List of Important Government Schemes launched in 2015 and its Features

    List of Important Government Schemes launched in 2015 and its Features
    List of Important Government Schemes launched in 2015 and its Features:
    List of Important Government Schemes which was launched in 2015 along with its features were given here, candidates those who are preparing for the upcoming IBPS RRB and all other banking exams can use this material.

    Name: Atal Mission for Rejuvenation an Urban Transformation (AMRUT)
    AIM of Scheme:To transform 500 cities& towns into efficient urban living spaces
    Funds Allocated:Rs. 50,000 crores for 5 years
    FEATURES:
    To provide
    ·        Water supply and sewerage facilities
    ·        Storm water drains to reduce flooding
    ·        Pedestrian, non-motorized and public transport facilities
    Name:Atal Pension Yojana
    AIM of Scheme:To bring security to ageing Indians and to promote a culture of savings and investment among unbanked sections of the society.
    Funds Allocated:Government to contribute 50% of the user’s contribution
    FEATURES:
    ·        This scheme is available to all Indians between the age of 18 and 40
    ·        People can opt for a fixed pension of Rs. 1000/2000/3000/4000/5000
    ·        An individual to contribute for at least 20 years before getting the benefits of the scheme
    Name:Pradhan Mantri Jeevan Jyoti Bima Yojana(PMJJBY)
    AIM of Scheme:To provide life insurance coverage on the death of the policy holder
    FEATURES:
    ·        It is available to anyone between the age of 18 to 50
    ·        The policy holders will pay a premium of Rs. 330 per year
    ·        The risk coverage provided is Rs. 2 lakhs
    ·        Life Insurance cooperation will implement this scheme
    Name:MUDRA Bank Yojana
    AIM of Scheme:To extend finance and credit support to Micro-finance institutions and agencies that lend money to small businesses.
    Funds Allocated:Capital – Rs. 20,000 crores
    Credit guarantee capital – Rs. 3000 crores
    FEATURES:
    MUDRA bank launched 3-loan instruments
    ·        Shishu – covers loan upto Rs. 50,000
    ·        Kishor – covers loans above Rs. 50,000 and upto Rs. 5 lakhs
    ·        Tarun – covers loans above Rs. 5 lakhs upto Rs. 10 lakhs
    Name:DigiLocker
    AIM of Scheme:A Digital India Initiative to save official and other documents
    FEATURES:
    It was released by the Department of Electronics& Information Technology(DEITY), Ministry of Communications& IT
    ·        To empower citizens digitally
    ·        Reduces the use of physical documents
    ·        Offers authenticity of the e-documents
    ·        Each citizen when registered with DigiLocker will be allotted a storage space of 1GB linked with his/her Aadhaar number
    Name:Beti Bachao, Beti Padhao Yojana
    AIM of Scheme:Aims at making girls independent both socially and financially through education.
    Funds Allocated:Rs. 100 crore
    FEATURES:
    ·        The Ministry of Women and Child Development functions in collaboration with the Education and Health Ministry
    ·        It creates awareness and improves the efficiency of delivery of welfare services meant for the women
    Name:Skill India Programme
    AIM of Scheme:To create opportunities, space and scope for the development of the talents of the Indian Youth and to develop more new sectors for skill development.
    FEATURES:
    ·        Provides training, support and guidance for occupations of traditional types
    ·        The training programs will be on the lines of international level so that the youths of our country can also meet the demands of foreign countries
    ·        To create a hallmark called ‘Rural India Skill’ to standardize and certify the training process
    Name:e-Basta – portal for students to download school books
    AIM of Scheme:To enable the access of all school books and study materials in digital format
    FEATURES:
    e-Basta is a collaborative platform where students, teachers and book retailers can help each other
    ·        E-Basta has to be installed to get access to the portal
    ·        The schools or teachers can customize the contents of the e-Basta for the students
    ·        The publishers upload the content as per the requirement of the eBasta
    ·        The students can access the portal and download the content of interest
    Name:Sukanya Samriddhi Account Scheme
    AIM of Scheme:To  encourage the parents to save for the education and future of the girl child
    FEATURES:
    ·        Account can be opened for a girl child when she attains the age of 10
    ·        The account can be opened with an amount of Rs. 1000
    ·        The scheme offers an interest rate of 9.1% per year
    ·        The guardian is expected to deposit amount in the account (at least Rs. 1000 per year) till the completion of 14 years from the opening of the account
    ·        A premature withdrawal of 50% of the accumulated amount is allowed after the girl child turns 18
    ·        The account can be closed only when the girl attains the age of 10

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