{"id":264924,"date":"2025-10-22T17:12:14","date_gmt":"2025-10-22T11:42:14","guid":{"rendered":"https:\/\/www.ibpsguide.com\/?p=264924"},"modified":"2025-10-22T17:13:39","modified_gmt":"2025-10-22T11:43:39","slug":"daily-current-affairs-questions-quiz-in-hindi-16th-october-2025","status":"publish","type":"post","link":"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-16th-october-2025\/","title":{"rendered":"Daily Current Affairs Questions Quiz in Hindi \u2013 16th October 2025"},"content":{"rendered":"

Dear Readers, Daily Current Affairs Questions Quiz in Hindi<\/strong> for IBPS, SBI, RRB, SSC Exam 2025 of 16th October 2025. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz in Hindi based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RRB, SSC Exam 2025 & other competitive exams can make use of these Current Affairs Quiz.<\/p>\n

 <\/p>\n

Start Quiz<\/strong><\/a><\/span><\/p>\n

 <\/p>\n

1) <\/strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> \u0930\u093f\u091c\u093c\u0930\u094d\u0935<\/strong> \u092c\u0948\u0902\u0915<\/strong> (RBI) <\/strong>\u092c\u0941\u0932\u0947\u091f\u093f\u0928<\/strong> \u092a\u0947\u092a\u0930<\/strong> \u0915\u0947<\/strong> \u0905\u0928\u0941\u0938\u093e\u0930<\/strong>, <\/strong>\u0915\u093f\u0938<\/strong> \u092d\u093e\u0930\u0924\u0940\u092f<\/strong> \u0930\u093e\u091c\u094d\u092f<\/strong> \u092e\u0947\u0902<\/strong> \u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921<\/strong> \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938<\/strong> \u0907\u0902\u091f\u0930\u092b\u0947\u0938<\/strong> (<\/strong>\u092f\u0942\u092a\u0940\u0906\u0908<\/strong>) <\/strong>\u0932\u0947\u0928\u0926\u0947\u0928<\/strong> \u0915\u0940<\/strong> \u092a\u094d\u0930\u0924\u093f<\/strong> \u0935\u094d\u092f\u0915\u094d\u0924\u093f<\/strong> \u0909\u092a\u092f\u094b\u0917<\/strong> \u0924\u0940\u0935\u094d\u0930\u0924\u093e<\/strong> \u0938\u092c\u0938\u0947<\/strong> \u0905\u0927\u093f\u0915<\/strong> \u0939\u0948<\/strong>?<\/strong><\/p>\n

(a) \u0915\u0930\u094d\u0928\u093e\u091f\u0915<\/p>\n

(b) \u092e\u0939\u093e\u0930\u093e\u0937\u094d\u091f\u094d\u0930<\/p>\n

(c) \u0924\u0947\u0932\u0902\u0917\u093e\u0928\u093e<\/p>\n

(d) \u0926\u093f\u0932\u094d\u0932\u0940<\/p>\n

(e) \u0906\u0902\u0927\u094d\u0930 \u092a\u094d\u0930\u0926\u0947\u0936<\/p>\n


\n2) <\/strong>\u0935\u093f\u0936\u094d\u0935<\/strong> \u092c\u0948\u0902\u0915<\/strong> \u0928\u0947<\/strong> \u0932\u091a\u0940\u0932\u0940<\/strong> \u0918\u0930\u0947\u0932\u0942<\/strong> \u092e\u093e\u0902\u0917<\/strong>, <\/strong>\u0917\u094d\u0930\u093e\u092e\u0940\u0923<\/strong> \u0938\u0941\u0927\u093e\u0930<\/strong> \u0914\u0930<\/strong> \u091c\u0940\u090f\u0938\u091f\u0940<\/strong> \u0938\u0941\u0927\u093e\u0930\u094b\u0902<\/strong> \u0915\u093e<\/strong> \u0939\u0935\u093e\u0932\u093e<\/strong> \u0926\u0947\u0924\u0947<\/strong> \u0939\u0941\u090f<\/strong> \u092d\u093e\u0930\u0924<\/strong> \u0915\u0947<\/strong> \u0935\u093f\u0924\u094d\u0924<\/strong> \u0935\u0930\u094d\u0937<\/strong> 2026 <\/strong>\u0915\u0947<\/strong> \u091c\u0940\u0921\u0940\u092a\u0940<\/strong> \u0935\u093f\u0915\u093e\u0938<\/strong> \u092a\u0942\u0930\u094d\u0935\u093e\u0928\u0941\u092e\u093e\u0928<\/strong> \u0915\u094b<\/strong> \u0915\u093f\u0938<\/strong> \u0938\u094d\u0924\u0930<\/strong> \u0924\u0915<\/strong> \u0938\u0902\u0936\u094b\u0927\u093f\u0924<\/strong> \u0915\u093f\u092f\u093e<\/strong> \u0939\u0948<\/strong>?<\/strong><\/p>\n

(a) 6.1%<\/p>\n

(b) 6.3%<\/p>\n

(c) 6.4%<\/p>\n

(d) 6.5%<\/p>\n

(e) 6.7%<\/p>\n


\n3) <\/strong>\u0938\u092e\u093e\u091a\u093e\u0930<\/strong> \u092e\u0947\u0902<\/strong>, <\/strong>\u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/strong> \u092e\u0941\u0926\u094d\u0930\u093e<\/strong> \u0915\u094b\u0937<\/strong> (<\/strong>\u0906\u0908\u090f\u092e\u090f\u092b<\/strong>) <\/strong>\u0928\u0947<\/strong> \u0905\u092a\u0928\u0940<\/strong> \u0935\u093f\u0936\u094d\u0935<\/strong> \u0906\u0930\u094d\u0925\u093f\u0915<\/strong> \u0906\u0909\u091f\u0932\u0941\u0915<\/strong> \u0930\u093f\u092a\u094b\u0930\u094d\u091f<\/strong> \u0915\u0947<\/strong> \u0905\u0928\u0941\u0938\u093e\u0930<\/strong>, 2025-26 <\/strong>\u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u092d\u093e\u0930\u0924<\/strong> \u0915\u0947<\/strong> \u0938\u0915\u0932<\/strong> \u0918\u0930\u0947\u0932\u0942<\/strong> \u0909\u0924\u094d\u092a\u093e\u0926<\/strong> (<\/strong>\u091c\u0940\u0921\u0940\u092a\u0940<\/strong>) <\/strong>\u0935\u093f\u0915\u093e\u0938<\/strong> \u092a\u0942\u0930\u094d\u0935\u093e\u0928\u0941\u092e\u093e\u0928<\/strong> \u0915\u094b<\/strong> \u0915\u093f\u0938<\/strong> \u0938\u094d\u0924\u0930<\/strong> \u0924\u0915<\/strong> \u0938\u0902\u0936\u094b\u0927\u093f\u0924<\/strong> \u0915\u093f\u092f\u093e<\/strong> \u0939\u0948<\/strong>?<\/strong><\/p>\n

(a) 6.2%<\/p>\n

(b) 6.4%<\/p>\n

(c) 6.5%<\/p>\n

(d) 6.6%<\/p>\n

(e) 6.8%<\/p>\n


\n4) <\/strong>\u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f<\/strong> \u0928\u094d\u092f\u093e\u0938\u0940<\/strong> \u092c\u094b\u0930\u094d\u0921<\/strong> (<\/strong>\u0938\u0940\u092c\u0940\u091f\u0940<\/strong>) <\/strong>\u0915\u0940<\/strong> 238<\/strong>\u0935\u0940\u0902<\/strong> \u092c\u0948\u0920\u0915<\/strong> \u0915\u0947<\/strong> \u0926\u094c\u0930\u093e\u0928<\/strong>, <\/strong>\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940<\/strong> \u092d\u0935\u093f\u0937\u094d\u092f<\/strong> \u0928\u093f\u0927\u093f<\/strong> \u0938\u0902\u0917\u0920\u0928<\/strong> (<\/strong>\u0908\u092a\u0940\u090f\u092b\u0913<\/strong>) <\/strong>\u0928\u0947<\/strong> \u0905\u092a\u0928\u0947<\/strong> \u0928\u093f\u0915\u093e\u0938\u0940<\/strong> \u0928\u093f\u092f\u092e\u094b\u0902<\/strong> \u0915\u094b<\/strong> \u0938\u0930\u0932<\/strong> \u092c\u0928\u093e<\/strong> \u0926\u093f\u092f\u093e<\/strong> \u0939\u0948<\/strong>, <\/strong>\u091c\u093f\u0938\u0938\u0947<\/strong> \u0938\u0926\u0938\u094d\u092f\u094b\u0902<\/strong> \u0915\u094b<\/strong> \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940<\/strong> \u0914\u0930<\/strong> \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e<\/strong> \u0926\u094b\u0928\u094b\u0902<\/strong> \u0915\u0947<\/strong> \u092f\u094b\u0917\u0926\u093e\u0928<\/strong> \u0938\u0939\u093f\u0924<\/strong> \u0905\u092a\u0928\u0947<\/strong> \u0908\u092a\u0940\u090f\u092b<\/strong> \u0936\u0947\u0937<\/strong> \u0930\u093e\u0936\u093f<\/strong> \u0915\u093e<\/strong> 100% <\/strong>\u0924\u0915<\/strong> \u0928\u093f\u0915\u093e\u0932\u0928\u0947<\/strong> \u0915\u0940<\/strong> \u0905\u0928\u0941\u092e\u0924\u093f<\/strong> \u092e\u093f\u0932<\/strong> \u0917\u0908<\/strong> \u0939\u0948\u0964<\/strong> \u0908\u092a\u0940\u090f\u092b\u0913<\/strong> \u0915\u0947<\/strong> 13 <\/strong>\u0928\u093f\u0915\u093e\u0938\u0940<\/strong> \u0928\u093f\u092f\u092e\u094b\u0902<\/strong> \u0915\u094b<\/strong> \u0915\u093f\u0924\u0928\u0940<\/strong> \u090f\u0915\u0940\u0915\u0943\u0924<\/strong> \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902<\/strong> \u092e\u0947\u0902<\/strong> \u092e\u093f\u0932\u093e<\/strong> \u0926\u093f\u092f\u093e<\/strong> \u0917\u092f\u093e<\/strong> \u0939\u0948<\/strong>?<\/strong><\/p>\n

(a) 2<\/p>\n

(b) 3<\/p>\n

(c) 4<\/p>\n

(d) 5<\/p>\n

(e) 6<\/p>\n


\n5) <\/strong>\u0916\u092c\u0930\u094b\u0902<\/strong> \u092e\u0947\u0902<\/strong>, <\/strong>\u0908\u092a\u0940\u090f\u092b\u0913<\/strong>, <\/strong>\u0908\u092a\u0940\u090f\u0938<\/strong>-95 <\/strong>\u092a\u0947\u0902\u0936\u0928\u092d\u094b\u0917\u093f\u092f\u094b\u0902<\/strong> \u0915\u094b<\/strong> \u0909\u0928\u0915\u0947<\/strong> \u0918\u0930<\/strong> \u0924\u0915<\/strong> \u0921\u093f\u091c\u093f\u091f\u0932<\/strong> \u091c\u0940\u0935\u0928<\/strong> \u092a\u094d\u0930\u092e\u093e\u0923\u092a\u0924\u094d\u0930<\/strong> (<\/strong>\u0921\u0940\u090f\u0932\u0938\u0940<\/strong>) <\/strong>\u092a\u0939\u0941\u0901\u091a\u093e\u0928\u0947<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u0907\u0902\u0921\u093f\u092f\u093e<\/strong> \u092a\u094b\u0938\u094d\u091f<\/strong> \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938<\/strong> \u092c\u0948\u0902\u0915<\/strong> (<\/strong>\u0906\u0908\u092a\u0940\u092a\u0940\u092c\u0940<\/strong>) <\/strong>\u0915\u0947<\/strong> \u0938\u093e\u0925<\/strong> \u0938\u0939\u092f\u094b\u0917<\/strong> \u0915\u0930\u0947\u0917\u093e\u0964<\/strong> \u0908\u092a\u0940\u090f\u092b\u0913<\/strong> \u0926\u094d\u0935\u093e\u0930\u093e<\/strong> \u0935\u0939\u0928<\/strong> \u0915\u0940<\/strong> \u091c\u093e\u0928\u0947<\/strong> \u0935\u093e\u0932\u0940<\/strong> \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915<\/strong> \u092a\u094d\u0930\u092e\u093e\u0923\u092a\u0924\u094d\u0930<\/strong> \u0915\u0940<\/strong> \u0932\u093e\u0917\u0924<\/strong> \u0915\u094d\u092f\u093e<\/strong> \u0939\u0948<\/strong>?<\/strong><\/p>\n

(a) \u20b925<\/p>\n

(b) \u20b975<\/p>\n

(c) \u20b950<\/p>\n

(d) \u20b9100<\/p>\n

(e) \u20b9150<\/p>\n


\n6) <\/strong>\u090f\u091f\u0940\u090f\u092e<\/strong> \u0914\u0930<\/strong> \u0935\u094d\u0939\u093e\u0907\u091f<\/strong> \u0932\u0947\u092c\u0932<\/strong> \u090f\u091f\u0940\u090f\u092e<\/strong> (<\/strong>\u0921\u092c\u094d\u0932\u094d\u092f\u0942\u090f\u0932\u090f<\/strong>) <\/strong>\u0915\u0947<\/strong> \u092c\u093e\u0930\u0947<\/strong> \u092e\u0947\u0902<\/strong> \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924<\/strong> \u092e\u0947\u0902<\/strong> \u0938\u0947<\/strong> \u0915\u094c\u0928<\/strong> \u0938\u093e<\/strong> \u0915\u0925\u0928<\/strong> \u0917\u0932\u0924<\/strong> \u0939\u0948<\/strong>?<\/strong><\/p>\n

(a) WLAs \u0915\u0940 \u0938\u094d\u0925\u093e\u092a\u0928\u093e, \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0914\u0930 \u0938\u0902\u091a\u093e\u0932\u0928 RBI \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0927\u093f\u0915\u0943\u0924 \u0917\u0948\u0930-\u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n

(b) \u0928\u093f\u0903\u0936\u0941\u0932\u094d\u0915 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u093e \u0928\u093f\u092f\u092e \u092c\u0947\u0938\u093f\u0915 \u092c\u091a\u0924 \u092c\u0948\u0902\u0915 \u091c\u092e\u093e \u0916\u093e\u0924\u094b\u0902 \u092a\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0924\u093e \u0939\u0948 (BSBDA)<\/p>\n

(c) \u090f\u091f\u0940\u090f\u092e\/\u0921\u092c\u094d\u0932\u094d\u092f\u0942\u090f\u0932\u090f \u092a\u0930 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0935\u0948\u0927 \u0915\u093e\u0930\u094d\u0921 \u0914\u0930 \u092a\u093f\u0928 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948.<\/p>\n

(d) \u090f\u091f\u0940\u090f\u092e \u092a\u0930 \u092c\u091a\u0924 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u092a\u0930 \u092e\u0941\u092b\u094d\u0924 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0940 \u0938\u0940\u092e\u093e \u0932\u093e\u0917\u0942 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n

(e) \u0928\u093f\u0903\u0936\u0941\u0932\u094d\u0915 \u0938\u0940\u092e\u093e \u0938\u0947 \u0905\u0927\u093f\u0915 \u0936\u0941\u0932\u094d\u0915 \u092a\u094d\u0930\u0924\u093f \u0932\u0947\u0928\u0926\u0947\u0928 \u20b923 (\u0915\u0930 \u0938\u0939\u093f\u0924) \u0938\u0947 \u0905\u0927\u093f\u0915 \u0928\u0939\u0940\u0902 \u0939\u094b \u0938\u0915\u0924\u093e\u0964<\/p>\n


\n7) <\/strong>\u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924<\/strong> \u092e\u0947\u0902<\/strong> \u0938\u0947<\/strong> \u0915\u094c\u0928<\/strong> \u0938\u0940<\/strong> \u0908\u092a\u0940\u090f\u092b\u0913<\/strong> \u0935\u093f\u0936\u094d\u0935\u093e\u0938<\/strong> \u092f\u094b\u091c\u0928\u093e<\/strong> \u0915\u0940<\/strong> \u0935\u093f\u0936\u0947\u0937\u0924\u093e<\/strong> \u0939\u0948<\/strong>?<\/strong><\/p>\n

(a) \u0938\u092d\u0940 \u0935\u093f\u0932\u0902\u092c\u093f\u0924 \u092d\u0941\u0917\u0924\u093e\u0928\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0926\u0902\u0921 \u0926\u0930 2% \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u090f\u0915 \u0938\u092e\u093e\u0928 \u0939\u0948<\/p>\n

(b) \u092f\u094b\u091c\u0928\u093e \u0915\u0940 \u0905\u0935\u0927\u093f 12 \u092e\u0939\u0940\u0928\u0947 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0939\u0948, \u0907\u0938\u092e\u0947\u0902 \u0915\u094b\u0908 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e<\/p>\n

(c) \u0915\u0947\u0935\u0932 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 26 \u0915\u0947 \u092c\u093e\u0926 \u0926\u093e\u092f\u0930 \u0915\u093f\u090f \u0917\u090f \u0928\u090f \u0908\u092a\u0940\u090f\u092b \u092e\u093e\u092e\u0932\u094b\u0902 \u092a\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0924\u093e \u0939\u0948<\/p>\n

(d) \u0915\u092e \u0935\u093f\u0932\u0902\u092c \u0915\u0947 \u0932\u093f\u090f \u0936\u094d\u0930\u0947\u0923\u0940\u092c\u0926\u094d\u0927 \u0928\u093f\u092e\u094d\u0928 \u0926\u0930\u094b\u0902 \u0915\u093e \u0915\u094b\u0908 \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 \u0928\u0939\u0940\u0902<\/p>\n

(e) \u0908\u092a\u0940\u090f\u092b \u0905\u0927\u093f\u0928\u093f\u092f\u092e \u0915\u0940 \u0927\u093e\u0930\u093e 14\u092c\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0932\u0902\u092c\u093f\u0924 \u092e\u0941\u0915\u0926\u092e\u0947\u092c\u093e\u091c\u0940 \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0924\u093e \u0939\u0948<\/p>\n


\n8) <\/strong>\u0915\u093f\u0938<\/strong> \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f<\/strong> \u092e\u0902\u0924\u094d\u0930\u0940<\/strong> \u0928\u0947<\/strong> \u0917\u0942\u0917\u0932<\/strong> \u092e\u0948\u092a\u094d\u0938<\/strong> \u0915\u0947<\/strong> \u0935\u093f\u0915\u0932\u094d\u092a<\/strong> \u0915\u0947<\/strong> \u0930\u0942\u092a<\/strong> \u092e\u0947\u0902<\/strong> \u092e\u0948\u092a\u092e\u093e\u0908\u0907\u0902\u0921\u093f\u092f\u093e<\/strong> \u0926\u094d\u0935\u093e\u0930\u093e<\/strong> \u0935\u093f\u0915\u0938\u093f\u0924<\/strong> \u0928\u0947\u0935\u093f\u0917\u0947\u0936\u0928<\/strong> \u0910\u092a<\/strong> \u092e\u0948\u092a\u0932\u094d\u0938<\/strong> \u0915\u093e<\/strong> \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915<\/strong> \u0930\u0942\u092a<\/strong> \u0938\u0947<\/strong> \u0938\u092e\u0930\u094d\u0925\u0928<\/strong> \u0915\u093f\u092f\u093e<\/strong>?<\/strong><\/p>\n

(a) \u0905\u0936\u094d\u0935\u093f\u0928\u0940 \u0935\u0948\u0937\u094d\u0923\u0935<\/p>\n

(b) \u0928\u093f\u0924\u093f\u0928 \u0917\u0921\u0915\u0930\u0940<\/p>\n

(c) \u092e\u0928\u0938\u0941\u0916 \u092e\u0902\u0921\u093e\u0935\u093f\u092f\u093e<\/p>\n

(d) \u092a\u0940\u092f\u0942\u0937 \u0917\u094b\u092f\u0932<\/p>\n

(e) \u0930\u093e\u091c\u0928\u093e\u0925 \u0938\u093f\u0902\u0939<\/p>\n


\n9) <\/strong>\u0905\u0917\u0938\u094d\u0924<\/strong> 2019 <\/strong>\u092e\u0947\u0902<\/strong> \u0932\u0949\u0928\u094d\u091a<\/strong> \u0939\u094b\u0928\u0947<\/strong> \u0915\u0947<\/strong> \u092c\u093e\u0926<\/strong> \u0938\u0947<\/strong> \u091c\u0932<\/strong> \u091c\u0940\u0935\u0928<\/strong> \u092e\u093f\u0936\u0928<\/strong> (JJM) <\/strong>\u0915\u0947<\/strong> \u0924\u0939\u0924<\/strong> \u0915\u093f\u0924\u0928\u0947<\/strong> \u0917\u094d\u0930\u093e\u092e\u0940\u0923<\/strong> \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902<\/strong> \u0915\u094b<\/strong> \u0928\u0932<\/strong> \u091c\u0932<\/strong> \u0915\u0928\u0947\u0915\u094d\u0936\u0928<\/strong> \u092a\u094d\u0930\u093e\u092a\u094d\u0924<\/strong> \u0939\u0941\u090f<\/strong> \u0939\u0948\u0902<\/strong>?<\/strong><\/p>\n

(a) 10 \u0915\u0930\u094b\u0921\u093c<\/p>\n

(b) 12.5 \u0915\u0930\u094b\u0921\u093c<\/p>\n

(c) 15.71 \u0915\u0930\u094b\u0921\u093c<\/p>\n

(d) 18 \u0915\u0930\u094b\u0921\u093c<\/p>\n

(e) 20 \u0915\u0930\u094b\u0921\u093c<\/p>\n


\n10) <\/strong>\u0939\u093e\u0932<\/strong> \u0939\u0940<\/strong> \u092e\u0947\u0902<\/strong>, <\/strong>\u092d\u093e\u0930\u0924<\/strong> \u0938\u0930\u0915\u093e\u0930<\/strong> \u0928\u0947<\/strong> 16<\/strong>\u0935\u0947\u0902<\/strong> \u0935\u093f\u0924\u094d\u0924<\/strong> \u0906\u092f\u094b\u0917<\/strong> \u0915\u093e<\/strong> \u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0932<\/strong> \u090f\u0915<\/strong> \u092e\u0939\u0940\u0928\u0947<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u092c\u0922\u093c\u093e<\/strong> \u0926\u093f\u092f\u093e<\/strong> \u0939\u0948<\/strong>, <\/strong>\u091c\u093f\u0938\u0938\u0947<\/strong> \u0930\u093f\u092a\u094b\u0930\u094d\u091f<\/strong> \u091c\u092e\u093e<\/strong> \u0915\u0930\u0928\u0947<\/strong> \u0915\u0940<\/strong> \u0938\u092e\u092f<\/strong> \u0938\u0940\u092e\u093e<\/strong> 31 <\/strong>\u0905\u0915\u094d\u091f\u0942\u092c\u0930<\/strong> \u0938\u0947<\/strong> \u092c\u0922\u093c\u0915\u0930<\/strong> 30 <\/strong>\u0928\u0935\u0902\u092c\u0930<\/strong>, 2025 <\/strong>\u0939\u094b<\/strong> \u0917\u0908<\/strong> \u0939\u0948\u0964<\/strong><\/p>\n

\u092d\u093e\u0930\u0924<\/strong> \u0915\u0947<\/strong> 16<\/strong>\u0935\u0947\u0902<\/strong> \u0935\u093f\u0924\u094d\u0924<\/strong> \u0906\u092f\u094b\u0917<\/strong> \u0915\u0947<\/strong> \u0905\u0927\u094d\u092f\u0915\u094d\u0937<\/strong> \u0915\u094c\u0928<\/strong> \u0939\u0948\u0902<\/strong>? <\/strong><\/p>\n

(a) N.K. Singh<\/p>\n

(b) \u0936\u0915\u094d\u0924\u093f\u0915\u093e\u0902\u0924 \u0926\u093e\u0938<\/p>\n

(c) \u0930\u0918\u0941\u0930\u093e\u092e \u0930\u093e\u091c\u0928<\/p>\n

(d) \u0905\u0930\u0935\u093f\u0902\u0926 \u092a\u0928\u0917\u0922\u093c\u093f\u092f\u093e<\/p>\n

(e) \u0938\u0940. \u0930\u0902\u0917\u0930\u093e\u091c\u0928<\/p>\n


\n11) <\/strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> \u0930\u0947\u0932\u0935\u0947<\/strong> \u0926\u094d\u0935\u093e\u0930\u093e<\/strong> \u0921\u094b\u0930<\/strong>–<\/strong>\u091f\u0942<\/strong>–<\/strong>\u0921\u094b\u0930<\/strong> \u092e\u093e\u0932<\/strong> \u0914\u0930<\/strong> \u092a\u093e\u0930\u094d\u0938\u0932<\/strong> \u0906\u0935\u093e\u091c\u093e\u0939\u0940<\/strong> \u0915\u094b<\/strong> \u092c\u0922\u093c\u093e\u0928\u0947<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924<\/strong> \u092e\u0947\u0902<\/strong> \u0938\u0947<\/strong> \u0915\u094c\u0928<\/strong> \u0938\u0940<\/strong> \u0928\u0908<\/strong> \u0938\u0947\u0935\u093e<\/strong> \u0936\u0941\u0930\u0942<\/strong> \u0915\u0940<\/strong> \u0917\u0908<\/strong>?<\/strong><\/p>\n

(a) \u0909\u091a\u094d\u091a \u0917\u0924\u093f \u0935\u093e\u0932\u0940 \u092f\u093e\u0924\u094d\u0930\u0940 \u0930\u0947\u0932 \u0938\u0947\u0935\u093e<\/p>\n

(b) \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u092a\u093e\u0930\u0917\u092e\u0928 \u0915\u0902\u091f\u0947\u0928\u0930 \u0938\u0947\u0935\u093e<\/p>\n

(c) \u0938\u092e\u0930\u094d\u092a\u093f\u0924 \u092e\u093e\u0932 \u0917\u0932\u093f\u092f\u093e\u0930\u093e \u0938\u0947\u0935\u093e<\/p>\n

(d) \u092e\u0947\u091f\u094d\u0930\u094b \u0930\u0947\u0932 \u0915\u093e\u0930\u094d\u0917\u094b \u0938\u0947\u0935\u093e<\/p>\n

(e) \u0924\u091f\u0940\u092f \u0936\u093f\u092a\u093f\u0902\u0917 \u0938\u0947\u0935\u093e<\/p>\n


\n12) 2025 <\/strong>\u0935\u093f\u0936\u094d\u0935<\/strong> \u0938\u0902\u0930\u0915\u094d\u0937\u0923<\/strong> \u0915\u093e\u0902\u0917\u094d\u0930\u0947\u0938<\/strong> \u0915\u0947<\/strong> \u0926\u094c\u0930\u093e\u0928<\/strong> \u0915\u094c\u0928<\/strong> \u0938\u093e<\/strong> \u0926\u0947\u0936<\/strong> \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/strong> \u092a\u094d\u0930\u0915\u0943\u0924\u093f<\/strong> \u0938\u0902\u0930\u0915\u094d\u0937\u0923<\/strong> \u0938\u0902\u0918<\/strong> (IUCN) <\/strong>\u0915\u093e<\/strong> \u0928\u0935\u0940\u0928\u0924\u092e<\/strong> \u0938\u0926\u0938\u094d\u092f<\/strong> \u092c\u0928<\/strong> \u0917\u092f\u093e<\/strong>?<\/strong><\/p>\n

(a) \u091c\u0949\u0930\u094d\u091c\u093f\u092f\u093e<\/p>\n

(b) \u0915\u091c\u093e\u0916\u0938\u094d\u0924\u093e\u0928<\/p>\n

(c) \u0906\u091c\u093c\u0930\u092c\u093e\u0907\u091c\u093e\u0928<\/p>\n

(d) \u0906\u0930\u094d\u092e\u0940\u0928\u093f\u092f\u093e<\/p>\n

(e) \u092e\u094b\u0932\u0926\u094b\u0935\u093e<\/p>\n


\n13) <\/strong>\u0905\u0939\u092e\u0926\u093e\u092c\u093e\u0926<\/strong> \u092e\u0947\u0902<\/strong> 70<\/strong>\u0935\u0947\u0902<\/strong> \u092b\u093f\u0932\u094d\u092e\u092b\u0947\u092f\u0930<\/strong> \u092a\u0941\u0930\u0938\u094d\u0915\u093e\u0930<\/strong> 2025 <\/strong>\u092e\u0947\u0902<\/strong> \u0932\u093e\u0907\u092b\u091f\u093e\u0907\u092e<\/strong> \u0905\u091a\u0940\u0935\u092e\u0947\u0902\u091f<\/strong> \u092a\u0941\u0930\u0938\u094d\u0915\u093e\u0930<\/strong> \u0915\u093f\u0938\u0947<\/strong> \u092e\u093f\u0932\u093e<\/strong>?<\/strong><\/p>\n

(a) \u0905\u092e\u093f\u0924\u093e\u092d \u092c\u091a\u094d\u091a\u0928 \u0914\u0930 \u0930\u0947\u0916\u093e<\/p>\n

(b) \u0906\u092e\u093f\u0930 \u0916\u093e\u0928 \u0914\u0930 \u0930\u093e\u0928\u0940 \u092e\u0941\u0916\u0930\u094d\u091c\u0940<\/p>\n

(c) \u0936\u093e\u0939\u0930\u0941\u0916 \u0916\u093e\u0928 \u0914\u0930 \u0915\u093e\u091c\u094b\u0932<\/p>\n

(d) \u0915\u093f\u0930\u0923 \u0930\u093e\u0935 \u0914\u0930 \u0915\u0943\u0924\u093f \u0938\u0928\u094b\u0928<\/p>\n

(e) \u091c\u0940\u0928\u0924 \u0905\u092e\u093e\u0928 \u0914\u0930 \u0936\u094d\u092f\u093e\u092e \u092c\u0947\u0928\u0947\u0917\u0932<\/p>\n


\n14) <\/strong>\u0905\u0915\u094d\u091f\u0942\u092c\u0930<\/strong> 2025 <\/strong>\u092e\u0947\u0902<\/strong>, <\/strong>\u0930\u0915\u094d\u0937\u093e<\/strong> \u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928<\/strong> \u090f\u0935\u0902<\/strong> \u0935\u093f\u0915\u093e\u0938<\/strong> \u0938\u0902\u0917\u0920\u0928<\/strong> (DRDO) <\/strong>\u0928\u0947<\/strong> \u0915\u093f\u0924\u0928\u0947<\/strong> \u092e\u0947\u0917\u093e\u0935\u093e\u091f<\/strong> \u0915\u0940<\/strong> \u0915\u0941\u0932<\/strong> \u0915\u094d\u0937\u092e\u0924\u093e<\/strong> \u0935\u093e\u0932\u0940<\/strong> \u0938\u094c\u0930<\/strong>–<\/strong>\u0906\u0927\u093e\u0930\u093f\u0924<\/strong> \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902<\/strong> \u0915\u094b<\/strong> \u0932\u093e\u0917\u0942<\/strong> \u0915\u0930\u0928\u0947<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u092d\u093e\u0930\u0924\u0940\u092f<\/strong> \u0938\u094c\u0930<\/strong> \u090a\u0930\u094d\u091c\u093e<\/strong> \u0928\u093f\u0917\u092e<\/strong> (SECI) <\/strong>\u0915\u0947<\/strong> \u0938\u093e\u0925<\/strong> \u090f\u0915<\/strong> \u0938\u092e\u091d\u094c\u0924\u093e<\/strong> \u091c\u094d\u091e\u093e\u092a\u0928<\/strong> \u092a\u0930<\/strong> \u0939\u0938\u094d\u0924\u093e\u0915\u094d\u0937\u0930<\/strong> \u0915\u093f\u090f<\/strong>?<\/strong><\/p>\n

(a) 100 \u092e\u0947\u0917\u093e\u0935\u093e\u091f<\/p>\n

(b) 200 \u092e\u0947\u0917\u093e\u0935\u093e\u091f<\/p>\n

(c) 300 \u092e\u0947\u0917\u093e\u0935\u093e\u091f<\/p>\n

(d) 400 \u092e\u0947\u0917\u093e\u0935\u093e\u091f<\/p>\n

(e) 500 \u092e\u0947\u0917\u093e\u0935\u093e\u091f<\/p>\n


\n15) <\/strong>\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/strong> \u0928\u093e\u091f\u094d\u092f<\/strong> \u0935\u093f\u0926\u094d\u092f\u093e\u0932\u092f<\/strong> (<\/strong>\u090f\u0928\u090f\u0938\u0921\u0940<\/strong>) <\/strong>\u0914\u0930<\/strong> \u092d\u093e\u0930\u0924<\/strong> \u092d\u0935\u0928<\/strong>, <\/strong>\u092d\u094b\u092a\u093e\u0932<\/strong> \u0928\u0947<\/strong> \u0915\u093f\u0938<\/strong> \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f<\/strong> \u0930\u093f\u092a\u0930\u094d\u091f\u0930\u0940<\/strong> \u0915\u094b<\/strong> \u092a\u0941\u0928\u0930\u094d\u091c\u0940\u0935\u093f\u0924<\/strong> \u0915\u0930\u0928\u0947<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u090f\u0915<\/strong> \u0938\u092e\u091d\u094c\u0924\u093e<\/strong> \u091c\u094d\u091e\u093e\u092a\u0928<\/strong> \u092a\u0930<\/strong> \u0939\u0938\u094d\u0924\u093e\u0915\u094d\u0937\u0930<\/strong> \u0915\u093f\u090f<\/strong> \u0939\u0948\u0902<\/strong>?<\/strong><\/p>\n

(a) \u0930\u0902\u0917\u092e\u0902\u0921\u0932 \u0930\u093f\u092a\u0930\u094d\u091f\u0930\u0940<\/p>\n

(b) \u0928\u093e\u091f\u094d\u092f \u0936\u094b\u0927 \u0930\u093f\u092a\u0930\u094d\u091f\u0930\u0940<\/p>\n

(c) \u092d\u093e\u0930\u0924 \u0930\u0902\u0917 \u0930\u093f\u092a\u0930\u094d\u091f\u0930\u0940<\/p>\n

(d) \u092e\u0927\u094d\u092f \u092a\u094d\u0930\u0926\u0947\u0936 \u0928\u093e\u091f\u094d\u092f \u0938\u0902\u0917\u094d\u0930\u0939<\/p>\n

(e) \u0915\u0932\u093e \u092d\u0935\u0928 \u0930\u093f\u092a\u0930\u094d\u091f\u0930\u0940<\/p>\n


\n16) <\/strong>\u092d\u093e\u0930\u0924<\/strong> \u0915\u094b<\/strong> \u0938\u0902\u092f\u0941\u0915\u094d\u0924<\/strong> \u0930\u093e\u0937\u094d\u091f\u094d\u0930<\/strong> \u092e\u093e\u0928\u0935\u093e\u0927\u093f\u0915\u093e\u0930<\/strong> \u092a\u0930\u093f\u0937\u0926<\/strong> (HRC) <\/strong>\u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> 7<\/strong>\u0935\u0940\u0902<\/strong> \u092c\u093e\u0930<\/strong> \u0928\u093f\u0930\u094d\u0935\u093f\u0930\u094b\u0927<\/strong> \u091a\u0941\u0928\u093e<\/strong> \u0917\u092f\u093e<\/strong> \u0939\u0948<\/strong>?<\/strong><\/p>\n

(a) 2025\u20132027<\/p>\n

(b) 2026\u20132028<\/p>\n

(c) 2027\u20132029<\/p>\n

(d) 2028\u20132030<\/p>\n

(e) 2029\u20132031<\/p>\n


\n17) <\/strong>\u092d\u093e\u0930\u0924<\/strong>–<\/strong>\u0907\u0902\u0921\u094b\u0928\u0947\u0936\u093f\u092f\u093e<\/strong> \u0938\u0902\u092f\u0941\u0915\u094d\u0924<\/strong> \u0926\u094d\u0935\u093f\u092a\u0915\u094d\u0937\u0940\u092f<\/strong> \u0938\u092e\u0941\u0926\u094d\u0930\u0940<\/strong> \u0905\u092d\u094d\u092f\u093e\u0938<\/strong> \u2018<\/strong>\u0938\u092e\u0941\u0926\u094d\u0930<\/strong> \u0936\u0915\u094d\u0924\u093f<\/strong> \u2013 2025\u2019 <\/strong>\u0915\u0947<\/strong> 5<\/strong>\u0935\u0947\u0902<\/strong> \u0938\u0902\u0938\u094d\u0915\u0930\u0923<\/strong> \u0915\u0940<\/strong> \u092e\u0947\u091c\u092c\u093e\u0928\u0940<\/strong> \u092d\u093e\u0930\u0924<\/strong> \u0926\u094d\u0935\u093e\u0930\u093e<\/strong> \u0915\u093f\u0938<\/strong> \u0936\u0939\u0930<\/strong> \u092e\u0947\u0902<\/strong> \u0915\u0940<\/strong> \u091c\u093e<\/strong> \u0930\u0939\u0940<\/strong> \u0939\u0948<\/strong>?<\/strong><\/p>\n

(a) \u092e\u0941\u0902\u092c\u0908<\/p>\n

(b) \u0915\u094b\u091a\u094d\u091a\u093f<\/p>\n

(c) \u0935\u093f\u0936\u093e\u0916\u093e\u092a\u0924\u094d\u0924\u0928\u092e<\/p>\n

(d) \u091a\u0947\u0928\u094d\u0928\u0908<\/p>\n

(e) \u0917\u093e\u0902\u0927\u0940\u0928\u0917\u0930<\/p>\n


\n18) <\/strong>\u0915\u094c\u0928<\/strong> \u0938\u093e<\/strong> \u0926\u0947\u0936<\/strong> 2025 <\/strong>\u092e\u0947\u0902<\/strong> \u0928\u093e\u091f\u094b<\/strong> \u0915\u0947<\/strong> \u0935\u093e\u0930\u094d\u0937\u093f\u0915<\/strong> \u092a\u0930\u092e\u093e\u0923\u0941<\/strong> \u0928\u093f\u0935\u093e\u0930\u0923<\/strong> \u0905\u092d\u094d\u092f\u093e\u0938<\/strong> ‘<\/strong>\u0938\u094d\u091f\u0940\u0921\u092b\u093e\u0938\u094d\u091f<\/strong> \u0928\u0942\u0928<\/strong>‘ <\/strong>\u0915\u0940<\/strong> \u092e\u0947\u091c\u092c\u093e\u0928\u0940<\/strong> \u0915\u0930<\/strong> \u0930\u0939\u093e<\/strong> \u0939\u0948<\/strong>?<\/strong><\/p>\n

(a) \u092c\u0947\u0932\u094d\u091c\u093f\u092f\u092e<\/p>\n

(b) \u092f\u0942\u0928\u093e\u0907\u091f\u0947\u0921 \u0915\u093f\u0902\u0917\u0921\u092e<\/p>\n

(c) \u0921\u0947\u0928\u092e\u093e\u0930\u094d\u0915<\/p>\n

(d) \u0928\u0940\u0926\u0930\u0932\u0948\u0902\u0921<\/p>\n

(e) \u091c\u0930\u094d\u092e\u0928\u0940<\/p>\n


\n19) <\/strong>\u0938\u094d\u092a\u0947\u0938\u090f\u0915\u094d\u0938<\/strong> \u0915\u093e<\/strong> 11<\/strong>\u0935\u093e\u0902<\/strong> \u0938\u094d\u091f\u093e\u0930\u0936\u093f\u092a<\/strong> \u0930\u0949\u0915\u0947\u091f<\/strong> \u0905\u092a\u0928\u0940<\/strong> \u092a\u0930\u0940\u0915\u094d\u0937\u0923<\/strong> \u0909\u0921\u093c\u093e\u0928<\/strong> \u092a\u0942\u0930\u0940<\/strong> \u0915\u0930\u0928\u0947<\/strong> \u0915\u0947<\/strong> \u092c\u093e\u0926<\/strong> \u0938\u092b\u0932\u0924\u093e\u092a\u0942\u0930\u094d\u0935\u0915<\/strong> \u0915\u0939\u093e\u0902<\/strong> \u0909\u0924\u0930\u093e<\/strong>?<\/strong><\/p>\n

(a) \u092e\u0947\u0915\u094d\u0938\u093f\u0915\u094b \u0915\u0940 \u0916\u093e\u0921\u093c\u0940<\/p>\n

(b) \u0905\u091f\u0932\u093e\u0902\u091f\u093f\u0915 \u092e\u0939\u093e\u0938\u093e\u0917\u0930<\/p>\n

(c) \u092a\u094d\u0930\u0936\u093e\u0902\u0924 \u092e\u0939\u093e\u0938\u093e\u0917\u0930<\/p>\n

(d) \u0939\u093f\u0902\u0926 \u092e\u0939\u093e\u0938\u093e\u0917\u0930<\/p>\n

(e) \u092d\u0942\u092e\u0927\u094d\u092f \u0938\u093e\u0917\u0930<\/p>\n


\n20) <\/strong>\u0935\u093f\u0936\u093e\u0916\u093e\u092a\u0924\u094d\u0924\u0928\u092e<\/strong> \u092e\u0947\u0902<\/strong> \u0905\u0921\u093e\u0928\u0940\u0915\u0949\u0928\u0947\u0915\u094d\u0938<\/strong>–<\/strong>\u0917\u0942\u0917\u0932<\/strong> \u0921\u0947\u091f\u093e<\/strong> \u0938\u0947\u0902\u091f\u0930<\/strong> \u092a\u0930\u093f\u0938\u0930<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u092a\u093e\u0902\u091a<\/strong> \u0935\u0930\u094d\u0937\u094b\u0902<\/strong> \u092e\u0947\u0902<\/strong> \u0915\u0941\u0932<\/strong> \u0915\u093f\u0924\u0928\u0947<\/strong> \u0928\u093f\u0935\u0947\u0936<\/strong> \u0915\u0940<\/strong> \u092f\u094b\u091c\u0928\u093e<\/strong> \u092c\u0928\u093e\u0908<\/strong> \u0917\u0908<\/strong> \u0939\u0948<\/strong>?<\/strong><\/p>\n

(a) $5 \u092c\u093f\u0932\u093f\u092f\u0928<\/p>\n

(b) $10 \u092c\u093f\u0932\u093f\u092f\u0928<\/p>\n

(c) $15 \u092c\u093f\u0932\u093f\u092f\u0928<\/p>\n

(d) $20 \u092c\u093f\u0932\u093f\u092f\u0928<\/p>\n

(e) $25 \u092c\u093f\u0932\u093f\u092f\u0928<\/p>\n


\n21) <\/strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> \u092d\u0947\u0921\u093c\u093f\u092f\u0947<\/strong> (<\/strong>\u0915\u0948\u0928\u093f\u0938<\/strong> \u0932\u094d\u092f\u0942\u092a\u0938<\/strong> \u092a\u0948\u0932\u093f\u092a\u094d\u0938<\/strong>) <\/strong>\u0915\u0940<\/strong> \u0935\u0930\u094d\u0924\u092e\u093e\u0928<\/strong> \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/strong> \u092a\u094d\u0930\u0915\u0943\u0924\u093f<\/strong> \u0938\u0902\u0930\u0915\u094d\u0937\u0923<\/strong> \u0938\u0902\u0918<\/strong> (<\/strong>\u0906\u0908\u092f\u0942\u0938\u0940\u090f\u0928<\/strong>) <\/strong>\u0930\u0947\u0921<\/strong> \u0932\u093f\u0938\u094d\u091f<\/strong> \u0938\u094d\u0925\u093f\u0924\u093f<\/strong> \u0915\u094d\u092f\u093e<\/strong> \u0939\u0948<\/strong>?<\/strong><\/p>\n

(a) \u0905\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924<\/p>\n

(b) \u0938\u0902\u0915\u091f\u0917\u094d\u0930\u0938\u094d\u0924<\/p>\n

(c) \u0917\u0902\u092d\u0940\u0930 \u0930\u0942\u092a \u0938\u0947 \u0938\u0902\u0915\u091f\u0917\u094d\u0930\u0938\u094d\u0924<\/p>\n

(d) \u0928\u093f\u0915\u091f \u0938\u0902\u0915\u091f\u0917\u094d\u0930\u0938\u094d\u0924<\/p>\n

(e) \u0915\u092e \u0938\u0947 \u0915\u092e \u091a\u093f\u0902\u0924\u093e \u0915\u093e \u0935\u093f\u0937\u092f<\/p>\n


\n22) <\/strong>\u0916\u092c\u0930\u094b\u0902<\/strong> \u092e\u0947\u0902<\/strong>, <\/strong>\u092d\u093e\u0930\u0924<\/strong> \u0928\u0947<\/strong> \u092a\u0939\u0932\u0940<\/strong> \u092c\u093e\u0930<\/strong> \u0917\u0941\u091c\u0930\u093e\u0924<\/strong> \u0915\u0947<\/strong> \u0905\u0939\u092e\u0926\u093e\u092c\u093e\u0926<\/strong> \u0938\u094d\u0925\u093f\u0924<\/strong> \u0935\u0940\u0930<\/strong> \u0938\u093e\u0935\u0930\u0915\u0930<\/strong> \u0938\u094d\u092a\u094b\u0930\u094d\u091f\u094d\u0938<\/strong> \u0915\u0949\u092e\u094d\u092a\u094d\u0932\u0947\u0915\u094d\u0938<\/strong> \u092e\u0947\u0902<\/strong> 11<\/strong>\u0935\u0940\u0902<\/strong> \u090f\u0936\u093f\u092f\u093e\u0908<\/strong> \u090f\u0915\u094d\u0935\u0947\u091f\u093f\u0915\u094d\u0938<\/strong> \u091a\u0948\u0902\u092a\u093f\u092f\u0928\u0936\u093f\u092a<\/strong> \u0915\u0940<\/strong> \u092e\u0947\u091c\u093c\u092c\u093e\u0928\u0940<\/strong> \u0915\u0940\u0964<\/strong> 11<\/strong>\u0935\u0940\u0902<\/strong> \u090f\u0936\u093f\u092f\u093e\u0908<\/strong> \u090f\u0915\u094d\u0935\u0947\u091f\u093f\u0915\u094d\u0938<\/strong> \u091a\u0948\u0902\u092a\u093f\u092f\u0928\u0936\u093f\u092a<\/strong> \u0915\u093f\u0938<\/strong> \u0906\u0917\u093e\u092e\u0940<\/strong> \u092a\u094d\u0930\u092e\u0941\u0916<\/strong> \u0906\u092f\u094b\u091c\u0928<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u0915\u094d\u0935\u093e\u0932\u0940\u092b\u093e\u092f\u0930<\/strong> \u092d\u0940<\/strong> \u0930\u0939\u0940<\/strong>?<\/strong><\/p>\n

(a) 2026 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u092e\u0902\u0921\u0932 \u0916\u0947\u0932, \u092d\u093e\u0930\u0924<\/p>\n

(b) 2026 \u090f\u0936\u093f\u092f\u093e\u0908 \u0916\u0947\u0932, \u0928\u093e\u0917\u094b\u092f\u093e<\/p>\n

(c) 2025 \u0935\u093f\u0936\u094d\u0935 \u090f\u0915\u094d\u0935\u0947\u091f\u093f\u0915\u094d\u0938 \u091a\u0948\u0902\u092a\u093f\u092f\u0928\u0936\u093f\u092a, \u091c\u093e\u092a\u093e\u0928<\/p>\n

(d) 2027 \u0935\u093f\u0936\u094d\u0935 \u0916\u0947\u0932, \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u091c\u094d\u092f \u0905\u092e\u0947\u0930\u093f\u0915\u093e<\/p>\n

(e) 2026 \u0913\u0932\u0902\u092a\u093f\u0915, \u092a\u0947\u0930\u093f\u0938<\/p>\n


\n23) <\/strong>\u0939\u093e\u0932<\/strong> \u0939\u0940<\/strong> \u092e\u0947\u0902<\/strong> \u0917\u094b\u0935\u093e<\/strong> \u0915\u0947<\/strong> \u0915\u0943\u0937\u093f<\/strong> \u092e\u0902\u0924\u094d\u0930\u0940<\/strong> \u0914\u0930<\/strong> \u092a\u0942\u0930\u094d\u0935<\/strong> \u092e\u0941\u0916\u094d\u092f\u092e\u0902\u0924\u094d\u0930\u0940<\/strong> \u0930\u0935\u093f<\/strong> \u0928\u093e\u0907\u0915<\/strong> \u0915\u093e<\/strong> \u0928\u093f\u0927\u0928<\/strong> \u0939\u094b<\/strong> \u0917\u092f\u093e\u0964<\/strong> 1994 <\/strong>\u092e\u0947\u0902<\/strong> \u0917\u094b\u0935\u093e<\/strong> \u0915\u0947<\/strong> \u092e\u0941\u0916\u094d\u092f\u092e\u0902\u0924\u094d\u0930\u0940<\/strong> \u0915\u0947<\/strong> \u0930\u0942\u092a<\/strong> \u092e\u0947\u0902<\/strong> \u0928\u093e\u0907\u0915<\/strong> \u0915\u093e<\/strong> \u0926\u0942\u0938\u0930\u093e<\/strong> \u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0932<\/strong> \u0915\u093f\u0924\u0928\u0947<\/strong> \u0926\u093f\u0928\u094b\u0902<\/strong> \u0924\u0915<\/strong> \u091a\u0932\u093e<\/strong>, <\/strong>\u091c\u093f\u0938\u0938\u0947<\/strong> \u0935\u0947<\/strong> \u0917\u094b\u0935\u093e<\/strong> \u0915\u0947<\/strong> \u0907\u0924\u093f\u0939\u093e\u0938<\/strong> \u092e\u0947\u0902<\/strong> \u0938\u092c\u0938\u0947<\/strong> \u0915\u092e<\/strong> \u0938\u092e\u092f<\/strong> \u0924\u0915<\/strong> \u092e\u0941\u0916\u094d\u092f\u092e\u0902\u0924\u094d\u0930\u0940<\/strong> \u0930\u0939\u0928\u0947<\/strong> \u0935\u093e\u0932\u0947<\/strong> \u0935\u094d\u092f\u0915\u094d\u0924\u093f<\/strong> \u092c\u0928<\/strong> \u0917\u090f<\/strong>?<\/strong><\/p>\n

(a) 6 \u0926\u093f\u0928<\/p>\n

(b) 5 \u0926\u093f\u0928<\/p>\n

(c) 9 \u0926\u093f\u0928<\/p>\n

(d) 7 \u0926\u093f\u0928<\/p>\n

(e) 8 \u0926\u093f\u0928<\/p>\n


\n24) <\/strong>\u0916\u093e\u0926\u094d\u092f<\/strong> \u0926\u093f\u0935\u0938<\/strong> 2025, <\/strong>\u091c\u094b<\/strong> \u092a\u094d\u0930\u0924\u093f\u0935\u0930\u094d\u0937<\/strong> 16 <\/strong>\u0905\u0915\u094d\u091f\u0942\u092c\u0930<\/strong> \u0915\u094b<\/strong> \u092e\u0928\u093e\u092f\u093e<\/strong> \u091c\u093e\u0924\u093e<\/strong> \u0939\u0948<\/strong>, <\/strong>\u0915\u093e<\/strong> \u0935\u093f\u0937\u092f<\/strong> \u0915\u094d\u092f\u093e<\/strong> \u0939\u0948<\/strong>? <\/strong><\/p>\n

(a) \u0938\u092d\u0940 \u0915\u0947 \u0932\u093f\u090f \u0936\u0942\u0928\u094d\u092f \u092d\u0942\u0916<\/p>\n

(b) \u092c\u0947\u0939\u0924\u0930 \u092d\u094b\u091c\u0928 \u0914\u0930 \u092c\u0947\u0939\u0924\u0930 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0939\u093e\u0925 \u092e\u093f\u0932\u093e\u0928\u093e<\/p>\n

(c) \u0915\u0932 \u0915\u0947 \u0932\u093f\u090f \u091f\u093f\u0915\u093e\u090a \u0915\u0943\u0937\u093f<\/p>\n

(d) \u0917\u094d\u0930\u0939 \u0915\u094b \u092a\u094b\u0937\u093f\u0924 \u0915\u0930\u0947\u0902, \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u094b \u092a\u094b\u0937\u093f\u0924 \u0915\u0930\u0947\u0902<\/p>\n

(e) \u0938\u0902\u0915\u091f \u0915\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u0916\u093e\u0926\u094d\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e<\/p>\n


\n25) 16 <\/strong>\u0905\u0915\u094d\u091f\u0942\u092c\u0930<\/strong> 2025 <\/strong>\u0915\u094b<\/strong> \u092e\u0928\u093e\u090f<\/strong> \u091c\u093e\u0928\u0947<\/strong> \u0935\u093e\u0932\u0947<\/strong> \u0935\u093f\u0936\u094d\u0935<\/strong> \u090f\u0928\u0947\u0938\u094d\u0925\u0940\u0938\u093f\u092f\u093e<\/strong> \u0926\u093f\u0935\u0938<\/strong> \u0915\u093e<\/strong> \u0935\u093f\u0937\u092f<\/strong> \u0915\u094d\u092f\u093e<\/strong> \u0939\u0948<\/strong>?<\/strong><\/p>\n

(a) \u0938\u092d\u0940 \u0915\u0947 \u0932\u093f\u090f \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0938\u0930\u094d\u091c\u0930\u0940<\/p>\n

(b) \u0938\u0902\u091c\u094d\u091e\u093e\u0939\u0930\u0923 \u0914\u0930 \u0930\u094b\u0917\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e<\/p>\n

(c) \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0938\u094d\u0924\u0930 \u092a\u0930 \u090f\u0928\u0947\u0938\u094d\u0925\u0940\u0938\u093f\u092f\u093e \u0915\u094b \u0906\u0917\u0947 \u092c\u0922\u093c\u093e\u0928\u093e<\/p>\n

(d) \u090f\u0928\u0947\u0938\u094d\u0925\u0940\u0938\u093f\u092f\u093e \u092e\u0947\u0902 \u0928\u0935\u093e\u091a\u093e\u0930<\/p>\n

(e) \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0906\u092a\u093e\u0924 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u090f\u0928\u0947\u0938\u094d\u0925\u093f\u0938\u093f\u092f\u094b\u0932\u0949\u091c\u0940<\/p>\n


\nAnswers :<\/strong><\/span><\/p>\n

1) <\/strong>\u0909\u0924\u094d\u0924\u0930<\/strong>: C<\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e:<\/p>\n

\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0915\u0947 \u090f\u0915 \u092c\u0941\u0932\u0947\u091f\u093f\u0928 \u092a\u0947\u092a\u0930 \u092e\u0947\u0902 \u092a\u093e\u092f\u093e \u0917\u092f\u093e \u0915\u093f \u092a\u094d\u0930\u0924\u093f \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0906\u0927\u093e\u0930 \u092a\u0930, \u0938\u092d\u0940 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093e\u091c\u094d\u092f\u094b\u0902 \u092e\u0947\u0902 \u0924\u0947\u0932\u0902\u0917\u093e\u0928\u093e \u092e\u0947\u0902 \u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0907\u0902\u091f\u0930\u092b\u093c\u0947\u0938 (UPI) \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0940 \u0909\u092a\u092f\u094b\u0917 \u0924\u0940\u0935\u094d\u0930\u0924\u093e \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u0948\u0964<\/p>\n

\u0905\u0927\u094d\u092f\u092f\u0928 \u092e\u0947\u0902 UPI \u0909\u092a\u092f\u094b\u0917 \u0924\u0940\u0935\u094d\u0930\u0924\u093e \u0915\u093e \u0906\u0915\u0932\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092b\u093c\u094b\u0928\u092a\u0947 \u0932\u0947\u0928\u0926\u0947\u0928 \u0921\u0947\u091f\u093e \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u092f\u093e \u0917\u092f\u093e, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092b\u093c\u094b\u0928\u092a\u0947 \u0915\u0941\u0932 UPI \u0932\u0947\u0928\u0926\u0947\u0928 \u092e\u093e\u0924\u094d\u0930\u093e \u0915\u093e 58% \u0914\u0930 \u0915\u0941\u0932 \u0932\u0947\u0928\u0926\u0947\u0928 \u092e\u0942\u0932\u094d\u092f \u0915\u093e 53% \u0939\u0948\u0964<\/p>\n

Detailed Explanation:<\/p>\n

A Reserve Bank of India (RBI) bulletin paper found that Telangana records the highest usage intensity of Unified Payments Interface (UPI) transactions in per capita terms among all Indian States.<\/p>\n

The study used PhonePe transaction data as a proxy for assessing UPI usage intensity, since PhonePe accounts for 58% of total UPI transaction volume and 53% of total transaction value.<\/p>\n

Other states with high UPI usage intensity include Karnataka, Andhra Pradesh, Delhi, and Maharashtra, driven by urbanisation and economic activity.<\/p>\n

The paper notes that UPI\u2019s growth has significantly reduced cash demand, as reflected in the steady fall of ATM withdrawals as a percentage of GDP.<\/p>\n

The average value of UPI transactions (ticket size) has been declining over time, while most P2M transactions are below \u20b9500.<\/p>\n

Cash withdrawal intensity remains higher in northeastern States, Kerala, Goa, and Delhi, likely due to tourism, service-sector cash use, remittance inflows, and rural cash dependence.<\/p>\n


\n2) <\/strong>\u0909\u0924\u094d\u0924\u0930<\/strong>: D<\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e:<\/p>\n

\u0935\u093f\u0936\u094d\u0935 \u092c\u0948\u0902\u0915 \u0928\u0947 \u0932\u091a\u0940\u0932\u0940 \u0918\u0930\u0947\u0932\u0942 \u092e\u093e\u0902\u0917, \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0938\u0941\u0927\u093e\u0930 \u0914\u0930 \u091c\u0940\u090f\u0938\u091f\u0940 \u0938\u0941\u0927\u093e\u0930\u094b\u0902 \u0915\u0947 \u092a\u094d\u0930\u092d\u093e\u0935 \u0915\u093e \u0939\u0935\u093e\u0932\u093e \u0926\u0947\u0924\u0947 \u0939\u0941\u090f, \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2026 \u0915\u0947 \u0932\u093f\u090f \u092d\u093e\u0930\u0924 \u0915\u0940 \u091c\u0940\u0921\u0940\u092a\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0930 \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 \u091c\u0942\u0928 2025 \u0915\u0947 6.3% \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 6.5% \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948\u0964<\/p>\n

Detailed Explanation:<\/p>\n

The World Bank has raised India\u2019s GDP growth forecast to 6.5% for FY26, up from 6.3% projected in June 2025, citing resilient domestic demand, rural recovery, and the impact of GST reforms.<\/p>\n

India is expected to remain the world\u2019s fastest-growing major economy, supported by strong consumption and economic formalization.<\/p>\n

However, the World Bank revised India\u2019s FY27 growth forecast down to 6.3%, attributing it to the 50% tariff imposed by the U.S. on Indian exports.<\/p>\n


\n3) <\/strong>\u0909\u0924\u094d\u0924\u0930<\/strong>: D<\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e:<\/p>\n

\u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092e\u0941\u0926\u094d\u0930\u093e \u0915\u094b\u0937 (\u0906\u0908\u090f\u092e\u090f\u092b) \u0928\u0947 \u092d\u093e\u0930\u0924\u0940\u092f \u0928\u093f\u0930\u094d\u092f\u093e\u0924 \u092a\u0930 \u0905\u092e\u0947\u0930\u093f\u0915\u0940 \u0926\u0902\u0921\u093e\u0924\u094d\u092e\u0915 \u0936\u0941\u0932\u094d\u0915\u094b\u0902 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926, 2025-26 \u0915\u0947 \u0932\u093f\u090f \u092d\u093e\u0930\u0924 \u0915\u0947 \u0938\u0915\u0932 \u0918\u0930\u0947\u0932\u0942 \u0909\u0924\u094d\u092a\u093e\u0926 (\u091c\u0940\u0921\u0940\u092a\u0940) \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0930 \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 \u092a\u0939\u0932\u0947 \u0915\u0947 6.4% \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 6.6% \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948\u0964<\/p>\n

Detailed Explanation:<\/p>\n

The International Monetary Fund (IMF) has raised India\u2019s Gross domestic product (GDP)\u00a0 growth forecast for 2025\u201326 to 6.6% from 6.4% earlier, despite US punitive tariffs on Indian exports.<\/p>\n

The upward revision is attributed to a strong first-quarter performance, which offset the impact of higher US effective tariffs on imports from India since July 2025, according to the IMF\u2019s World Economic Outlook report.<\/p>\n

In the April\u2013June quarter of FY26, India\u2019s GDP grew 7.8%, the fastest pace in at least a year, driven by robust private consumption.<\/p>\n


\n4) <\/strong>\u0909\u0924\u094d\u0924\u0930<\/strong>: B<\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n

\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0927\u093f \u0938\u0902\u0917\u0920\u0928 (\u0908\u092a\u0940\u090f\u092b\u0913) \u0928\u0947 \u0905\u092a\u0928\u0947 \u0928\u093f\u0915\u093e\u0938\u0940 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u094b \u0938\u0930\u0932 \u092c\u0928\u093e \u0926\u093f\u092f\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0938\u0926\u0938\u094d\u092f \u0905\u092a\u0928\u0947 \u0908\u092a\u0940\u090f\u092b \u0936\u0947\u0937 \u0930\u093e\u0936\u093f \u0915\u093e 100% \u0924\u0915 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u092e\u0947\u0902 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0914\u0930 \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0926\u094b\u0928\u094b\u0902 \u0915\u093e \u092f\u094b\u0917\u0926\u093e\u0928 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\/p>\n

\u092f\u0939 \u0928\u093f\u0930\u094d\u0923\u092f \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u0936\u094d\u0930\u092e \u090f\u0935\u0902 \u0930\u094b\u091c\u0917\u093e\u0930 \u092e\u0902\u0924\u094d\u0930\u0940 \u092e\u0928\u0938\u0941\u0916 \u092e\u0902\u0921\u093e\u0935\u093f\u092f\u093e \u0915\u0940 \u0905\u0927\u094d\u092f\u0915\u094d\u0937\u0924\u093e \u092e\u0947\u0902 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u0928\u094d\u092f\u093e\u0938\u0940 \u092c\u094b\u0930\u094d\u0921 (\u0938\u0940\u092c\u0940\u091f\u0940) \u0915\u0940 238\u0935\u0940\u0902 \u092c\u0948\u0920\u0915 \u092e\u0947\u0902 \u0932\u093f\u092f\u093e \u0917\u092f\u093e\u0964<\/p>\n

13 \u0928\u093f\u0915\u093e\u0938\u0940 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u094b \u090f\u0915 \u090f\u0915\u0940\u0915\u0943\u0924 \u0928\u093f\u092f\u092e \u092e\u0947\u0902 \u092e\u093f\u0932\u093e \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u091c\u093f\u0938\u0947 \u0905\u092c \u0924\u0940\u0928 \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 – \u0906\u0935\u0936\u094d\u092f\u0915 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u090f\u0901, \u0906\u0935\u093e\u0938 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u090f\u0901 \u0914\u0930 \u0935\u093f\u0936\u0947\u0937 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u093e\u0901 – \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0935\u0930\u094d\u0917\u0940\u0915\u0943\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/p>\n

Detailed Explanation:<\/p>\n

The Employees’ Provident Fund Organisation (EPFO) has simplified its withdrawal rules, allowing members to withdraw up to 100% of their EPF balance, including both employee and employer contributions.<\/p>\n

The decision was taken at the 238th meeting of the Central Board of Trustees (CBT) chaired by Union Labour and Employment Minister Mansukh Mandaviya.<\/p>\n

13 withdrawal rules have been merged into one unified rule, now classified under three categories \u2014 Essential Needs, Housing Needs, and Special Circumstances.<\/p>\n

Education withdrawals can now be made up to 10 times and marriage withdrawals up to 5 times (earlier combined limit was 3).<\/p>\n

The minimum service period for partial withdrawals has been reduced to 12 months.<\/p>\n

Under Special Circumstances, members don\u2019t need to specify reasons for withdrawal.<\/p>\n


\n5) <\/strong>\u0909\u0924\u094d\u0924\u0930<\/strong>: C<\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n

\u0908\u092a\u0940\u090f\u092b\u0913, \u0907\u0902\u0921\u093f\u092f\u093e \u092a\u094b\u0938\u094d\u091f \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u092c\u0948\u0902\u0915 (\u0906\u0908\u092a\u0940\u092a\u0940\u092c\u0940) \u0915\u0947 \u0938\u093e\u0925 \u092e\u093f\u0932\u0915\u0930 \u0908\u092a\u0940\u090f\u0938-95 \u092a\u0947\u0902\u0936\u0928\u092d\u094b\u0917\u093f\u092f\u094b\u0902 \u0915\u094b \u0909\u0928\u0915\u0947 \u0918\u0930 \u092a\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u091c\u0940\u0935\u0928 \u092a\u094d\u0930\u092e\u093e\u0923 \u092a\u0924\u094d\u0930 (\u0921\u0940\u090f\u0932\u0938\u0940) \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0947\u0917\u093e\u0964 \u0907\u0938\u0915\u0940 \u0932\u093e\u0917\u0924 50 \u0930\u0941\u092a\u092f\u0947 \u092a\u094d\u0930\u0924\u093f \u092a\u094d\u0930\u092e\u093e\u0923 \u092a\u0924\u094d\u0930 \u0939\u094b\u0917\u0940, \u091c\u093f\u0938\u0915\u093e \u0935\u0939\u0928 \u0908\u092a\u0940\u090f\u092b\u0913 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964<\/p>\n

Detailed Explanation:<\/p>\n

EPFO will collaborate with India Post Payments Bank (IPPB) to deliver Digital Life Certificates (DLCs) to EPS-95 pensioners at their doorstep, costing \u20b950 per certificate, borne by EPFO.<\/p>\n

EPFO launched EPFO 3.0, a major digital upgrade using Core Banking and cloud-based technology for faster and more secure services.<\/p>\n

EPFO 3.0 offers instant claim settlements, multilingual self-service options, and automatic payroll-linked contributions for 30 crore members.<\/p>\n

The Board appointed four new Fund Managers to handle EPFO\u2019s debt investments for the next five years.<\/p>\n


\n6) <\/strong>\u0909\u0924\u094d\u0924\u0930<\/strong>: B<\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e:<\/p>\n

\u0911\u091f\u094b\u092e\u0947\u091f\u0947\u0921 \u091f\u0947\u0932\u0930 \u092e\u0936\u0940\u0928 (\u090f\u091f\u0940\u090f\u092e) \u090f\u0915 \u0915\u092e\u094d\u092a\u094d\u092f\u0942\u091f\u0930\u0940\u0915\u0943\u0924 \u092e\u0936\u0940\u0928 \u0939\u0948 \u091c\u094b \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u092c\u0948\u0902\u0915 \u0936\u093e\u0916\u093e \u092e\u0947\u0902 \u091c\u093e\u090f \u092c\u093f\u0928\u093e \u0939\u0940 \u0905\u092a\u0928\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u094b\u0902 \u0938\u0947 \u0928\u0915\u0926 \u0928\u093f\u0915\u093e\u0938\u0940 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u090f\u0935\u0902 \u0917\u0948\u0930-\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0924\u0940 \u0939\u0948\u0964<\/p>\n

\u0928\u093f\u0903\u0936\u0941\u0932\u094d\u0915 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u093e \u0928\u093f\u092f\u092e \u092c\u0947\u0938\u093f\u0915 \u0938\u0947\u0935\u093f\u0902\u0917\u094d\u0938 \u092c\u0948\u0902\u0915 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0905\u0915\u093e\u0909\u0902\u091f\u094d\u0938 (\u092c\u0940\u090f\u0938\u092c\u0940\u0921\u0940\u090f) \u092a\u0930 \u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e, \u091c\u093f\u0928\u0915\u0940 \u0905\u092a\u0928\u0940 \u0928\u093f\u0915\u093e\u0938\u0940 \u0936\u0930\u094d\u0924\u0947\u0902 \u0939\u094b\u0924\u0940 \u0939\u0948\u0902\u0964<\/p>\n

Detailed Explanation:<\/p>\n

An Automated Teller Machine (ATM) is a computerised machine that allows customers to access their bank accounts for cash withdrawal and perform financial and non-financial transactions without visiting a bank branch.<\/p>\n

White Label ATMs (WLAs) are ATMs set up, owned, and operated by non-banks, authorised by the Reserve Bank of India (RBI) under the Payment and Settlement Systems Act, 2007.<\/p>\n

For customers, facilities at WLAs and bank ATMs are the same, offering similar transaction options.<\/p>\n

RBI permitted non-bank entities to set up WLAs to increase ATM penetration in semi-urban and rural areas for better financial inclusion.<\/p>\n

Services and Transactions<\/p>\n

ATMs\/WLAs provide multiple services like cash withdrawal, balance enquiry, mini statement, bill payment, and PIN change, though mobile recharge is not allowed at WLAs.<\/p>\n

ATM cards, debit cards, credit cards, and prepaid cards can be used at ATMs\/WLAs depending on issuer permissions.<\/p>\n

A valid card and PIN are required to transact at an ATM\/WLA, though card-less withdrawals are now also permitted by the RBI.<\/p>\n

The PIN (Personal Identification Number) is a numeric password issued by banks, which must be kept confidential and changed regularly.<\/p>\n

Cards issued by any Indian bank can be used at any ATM or WLA across the country.<\/p>\n

On-Us transaction means using your own bank\u2019s ATM, while Off-Us transaction means using another bank\u2019s ATM or WLA.<\/p>\n

Free Transaction Limits and Charges<\/p>\n

Savings bank account holders are entitled to minimum free transactions<\/p>\n

Five free On-Us transactions (own bank\u2019s ATM) per month,<\/p>\n

Three free Off-Us transactions at metro locations, and<\/p>\n

Five free Off-Us transactions at non-metro locations.<\/p>\n

Banks can offer more free transactions than the RBI\u2019s minimum requirement.<\/p>\n

The rule for free transactions does not apply to Basic Savings Bank Deposit Accounts (BSBDA), which have their own withdrawal conditions.<\/p>\n

Non-cash transactions and failed transactions (due to technical errors or no cash) are not counted towards the free transaction limit.<\/p>\n

ATMs must clearly display whether they are located in a metro or non-metro area for customer clarity.<\/p>\n

Charges beyond free limits cannot exceed \u20b923 per transaction (plus taxes).<\/p>\n

Charges for cash withdrawal using credit cards or ATMs abroad are decided by individual banks.<\/p>\n


\n7) <\/strong>\u0909\u0924\u094d\u0924\u0930<\/strong>: E<\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n

\u0936\u094d\u0930\u092e \u090f\u0935\u0902 \u0930\u094b\u091c\u0917\u093e\u0930 \u092e\u0902\u0924\u094d\u0930\u0940 \u0921\u0949. \u092e\u0928\u0938\u0941\u0916 \u092e\u0902\u0921\u093e\u0935\u093f\u092f\u093e \u0928\u0947 \u0928\u0908 \u0926\u093f\u0932\u094d\u0932\u0940 \u092e\u0947\u0902 \u0908\u092a\u0940\u090f\u092b\u0913 \u0915\u0947 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u0928\u094d\u092f\u093e\u0938\u0940 \u092c\u094b\u0930\u094d\u0921 (\u0938\u0940\u092c\u0940\u091f\u0940) \u0915\u0940 238\u0935\u0940\u0902 \u092c\u0948\u0920\u0915 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0935\u093f\u0936\u094d\u0935\u093e\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u093e \u0936\u0941\u092d\u093e\u0930\u0902\u092d \u0915\u093f\u092f\u093e\u0964<\/p>\n

\u0915\u0935\u0930\u0947\u091c:<\/p>\n

\u0927\u093e\u0930\u093e 14\u092c\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0932\u0902\u092c\u093f\u0924 \u092e\u0941\u0915\u0926\u092e\u0947<\/p>\n

\u0905\u0935\u0948\u0924\u0928\u093f\u0915 \u0926\u0902\u0921\u093e\u0924\u094d\u092e\u0915 \u0915\u094d\u0937\u0924\u093f \u0906\u0926\u0947\u0936<\/p>\n

\u0928\u094d\u092f\u093e\u092f-\u092a\u0942\u0930\u094d\u0935 \u091a\u0942\u0915<\/p>\n

Detailed Explanation:<\/p>\n

Labour and Employment Minister Dr. Mansukh Mandaviya launched the Vishwas Scheme during the 238th meeting of the Central Board of Trustees (CBT) of EPFO in New Delhi.<\/p>\n

The scheme aims to reduce prolonged litigation under the Employees\u2019 Provident Fund (EPF) & Miscellaneous Provisions Act, rationalize penal damages, and enhance member convenience.<\/p>\n

Objective: Simplify and rationalize penalties for delayed EPF remittances, covering pending, ongoing, and future cases under specified categories.<\/p>\n

Uniform Penal Rate: 1% per month for most delayed payments.<\/p>\n

Graded Lower Rates:<\/p>\n

0.25% per month for delays up to 2 months<\/p>\n

0.50% per month for delays up to 4 months<\/p>\n

Coverage:<\/p>\n

Pending litigation under Section 14B<\/p>\n

Unpaid penal damage orders<\/p>\n

Pre-adjudication defaults<\/p>\n

Legal Impact: Compliance under Vishwas will result in abatement or withdrawal of litigation.<\/p>\n

Duration: Initially 6 months, with provision for extension.<\/p>\n


\n8) <\/strong>\u0909\u0924\u094d\u0924\u0930<\/strong>: A<\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e:<\/p>\n

\u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092e\u0902\u0924\u094d\u0930\u0940 \u0905\u0936\u094d\u0935\u093f\u0928\u0940 \u0935\u0948\u0937\u094d\u0923\u0935 \u0928\u0947 \u092e\u0948\u092a\u092e\u093e\u0908\u0907\u0902\u0921\u093f\u092f\u093e \u0926\u094d\u0935\u093e\u0930\u093e \u0935\u093f\u0915\u0938\u093f\u0924 \u0928\u0947\u0935\u093f\u0917\u0947\u0936\u0928 \u0910\u092a \u092e\u0948\u092a\u0932\u094d\u0938 \u0915\u093e \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0938\u092e\u0930\u094d\u0925\u0928 \u0915\u093f\u092f\u093e, \u091c\u094b \u0906\u0924\u094d\u092e\u0928\u093f\u0930\u094d\u092d\u0930 \u092d\u093e\u0930\u0924 \u092a\u0939\u0932 \u0915\u0947 \u0924\u0939\u0924 \u0921\u093f\u091c\u093f\u091f\u0932 \u0906\u0924\u094d\u092e\u0928\u093f\u0930\u094d\u092d\u0930\u0924\u093e \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0924\u0947 \u0939\u0941\u090f \u0917\u0942\u0917\u0932 \u092e\u0948\u092a\u094d\u0938 \u0915\u093e \u090f\u0915 \u0935\u094d\u092f\u0935\u0939\u093e\u0930\u094d\u092f \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964<\/p>\n

Detailed Explanation:<\/p>\n

Union Minister Ashwini Vaishnaw publicly endorsed Mappls, a navigation app developed by MapmyIndia, as a viable alternative to Google Maps, promoting digital self-reliance under the Atmanirbhar Bharat initiative.<\/p>\n

Following the endorsement:<\/p>\n

Mappls became the second most downloaded navigation app on the Apple App Store, after Google Maps.<\/p>\n

On Google Play, the app crossed 1 crore (10 million) downloads.<\/p>\n

Daily downloads rose tenfold within two weeks.<\/p>\n

Indian Railways is preparing to sign a Memorandum of Understanding (MoU) to integrate Mappls\u2019 mapping services.<\/p>\n