: justify;\">Best International Film: Recognized by the New York Film Critics Circle.<\/p>\n<p style=\"text-align: justify;\">Gotham Awards Recognition: Earned accolades for its artistry.<\/p>\n<p style=\"text-align: justify;\">Sight &amp; Sound Acclaim: Ranked as the #1 film in the magazine\u2019s annual list of 50 best movies.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n17) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: D <\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u092d\u093e\u0930\u0924 \u0914\u0930 \u0911\u0938\u094d\u091f\u094d\u0930\u0947\u0932\u093f\u092f\u093e \u0928\u0947 \u0905\u092a\u0928\u0947 \u0935\u094d\u092f\u093e\u092a\u0915 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0939\u092f\u094b\u0917 \u0938\u092e\u091d\u094c\u0924\u0947 (\u0938\u0940\u0908\u0938\u0940\u090f) \u0915\u0940 \u0924\u0940\u0928 \u0926\u093f\u0935\u0938\u0940\u092f \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0940, \u091c\u093f\u0938\u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0915\u0930\u0928\u093e \u0914\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0902\u092c\u0902\u0927\u094b\u0902 \u0915\u094b \u092e\u091c\u092c\u0942\u0924 \u0915\u0930\u0928\u093e \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">\u092d\u093e\u0930\u0924 \u0915\u0947 \u0935\u093e\u0923\u093f\u091c\u094d\u092f \u0914\u0930 \u0909\u0926\u094d\u092f\u094b\u0917 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0915\u0947 \u090f\u0915 \u092c\u092f\u093e\u0928 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u091a\u0930\u094d\u091a\u093e\u090f\u0901 \u0928\u0908 \u0926\u093f\u0932\u094d\u0932\u0940 \u092e\u0947\u0902 \u0906\u092f\u094b\u091c\u093f\u0924 \u0915\u0940 \u0917\u0908\u0902 \u0914\u0930 \u0907\u0938\u092e\u0947\u0902 \u0935\u094d\u092f\u093e\u092a\u093e\u0930, \u0917\u0924\u093f\u0936\u0940\u0932\u0924\u093e \u0914\u0930 \u0915\u0943\u0937\u093f \u0938\u0939\u092f\u094b\u0917 \u091c\u0948\u0938\u0947 \u092a\u094d\u0930\u092e\u0941\u0916 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u094b \u0936\u093e\u092e\u093f\u0932 \u0915\u093f\u092f\u093e \u0917\u092f\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">India and Australia conducted a three-day review of their Comprehensive Economic Cooperation Agreement (CECA), aiming to expand trade and strengthen economic ties.<\/p>\n<p style=\"text-align: justify;\">The discussions were hosted in New Delhi and covered key areas such as trade, mobility, and agricultural cooperation, according to a statement by India\u2019s Ministry of Commerce and Industry.<\/p>\n<p style=\"text-align: justify;\">Focus Areas:<\/p>\n<p style=\"text-align: justify;\">Trade in goods and services.<\/p>\n<p style=\"text-align: justify;\">Enhanced cooperation in agri-tech.<\/p>\n<p style=\"text-align: justify;\">Market access aligned with India\u2019s food security objectives.<\/p>\n<p style=\"text-align: justify;\">Commitment to Mutual Benefits:<\/p>\n<p style=\"text-align: justify;\">Both nations expressed dedication to achieving a balanced and mutually beneficial outcome under the CECA.<\/p>\n<p style=\"text-align: justify;\">Progress and Path Forward:<\/p>\n<p style=\"text-align: justify;\">Building on the 10th round of negotiations held in Sydney (August 2024).<\/p>\n<p style=\"text-align: justify;\">Discussions evaluated progress to date and outlined steps for early conclusion of the CECA.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n18) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: A<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u0906\u0908\u090f\u0928\u090f\u0938 \u0924\u0941\u0936\u0940\u0932, \u090f\u0915 \u092c\u0939\u0941-\u092d\u0942\u092e\u093f\u0915\u093e \u0935\u093e\u0932\u093e \u0938\u094d\u091f\u0940\u0932\u094d\u0925-\u0917\u093e\u0907\u0921\u0947\u0921 \u092e\u093f\u0938\u093e\u0907\u0932 \u092b\u094d\u0930\u093f\u0917\u0947\u091f, 9 \u0926\u093f\u0938\u0902\u092c\u0930, 2024 \u0915\u094b \u0930\u0942\u0938 \u0915\u0947 \u0915\u0932\u093f\u0928\u093f\u0928\u0917\u094d\u0930\u093e\u0926 \u092e\u0947\u0902 \u092f\u0902\u0924\u0930 \u0936\u093f\u092a\u092f\u093e\u0930\u094d\u0921 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924\u0940\u092f \u0928\u094c\u0938\u0947\u0928\u093e \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0915\u093f\u092f\u093e \u0917\u092f\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">\u0907\u0938 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e \u092e\u0947\u0902 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u0915\u094d\u0937\u093e \u092e\u0902\u0924\u094d\u0930\u0940 \u0930\u093e\u091c\u0928\u093e\u0925 \u0938\u093f\u0902\u0939 \u0928\u0947 \u092d\u093e\u0917 \u0932\u093f\u092f\u093e, \u091c\u093f\u0938\u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u0940 \u092c\u0922\u093c\u0924\u0940 \u0938\u092e\u0941\u0926\u094d\u0930\u0940 \u0924\u093e\u0915\u0924 \u0914\u0930 \u092d\u093e\u0930\u0924 \u0914\u0930 \u0930\u0942\u0938 \u0915\u0947 \u092c\u0940\u091a \u0917\u0939\u0930\u0947, \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0938\u0902\u092c\u0902\u0927\u094b\u0902 \u092a\u0930 \u092a\u094d\u0930\u0915\u093e\u0936 \u0921\u093e\u0932\u093e \u0917\u092f\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">\u0930\u093e\u091c\u0928\u093e\u0925 \u0938\u093f\u0902\u0939 \u0928\u0947 \u0924\u0915\u0928\u0940\u0915\u0940 \u0909\u0924\u094d\u0915\u0943\u0937\u094d\u091f\u0924\u093e \u0914\u0930 \u0930\u0942\u0938 \u0915\u0947 \u0938\u093e\u0925 \u0938\u0939\u092f\u094b\u0917 \u0915\u0940 \u0926\u093f\u0936\u093e \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0947 \u092a\u094d\u0930\u0924\u0940\u0915 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u091c\u0939\u093e\u091c \u0915\u0947 \u092e\u0939\u0924\u094d\u0935 \u092a\u0930 \u091c\u094b\u0930 \u0926\u093f\u092f\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">INS Tushil, a multi-role stealth-guided missile frigate, was commissioned into the Indian Navy on December 9, 2024, at Yantar Shipyard in Kaliningrad, Russia.<\/p>\n<p style=\"text-align: justify;\">The event was attended by Indian Defence Minister Rajnath Singh, highlighting the growing maritime strength of India and the deep, long-standing ties between India and Russia.<\/p>\n<p style=\"text-align: justify;\">Rajnath Singh emphasized the importance of the ship as a symbol of India\u2019s journey towards technological excellence and collaboration with Russia.<\/p>\n<p style=\"text-align: justify;\">India-Russia Relationship:The commissioning highlighted the close strategic partnership between India and Russia, which is based on shared values, mutual trust, and special ties.<\/p>\n<p style=\"text-align: justify;\">Russia&#8217;s support in strengthening India\u2019s vision of &#8216;Aatmanirbhar Bharat&#8217; (self-reliant India) was also emphasized, with increased &#8220;Made in India&#8221; content in ships like INS Tushil.<\/p>\n<p style=\"text-align: justify;\">Indian Navy\u2019s Role:The Indian Navy\u2019s operational commitment to peace and security in the Indian Ocean Region (IOR) was underscored, including its active role in countering piracy, smuggling, and non-state actors.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n19) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u092f\u0939 \u0918\u094b\u0937\u0923\u093e 9 \u0926\u093f\u0938\u0902\u092c\u0930, 2024 \u0915\u094b \u0915\u0940 \u0917\u0908 \u0925\u0940, \u091c\u094b \u0915\u093f \u0936\u0915\u094d\u0924\u093f\u0915\u093e\u0902\u0924 \u0926\u093e\u0938 \u0915\u093e \u091b\u0939 \u0938\u093e\u0932 \u0915\u093e \u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0932 10 \u0926\u093f\u0938\u0902\u092c\u0930, 2024 \u0915\u094b \u0938\u092e\u093e\u092a\u094d\u0924 \u0939\u094b\u0928\u0947 \u0938\u0947 \u090f\u0915 \u0926\u093f\u0928 \u092a\u0939\u0932\u0947 \u0915\u0940 \u0917\u0908 \u0925\u0940\u0964<\/p>\n<p style=\"text-align: justify;\">\u092e\u0932\u094d\u0939\u094b\u0924\u094d\u0930\u093e \u0930\u093e\u091c\u0938\u094d\u0925\u093e\u0928 \u0915\u0948\u0921\u0930 \u0915\u0947 1990 \u092c\u0948\u091a \u0915\u0947 \u092d\u093e\u0930\u0924\u0940\u092f \u092a\u094d\u0930\u0936\u093e\u0938\u0928\u093f\u0915 \u0938\u0947\u0935\u093e (\u0906\u0908\u090f\u090f\u0938) \u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u0939\u0948\u0902\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">The announcement was made on December 9, 2024, a day before Shaktikanta Das\u2019s six-year term ends on December 10, 2024.<\/p>\n<p style=\"text-align: justify;\">Malhotra will assume office amid ongoing economic challenges, including persistent inflation and a slowdown in growth.<\/p>\n<p style=\"text-align: justify;\">His first major task will be the monetary policy review from February 5 to 7, 2025, where he will focus on balancing growth and inflation.<\/p>\n<p style=\"text-align: justify;\">Malhotra is a 1990-batch Indian Administrative Service (IAS) officer from the Rajasthan cadre.<\/p>\n<p style=\"text-align: justify;\">He is a graduate in Computer Science Engineering from the Indian Institute of Technology (IIT) Kanpur and holds a Master\u2019s degree in Public Policy from Princeton University, USA.<\/p>\n<p style=\"text-align: justify;\">He served as the Revenue Secretary, taking office in December 2022.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n20) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u092d\u093e\u0930\u0924\u0940\u092f \u0924\u0940\u0930\u0902\u0926\u093e\u091c \u0905\u0902\u0924\u0930\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0907\u0928\u0921\u094b\u0930 \u0938\u0930\u094d\u0915\u093f\u091f \u092e\u0947\u0902 \u0909\u0932\u094d\u0932\u0947\u0916\u0928\u0940\u092f \u0938\u092b\u0932\u0924\u093e \u0939\u093e\u0938\u093f\u0932 \u0915\u0930\u0928\u093e \u091c\u093e\u0930\u0940 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902, \u091c\u094d\u092f\u094b\u0924\u093f \u0938\u0941\u0930\u0947\u0916\u093e \u0935\u0947\u0928\u094d\u0928\u092e \u0914\u0930 \u0905\u092d\u093f\u0937\u0947\u0915 \u0935\u0930\u094d\u092e\u093e \u0928\u0947 \u0932\u0915\u094d\u091c\u092e\u092c\u0930\u094d\u0917 \u0915\u0947 \u0938\u094d\u091f\u094d\u0930\u0948\u0938\u0947\u0928 \u092e\u0947\u0902 \u0906\u092f\u094b\u091c\u093f\u0924 \u0907\u0928\u0921\u094b\u0930 \u0924\u0940\u0930\u0902\u0926\u093e\u091c\u0940 \u0935\u093f\u0936\u094d\u0935 \u0938\u0940\u0930\u0940\u091c \u0915\u0947 \u0939\u093f\u0938\u094d\u0938\u0947 \u091c\u0940\u091f\u0940 \u0913\u092a\u0928 \u092e\u0947\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092a\u094b\u0921\u093f\u092f\u092e \u092b\u093f\u0928\u093f\u0936 \u0939\u093e\u0938\u093f\u0932 \u0915\u0940\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">Indian archers continue to achieve remarkable success in the international indoor circuit, with Jyothi Surekha Vennam and Abhishek Verma making significant podium finishes at the GT Open, part of the Indoor Archery World Series, held in Strassen, Luxembourg.<\/p>\n<p style=\"text-align: justify;\">Jyothi Surekha Vennam \u2013 Gold Medalist<\/p>\n<p style=\"text-align: justify;\">The 28-year-old archer from Vijayawada clinched gold in the compound category.<\/p>\n<p style=\"text-align: justify;\">Qualified fifth in the ranking round with a score of 593.<\/p>\n<p style=\"text-align: justify;\">This is Jyothi\u2019s second medal this season after securing bronze at the JVD Open in Eindhoven, Netherlands.<\/p>\n<p style=\"text-align: justify;\">Abhishek Verma \u2013 Silver Medalist<\/p>\n<p style=\"text-align: justify;\">Verma created history by becoming the first Indian to achieve a perfect 600 score in the qualification round of an international indoor archery event, securing top seed status.<\/p>\n<p style=\"text-align: justify;\">This marks Verma\u2019s first international indoor circuit medal, further establishing his credentials on the global stage.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n21) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u0935\u093f\u0936\u094d\u0935 \u0928\u0902\u092c\u0930 1 \u0938\u094d\u0915\u0949\u091f\u0940 \u0936\u0947\u092b\u093c\u0932\u0930 \u0928\u0947 \u0905\u0932\u094d\u092c\u093e\u0928\u0940 \u0915\u094b\u0930\u094d\u0938 \u092e\u0947\u0902 \u0939\u0940\u0930\u094b \u0935\u0930\u094d\u0932\u094d\u0921 \u091a\u0948\u0932\u0947\u0902\u091c \u0915\u093e \u0916\u093f\u0924\u093e\u092c \u091c\u0940\u0924\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092c\u094b\u0917\u0940-\u092e\u0941\u0915\u094d\u0924 \u0905\u0902\u0924\u093f\u092e \u0930\u093e\u0909\u0902\u0921 \u0926\u093f\u092f\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">\u0909\u0928\u0915\u0947 \u0936\u093e\u0928\u0926\u093e\u0930 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0928\u0947 \u0909\u0928\u094d\u0939\u0947\u0902 \u0935\u0930\u094d\u0937 \u0915\u0940 \u0928\u094c\u0935\u0940\u0902 \u091c\u0940\u0924 \u0926\u093f\u0932\u093e\u0908, \u091c\u093f\u0938\u0938\u0947 \u0909\u0928\u094d\u0939\u0947\u0902 $1 \u092e\u093f\u0932\u093f\u092f\u0928 \u0915\u0940 \u0915\u092e\u093e\u0908 \u0939\u0941\u0908 \u0914\u0930 \u0935\u0947 \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f \u0915\u0947 \u092e\u0947\u091c\u092c\u093e\u0928 \u091f\u093e\u0907\u0917\u0930 \u0935\u0941\u0921\u094d\u0938 \u0914\u0930 \u0935\u093f\u0915\u094d\u091f\u0930 \u0939\u094b\u0935\u0932\u0948\u0902\u0921 \u0915\u0947 \u0938\u093e\u0925 \u0932\u0917\u093e\u0924\u093e\u0930 \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u091f\u094d\u0930\u0949\u092b\u0940 \u092c\u0930\u0915\u0930\u093e\u0930 \u0930\u0916\u0928\u0947 \u0935\u093e\u0932\u0947 \u090f\u0915\u092e\u093e\u0924\u094d\u0930 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u092c\u0928 \u0917\u090f\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">World No. 1 Scottie Scheffler delivered a bogey-free final round to claim the Hero World Challenge title at the Albany course.<\/p>\n<p style=\"text-align: justify;\">His stellar performance secured his ninth victory of the year, earning him $1 million and placing him alongside tournament host Tiger Woods and Viktor Hovland as the only players to retain the trophy in consecutive years.<\/p>\n<p style=\"text-align: justify;\">Final Standings<\/p>\n<p style=\"text-align: justify;\"><strong><img loading=\"lazy\" class=\"alignnone size-full wp-image-261817\" src=\"https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2024\/12\/a4.png\" alt=\"\" width=\"323\" height=\"265\" srcset=\"https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2024\/12\/a4.png 323w, https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2024\/12\/a4-300x246.png 300w, https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2024\/12\/a4-150x123.png 150w\" sizes=\"(max-width: 323px) 100vw, 323px\" \/><\/strong><\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n22) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n<p style=\"text-align: justify;\">\u092f\u0942\u0928\u093f\u0938\u0947\u092b \u0938\u094d\u0925\u093e\u092a\u0928\u093e \u0926\u093f\u0935\u0938 2024 11 \u0926\u093f\u0938\u0902\u092c\u0930 2024 \u0915\u094b \u092e\u0928\u093e\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">\u092f\u0942\u0928\u093f\u0938\u0947\u092b \u0915\u0940 \u0938\u094d\u0925\u093e\u092a\u0928\u093e 1946 \u092e\u0947\u0902 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u0930\u093e\u0939\u0924 \u092a\u0941\u0928\u0930\u094d\u0935\u093e\u0938 \u092a\u094d\u0930\u0936\u093e\u0938\u0928 \u0926\u094d\u0935\u093e\u0930\u093e \u0926\u094d\u0935\u093f\u0924\u0940\u092f \u0935\u093f\u0936\u094d\u0935 \u092f\u0941\u0926\u094d\u0927 \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u092c\u091a\u094d\u091a\u094b\u0902 \u0914\u0930 \u092e\u093e\u0924\u093e\u0913\u0902 \u0915\u094b \u0924\u0924\u094d\u0915\u093e\u0932 \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0947 \u0938\u093e\u0925 \u0930\u093e\u0939\u0924 \u0915\u094b\u0937 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0940 \u0917\u0908 \u0925\u0940\u0964<\/p>\n<p style=\"text-align: justify;\">Detailed Explanation:<\/p>\n<p style=\"text-align: justify;\">UNICEF Foundation Day 2024 is observed on the 11th of December 2024.<\/p>\n<p style=\"text-align: justify;\">UNICEF was created by the U.N. Relief Rehabilitation Administration in 1946 to provide relief funds for children and mothers affected by World War II with immediate aid.<\/p>\n<p style=\"text-align: justify;\">In that same year, the U.N. General Assembly founded the United Nations International Children\u2019s Emergency Fund (UNICEF) to further institutionalize post-war relief work.<\/p>\n<p style=\"text-align: justify;\">In 2019, UNICEF\u2019s 137 government partners, along with intergovernmental organizations and inter-organizational arrangements, contributed $4.7 billion.<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n23) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092a\u0930\u094d\u0935\u0924 \u0926\u093f\u0935\u0938 2024 11 \u0926\u093f\u0938\u0902\u092c\u0930 2024 \u0915\u094b \u092e\u0928\u093e\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u092e\u0939\u093e\u0938\u092d\u093e \u0928\u0947 2002 \u092e\u0947\u0902 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092a\u0930\u094d\u0935\u0924 \u0935\u0930\u094d\u0937 \u0918\u094b\u0937\u093f\u0924 \u0915\u093f\u092f\u093e \u0925\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u092a\u0939\u093e\u0921\u093c\u094b\u0902 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0915\u0947 \u0932\u093f\u090f \u0939\u0930 \u0938\u093e\u0932 11 \u0926\u093f\u0938\u0902\u092c\u0930 \u0915\u094b \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092a\u0930\u094d\u0935\u0924 \u0926\u093f\u0935\u0938 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">\u092a\u0930\u094d\u0935\u0924 \u0926\u093f\u0935\u0938 \u091c\u093e\u092a\u093e\u0928 \u092e\u0947\u0902 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0905\u0935\u0915\u093e\u0936 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0914\u0930 \u092e\u0928\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n24) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: B<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0924\u092e\u093f\u0932\u0928\u093e\u0921\u0941 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902:<\/p>\n<p style=\"text-align: justify;\">\u0930\u093e\u091c\u094d\u092f\u092a\u093e\u0932: \u0906\u0930. \u090f\u0928. \u0930\u0935\u093f<\/p>\n<p style=\"text-align: justify;\">\u092e\u0941\u0916\u094d\u092f\u092e\u0902\u0924\u094d\u0930\u0940: \u090f\u092e. \u0915\u0947. \u0938\u094d\u091f\u093e\u0932\u093f\u0928<\/p>\n<p style=\"text-align: justify;\">\u0930\u093e\u091c\u0927\u093e\u0928\u0940: \u091a\u0947\u0928\u094d\u0928\u0908<\/p>\n<p style=\"text-align: justify;\">\u0928\u0943\u0924\u094d\u092f: \u092d\u0930\u0924\u0928\u093e\u091f\u094d\u092f\u092e, \u0915\u0930\u0915\u091f\u094d\u091f\u092e<\/p>\n<p style=\"text-align: justify;\">\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0909\u0926\u094d\u092f\u093e\u0928: \u092e\u0941\u0926\u0941\u092e\u0932\u093e\u0908 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0909\u0926\u094d\u092f\u093e\u0928, \u092e\u0941\u0915\u0941\u0930\u094d\u0924\u0940 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0909\u0926\u094d\u092f\u093e\u0928, \u0917\u0941\u0907\u0902\u0921\u0940 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0909\u0926\u094d\u092f\u093e\u0928, \u092e\u0928\u094d\u0928\u093e\u0930 \u0915\u0940 \u0916\u093e\u0921\u093c\u0940 \u0938\u092e\u0941\u0926\u094d\u0930\u0940 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0909\u0926\u094d\u092f\u093e\u0928<\/p>\n<p style=\"text-align: justify;\">\u0935\u0928\u094d\u092f\u091c\u0940\u0935 \u0905\u092d\u092f\u093e\u0930\u0923\u094d\u092f: \u0915\u0932\u093e\u0915\u0921\u093c \u0935\u0928\u094d\u092f\u091c\u0940\u0935 \u0905\u092d\u092f\u093e\u0930\u0923\u094d\u092f, \u0915\u0930\u093f\u0915\u093f\u0932\u0940 \u092a\u0915\u094d\u0937\u0940 \u0905\u092d\u092f\u093e\u0930\u0923\u094d\u092f, \u0935\u0947\u0926\u093e\u0902\u0925\u0902\u0917\u0932 \u092a\u0915\u094d\u0937\u0940 \u0905\u092d\u092f\u093e\u0930\u0923\u094d\u092f<\/p>\n<p style=\"text-align: justify;\">\u091f\u093e\u0907\u0917\u0930 \u0930\u093f\u091c\u0930\u094d\u0935: \u0905\u0928\u094d\u0928\u093e\u092e\u0932\u093e\u0908 \u091f\u093e\u0907\u0917\u0930 \u0930\u093f\u091c\u0930\u094d\u0935<\/p>\n<p style=\"text-align: justify;\">\u092c\u093e\u092f\u094b\u0938\u094d\u092b\u0940\u092f\u0930 \u0930\u093f\u091c\u0930\u094d\u0935: \u0905\u0917\u0938\u094d\u0924\u094d\u092f\u092e\u0932\u093e\u0908 \u092c\u093e\u092f\u094b\u0938\u094d\u092b\u0940\u092f\u0930 \u0930\u093f\u091c\u0930\u094d\u0935\u0964<\/p>\n<p style=\"text-align: justify;\"><strong><br \/>\n25) <\/strong><strong>\u0909\u0924\u094d\u0924\u0930<\/strong><strong>: C<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092a\u0930\u094d\u0935\u0924 \u0926\u093f\u0935\u0938 2024 11 \u0926\u093f\u0938\u0902\u092c\u0930 2024 \u0915\u094b \u092e\u0928\u093e\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u092e\u0939\u093e\u0938\u092d\u093e \u0928\u0947 2002 \u092e\u0947\u0902 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092a\u0930\u094d\u0935\u0924 \u0935\u0930\u094d\u0937 \u0918\u094b\u0937\u093f\u0924 \u0915\u093f\u092f\u093e \u0925\u093e\u0964<\/p>\n<p style=\"text-align: justify;\">\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u092a\u0939\u093e\u0921\u093c\u094b\u0902 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0915\u0947 \u0932\u093f\u090f \u0939\u0930 \u0938\u093e\u0932 11 \u0926\u093f\u0938\u0902\u092c\u0930 \u0915\u094b \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092a\u0930\u094d\u0935\u0924 \u0926\u093f\u0935\u0938 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<p style=\"text-align: justify;\">\u092a\u0930\u094d\u0935\u0924 \u0926\u093f\u0935\u0938 \u091c\u093e\u092a\u093e\u0928 \u092e\u0947\u0902 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0905\u0935\u0915\u093e\u0936 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0914\u0930 \u092e\u0928\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dear Readers, Daily Current Affairs Questions Quiz in Hindi for IBPS, SBI, RRB, SSC Exam 2024 of 11th December 2024. Daily GK quiz online for bank &amp; competitive exam. Here we have given the Daily Current Affairs Quiz in Hindi based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RRB, [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":175083,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"spay_email":""},"categories":[248033,248035],"tags":[249573,250230],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.4 (Yoast SEO v19.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Daily Current Affairs Quiz Hindi - 11th December 2024<\/title>\n<meta name=\"description\" content=\"Daily Current Affairs Quiz Questions for bank exam\u00a0 SBI RRB SSC PO &amp; Clerk Exam 11th December 2024\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-11th-december-2024\/\" \/>\n<meta property=\"og:locale\" content=\"hi_IN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Daily Current Affairs Questions Quiz in Hindi \u2013 11th December 2024\" \/>\n<meta property=\"og:description\" content=\"Daily Current Affairs Quiz Questions for bank exam\u00a0 SBI RRB SSC PO &amp; Clerk Exam 11th December 2024\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-11th-december-2024\/\" \/>\n<meta property=\"og:site_name\" content=\"IBPS Guide\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GuidelyLearn\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-19T11:35:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-19T11:37:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2020\/01\/CA-Quiz-2020.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ameena Ameena\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@GuideIbps\" \/>\n<meta name=\"twitter:site\" content=\"@GuideIbps\" \/>\n<meta name=\"twitter:label1\" content=\"\u0926\u094d\u0935\u093e\u0930\u093e \u0932\u093f\u0916\u093f\u0924\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ameena Ameena\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u092a\u0922\u093c\u0928\u0947 \u0915\u093e \u0938\u092e\u092f\" \/>\n\t<meta name=\"twitter:data2\" content=\"26 \u092e\u093f\u0928\u091f\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Daily Current Affairs Quiz Hindi - 11th December 2024","description":"Daily Current Affairs Quiz Questions for bank exam\u00a0 SBI RRB SSC PO & Clerk Exam 11th December 2024","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-11th-december-2024\/","og_locale":"hi_IN","og_type":"article","og_title":"Daily Current Affairs Questions Quiz in Hindi \u2013 11th December 2024","og_description":"Daily Current Affairs Quiz Questions for bank exam\u00a0 SBI RRB SSC PO & Clerk Exam 11th December 2024","og_url":"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-11th-december-2024\/","og_site_name":"IBPS Guide","article_publisher":"https:\/\/www.facebook.com\/GuidelyLearn\/","article_published_time":"2024-12-19T11:35:44+00:00","article_modified_time":"2024-12-19T11:37:04+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2020\/01\/CA-Quiz-2020.jpg","type":"image\/jpeg"}],"author":"Ameena Ameena","twitter_card":"summary_large_image","twitter_creator":"@GuideIbps","twitter_site":"@GuideIbps","twitter_misc":{"\u0926\u094d\u0935\u093e\u0930\u093e \u0932\u093f\u0916\u093f\u0924":"Ameena Ameena","\u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u092a\u0922\u093c\u0928\u0947 \u0915\u093e \u0938\u092e\u092f":"26 \u092e\u093f\u0928\u091f"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/www.ibpsguide.com\/#organization","name":"IBPS Guide","url":"https:\/\/www.ibpsguide.com\/","sameAs":["https:\/\/www.instagram.com\/guidelylearn\/","https:\/\/www.linkedin.com\/company\/guidely-ibpsguide","https:\/\/www.youtube.com\/channel\/UC-2Ga6vFz3l4Q-O0jFVnIIg","https:\/\/www.facebook.com\/GuidelyLearn\/","https:\/\/twitter.com\/GuideIbps"],"logo":{"@type":"ImageObject","inLanguage":"hi-IN","@id":"https:\/\/www.ibpsguide.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2019\/04\/IBPS-Logo-Small.png","contentUrl":"https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2019\/04\/IBPS-Logo-Small.png","width":512,"height":476,"caption":"IBPS Guide"},"image":{"@id":"https:\/\/www.ibpsguide.com\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/www.ibpsguide.com\/#website","url":"https:\/\/www.ibpsguide.com\/","name":"IBPS Guide","description":"IBPS Guide: Guide for Bank Exams | IBPS Clerk, IBPS PO, SBI, RBI | Current Affairs","publisher":{"@id":"https:\/\/www.ibpsguide.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.ibpsguide.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"hi-IN"},{"@type":"WebPage","@id":"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-11th-december-2024\/","url":"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-11th-december-2024\/","name":"Daily Current Affairs Quiz Hindi - 11th December 2024","isPartOf":{"@id":"https:\/\/www.ibpsguide.com\/#website"},"datePublished":"2024-12-19T11:35:44+00:00","dateModified":"2024-12-19T11:37:04+00:00","description":"Daily Current Affairs Quiz Questions for bank exam\u00a0 SBI RRB SSC PO & Clerk Exam 11th December 2024","breadcrumb":{"@id":"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-11th-december-2024\/#breadcrumb"},"inLanguage":"hi-IN","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-11th-december-2024\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-11th-december-2024\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.ibpsguide.com\/"},{"@type":"ListItem","position":2,"name":"Daily Current Affairs Questions Quiz in Hindi \u2013 11th December 2024"}]},{"@type":"Article","@id":"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-11th-december-2024\/#article","isPartOf":{"@id":"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-11th-december-2024\/"},"author":{"name":"Ameena Ameena","@id":"https:\/\/www.ibpsguide.com\/#\/schema\/person\/a616bea8db216cc0eac5cea69c761195"},"headline":"Daily Current Affairs Questions Quiz in Hindi \u2013 11th December 2024","datePublished":"2024-12-19T11:35:44+00:00","dateModified":"2024-12-19T11:37:04+00:00","mainEntityOfPage":{"@id":"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-11th-december-2024\/"},"wordCount":3118,"commentCount":0,"publisher":{"@id":"https:\/\/www.ibpsguide.com\/#organization"},"keywords":["Current Affairs Quiz Hindi","Current Affairs Quiz Hindi 2024"],"articleSection":["Current Affairs News Hindi","Current Affairs Quiz Hindi"],"inLanguage":"hi-IN","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-11th-december-2024\/#respond"]}]},{"@type":"Person","@id":"https:\/\/www.ibpsguide.com\/#\/schema\/person\/a616bea8db216cc0eac5cea69c761195","name":"Ameena Ameena","image":{"@type":"ImageObject","inLanguage":"hi-IN","@id":"https:\/\/www.ibpsguide.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/eeab0abd3f785100cec7350ce10fcb0e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/eeab0abd3f785100cec7350ce10fcb0e?s=96&d=mm&r=g","caption":"Ameena Ameena"},"sameAs":["http:\/\/www.ibpsguide.com"],"url":"https:\/\/www.ibpsguide.com\/hi\/author\/ameena\/"}]}},"jetpack_featured_media_url":"https:\/\/www.ibpsguide.com\/wp-content\/uploads\/2020\/01\/CA-Quiz-2020.jpg","_links":{"self":[{"href":"https:\/\/www.ibpsguide.com\/hi\/wp-json\/wp\/v2\/posts\/261816"}],"collection":[{"href":"https:\/\/www.ibpsguide.com\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ibpsguide.com\/hi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ibpsguide.com\/hi\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ibpsguide.com\/hi\/wp-json\/wp\/v2\/comments?post=261816"}],"version-history":[{"count":1,"href":"https:\/\/www.ibpsguide.com\/hi\/wp-json\/wp\/v2\/posts\/261816\/revisions"}],"predecessor-version":[{"id":261823,"href":"https:\/\/www.ibpsguide.com\/hi\/wp-json\/wp\/v2\/posts\/261816\/revisions\/261823"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ibpsguide.com\/hi\/wp-json\/wp\/v2\/media\/175083"}],"wp:attachment":[{"href":"https:\/\/www.ibpsguide.com\/hi\/wp-json\/wp\/v2\/media?parent=261816"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ibpsguide.com\/hi\/wp-json\/wp\/v2\/categories?post=261816"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ibpsguide.com\/hi\/wp-json\/wp\/v2\/tags?post=261816"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}