{"id":265237,"date":"2025-11-20T14:21:59","date_gmt":"2025-11-20T08:51:59","guid":{"rendered":"https:\/\/www.ibpsguide.com\/?p=265237"},"modified":"2025-11-20T14:23:35","modified_gmt":"2025-11-20T08:53:35","slug":"daily-current-affairs-questions-quiz-in-hindi-09th-10th-november-2025","status":"publish","type":"post","link":"https:\/\/www.ibpsguide.com\/hi\/daily-current-affairs-questions-quiz-in-hindi-09th-10th-november-2025\/","title":{"rendered":"Daily Current Affairs Questions Quiz in Hindi \u2013 09th & 10th November 2025"},"content":{"rendered":"

Dear Readers, Daily Current Affairs Questions Quiz in Hindi<\/strong> for IBPS, SBI, RRB, SSC Exam 2025 of 09th & 10th November 2025. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz in Hindi based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RRB, SSC Exam 2025 & other competitive exams can make use of these Current Affairs Quiz.<\/p>\n

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Start Quiz<\/strong><\/a><\/span><\/p>\n

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1) <\/strong>\u092d\u093e\u0930\u0924<\/strong> \u0915\u0940<\/strong> \u092c\u0922\u093c\u0924\u0940<\/strong> \u0935\u093f\u0924\u094d\u0924\u0940\u092f<\/strong> \u0924\u093e\u0915\u0924<\/strong> \u0915\u094b<\/strong> \u0926\u0930\u094d\u0936\u093e\u0928\u0947<\/strong> \u0935\u093e\u0932\u0940<\/strong> \u090f\u0915<\/strong> \u0910\u0924\u093f\u0939\u093e\u0938\u093f\u0915<\/strong> \u0909\u092a\u0932\u092c\u094d\u0927\u093f<\/strong> \u092e\u0947\u0902<\/strong>, <\/strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> \u0938\u094d\u091f\u0947\u091f<\/strong> \u092c\u0948\u0902\u0915<\/strong> \u0939\u093e\u0932<\/strong> \u0939\u0940<\/strong> \u092e\u0947\u0902<\/strong> \u0915\u094c\u0928<\/strong> \u0938\u093e<\/strong> \u0910\u0924\u093f\u0939\u093e\u0938\u093f\u0915<\/strong> \u092e\u0940\u0932<\/strong> \u0915\u093e<\/strong> \u092a\u0924\u094d\u0925\u0930<\/strong> \u092a\u093e\u0930<\/strong> \u0915\u0930\u0928\u0947<\/strong> \u0935\u093e\u0932\u093e<\/strong> \u092a\u0939\u0932\u093e<\/strong> \u092d\u093e\u0930\u0924\u0940\u092f<\/strong> \u092c\u0948\u0902\u0915<\/strong> \u092c\u0928<\/strong> \u0917\u092f\u093e<\/strong>, <\/strong>\u091c\u093f\u0938\u0928\u0947<\/strong> \u090b\u0923<\/strong> \u0914\u0930<\/strong> \u091c\u092e\u093e<\/strong> \u0926\u094b\u0928\u094b\u0902<\/strong> \u092e\u0947\u0902<\/strong> \u0905\u092a\u0928\u0940<\/strong> \u092c\u0947\u091c\u094b\u0921\u093c<\/strong> \u092a\u0939\u0941\u0902\u091a<\/strong> \u0915\u093e<\/strong> \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928<\/strong> \u0915\u093f\u092f\u093e<\/strong>?<\/strong><\/p>\n

(a) \u0915\u0941\u0932 \u0915\u093e\u0930\u094b\u092c\u093e\u0930 \u20b950 \u091f\u094d\u0930\u093f\u0932\u093f\u092f\u0928<\/p>\n

(b) 50 \u092c\u093f\u0932\u093f\u092f\u0928 \u092c\u093e\u091c\u093e\u0930 \u092a\u0942\u0902\u091c\u0940\u0915\u0930\u0923<\/p>\n

(c) \u0915\u0941\u0932 \u0915\u093e\u0930\u094b\u092c\u093e\u0930 \u20b9100 \u091f\u094d\u0930\u093f\u0932\u093f\u092f\u0928<\/p>\n

(d) 1 \u091f\u094d\u0930\u093f\u0932\u093f\u092f\u0928 \u0915\u0940 \u0938\u0902\u092a\u0924\u094d\u0924\u093f<\/p>\n

(e) \u20b944.2 \u091f\u094d\u0930\u093f\u0932\u093f\u092f\u0928 \u091c\u092e\u093e<\/p>\n


\n2) “<\/strong>\u092f\u0942\u0928\u093e\u0907\u091f\u0947\u0921<\/strong> \u092c\u0948\u0902\u0915<\/strong> \u0911\u092b<\/strong> \u0907\u0902\u0921\u093f\u092f\u093e<\/strong> \u0914\u0930<\/strong> \u0913\u0930\u093f\u090f\u0902\u091f\u0932<\/strong> \u092c\u0948\u0902\u0915<\/strong> \u0911\u092b<\/strong> \u0915\u0949\u092e\u0930\u094d\u0938<\/strong>, <\/strong>\u0926\u094b<\/strong> \u092a\u0941\u0930\u093e\u0928\u0947<\/strong> \u092c\u0948\u0902\u0915\u094b\u0902<\/strong> \u0915\u093e<\/strong> \u090f\u0915<\/strong> \u0910\u0924\u093f\u0939\u093e\u0938\u093f\u0915<\/strong> \u0938\u092e\u0947\u0915\u0928<\/strong> \u0915\u0926\u092e<\/strong> \u0915\u0947<\/strong> \u0924\u0939\u0924<\/strong> \u0935\u093f\u0932\u092f<\/strong> \u0915\u0930<\/strong> \u0926\u093f\u092f\u093e<\/strong> \u0917\u092f\u093e<\/strong> \u0924\u093e\u0915\u093f<\/strong> \u0935\u0948\u0936\u094d\u0935\u093f\u0915<\/strong> \u0938\u094d\u0924\u0930<\/strong> \u092a\u0930<\/strong> \u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u0923<\/strong> \u0938\u0902\u092d\u093e\u0932\u0928\u0947<\/strong> \u092e\u0947\u0902<\/strong> \u0938\u0915\u094d\u0937\u092e<\/strong> \u090f\u0915<\/strong> \u092e\u091c\u092c\u0942\u0924<\/strong> \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915<\/strong> \u0915\u094d\u0937\u0947\u0924\u094d\u0930<\/strong> \u0915\u0940<\/strong> \u0907\u0915\u093e\u0908<\/strong> \u092c\u0928\u093e\u0908<\/strong> \u091c\u093e<\/strong> \u0938\u0915\u0947\u0964<\/strong>” <\/strong>\u0907\u0938<\/strong> \u0935\u093f\u0932\u092f<\/strong> \u0938\u0947<\/strong> \u0915\u094c\u0928<\/strong> \u0938\u093e<\/strong> \u092a\u094d\u0930\u092e\u0941\u0916<\/strong> \u092c\u0948\u0902\u0915<\/strong> \u0909\u092d\u0930\u093e<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u0915\u0947\u0928\u0930\u093e \u092c\u0948\u0902\u0915<\/p>\n

(b) \u092a\u0902\u091c\u093e\u092c \u0928\u0947\u0936\u0928\u0932 \u092c\u0948\u0902\u0915<\/p>\n

(c) \u092f\u0942\u0928\u093f\u092f\u0928 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e<\/p>\n

(d) \u0907\u0902\u0921\u093f\u092f\u0928 \u092c\u0948\u0902\u0915<\/p>\n

(e) \u092c\u0948\u0902\u0915 \u0911\u092b \u092c\u0921\u093c\u094c\u0926\u093e<\/p>\n


\n3) <\/strong>\u090f\u0928\u092c\u0940\u090f\u092b\u0938\u0940<\/strong> (NBFC) <\/strong>\u0926\u094d\u0935\u093e\u0930\u093e<\/strong> \u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u093f\u0924<\/strong> \u0909\u091a\u094d\u091a<\/strong> \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e<\/strong> \u0935\u093e\u0932\u0940<\/strong> \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940<\/strong> \u0922\u093e\u0902\u091a\u093e<\/strong> \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u091c\u094b\u0916\u093f\u092e<\/strong> \u092d\u093e\u0930<\/strong> \u092a\u0930<\/strong> \u0906\u0930\u092c\u0940\u0906\u0908<\/strong> \u0915\u0947<\/strong> \u0928\u090f<\/strong> \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935<\/strong> \u0915\u0947<\/strong> \u092c\u093e\u0930\u0947<\/strong> \u092e\u0947\u0902<\/strong> \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924<\/strong> \u092e\u0947\u0902<\/strong> \u0938\u0947<\/strong> \u0915\u094c\u0928<\/strong> \u0938\u093e<\/strong> \u0915\u0925\u0928<\/strong> \u0938\u0924\u094d\u092f<\/strong> \u0939\u0948<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u0910\u0938\u0940 \u0938\u092d\u0940 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u092a\u0930 100% \u091c\u094b\u0916\u093f\u092e \u092d\u093e\u0930 \u0932\u093e\u0917\u0942 \u0930\u0939\u0947\u0917\u093e<\/p>\n

(b) 10% \u0938\u0947 \u0905\u0927\u093f\u0915 \u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u0935\u093e\u0932\u0940 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u092a\u0930 25% \u091c\u094b\u0916\u093f\u092e \u092d\u093e\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0917\u093e<\/p>\n

(c) \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928 1 \u091c\u0928\u0935\u0930\u0940, 2026 \u0938\u0947 \u0936\u0941\u0930\u0942 \u0939\u094b\u0917\u093e<\/p>\n

(d) \u0915\u0947\u0935\u0932 \u0938\u0930\u0915\u093e\u0930\u0940 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u090f\u0902 \u0939\u0940 \u0915\u092e \u091c\u094b\u0916\u093f\u092e \u092d\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u092f\u094b\u0917\u094d\u092f \u0939\u0948\u0902<\/p>\n

(e) 5-10% \u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u0935\u093e\u0932\u0940 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u092a\u0930 75% \u091c\u094b\u0916\u093f\u092e \u092d\u093e\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0917\u093e<\/p>\n


\n4) 2025-26 <\/strong>\u0915\u0940<\/strong> \u092a\u0939\u0932\u0940<\/strong> \u0924\u093f\u092e\u093e\u0939\u0940<\/strong> \u092e\u0947\u0902<\/strong> \u0939\u093e\u0909\u0938<\/strong> \u092a\u094d\u0930\u093e\u0907\u0938<\/strong> \u0907\u0902\u0921\u0947\u0915\u094d\u0938<\/strong> (HPI) <\/strong>\u0915\u0947<\/strong> \u0905\u092a\u0928\u0947<\/strong> \u0928\u0935\u0940\u0928\u0924\u092e<\/strong> \u0935\u093f\u0938\u094d\u0924\u093e\u0930<\/strong> \u0915\u0947<\/strong> \u0924\u0939\u0924<\/strong>, <\/strong>\u092d\u093e\u0930\u0924\u0940\u092f<\/strong> \u0930\u093f\u091c\u093c\u0930\u094d\u0935<\/strong> \u092c\u0948\u0902\u0915<\/strong> (RBI) <\/strong>\u0928\u0947<\/strong> \u0930\u093f\u092f\u0932<\/strong> \u090f\u0938\u094d\u091f\u0947\u091f<\/strong> \u0915\u0947<\/strong> \u0905\u0927\u093f\u0915<\/strong> \u0938\u091f\u0940\u0915<\/strong> \u0930\u0941\u091d\u093e\u0928\u094b\u0902<\/strong> \u0915\u094b<\/strong> \u0926\u0930\u094d\u0936\u093e\u0928\u0947<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u0906\u0920<\/strong> \u0928\u090f<\/strong> \u0936\u0939\u0930\u094b\u0902<\/strong> \u0915\u094b<\/strong> \u091c\u094b\u0921\u093c\u093e<\/strong> \u0939\u0948\u0964<\/strong> \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924<\/strong> \u092e\u0947\u0902<\/strong> \u0938\u0947<\/strong> \u0915\u094c\u0928<\/strong> \u0938\u093e<\/strong> \u0936\u0939\u0930<\/strong> \u0907\u0938<\/strong> \u0938\u0942\u091a\u0915\u093e\u0902\u0915<\/strong> \u092e\u0947\u0902<\/strong> \u0928\u090f<\/strong> \u0936\u093e\u092e\u093f\u0932<\/strong> \u0915\u093f\u090f<\/strong> \u0917\u090f<\/strong> \u0936\u0939\u0930\u094b\u0902<\/strong> \u092e\u0947\u0902<\/strong> \u0938\u0947<\/strong> \u090f\u0915<\/strong> \u0939\u0948<\/strong>?<\/strong><\/p>\n

(a)\u00a0 \u0928\u093e\u0917\u092a\u0941\u0930<\/p>\n

(b) \u092c\u0947\u0902\u0917\u0932\u0941\u0930\u0941<\/p>\n

(c) \u091c\u092f\u092a\u0941\u0930<\/p>\n

(d) \u0932\u0916\u0928\u090a<\/p>\n

(e) \u0938\u0942\u0930\u0924<\/p>\n


\n5) <\/strong>\u0938\u092c\u0938\u0947<\/strong> \u0915\u092e<\/strong> \u092e\u093e\u0924\u094d\u0930\u093e<\/strong> \u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940<\/strong> \u0915\u0947<\/strong> \u092c\u093e\u0935\u091c\u0942\u0926<\/strong>, <\/strong>\u0915\u093f\u0938<\/strong> \u0921\u093f\u091c\u093f\u091f\u0932<\/strong> \u092d\u0941\u0917\u0924\u093e\u0928<\/strong> \u092a\u094d\u0930\u0923\u093e\u0932\u0940<\/strong> \u0928\u0947<\/strong> H1 2025 <\/strong>\u092e\u0947\u0902<\/strong> \u0932\u0947\u0928\u0926\u0947\u0928<\/strong> \u092e\u0942\u0932\u094d\u092f<\/strong> \u0915\u093e<\/strong> \u0909\u091a\u094d\u091a\u0924\u092e<\/strong> \u0939\u093f\u0938\u094d\u0938\u093e<\/strong> \u0939\u093e\u0938\u093f\u0932<\/strong> \u0915\u093f\u092f\u093e<\/strong>?<\/strong><\/p>\n

(a) \u090f\u0928\u0908\u090f\u092b\u091f\u0940<\/p>\n

(b) \u092f\u0942\u092a\u0940\u0906\u0908<\/p>\n

(c) \u0906\u0908\u090f\u092e\u092a\u0940\u090f\u0938<\/p>\n

(d) \u0906\u0930\u091f\u0940\u091c\u0940\u090f\u0938<\/p>\n

(e) \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921<\/p>\n


\n6) <\/strong>\u0926\u093f\u0932\u094d\u0932\u0940<\/strong> \u092e\u0947\u0902<\/strong> \u0938\u0930\u094d\u0926\u093f\u092f\u094b\u0902<\/strong> \u092e\u0947\u0902<\/strong> \u092c\u093f\u0917\u0921\u093c\u0924\u0947<\/strong> \u0935\u093e\u092f\u0941<\/strong> \u092a\u094d\u0930\u0926\u0942\u0937\u0923<\/strong> \u0938\u0947<\/strong> \u0928\u093f\u092a\u091f\u0928\u0947<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong>, <\/strong>\u0935\u094d\u092f\u0938\u094d\u0924<\/strong> \u0938\u092e\u092f<\/strong> \u092e\u0947\u0902<\/strong> \u092f\u093e\u0924\u093e\u092f\u093e\u0924<\/strong> \u0915\u0940<\/strong> \u092d\u0940\u0921\u093c<\/strong> \u0915\u094b<\/strong> \u0915\u092e<\/strong> \u0915\u0930\u0928\u0947<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u0926\u093f\u0932\u094d\u0932\u0940<\/strong> \u0938\u0930\u0915\u093e\u0930<\/strong> \u0915\u0947<\/strong> \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f\u094b\u0902<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u0915\u094d\u092f\u093e<\/strong> \u0928\u090f<\/strong> \u0915\u093e\u0930\u094d\u092f<\/strong> \u0918\u0902\u091f\u0947<\/strong> \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924<\/strong> \u0915\u093f\u090f<\/strong> \u0917\u090f<\/strong> \u0939\u0948\u0902<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u0938\u0941\u092c\u0939 9:00 \u092c\u091c\u0947 \u0938\u0947 \u0936\u093e\u092e 5:30 \u092c\u091c\u0947 \u0924\u0915<\/p>\n

(b) \u0938\u0941\u092c\u0939 8:30 \u0938\u0947 \u0936\u093e\u092e 5:00 \u092c\u091c\u0947 \u0924\u0915<\/p>\n

(c) \u0938\u0941\u092c\u0939 9:30 \u0938\u0947 \u0936\u093e\u092e 6:00 \u092c\u091c\u0947 \u0924\u0915<\/p>\n

(d) \u0938\u0941\u092c\u0939 10:00 \u092c\u091c\u0947 \u0938\u0947 \u0936\u093e\u092e 6:30 \u092c\u091c\u0947 \u0924\u0915<\/p>\n

(e) \u0938\u0941\u092c\u0939 10:30 \u0938\u0947 \u0936\u093e\u092e 7:00 \u092c\u091c\u0947 \u0924\u0915<\/p>\n


\n7) <\/strong>\u0915\u094c\u0928<\/strong> \u0938\u093e<\/strong> \u092d\u093e\u0930\u0924\u0940\u092f<\/strong> \u0930\u093e\u091c\u094d\u092f<\/strong> \u092e\u0939\u093f\u0932\u093e<\/strong> \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u092a\u094d\u0930\u0924\u093f\u0935\u0930\u094d\u0937<\/strong> 12 <\/strong>\u0926\u093f\u0928\u094b\u0902<\/strong> \u0915\u0947<\/strong> \u0938\u0935\u0947\u0924\u0928<\/strong> \u092e\u093e\u0938\u093f\u0915<\/strong> \u0927\u0930\u094d\u092e<\/strong> \u0905\u0935\u0915\u093e\u0936<\/strong> \u0915\u094b<\/strong> \u092e\u0902\u091c\u0942\u0930\u0940<\/strong> \u0926\u0947\u0928\u0947<\/strong> \u0935\u093e\u0932\u093e<\/strong> \u092a\u0939\u0932\u093e<\/strong> \u0930\u093e\u091c\u094d\u092f<\/strong> \u092c\u0928<\/strong> \u0917\u092f\u093e<\/strong>? <\/strong><\/p>\n

(a) \u0915\u0947\u0930\u0932<\/p>\n

(b) \u092e\u0939\u093e\u0930\u093e\u0937\u094d\u091f\u094d\u0930<\/p>\n

(c) \u0915\u0930\u094d\u0928\u093e\u091f\u0915<\/p>\n

(d) \u0924\u092e\u093f\u0932\u0928\u093e\u0921\u0941<\/p>\n

(e) \u0917\u0941\u091c\u0930\u093e\u0924<\/p>\n


\n8) <\/strong>\u092d\u093e\u0930\u0924<\/strong> \u092e\u0947\u0902<\/strong> \u0935\u093f\u0915\u0938\u093f\u0924<\/strong> \u0915\u094c\u0928<\/strong> \u0938\u0940<\/strong> \u0938\u092b\u0932<\/strong> \u0925\u0947\u0930\u0947\u092a\u0940<\/strong>, <\/strong>\u0928\u0947\u0915\u094d\u0938\u0915\u093e\u0930<\/strong>19, <\/strong>\u0935\u093f\u0936\u0947\u0937<\/strong> \u0930\u0942\u092a<\/strong> \u0938\u0947<\/strong> \u0932\u094d\u092f\u0942\u0915\u0947\u092e\u093f\u092f\u093e<\/strong> \u0914\u0930<\/strong> \u0932\u093f\u092e\u094d\u092b\u094b\u092e\u093e<\/strong> \u091c\u0948\u0938\u0947<\/strong> \u092c\u0940<\/strong>–<\/strong>\u0938\u0947\u0932<\/strong> \u0930\u0915\u094d\u0924<\/strong> \u0915\u0948\u0902\u0938\u0930<\/strong> \u0915\u0947<\/strong> \u0907\u0932\u093e\u091c<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u0932\u0915\u094d\u0937\u093f\u0924<\/strong> \u0939\u0948<\/strong>, <\/strong>\u0935\u093f\u0936\u0947\u0937<\/strong> \u0930\u0942\u092a<\/strong> \u0938\u0947<\/strong> \u0909\u0928<\/strong> \u0930\u094b\u0917\u093f\u092f\u094b\u0902<\/strong> \u092e\u0947\u0902<\/strong> \u091c\u094b<\/strong> \u0915\u0940\u092e\u094b\u0925\u0947\u0930\u0947\u092a\u0940<\/strong> \u0915\u0947<\/strong> \u092a\u094d\u0930\u0924\u093f<\/strong> \u0905\u0928\u0941\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940<\/strong> \u0939\u0948\u0902<\/strong>?<\/strong><\/p>\n

(a) \u092b\u0947\u092b\u0921\u093c\u094b\u0902 \u0915\u0947 \u0915\u0948\u0902\u0938\u0930 \u0915\u093e \u0907\u0932\u093e\u091c<\/p>\n

(b) \u0938\u094d\u0924\u0928 \u0915\u0948\u0902\u0938\u0930 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e<\/p>\n

(c) \u0932\u094d\u092f\u0942\u0915\u0947\u092e\u093f\u092f\u093e \u0914\u0930 \u0932\u093f\u092e\u094d\u092b\u094b\u092e\u093e \u091c\u0948\u0938\u0947 \u092c\u0940-\u0915\u094b\u0936\u093f\u0915\u093e \u0930\u0915\u094d\u0924 \u0915\u0948\u0902\u0938\u0930<\/p>\n

(d) \u0924\u094d\u0935\u091a\u093e \u0915\u0948\u0902\u0938\u0930 \u0915\u093e \u0909\u092a\u091a\u093e\u0930<\/p>\n

(e) \u092e\u0938\u094d\u0924\u093f\u0937\u094d\u0915 \u0915\u0948\u0902\u0938\u0930 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e<\/p>\n


\n9) <\/strong>\u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924<\/strong> \u092e\u0947\u0902<\/strong> \u0938\u0947<\/strong> \u0915\u094c\u0928<\/strong> \u0938\u093e<\/strong> \u092e\u093e\u0930\u094d\u0917<\/strong> \u0935\u093e\u0930\u093e\u0923\u0938\u0940<\/strong> \u0938\u0947<\/strong> \u092a\u0940\u090f\u092e<\/strong> \u092e\u094b\u0926\u0940<\/strong> \u0926\u094d\u0935\u093e\u0930\u093e<\/strong> \u0939\u0930\u0940<\/strong> \u091d\u0902\u0921\u0940<\/strong> \u0926\u093f\u0916\u093e\u0915\u0930<\/strong> \u0930\u0935\u093e\u0928\u093e<\/strong> \u0915\u0940<\/strong> \u0917\u0908<\/strong> \u091a\u093e\u0930<\/strong> \u0928\u0908<\/strong> \u0935\u0902\u0926\u0947<\/strong> \u092d\u093e\u0930\u0924<\/strong> \u090f\u0915\u094d\u0938\u092a\u094d\u0930\u0947\u0938<\/strong> \u091f\u094d\u0930\u0947\u0928\u094b\u0902<\/strong> \u092e\u0947\u0902<\/strong> \u0938\u0947<\/strong> \u0928\u0939\u0940\u0902<\/strong> \u0925\u093e<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u092c\u0928\u093e\u0930\u0938-\u0916\u091c\u0941\u0930\u093e\u0939\u094b<\/p>\n

(b) \u0932\u0916\u0928\u090a-\u0938\u0939\u093e\u0930\u0928\u092a\u0941\u0930<\/p>\n

(c) \u092b\u093f\u0930\u094b\u091c\u092a\u0941\u0930-\u0926\u093f\u0932\u094d\u0932\u0940<\/p>\n

(d) \u090f\u0930\u094d\u0928\u093e\u0915\u0941\u0932\u092e\u2013\u092c\u0947\u0902\u0917\u0932\u0941\u0930\u0941<\/p>\n

(e) \u092e\u0941\u0902\u092c\u0908-\u092a\u0941\u0923\u0947<\/p>\n


\n10) <\/strong>\u0928\u0935\u0902\u092c\u0930<\/strong> 2025 <\/strong>\u092e\u0947\u0902<\/strong> \u091c\u0932\u0935\u093e\u092f\u0941<\/strong> \u0905\u0928\u0941\u0915\u0942\u0932\u0928<\/strong> \u092a\u0930<\/strong> \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924<\/strong> COP30 <\/strong>\u091c\u0932\u0935\u093e\u092f\u0941<\/strong> \u0936\u093f\u0916\u0930<\/strong> \u0938\u092e\u094d\u092e\u0947\u0932\u0928<\/strong> \u0915\u0939\u093e\u0901<\/strong> \u0906\u092f\u094b\u091c\u093f\u0924<\/strong> \u0939\u094b\u0928\u0947<\/strong> \u0935\u093e\u0932\u093e<\/strong> \u0939\u0948<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u0917\u094d\u0932\u093e\u0938\u0917\u094b, \u0938\u094d\u0915\u0949\u091f\u0932\u0948\u0902\u0921<\/p>\n

(b) \u092a\u0947\u0930\u093f\u0938, \u092b\u094d\u0930\u093e\u0902\u0938<\/p>\n

(c) \u092c\u0947\u0932\u0947\u092e, \u092c\u094d\u0930\u093e\u091c\u093c\u0940\u0932<\/p>\n

(d) \u0928\u094d\u092f\u0942\u092f\u0949\u0930\u094d\u0915, \u0905\u092e\u0947\u0930\u093f\u0915\u093e<\/p>\n

(e) \u0928\u0948\u0930\u094b\u092c\u0940, \u0915\u0947\u0928\u094d\u092f\u093e<\/p>\n


\n11) <\/strong>\u092d\u093e\u0930\u0924<\/strong> \u0935\u093f\u0936\u094d\u0935<\/strong> \u0915\u0940<\/strong> \u091c\u0902\u0917\u0932\u0940<\/strong> \u092c\u093e\u0918<\/strong> \u0906\u092c\u093e\u0926\u0940<\/strong> \u0915\u0947<\/strong> \u0915\u093f\u0924\u0928\u0947<\/strong> \u0905\u0928\u0941\u092a\u093e\u0924<\/strong> \u0915\u093e<\/strong> \u0918\u0930<\/strong> \u0939\u0948<\/strong>, <\/strong>\u091c\u094b<\/strong> \u0907\u0938\u0947<\/strong> \u0935\u093f\u0936\u094d\u0935<\/strong> \u0938\u094d\u0924\u0930<\/strong> \u092a\u0930<\/strong> \u0938\u092c\u0938\u0947<\/strong> \u092c\u0921\u093c\u093e<\/strong> \u092e\u0947\u091c\u092c\u093e\u0928<\/strong> \u092c\u0928\u093e\u0924\u093e<\/strong> \u0939\u0948<\/strong>?\u00a0 <\/strong><\/p>\n

(a) 50% \u0938\u0947 \u0905\u0927\u093f\u0915<\/p>\n

(b) 60% \u0938\u0947 \u0905\u0927\u093f\u0915<\/p>\n

(c) 75% \u0938\u0947 \u0905\u0927\u093f\u0915<\/p>\n

(d) 85% \u0938\u0947 \u0905\u0927\u093f\u0915<\/p>\n

(e) 90% \u0938\u0947 \u0905\u0927\u093f\u0915<\/p>\n


\n12) <\/strong>\u0915\u094c\u0928<\/strong> \u0938\u093e<\/strong> \u0926\u0915\u094d\u0937\u093f\u0923<\/strong> \u090f\u0936\u093f\u092f\u093e\u0908<\/strong> \u0926\u0947\u0936<\/strong> \u0938\u094d\u0925\u093e\u092f\u0940<\/strong> \u0938\u0940\u092e\u093e\u092a\u093e\u0930<\/strong> \u091c\u0932<\/strong> \u092a\u094d\u0930\u092c\u0902\u0927\u0928<\/strong> \u0915\u094b<\/strong> \u092c\u0922\u093c\u093e\u0935\u093e<\/strong> \u0926\u0947\u0928\u0947<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> 2025 <\/strong>\u092e\u0947\u0902<\/strong> \u0938\u0902\u092f\u0941\u0915\u094d\u0924<\/strong> \u0930\u093e\u0937\u094d\u091f\u094d\u0930<\/strong> \u091c\u0932<\/strong> \u0938\u092e\u094d\u092e\u0947\u0932\u0928<\/strong> \u092e\u0947\u0902<\/strong> \u0936\u093e\u092e\u093f\u0932<\/strong> \u0939\u094b\u0928\u0947<\/strong> \u0935\u093e\u0932\u093e<\/strong> \u092a\u0939\u0932\u093e<\/strong> \u0926\u0947\u0936<\/strong> \u092c\u0928<\/strong> \u0917\u092f\u093e<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u092d\u093e\u0930\u0924<\/p>\n

(b) \u0928\u0947\u092a\u093e\u0932<\/p>\n

(c) \u092d\u0942\u091f\u093e\u0928<\/p>\n

(d) \u0936\u094d\u0930\u0940\u0932\u0902\u0915\u093e<\/p>\n

(e) \u092c\u093e\u0902\u0917\u094d\u0932\u093e\u0926\u0947\u0936<\/p>\n


\n13) <\/strong>\u0928\u0935\u0902\u092c\u0930<\/strong> 2025 <\/strong>\u092e\u0947\u0902<\/strong> \u0915\u093f\u0938<\/strong> \u092d\u093e\u0930\u0924\u0940\u092f<\/strong> \u0928\u094c\u0938\u0948\u0928\u093f\u0915<\/strong> \u0905\u0921\u094d\u0921\u0947<\/strong> \u092a\u0930<\/strong> \u0906\u0908\u090f\u0928\u090f\u0938<\/strong> \u0907\u0915\u094d\u0937\u0915<\/strong>, <\/strong>\u0924\u0940\u0938\u0930\u093e<\/strong> \u0938\u0930\u094d\u0935\u0947\u0915\u094d\u0937\u0923<\/strong> \u092a\u094b\u0924<\/strong> (<\/strong>\u092c\u0921\u093c\u093e<\/strong>) <\/strong>\u0936\u094d\u0930\u0947\u0923\u0940<\/strong> \u0915\u093e<\/strong> \u091c\u0939\u093e\u091c<\/strong>, <\/strong>\u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915<\/strong> \u0924\u094c\u0930<\/strong> \u092a\u0930<\/strong> \u0915\u092e\u0940\u0936\u0928<\/strong> \u0915\u093f\u092f\u093e<\/strong> \u0917\u092f\u093e<\/strong> \u0925\u093e<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u092e\u0941\u0902\u092c\u0908<\/p>\n

(b) \u0935\u093f\u0936\u093e\u0916\u093e\u092a\u0924\u094d\u0924\u0928\u092e<\/p>\n

(c) \u0915\u094b\u091a\u094d\u091a\u093f<\/p>\n

(d) \u091a\u0947\u0928\u094d\u0928\u0908<\/p>\n

(e) \u0915\u094b\u0932\u0915\u093e\u0924\u093e<\/p>\n


\n14) <\/strong>\u0928\u0935\u0902\u092c\u0930<\/strong> 2025 <\/strong>\u092e\u0947\u0902<\/strong> \u0938\u0902\u092f\u0941\u0915\u094d\u0924<\/strong> \u0930\u093e\u091c\u094d\u092f<\/strong> \u0905\u092e\u0947\u0930\u093f\u0915\u093e<\/strong> \u0926\u094d\u0935\u093e\u0930\u093e<\/strong> \u0928\u093f\u0939\u0924\u094d\u0925\u0947<\/strong> \u092e\u093f\u0928\u091f\u092e\u0948\u0928<\/strong> III <\/strong>\u0906\u0908\u0938\u0940\u092c\u0940\u090f\u092e<\/strong> \u092a\u0930\u0940\u0915\u094d\u0937\u0923<\/strong> \u092a\u094d\u0930\u0915\u094d\u0937\u0947\u092a\u0923<\/strong> \u091c\u0940\u091f\u0940<\/strong>-254 <\/strong>\u0915\u0939\u093e\u0902<\/strong> \u0915\u093f\u092f\u093e<\/strong> \u0917\u092f\u093e<\/strong> \u0925\u093e<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u0915\u0947\u092a \u0915\u0948\u0928\u093e\u0935\u0947\u0930\u0932<\/p>\n

(b) \u0935\u0948\u0902\u0921\u0947\u0928\u092c\u0930\u094d\u0917 \u0905\u0902\u0924\u0930\u093f\u0915\u094d\u0937 \u092c\u0932 \u092c\u0947\u0938<\/p>\n

(c) \u090f\u0921\u0935\u0930\u094d\u0921\u094d\u0938 \u0935\u093e\u092f\u0941 \u0938\u0947\u0928\u093e \u092c\u0947\u0938<\/p>\n

(d) \u0935\u094d\u0939\u093e\u0907\u091f \u0938\u0948\u0902\u0921\u094d\u0938 \u092e\u093f\u0938\u093e\u0907\u0932 \u0930\u0947\u0902\u091c<\/p>\n

(e) \u092b\u094b\u0930\u094d\u091f \u0917\u094d\u0930\u0940\u0932\u0940<\/p>\n


\n15) <\/strong>\u092b\u093c\u0941\u091c\u093c\u093f\u092f\u093e\u0928<\/strong> \u0935\u093e\u0939\u0915<\/strong> \u092a\u0930<\/strong> \u0915\u094c\u0928<\/strong> \u0938\u0940<\/strong> \u092a\u094d\u0930\u0923\u093e\u0932\u0940<\/strong> \u092a\u0942\u0930\u094d\u0923<\/strong> \u0908\u0902\u0927\u0928<\/strong> \u0914\u0930<\/strong> \u0939\u0925\u093f\u092f\u093e\u0930<\/strong> \u092a\u0947\u0932\u094b\u0921<\/strong> \u0915\u0940<\/strong> \u0905\u0928\u0941\u092e\u0924\u093f<\/strong> \u0926\u0947\u0915\u0930<\/strong> \u0935\u093f\u092e\u093e\u0928<\/strong> \u092a\u094d\u0930\u0915\u094d\u0937\u0947\u092a\u0923<\/strong> \u0915\u094b<\/strong> \u092c\u0922\u093c\u093e\u0924\u0940<\/strong> \u0939\u0948<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u092d\u093e\u092a \u0917\u0941\u0932\u0947\u0932<\/p>\n

(b) \u0938\u094d\u0915\u0940-\u091c\u0902\u092a \u092a\u094d\u0930\u0923\u093e\u0932\u0940<\/p>\n

(c) \u0939\u093e\u0907\u0921\u094d\u0930\u094b\u0932\u093f\u0915 \u092a\u094d\u0930\u0915\u094d\u0937\u0947\u092a\u0923 \u092a\u094d\u0930\u0923\u093e\u0932\u0940<\/p>\n

(d) \u0908\u090f\u092e\u090f\u090f\u0932\u090f\u0938<\/p>\n

(e) \u090a\u0930\u094d\u0927\u094d\u0935\u093e\u0927\u0930 \u092a\u094d\u0930\u0915\u094d\u0937\u0947\u092a\u0923 \u092a\u094d\u0930\u0923\u093e\u0932\u0940<\/p>\n


\n16) <\/strong>\u0915\u093f\u0938<\/strong> \u0938\u0902\u0938\u094d\u0925\u093e\u0928<\/strong> \u0915\u0940<\/strong> \u092b\u093e\u0930\u094d\u092e\u093e\u0915\u094b\u0932\u0949\u091c\u0940<\/strong> \u092a\u094d\u0930\u092f\u094b\u0917\u0936\u093e\u0932\u093e<\/strong> \u0915\u094b<\/strong> 2025 <\/strong>\u092e\u0947\u0902<\/strong> IS\/ISO 9001, 14001 <\/strong>\u0914\u0930<\/strong> 45001 <\/strong>\u092a\u094d\u0930\u092e\u093e\u0923\u092a\u0924\u094d\u0930<\/strong> \u092a\u094d\u0930\u093e\u092a\u094d\u0924<\/strong> \u0939\u0941\u090f<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u090f\u092e\u094d\u0938 \u0926\u093f\u0932\u094d\u0932\u0940<\/p>\n

(b) \u0905\u0916\u093f\u0932 \u092d\u093e\u0930\u0924\u0940\u092f \u0906\u092f\u0941\u0930\u094d\u0935\u0947\u0926 \u0938\u0902\u0938\u094d\u0925\u093e\u0928 (\u090f\u0906\u0908\u0906\u0908\u090f), \u0928\u0908 \u0926\u093f\u0932\u094d\u0932\u0940<\/p>\n

(c) \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0906\u092f\u0941\u0930\u094d\u0935\u0947\u0926 \u0938\u0902\u0938\u094d\u0925\u093e\u0928, \u091c\u092f\u092a\u0941\u0930<\/p>\n

(d) \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u0906\u092f\u0941\u0930\u094d\u0935\u0947\u0926 \u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928 \u092a\u0930\u093f\u0937\u0926<\/p>\n

(e) \u092a\u0924\u0902\u091c\u0932\u093f \u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928 \u0938\u0902\u0938\u094d\u0925\u093e\u0928<\/p>\n


\n17) 2025 <\/strong>\u092e\u0947\u0902<\/strong> \u092a\u0939\u0932\u093e<\/strong> \u0926\u094d\u0935\u093f\u0935\u093e\u0930\u094d\u0937\u093f\u0915<\/strong> \u092c\u093f\u092e\u094d\u0938\u091f\u0947\u0915<\/strong>–<\/strong>\u092d\u093e\u0930\u0924<\/strong> \u0938\u092e\u0941\u0926\u094d\u0930\u0940<\/strong> \u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928<\/strong> \u0928\u0947\u091f\u0935\u0930\u094d\u0915<\/strong> (BIMReN) <\/strong>\u0938\u092e\u094d\u092e\u0947\u0932\u0928<\/strong> \u0915\u0939\u093e\u0901<\/strong> \u0906\u092f\u094b\u091c\u093f\u0924<\/strong> \u0915\u093f\u092f\u093e<\/strong> \u0917\u092f\u093e<\/strong> \u0925\u093e<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u0915\u094b\u091a\u094d\u091a\u093f<\/p>\n

(b) \u091a\u0947\u0928\u094d\u0928\u0908<\/p>\n

(c) \u092e\u0941\u0902\u092c\u0908<\/p>\n

(d) \u0915\u094b\u0932\u0915\u093e\u0924\u093e<\/p>\n

(e) \u0935\u093f\u0936\u093e\u0916\u093e\u092a\u0924\u094d\u0924\u0928\u092e<\/p>\n


\n18) 18<\/strong>\u0935\u0947\u0902<\/strong> \u0936\u0939\u0930\u0940<\/strong> \u0917\u0924\u093f\u0936\u0940\u0932\u0924\u093e<\/strong> \u092d\u093e\u0930\u0924<\/strong> \u0938\u092e\u094d\u092e\u0947\u0932\u0928<\/strong> 2025 <\/strong>\u0915\u0947<\/strong> \u0935\u093f\u0937\u092f<\/strong> \u092e\u0947\u0902<\/strong> \u0915\u093f\u0938<\/strong> \u092e\u0941\u0916\u094d\u092f<\/strong> \u092c\u093e\u0924<\/strong> \u092a\u0930<\/strong> \u092a\u094d\u0930\u0915\u093e\u0936<\/strong> \u0921\u093e\u0932\u093e<\/strong> \u0917\u092f\u093e<\/strong>? <\/strong><\/p>\n

(a) \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u0936\u0939\u0930 \u0914\u0930 \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940<\/p>\n

(b) \u0936\u0939\u0930\u0940 \u0935\u093f\u0915\u093e\u0938 \u0914\u0930 \u0917\u0924\u093f\u0936\u0940\u0932\u0924\u093e \u0928\u0947\u0915\u094d\u0938\u0938<\/p>\n

(c) \u0936\u0939\u0930\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0928\u0935\u0940\u0915\u0930\u0923\u0940\u092f \u090a\u0930\u094d\u091c\u093e<\/p>\n

(d) \u091c\u0932 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0914\u0930 \u0936\u0939\u0930\u0940 \u0928\u093f\u092f\u094b\u091c\u0928<\/p>\n

(e) \u0936\u0939\u0930\u094b\u0902 \u092e\u0947\u0902 \u091c\u0932\u0935\u093e\u092f\u0941 \u0932\u091a\u0940\u0932\u093e\u092a\u0928<\/p>\n


\n19) <\/strong>\u0915\u093f\u0938<\/strong> \u0915\u0902\u092a\u0928\u0940<\/strong> \u0928\u0947<\/strong> \u0938\u0940\u0938\u0940\u0906\u0908<\/strong> \u0915\u0940<\/strong> \u092e\u0902\u091c\u0942\u0930\u0940<\/strong> \u0915\u0947<\/strong> \u0938\u093e\u0925<\/strong> \u0906\u0927\u093e\u0930<\/strong> \u0939\u093e\u0909\u0938\u093f\u0902\u0917<\/strong> \u092b\u093e\u0907\u0928\u0947\u0902\u0938<\/strong> \u0932\u093f\u092e\u093f\u091f\u0947\u0921<\/strong> (<\/strong>\u090f\u090f\u091a\u090f\u092b\u090f\u0932<\/strong>) <\/strong>\u092e\u0947\u0902<\/strong> 80.15% <\/strong>\u0924\u0915<\/strong> \u0915\u0940<\/strong> \u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940<\/strong> \u0939\u093e\u0938\u093f\u0932<\/strong> \u0915\u0930<\/strong> \u0932\u0940<\/strong> \u0939\u0948<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u092c\u094d\u0930\u0941\u0915\u092b\u0940\u0932\u094d\u0921 \u090f\u0938\u0947\u091f \u092e\u0948\u0928\u0947\u091c\u092e\u0947\u0902\u091f<\/p>\n

(b) \u0915\u0947\u0915\u0947\u0906\u0930 \u090f\u0902\u0921 \u0915\u0902\u092a\u0928\u0940<\/p>\n

(c) \u092c\u0940\u0938\u0940\u092a\u0940 \u090f\u0936\u093f\u092f\u093e II \u0939\u094b\u0932\u094d\u0921\u0915\u094b VII \u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u0932\u093f\u092e\u093f\u091f\u0947\u0921 (\u092c\u094d\u0932\u0948\u0915\u0938\u094d\u091f\u094b\u0928 \u0938\u0939\u092f\u094b\u0917\u0940)<\/p>\n

(d) \u0915\u093e\u0930\u094d\u0932\u093e\u0907\u0932 \u0938\u092e\u0942\u0939<\/p>\n

(e) \u091f\u0940\u092a\u0940\u091c\u0940 \u0915\u0948\u092a\u093f\u091f\u0932<\/p>\n


\n20) <\/strong>\u0915\u094c\u0928<\/strong> \u0938\u0940<\/strong> \u092a\u094d\u0930\u092e\u0941\u0916<\/strong> \u0935\u093f\u0924\u094d\u0924\u0940\u092f<\/strong> \u092b\u0930\u094d\u092e<\/strong> 3 <\/strong>\u092c\u093f\u0932\u093f\u092f\u0928<\/strong> \u0921\u0949\u0932\u0930<\/strong> \u092e\u0947\u0902<\/strong> \u0906\u0930\u092c\u0940\u090f\u0932<\/strong> \u092c\u0948\u0902\u0915<\/strong> \u092e\u0947\u0902<\/strong> 60% <\/strong>\u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940<\/strong> \u0939\u093e\u0938\u093f\u0932<\/strong> \u0915\u0930\u0928\u0947<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u0924\u0948\u092f\u093e\u0930<\/strong> \u0939\u0948<\/strong>, <\/strong>\u091c\u094b<\/strong> \u092d\u093e\u0930\u0924<\/strong> \u0915\u0947<\/strong> \u0928\u093f\u091c\u0940<\/strong> \u092c\u0948\u0902\u0915\u093f\u0902\u0917<\/strong> \u092a\u0930\u093f\u0926\u0943\u0936\u094d\u092f<\/strong> \u092e\u0947\u0902<\/strong> \u090f\u0915<\/strong> \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923<\/strong> \u092c\u0926\u0932\u093e\u0935<\/strong> \u0915\u093e<\/strong> \u0938\u0902\u0915\u0947\u0924<\/strong> \u0939\u0948<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u092c\u094d\u0932\u0948\u0915\u0938\u094d\u091f\u094b\u0928<\/p>\n

(b) \u090f\u092e\u093f\u0930\u0947\u091f\u094d\u0938 \u090f\u0928\u092c\u0940\u0921\u0940<\/p>\n

(c) \u091f\u093e\u091f\u093e \u0915\u0948\u092a\u093f\u091f\u0932<\/p>\n

(d) \u0906\u0926\u093f\u0924\u094d\u092f \u092c\u093f\u0921\u093c\u0932\u093e \u0938\u092e\u0942\u0939<\/p>\n

(e) \u0930\u093f\u0932\u093e\u092f\u0902\u0938 \u0907\u0902\u0921\u0938\u094d\u091f\u094d\u0930\u0940\u091c<\/p>\n


\n21) <\/strong>\u0930\u093e\u091c\u0938\u094d\u0925\u093e\u0928<\/strong> \u0915\u0940<\/strong> \u0935\u0939<\/strong> \u092f\u0941\u0935\u0924\u0940<\/strong> \u0915\u094c\u0928<\/strong> \u0939\u0948<\/strong>, <\/strong>\u091c\u094b<\/strong> \u0926\u093f\u0932\u094d\u0932\u0940<\/strong> \u0935\u093f\u0936\u094d\u0935\u0935\u093f\u0926\u094d\u092f\u093e\u0932\u092f<\/strong> \u092e\u0947\u0902<\/strong> \u0930\u093e\u091c\u0928\u0940\u0924\u093f<\/strong> \u0935\u093f\u091c\u094d\u091e\u093e\u0928<\/strong> \u0914\u0930<\/strong> \u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930<\/strong> \u0915\u0940<\/strong> \u092a\u0922\u093c\u093e\u0908<\/strong> \u0915\u0930<\/strong> \u0930\u0939\u0940<\/strong> \u0939\u0948<\/strong>, <\/strong>\u091c\u093f\u0938\u0928\u0947<\/strong> \u092e\u093f\u0938<\/strong> \u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938<\/strong> \u0907\u0902\u0921\u093f\u092f\u093e<\/strong> 2025 <\/strong>\u0915\u093e<\/strong> \u0916\u093f\u0924\u093e\u092c<\/strong> \u091c\u0940\u0924\u093e<\/strong> \u0939\u0948<\/strong> \u0914\u0930<\/strong> \u0925\u093e\u0908\u0932\u0948\u0902\u0921<\/strong> \u092e\u0947\u0902<\/strong> \u092e\u093f\u0938<\/strong> \u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938<\/strong> \u092a\u094d\u0930\u0924\u093f\u092f\u094b\u0917\u093f\u0924\u093e<\/strong> \u092e\u0947\u0902<\/strong> \u092d\u093e\u0930\u0924<\/strong> \u0915\u093e<\/strong> \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f\u0924\u094d\u0935<\/strong> \u0915\u0930<\/strong> \u0930\u0939\u0940<\/strong> \u0939\u0948<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u0939\u0930\u0928\u093e\u091c\u093c \u0938\u0902\u0927\u0942<\/p>\n

(b) \u092e\u0928\u093f\u0915\u093e \u0935\u093f\u0936\u094d\u0935\u0915\u0930\u094d\u092e\u093e<\/p>\n

(c) \u0938\u0941\u0937\u094d\u092e\u093f\u0924\u093e \u0938\u0947\u0928<\/p>\n

(d) \u0932\u093e\u0930\u093e \u0926\u0924\u094d\u0924\u093e<\/p>\n

(e) \u092e\u093e\u0928\u0941\u0937\u0940 \u091b\u093f\u0932\u094d\u0932\u0930<\/p>\n


\n22) <\/strong>\u0930\u093e\u0939\u0941\u0932<\/strong> \u0935\u0940<\/strong>.<\/strong>\u090f\u0938<\/strong>. 2025 <\/strong>\u092e\u0947\u0902<\/strong> \u0915\u093f\u0938<\/strong> \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/strong> \u0936\u0924\u0930\u0902\u091c<\/strong> \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f<\/strong> \u0915\u093e<\/strong> \u0916\u093f\u0924\u093e\u092c<\/strong> \u091c\u0940\u0924\u0915\u0930<\/strong> \u092d\u093e\u0930\u0924<\/strong> \u0915\u0947<\/strong> 91<\/strong>\u0935\u0947\u0902<\/strong> \u0917\u094d\u0930\u0948\u0902\u0921\u092e\u093e\u0938\u094d\u091f\u0930<\/strong> \u092c\u0928<\/strong> \u0917\u090f<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u091b\u0920\u0940 \u0906\u0938\u093f\u092f\u093e\u0928 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091a\u0948\u0902\u092a\u093f\u092f\u0928\u0936\u093f\u092a<\/p>\n

(b) \u0905\u0932\u094d\u092e\u093e\u091f\u0940 \u092e\u093e\u0938\u094d\u091f\u0930\u094d\u0938 \u0915\u094b\u0928\u093e\u090f\u0935 \u0915\u092a<\/p>\n

(c) \u092c\u093f\u091c\u0947\u0932\u091c\u093f\u0928\u093e \u0913\u092a\u0928<\/p>\n

(d) \u091f\u093e\u091f\u093e \u0938\u094d\u091f\u0940\u0932 \u0936\u0924\u0930\u0902\u091c \u091f\u0942\u0930\u094d\u0928\u093e\u092e\u0947\u0902\u091f<\/p>\n

(e) \u0928\u0949\u0930\u094d\u0935\u0947 \u0936\u0924\u0930\u0902\u091c<\/p>\n


\n23) <\/strong>\u0905\u092a\u0928\u0947<\/strong> \u092a\u0948\u0930\u094b\u0902<\/strong> \u0914\u0930<\/strong> \u0915\u0902\u0927\u094b\u0902<\/strong> \u0938\u0947<\/strong> \u0928\u093f\u0936\u093e\u0928\u0947\u092c\u093e\u091c\u0940<\/strong> \u0915\u0930\u0915\u0947<\/strong> \u0905\u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f<\/strong> \u0932\u091a\u0940\u0932\u093e\u092a\u0928<\/strong> \u0926\u093f\u0916\u093e\u0924\u0947<\/strong> \u0939\u0941\u090f<\/strong>, 2025 <\/strong>\u092e\u0947\u0902<\/strong> \u0938\u0915\u094d\u0937\u092e<\/strong> \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/strong> \u0924\u0940\u0930\u0902\u0926\u093e\u091c\u0940<\/strong> \u091f\u0940\u092e<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u0905\u0930\u094d\u0939\u0924\u093e<\/strong> \u092a\u094d\u0930\u093e\u092a\u094d\u0924<\/strong> \u0915\u0930\u0928\u0947<\/strong> \u0935\u093e\u0932\u0940<\/strong> \u092a\u0939\u0932\u0940<\/strong> \u092d\u093e\u0930\u0924\u0940\u092f<\/strong> \u092a\u0948\u0930\u093e<\/strong>–<\/strong>\u090f\u0925\u0932\u0940\u091f<\/strong> \u092c\u0928\u0915\u0930<\/strong> \u0915\u093f\u0938\u0928\u0947<\/strong> \u0907\u0924\u093f\u0939\u093e\u0938<\/strong> \u0930\u091a<\/strong> \u0926\u093f\u092f\u093e<\/strong>? <\/strong><\/p>\n

(a) \u0926\u0940\u092a\u093e \u092e\u0932\u093f\u0915<\/p>\n

(b) \u092e\u0930\u093f\u092f\u092a\u094d\u092a\u0928 \u0925\u0902\u0917\u093e\u0935\u0947\u0932\u0941<\/p>\n

(c) \u0926\u0947\u0935\u0947\u0902\u0926\u094d\u0930 \u091d\u093e\u091d\u0930\u093f\u092f\u093e<\/p>\n

(d) \u0936\u0940\u0924\u0932 \u0926\u0947\u0935\u0940<\/p>\n

(e) \u0905\u0935\u0928\u093f \u0932\u0947\u0916\u093e\u0930\u093e<\/p>\n


\n24) <\/strong>\u091c\u0947\u092e\u094d\u0938<\/strong> \u0921\u0940<\/strong>. <\/strong>\u0935\u0949\u091f\u0938\u0928<\/strong>, <\/strong>\u091c\u093f\u0928\u0915\u093e<\/strong> 97 <\/strong>\u0935\u0930\u094d\u0937<\/strong> \u0915\u0940<\/strong> \u0906\u092f\u0941<\/strong> \u092e\u0947\u0902<\/strong> \u0928\u093f\u0927\u0928<\/strong> \u0939\u094b<\/strong> \u0917\u092f\u093e<\/strong>, <\/strong>\u0915\u093f\u0938<\/strong> \u0905\u092d\u0942\u0924\u092a\u0942\u0930\u094d\u0935<\/strong> \u0935\u0948\u091c\u094d\u091e\u093e\u0928\u093f\u0915<\/strong> \u0916\u094b\u091c<\/strong> \u0915\u0947<\/strong> \u0932\u093f\u090f<\/strong> \u091c\u093e\u0928\u0947<\/strong> \u091c\u093e\u0924\u0947<\/strong> \u0939\u0948\u0902<\/strong>?\u00a0 <\/strong><\/p>\n

(a) \u0906\u0930\u090f\u0928\u090f \u0915\u0940 \u0938\u0902\u0930\u091a\u0928\u093e \u0915\u0940 \u0916\u094b\u091c<\/p>\n

(b) \u092a\u0949\u0932\u0940\u092e\u0930\u0947\u091c\u093c \u091a\u0947\u0928 \u0930\u093f\u090f\u0915\u094d\u0936\u0928 \u0915\u093e \u0935\u093f\u0915\u093e\u0938 (PCR)<\/p>\n

(c) \u092e\u093e\u0928\u0935 \u091c\u0940\u0928\u094b\u092e \u0905\u0928\u0941\u0915\u094d\u0930\u092e \u0915\u0940 \u0916\u094b\u091c<\/p>\n

(d) CRISPR \u091c\u0940\u0928 \u0938\u0902\u092a\u093e\u0926\u0928 \u0915\u093e \u0906\u0935\u093f\u0937\u094d\u0915\u093e\u0930<\/p>\n

(e) \u0921\u0940\u090f\u0928\u090f \u0921\u092c\u0932 \u0939\u0947\u0932\u093f\u0915\u094d\u0938 \u092e\u0949\u0921\u0932 \u0915\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935<\/p>\n


\n25) <\/strong>\u0935\u093f\u0927\u093f\u0915<\/strong> \u0938\u0947\u0935\u093e<\/strong> \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923<\/strong> \u0905\u0927\u093f\u0928\u093f\u092f\u092e<\/strong> \u0915\u0947<\/strong> \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928<\/strong> \u0915\u0947<\/strong> \u0909\u092a\u0932\u0915\u094d\u0937\u094d\u092f<\/strong> \u092e\u0947\u0902<\/strong> \u092a\u094d\u0930\u0924\u093f\u0935\u0930\u094d\u0937<\/strong> \u0915\u093f\u0938<\/strong> \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923<\/strong> \u0924\u093f\u0925\u093f<\/strong> \u0915\u094b<\/strong> \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/strong> \u0935\u093f\u0927\u093f\u0915<\/strong> \u0938\u0947\u0935\u093e<\/strong> \u0926\u093f\u0935\u0938<\/strong> \u092e\u0928\u093e\u092f\u093e<\/strong> \u091c\u093e\u0924\u093e<\/strong> \u0939\u0948<\/strong>?\u00a0 <\/strong><\/p>\n

(a) 1 \u091c\u0928\u0935\u0930\u0940<\/p>\n

(b) 15 \u0905\u0917\u0938\u094d\u0924<\/p>\n

(c) 25 \u0926\u093f\u0938\u0902\u092c\u0930<\/p>\n

(d) 9 \u0928\u0935\u0902\u092c\u0930<\/p>\n

(e) 26 \u091c\u0928\u0935\u0930\u0940<\/p>\n


\nAnswers :<\/strong><\/span><\/p>\n

1) <\/strong>\u0909\u0924\u094d\u0924\u0930<\/strong>: C<\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e:<\/p>\n

\u092d\u093e\u0930\u0924\u0940\u092f \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 (\u090f\u0938\u092c\u0940\u0906\u0908) \u0928\u0947 \u092c\u093e\u091c\u093e\u0930 \u092a\u0942\u0902\u091c\u0940\u0915\u0930\u0923 \u092e\u0947\u0902 100 \u092c\u093f\u0932\u093f\u092f\u0928 \u0921\u0949\u0932\u0930 \u0914\u0930 \u0915\u0941\u0932 \u0915\u093e\u0930\u094b\u092c\u093e\u0930 \u092e\u0947\u0902 100 \u091f\u094d\u0930\u093f\u0932\u093f\u092f\u0928 \u0930\u0941\u092a\u092f\u0947 \u0915\u094b \u092a\u093e\u0930 \u0915\u0930\u0915\u0947 \u090f\u0915 \u0910\u0924\u093f\u0939\u093e\u0938\u093f\u0915 \u0926\u094b\u0939\u0930\u0940 \u0909\u092a\u0932\u092c\u094d\u0927\u093f \u0939\u093e\u0938\u093f\u0932 \u0915\u0940\u0964 \u0907\u0938 \u0909\u092a\u0932\u092c\u094d\u0927\u093f \u0924\u0915 \u092a\u0939\u0941\u0901\u091a\u0928\u0947 \u0935\u093e\u0932\u093e \u092f\u0939 \u092a\u0939\u0932\u093e \u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915 \u092c\u0928 \u0917\u092f\u093e \u0914\u0930 \u092d\u093e\u0930\u0924 \u0915\u0940 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0940 \u092e\u091c\u092c\u0942\u0924\u0940 \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n

Detailed Explanation:<\/p>\n

State Bank of India (SBI) achieved a historic dual milestone by crossing $100 billion in market capitalization and \u20b9100 trillion in total business, becoming the first Indian bank to reach this scale and reflecting the strength of India\u2019s public sector banking system.<\/p>\n

SBI\u2019s market cap surged past $100 billion after strong Q2 FY26 performance, joining global banking giants and major Indian firms like Reliance Industries and TCS, showing rising investor confidence and a robust retail, SME, and corporate lending base.<\/p>\n

SBI\u2019s total business \u2014 the sum of advances and deposits \u2014 exceeded \u20b9100 trillion, marking a first in Indian banking history, with advances of \u20b944.2 lakh crore and deposits of \u20b955.9 lakh crore, highlighting its nationwide financial reach.<\/p>\n

The bank recorded 12.7% year-on-year credit growth, driven by retail, SME, and agricultural lending, supported by festive demand and digital loan initiatives.<\/p>\n

Net profit rose by 10% in Q2 FY26, aided by improved asset quality, lower gross NPAs, and a focus on cost efficiency and digital banking.<\/p>\n


\n2) <\/strong>\u0909\u0924\u094d\u0924\u0930<\/strong>: B<\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e:<\/p>\n

\u092a\u093f\u091b\u0932\u0947 \u0935\u093f\u0932\u092f \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902:<\/p>\n

\u092f\u0942\u0928\u093e\u0907\u091f\u0947\u0921 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e + \u0913\u0930\u093f\u090f\u0902\u091f\u0932 \u092c\u0948\u0902\u0915 \u0911\u092b \u0915\u0949\u092e\u0930\u094d\u0938 \u2192 \u092a\u0902\u091c\u093e\u092c \u0928\u0947\u0936\u0928\u0932 \u092c\u0948\u0902\u0915,<\/p>\n

\u0938\u093f\u0902\u0921\u093f\u0915\u0947\u091f \u092c\u0948\u0902\u0915 \u2192 \u0915\u0947\u0928\u0930\u093e \u092c\u0948\u0902\u0915,<\/p>\n

\u0907\u0932\u093e\u0939\u093e\u092c\u093e\u0926 \u092c\u0948\u0902\u0915 \u2192 \u0907\u0902\u0921\u093f\u092f\u0928 \u092c\u0948\u0902\u0915,<\/p>\n

\u0906\u0902\u0927\u094d\u0930 \u092c\u0948\u0902\u0915 + \u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u0936\u0928 \u092c\u0948\u0902\u0915 \u2192 \u092f\u0942\u0928\u093f\u092f\u0928 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e,<\/p>\n

\u0926\u0947\u0928\u093e \u092c\u0948\u0902\u0915 + \u0935\u093f\u091c\u092f\u093e \u092c\u0948\u0902\u0915 \u2192 \u092c\u0948\u0902\u0915 \u0911\u092b \u092c\u0921\u093c\u094c\u0926\u093e, \u0914\u0930<\/p>\n

\u090f\u0938\u092c\u0940\u0906\u0908 + \u092a\u093e\u0901\u091a \u0938\u0939\u092f\u094b\u0917\u0940 \u092c\u0948\u0902\u0915 + \u092d\u093e\u0930\u0924\u0940\u092f \u092e\u0939\u093f\u0932\u093e \u092c\u0948\u0902\u0915 \u2192 \u092d\u093e\u0930\u0924\u0940\u092f \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915\u0964<\/p>\n

Detailed Explanation:<\/p>\n

India is preparing for a new era of banking reform as Finance Minister Nirmala Sitharaman and RBI Governor Sanjay Malhotra emphasized building large, world-class banks to match the country\u2019s economic ambitions.<\/p>\n

The focus is on public sector bank mergers, regulatory easing, and creating a competitive financial ecosystem to meet India\u2019s evolving credit needs.<\/p>\n

Finance Minister Nirmala Sitharaman advocated for globally competitive banks capable of supporting India\u2019s fast-growing economy and rising industrial demand, especially after GST rate cuts.<\/p>\n

She confirmed discussions with the RBI and PSBs to build banking scale and improve financial inclusion.<\/p>\n

The government is considering further bank mergers to enhance efficiency, noting the successful consolidation from 27 PSBs in 2017 to 12 by 2020.<\/p>\n

Key points from Sitharaman\u2019s address included the need for world-class standards, credit flow to MSMEs and infrastructure, focus on local language connectivity at branches, and possible strategic disinvestment.<\/p>\n

Past mergers include:<\/p>\n

United Bank of India + Oriental Bank of Commerce \u2192 Punjab National Bank,<\/p>\n

Syndicate Bank \u2192 Canara Bank,<\/p>\n

Allahabad Bank \u2192 Indian Bank,<\/p>\n

Andhra Bank + Corporation Bank \u2192 Union Bank of India,<\/p>\n

Dena Bank + Vijaya Bank \u2192 Bank of Baroda, and<\/p>\n

SBI + five associate banks + Bharatiya Mahila Bank \u2192 State Bank of India.<\/p>\n

These mergers created stronger institutions capable of handling larger balance sheets and global-scale financing.<\/p>\n

The RBI has removed restrictions on acquisition financing, raised IPO-related loan caps, and adopted a balanced regulatory approach that encourages bank growth while maintaining systemic stability through risk weights and provisioning norms.<\/p>\n


\n3) <\/strong>\u0909\u0924\u094d\u0924\u0930<\/strong>: E<\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e:<\/p>\n

\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0928\u0947 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e \u090b\u0923 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0917\u0948\u0930-\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 (NBFC) \u0926\u094d\u0935\u093e\u0930\u093e \u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u093f\u0924 \u0909\u091a\u094d\u091a-\u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e \u0935\u093e\u0932\u0940 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0922\u093e\u0901\u091a\u093e \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u092a\u0930 \u091c\u094b\u0916\u093f\u092e \u092d\u093e\u0930 \u0915\u092e \u0915\u0930\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u0926\u093f\u092f\u093e \u0939\u0948\u0964<\/p>\n

\u091c\u093f\u0928 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u092e\u0947\u0902 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0928\u0947 \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0930\u093e\u0936\u093f \u0915\u093e \u0915\u092e \u0938\u0947 \u0915\u092e 10% \u091a\u0941\u0915\u093e\u092f\u093e \u0939\u0948, \u0909\u0928 \u092a\u0930 50% \u091c\u094b\u0916\u093f\u092e \u092d\u093e\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0917\u093e, \u0914\u0930 \u091c\u093f\u0928 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u092e\u0947\u0902 5-10% \u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u0939\u0948, \u0909\u0928 \u092a\u0930 \u092a\u0939\u0932\u0947 \u0915\u0947 100% \u0915\u0947 \u092c\u091c\u093e\u092f 75% \u091c\u094b\u0916\u093f\u092e \u092d\u093e\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0917\u093e\u0964<\/p>\n

Detailed Explanation:<\/p>\n

The Reserve Bank of India (RBI) has proposed lowering risk weights on high-quality infrastructure projects financed by Non-Banking Financial Companies (NBFCs) to boost long-term project lending.<\/p>\n

Projects where the borrower has repaid at least 10% of the sanctioned amount will attract a 50% risk weight, and those with 5\u201310% repayment will attract 75%, instead of 100% earlier.<\/p>\n

If such projects later fail to meet repayment or quality criteria, a 100% risk weight will apply.<\/p>\n

To qualify as high-quality, the project must have completed one year of satisfactory operations after the Date of Commencement of Commercial Operations (DCCO).<\/p>\n

Borrowers must maintain sound funding arrangements and cannot raise additional debt on project cash flows without lender consent.<\/p>\n

Feedback on the draft is open till November 21, 2025, with implementation effective from April 1, 2026.<\/p>\n


\n4) <\/strong>\u0909\u0924\u094d\u0924\u0930<\/strong>: A<\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e:<\/p>\n

\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923\u094b\u0902 \u0938\u0947 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0932\u0947\u0928\u0926\u0947\u0928-\u0938\u094d\u0924\u0930\u0940\u092f \u0906\u0902\u0915\u0921\u093c\u094b\u0902 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930, \u0924\u093f\u092e\u093e\u0939\u0940 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0906\u0935\u093e\u0938 \u092e\u0942\u0932\u094d\u092f \u0938\u0942\u091a\u0915\u093e\u0902\u0915 (HPI) \u091c\u093e\u0930\u0940 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n

2025-26 \u0915\u0940 \u092a\u0939\u0932\u0940 \u0924\u093f\u092e\u093e\u0939\u0940 \u0915\u0947 \u0932\u093f\u090f \u0928\u0935\u0940\u0928\u0924\u092e HPI \u0915\u094b \u0928\u090f \u0906\u0927\u093e\u0930 \u0935\u0930\u094d\u0937 2022-23 \u0915\u0947 \u0938\u093e\u0925 \u091c\u093e\u0930\u0940 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u0947 18 \u092a\u094d\u0930\u092e\u0941\u0916 \u0936\u0939\u0930 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964<\/p>\n

\u092a\u0939\u0932\u0947 \u0915\u0940 10-\u0936\u0939\u0930 \u0936\u094d\u0930\u0943\u0902\u0916\u0932\u093e \u092e\u0947\u0902 \u0906\u0920 \u0928\u090f \u0936\u0939\u0930\u2014\u0939\u0948\u0926\u0930\u093e\u092c\u093e\u0926, \u0924\u093f\u0930\u0941\u0935\u0928\u0902\u0924\u092a\u0941\u0930\u092e, \u092a\u0941\u0923\u0947, \u0917\u093e\u091c\u093f\u092f\u093e\u092c\u093e\u0926, \u0920\u093e\u0923\u0947, \u0917\u094c\u0924\u092e \u092c\u0941\u0926\u094d\u0927 \u0928\u0917\u0930, \u091a\u0902\u0921\u0940\u0917\u0922\u093c \u0914\u0930 \u0928\u093e\u0917\u092a\u0941\u0930\u2014\u0936\u093e\u092e\u093f\u0932 \u0915\u093f\u090f \u0917\u090f \u0939\u0948\u0902\u0964<\/p>\n

Detailed Explanation:<\/p>\n

The Reserve Bank of India (RBI) releases the House Price Index (HPI) quarterly, based on transaction-level data from property registration authorities.<\/p>\n

The latest HPI for Q1:2025-26 has been released with a new base year 2022-23, covering 18 major cities across India.<\/p>\n

Eight new cities\u2014Hyderabad, Thiruvananthapuram, Pune, Ghaziabad, Thane, Gautam Buddha Nagar, Chandigarh, and Nagpur\u2014have been added to the earlier 10-city series.<\/p>\n

The All-India HPI recorded a year-on-year increase of 3.6% in Q1:2025-26, compared to 7.6% in the same quarter last year.<\/p>\n

Nagpur, Chandigarh, Chennai, and Kochi registered the highest increases in house prices among the 18 cities.<\/p>\n


\n5) \u0909\u0924\u094d\u0924\u0930<\/strong>: D\u00a0 <\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e:<\/p>\n

\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0915\u0940 \u0905\u0930\u094d\u0927\u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f, \u091c\u0942\u0928 2025 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0915\u0948\u0932\u0947\u0902\u0921\u0930 \u0935\u0930\u094d\u0937 2024 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092e\u0947\u0902 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0940 \u092e\u093e\u0924\u094d\u0930\u093e 99.7% \u0914\u0930 \u092e\u0942\u0932\u094d\u092f 97.5% \u0939\u094b\u0917\u0940\u0964<\/p>\n

\u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u090f\u0928\u0908\u090f\u092b\u091f\u0940, \u0906\u0908\u090f\u092e\u092a\u0940\u090f\u0938, \u0906\u0930\u091f\u0940\u091c\u0940\u090f\u0938, \u090f\u0928\u090f\u0938\u0940\u090f\u091a, \u0921\u0947\u092c\u093f\u091f \u0914\u0930 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921, \u092a\u094d\u0930\u0940\u092a\u0947\u0921 \u092d\u0941\u0917\u0924\u093e\u0928 \u0909\u092a\u0915\u0930\u0923 \u0914\u0930 \u092f\u0942\u092a\u0940\u0906\u0908 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964<\/p>\n

\u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0915\u093e\u0917\u091c\u093c-\u0906\u0927\u093e\u0930\u093f\u0924 \u0909\u092a\u0915\u0930\u0923\u094b\u0902 \u0915\u094b \u091b\u094b\u0921\u093c\u0915\u0930 \u0938\u092d\u0940 \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u093e \u0930\u0941\u091d\u093e\u0928 \u0926\u093f\u0916\u093e\u092f\u093e \u0917\u092f\u093e \u0939\u0948; \u092e\u0942\u0932\u094d\u092f \u0915\u0947 \u0939\u093f\u0938\u093e\u092c \u0938\u0947 \u0915\u0941\u0932 \u0932\u0947\u0928\u0926\u0947\u0928 \u092e\u0947\u0902 \u091a\u0947\u0915 \u0915\u093e \u092f\u094b\u0917\u0926\u093e\u0928 2.3% \u0925\u093e\u0964<\/p>\n

\u092d\u0941\u0917\u0924\u093e\u0928 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0940 \u092e\u093e\u0924\u094d\u0930\u093e \u0915\u0948\u0932\u0947\u0902\u0921\u0930 \u0935\u0930\u094d\u0937 2019 \u092e\u0947\u0902 3,248 \u0915\u0930\u094b\u0921\u093c \u0938\u0947 \u092c\u0922\u093c\u0915\u0930 \u0915\u0948\u0932\u0947\u0902\u0921\u0930 \u0935\u0930\u094d\u0937 2024 \u092e\u0947\u0902 20,849 \u0915\u0930\u094b\u0921\u093c \u0939\u094b \u0917\u0908, \u0914\u0930 \u092e\u0942\u0932\u094d\u092f \u20b91,775 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0938\u0947 \u092c\u0922\u093c\u0915\u0930 \u20b92,830 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0939\u094b \u0917\u092f\u093e\u0964<\/p>\n

\u092f\u0942\u092a\u0940\u0906\u0908 \u0915\u0940 \u092e\u093e\u0924\u094d\u0930\u093e \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940 (85%) 2025 \u0915\u0940 \u092a\u0939\u0932\u0940 \u091b\u092e\u093e\u0939\u0940 \u092e\u0947\u0902 \u0925\u0940, \u0932\u0947\u0915\u093f\u0928 \u092e\u0942\u0932\u094d\u092f \u092e\u0947\u0902 \u0915\u0947\u0935\u0932 9%\u0964<\/p>\n

\u0906\u0930\u091f\u0940\u091c\u0940\u090f\u0938 \u0928\u0947 2025 \u0915\u0940 \u092a\u0939\u0932\u0940 \u091b\u092e\u093e\u0939\u0940 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092e\u0942\u0932\u094d\u092f \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940 (69%) \u0926\u0930\u094d\u091c \u0915\u0940, \u0932\u0947\u0915\u093f\u0928 \u092e\u093e\u0924\u094d\u0930\u093e \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u0915\u092e \u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940 (0.1%) \u0926\u0930\u094d\u091c \u0915\u0940\u0964<\/p>\n

Detailed Explanation:<\/p>\n

According to the RBI Half-Yearly Payment System Report, June 2025, digital payment transactions accounted for 99.7% in volume and 97.5% in value in the payments system during CY 2024.<\/p>\n

Digital payment systems include NEFT, IMPS, RTGS, NACH, debit & credit cards, prepaid payment instruments, and UPI.<\/p>\n

The report showed an increasing trend across all categories, except paper-based instruments; cheques accounted for 2.3% of total transactions by value.<\/p>\n

Payment transaction volume grew from 3,248 crore in CY 2019 to 20,849 crore in CY 2024, and value rose from \u20b91,775 lakh crore to \u20b92,830 lakh crore.<\/p>\n

UPI accounted for the largest share in volume (85%) in H1 2025, but only 9% in value.<\/p>\n

RTGS recorded the largest share in value (69%) during H1 2025, but the lowest share in volume (0.1%).<\/p>\n

The Government Securities market expanded from \u20b9769 lakh crore in CY 2019 to \u20b91,812 lakh crore in CY 2024.<\/p>\n

As of June 2025, there were 111.64 crore outstanding cards in India, including 11.12 crore credit cards and 100.52 crore debit cards.<\/p>\n

Credit card transactions increased in volume from 208.7 crore in 2019 to 447.2 crore in 2024, and in value from \u20b97.1 lakh crore to \u20b920.4 lakh crore.<\/p>\n

Private sector banks dominate the credit card space, with their market share rising from 65.8% in June 2020 to 70.8% in June 2025; Public Sector Banks (PSBs) grew from 22.5% to 24.1% in the same period.<\/p>\n


\n6) <\/strong>\u0909\u0924\u094d\u0924\u0930<\/strong>: D<\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u093f\u0935\u0930\u0923:<\/p>\n

\u0926\u093f\u0932\u094d\u0932\u0940 \u0915\u0940 \u092e\u0941\u0916\u094d\u092f\u092e\u0902\u0924\u094d\u0930\u0940 \u0930\u0947\u0916\u093e \u0917\u0941\u092a\u094d\u0924\u093e \u0928\u0947 \u0938\u0930\u094d\u0926\u093f\u092f\u094b\u0902 \u0915\u0947 \u092e\u094c\u0938\u092e \u092e\u0947\u0902 \u092c\u093f\u0917\u0921\u093c\u0924\u0947 \u0935\u093e\u092f\u0941 \u092a\u094d\u0930\u0926\u0942\u0937\u0923 \u0938\u0947 \u0928\u093f\u092a\u091f\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0930\u0915\u093e\u0930\u0940 \u0914\u0930 \u0926\u093f\u0932\u094d\u0932\u0940 \u0928\u0917\u0930 \u0928\u093f\u0917\u092e (\u090f\u092e\u0938\u0940\u0921\u0940) \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0905\u0932\u0917-\u0905\u0932\u0917 \u0915\u093e\u0930\u094d\u092f \u0938\u092e\u092f \u0915\u0940 \u0918\u094b\u0937\u0923\u093e \u0915\u0940 \u0939\u0948\u0964<\/p>\n

\u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0938\u092e\u092f 15 \u0928\u0935\u0902\u092c\u0930, 2025 \u0938\u0947 15 \u092b\u0930\u0935\u0930\u0940, 2026 \u0924\u0915 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0930\u0939\u0947\u0917\u093e, \u091c\u092c \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0930\u093e\u091c\u0927\u093e\u0928\u0940 \u092e\u0947\u0902 \u0935\u093e\u092f\u0941 \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e \u0915\u093e \u0938\u094d\u0924\u0930 \u0916\u0924\u0930\u0928\u093e\u0915 \u0938\u094d\u0924\u0930 \u092a\u0930 \u0939\u094b\u0917\u093e\u0964<\/p>\n

\u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f \u0938\u092e\u092f:<\/p>\n

\u2013 \u0926\u093f\u0932\u094d\u0932\u0940 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f: \u0938\u0941\u092c\u0939 10:00 \u092c\u091c\u0947 \u0938\u0947 \u0936\u093e\u092e 6:30 \u092c\u091c\u0947 \u0924\u0915<\/p>\n

\u2013 \u090f\u092e\u0938\u0940\u0921\u0940 \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f: \u0938\u0941\u092c\u0939 8:30 \u092c\u091c\u0947 \u0938\u0947 \u0936\u093e\u092e 5:00 \u092c\u091c\u0947 \u0924\u0915<\/p>\n

Detailed Explanation:<\/p>\n

Delhi Chief Minister Rekha Gupta has announced staggered working hours for government and Municipal Corporation of Delhi (MCD) offices to address worsening air pollution during the winter season.<\/p>\n

The revised timings will be effective from November 15, 2025, to February 15, 2026, a period when the national capital experiences hazardous air quality levels.<\/p>\n

Revised Office Timings:<\/p>\n

\u2013 Delhi Government Offices: 10:00 AM to 6:30 PM<\/p>\n

\u2013 MCD Offices: 8:30 AM to 5:00 PM<\/p>\n

Previously, Delhi Government offices functioned from 9:30 AM to 6:00 PM and MCD offices from 9:00 AM to 5:30 PM, causing heavy traffic congestion due to overlapping commuting hours.<\/p>\n

The new schedule aims to reduce vehicular movement during peak hours, thus helping to lower pollution levels caused by traffic emissions.<\/p>\n

The decision followed a high-level meeting with officials from the Department of Environment and scientific experts to evaluate rising levels of PM 2.5 and PM 10 during winter.<\/p>\n

PM 2.5 and PM 10 are fine particulate matters that penetrate deep into the lungs, causing severe respiratory and cardiovascular illnesses.<\/p>\n

Vehicular emissions are among the major contributors to Delhi\u2019s winter air pollution, which worsens due to temperature inversion and stagnant air.<\/p>\n

Factors responsible for Delhi\u2019s annual winter pollution include stubble burning in neighbouring states, low wind speeds, temperature inversion, and increased use of vehicles and heating appliances.<\/p>\n

During this period, Delhi often records \u201cvery poor\u201d to \u201csevere\u201d Air Quality Index (AQI) levels, leading to public health warnings and emergency pollution-control measures.<\/p>\n


\n7) \u0909\u0924\u094d\u0924\u0930<\/strong>: C<\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e:<\/p>\n

\u0915\u0930\u094d\u0928\u093e\u091f\u0915 \u092d\u093e\u0930\u0924 \u0915\u093e \u092a\u0939\u0932\u093e \u0930\u093e\u091c\u094d\u092f \u092c\u0928 \u0917\u092f\u093e \u0939\u0948 \u091c\u093f\u0938\u0928\u0947 \u092e\u0939\u093f\u0932\u093e \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u093e\u0932\u093e\u0928\u093e 12 \u0926\u093f\u0928\u094b\u0902 \u0915\u0947 \u0938\u0935\u0947\u0924\u0928 \u092e\u093e\u0938\u093f\u0915 \u0927\u0930\u094d\u092e \u0905\u0935\u0915\u093e\u0936 \u0915\u094b \u092e\u0902\u091c\u0942\u0930\u0940 \u0926\u0940 \u0939\u0948, \u091c\u094b \u0932\u0948\u0902\u0917\u093f\u0915 \u0938\u092e\u093e\u0928\u0924\u093e \u0914\u0930 \u0915\u093e\u0930\u094d\u092f\u0938\u094d\u0925\u0932 \u0938\u092e\u093e\u0935\u0947\u0936\u093f\u0924\u093e \u0915\u0940 \u0926\u093f\u0936\u093e \u092e\u0947\u0902 \u090f\u0915 \u092c\u0921\u093c\u093e \u0915\u0926\u092e \u0939\u0948\u0964<\/p>\n

Detailed Explanation:<\/p>\n

Karnataka has become the first state in India to approve 12 days of paid menstrual leave annually for women employees, marking a major step towards gender equality and workplace inclusivity.<\/p>\n

The policy applies to both government and private sector employees, granting one day of paid leave per month for menstruation-related discomfort or health issues.<\/p>\n

The initiative aims to support women\u2019s health, dignity, and productivity in the workplace while recognising menstrual health as a legitimate workplace issue.<\/p>\n

This decision represents a gender-sensitive approach, reflecting empathy, equity, and realism in labour policy.<\/p>\n

The move aligns India with global best practices, as countries like Japan, South Korea, Indonesia, Taiwan, and Spain already offer menstrual leave provisions.<\/p>\n

It is especially beneficial for women in physically demanding jobs where managing menstrual symptoms can be difficult.<\/p>\n

The policy encourages normalisation of menstrual health, helps reduce stigma, and promotes better morale and performance among women employees.<\/p>\n

Experts have also suggested that a national policy framework could ensure uniformity and protect women from workplace discrimination.<\/p>\n

Additional recommendations include flexible work arrangements, improved hygiene facilities, and sensitisation campaigns to promote understanding and inclusivity.<\/p>\n


\n8) <\/strong>\u0909\u0924\u094d\u0924\u0930<\/strong>: C<\/strong><\/p>\n

\u0938\u0902\u0915\u094d\u0937\u093f\u092a\u094d\u0924 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e:<\/p>\n

\u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u0928\u0930\u0947\u0902\u0926\u094d\u0930 \u092e\u094b\u0926\u0940 \u0928\u0947 \u092d\u093e\u0930\u0924 \u0915\u0940 \u092a\u0939\u0932\u0940 \u0938\u094d\u0935\u0926\u0947\u0936\u0940 \u0930\u0942\u092a \u0938\u0947 \u0935\u093f\u0915\u0938\u093f\u0924 \u0938\u0940\u090f\u0906\u0930 \u091f\u0940-\u0915\u094b\u0936\u093f\u0915\u093e \u0925\u0947\u0930\u0947\u092a\u0940, \u0928\u0947\u0915\u094d\u0938\u0915\u093e\u093019 \u0915\u093e \u0936\u0941\u092d\u093e\u0930\u0902\u092d \u0915\u093f\u092f\u093e, \u091c\u094b \u0915\u0948\u0902\u0938\u0930 \u0915\u0947 \u0909\u092a\u091a\u093e\u0930 \u092e\u0947\u0902 \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0909\u092a\u0932\u092c\u094d\u0927\u093f \u0914\u0930 \u0906\u0924\u094d\u092e\u0928\u093f\u0930\u094d\u092d\u0930 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0947\u0935\u093e \u0928\u0935\u093e\u091a\u093e\u0930 \u0915\u0940 \u0926\u093f\u0936\u093e \u092e\u0947\u0902 \u090f\u0915 \u092c\u0921\u093c\u093e \u0915\u0926\u092e \u0939\u0948\u0964<\/p>\n