List of Important Government Schemes Launched in 2015 and its Features (Updated)- Download in PDF

    List of Important Government Schemes Launched in 2015 and its Features- Download in PDF
    List of Important Government Schemes Launched in 2015 and its Features- Download in PDF:
    Dear Readers, List of Important Government Schemes which was launched in 2015 along with its features were given here, which was most expected gk question in upcoming IBPS PO Mains Exam 2015.

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    NAME:National Integrated Power Development Scheme
    Aim of the Scheme: To strengthen the transmission and distribution (T&D) networks, 100% metering urban areas and smarten it with information technology
    Funds allotted: Rs. 572 crores
    ·        It was launched to provide 24×7 power supply to every house
    ·        It focuses on strengthening of sub-transmission network by Information Technology (IT) enablement
    ·        IT enablement will help in the following ways
    a)   Reduces Aggregate Technical and Commercial (AT&C) losses
    b)   Establishes energy accounting/auditing system
    c)   Improves billed energy based on metered consumption
    d)   Improves collection efficiency
    NAME:Pradhan Mantri Khanji Kshetra Kalyan Yojana
    Aim of the Scheme:
    ·        To mitigate the adverse impacts due to mining operation on the health and environment
    ·        To ensure long term sustainable livelihoods for the affected people in the mining areas
    Funds Allotted:
    ·        60% of the funds of District Mineral Foundations (DMF) will be spent on the following high priority areas of the affected people
    a)   Health care
    b)   Education
    c)   Drinking water supply
    d)   Sanitation
    e)   Skill development
    ·        Rest of the funds will be spent on infrastructure development projects
    ·        To implement various welfare and development projects in mining affected areas by complementing the existing ongoing schemes of State and Central Governments
    ·        To minimize the adverse impacts during and after mining on health, environment and socio-economics of people in mining districts
    ·        To ensure long term sustainable livelihoods to people in areas affected by mining
    ·        The Mines and Minerals (Development& Regulation) Amendment Act, 2015 has mandated to set up District Mineral Foundations (DMF) in all districts affected by mining related problems
    NAME:Shyama Prasad Mukherjee Rurban Mission
    Aim of the Mission:
    ·        It seeks to achieve strengthening rural areas and de burdening the urban areas
    ·        To balance regional development and growth of the country by simultaneously benefitting the rural as well as urban areas of the country
    Funds Allotted: Rs. 5000 crore to develop 300 clusters over 3 years
    ·        The State Government would identify the clusters which have latent potential for growth in accordance with the Framework for Implementation
    ·        The framework will be prepared by the Union Ministry of Rural Development
    ·        The clusters will be Gram Panchayats with different population
    ·        Plain and coastal areas must have a population of about 25000 to 50000
    ·        Desert areas, hilly or tribal areas must have a population of about 5000 to 15000
    ·        There would be separate approach for selection of clusters in Tribal and Non-Tribal Districts
    ·        State governments will prepare integrated Cluster Action Plan for Rurban Clusters
    NAME:Gold Monetization Schemes
    Aim of the Scheme:
    ·        To mobilize the gold held by households and institutions in the country
    ·        To provide a push up to the gems and jewellery sector in the country by making gold available as raw material on loan from the banks
    ·        To be able to reduce the dependency on import of gold over time to meet the domestic demand
    ·        It facilitates the depositors of gold to earn interest on their metal accounts
    ·        Once the gold is deposited in metal account, it will start earning interest on the same
    ·        The banks would also be able to monetize the gold under this scheme
    ·        The Gold Monetization Scheme will replace the already existing Gold Deposit and Gold Metal Loan Schemes
    NAME:SAHAJ Scheme
    Aim of the Scheme:To release new LPG connections for the customers through online service as a part of its customer friendly initiative
    ·        People can apply online for new LPG connection and they need not visit to the LPG distributors for it
    ·        It will enable the customers to post online request for a new connection by filling KYC form by uploading bank account details and photographs
    ·        After submitting the details the customers will receive the registration number to know the new connection status
    ·        The customer can opt for offline or online mode of payment for the new connection
    ·        Once payment is done an electronic subscription voucher will be mailed to the new customer
    ·        Later the distributor will do physical delivery of the gas cylinder and regulator with hose pipe
    NAME:Rajiv Gandhi Illumination Scheme for Hill Town Advancement (RISHTA) Project
    Aim of the Project:it seeks to provide efficient smart LED based street lighting project
    Funds:The Energy Efficient Services Limited (EESL) will invest all the capital upfront to implementation of RISHTA
    ·        The Scheme is also known as Centralized Control and Monitoring System (CCMS) Smart Lighting Scheme for Urban Local bodies which implements LED based street lighting project
    ·        The project is being implemented by the collaboration of the following organizations
    a)   Himachal Pradesh’s Urban Development Department
    b)   Energy Efficient Services Limited
    Name:School Nursery Yojana
    Aim of the Scheme:To create an everlasting bond between the young school students and nature by involving them in raising of saplings in the school nurseries
    ·        Schools will distribute saplings to students to plant in their homes and surroundings through School Nursery
    ·        The school nursery will be in a small space of a minimum of 100sq. meters
    ·        In this nursery students will prepare beds for raising saplings and use it for other nursery activities
    NAME:Pradhan Mantri Awas Yojana
    Aim of the Scheme: The government of India will undertake to construct about2 crore houses by the year2022
    Funds allocated: Each house allocated under the scheme will involve a grant ofRs. 1 lakhs to Rs. 2.3 lakhs
    ·        It is as referred as‘Housing to all’ Scheme
    ·        The applicants from lower income groups may apply for a housing loan with interest of6.5%
    ·        The term of these housing loans can go upto15 years
    NAME:Smart city Project
    Aim of the Project: To Provide core infrastructure element to urban areas
    It enables the following facilities in the selected cities
    ·        adequate water supply
    ·        assured electricity supply
    ·       sanitation and solid waste management
    ·        efficient urban mobility and public transport
    ·        affordable housing
    ·         IT connectivity and digitalization
    ·         e-Governance and citizen participation
    ·        sustainable environment
    ·        safety and security of citizens, particularly women, children and senior citizens
    ·        health and education
    Aim of the Scheme: This is a direct benefit transfer scheme for Liquified Petroleum Gas(LPG) Subsidy in India
    Features of the Scheme:
    ·        Consumers can receive LPG subsidies directly in their bank accounts
    ·        All consumers under the scheme must have a normal bank account, preferably Aadhaar linked bank
    ·        Consumers who do not have an Aadhaar number are allowed to receive subsidies in their accounts without linking with Aadhaar
    ·        Consumers receiving subsidies without an Aadhaar number must do any of  the following
    a)   present their bankaccount details to their LPG distributor
    b)   present their17 digit LPG consumer ID to their bank
    ·        The PAHAL scheme was accompanied by ‘Give it up’ campaign requesting the consumers to voluntarily give up their LPG subsidy if they afford to do so
    ·        As of July 2015,8,73,909 customers of Bharat Gas, HP Gas and Indane voluntarily gave up their LPG subsidies
    ·        On 14th August 2015, PAHAL was recognized byGuinness Book of World Records as the world’s largest cash transfer scheme with9.75 crore customers
    NAME:Pradhan Mantri Jan Dhan Yojana
    Aim of the Scheme: This aims forFinancial Inclusion to ensure access to the following financial services
    ·        Banking
    ·        Savings& Deposit Accounts
    ·        Remittance
    ·        Credit
    ·        Insurance
    ·        Pension
    Features of Scheme:
    ·        PMJDY is under the supervision ofDepartment of Financial Services, Ministry of Finance
    ·        13 Crore bank accounts were opened under this scheme so far
    ·        Guinness World Records recognized the achievements of PMJDY for opening18,096,130 bank accounts in justone week of the scheme by the Indian Banks
    ·        Under PMJDY individuals of both the rural or urban areas can get a bank account without depositing any amount
    ·        Indian citizens above the age of10 years can open the account withzero balance
    ·        Account can be opened in any bank orBusiness correspondent (Bank Mitr)
    ·        The account holders will be given aRuPay debit card which can be used at all ATMs
    ·        Life Insurance under PMJDY
    a)   Account holders will be givenRs. 30000 worth insurance coverage
    b) It also has accidental insurance coverage of overRs. 2,00,000
    ·         Loan Benefits under PMJDY
    a)   The account holder can take loan benefit of up toRs. 5000 from the bank after6-months from opening the account
    NAME:Pradhan Mantri Kaushal Vikas Yojana
    Aim of the Scheme: Key measure to impart skill-based training to young men and women making them capable of earning and supporting the nation’s anti-poverty measures
    Funds allotted: Rs. 1500 crore
    Features of Scheme:
    ·        To impart skill training to about 24 lakh youth
    ·        It mainly focuses on the Class 10th and 12th dropouts and lower income group
    ·        This scheme will be implemented by the National Skill Development Corporation
    NAME:Pradhan Mantri Suraksha Bima Yojana(PMSBY)
    Aim of the Scheme: To provide accidental death and disability insurance scheme
    ·        Any person between the age of 18 and 70 with a savings bank account and Aadhaar card can join the scheme
    ·        A nominal premium of Rs. 12 should be paid per person per year to get an insurance cover of Rs. 2,00,000 in case of accidental death
    ·        An insurance cover of Rs. 1,00,000 will be provided in case of permanent disability
    ·        The scheme will be valid for a year and it can be renewed every year
    NAME:One Rank One Pension Scheme
    Aim of the Scheme: Defense officers who have retired in the same rank and served for a similar period of time will be paid the same pension
    Fund allocated: Rs. 500 crore
    Features of the Scheme:
    ·        The government will be transferring an amount of Rs. 500 crore to the pension accounts of defense personnel
    ·        This amount is to bridge the gap in the amounts being received by the people who have retired prior to 2006 and the ones who have retired after that
    Name:Atal Mission for Rejuvenation an Urban Transformation (AMRUT)
    AIM of Scheme:To transform 500 cities& towns into efficient urban living spaces
    Funds Allocated:Rs. 50,000 crores for 5 years
    To provide
    ·        Water supply and sewerage facilities
    ·        Storm water drains to reduce flooding
    ·        Pedestrian, non-motorized and public transport facilities
    Name:Atal Pension Yojana
    AIM of Scheme:To bring security to ageing Indians and to promote a culture of savings and investment among unbanked sections of the society.
    Funds Allocated:Government to contribute 50% of the user’s contribution
    ·        This scheme is available to all Indians between the age of 18 and 40
    ·        People can opt for a fixed pension of Rs. 1000/2000/3000/4000/5000
    ·        An individual to contribute for at least 20 years before getting the benefits of the scheme
    Name:Pradhan Mantri Jeevan Jyoti Bima Yojana(PMJJBY)
    AIM of Scheme:To provide life insurance coverage on the death of the policy holder
    ·        It is available to anyone between the age of 18 to 50
    ·        The policy holders will pay a premium of Rs. 330 per year
    ·        The risk coverage provided is Rs. 2 lakhs
    ·        Life Insurance cooperation will implement this scheme
    Name:MUDRA Bank Yojana
    AIM of Scheme:To extend finance and credit support to Micro-finance institutions and agencies that lend money to small businesses.
    Funds Allocated:Capital – Rs. 20,000 crores
    Credit guarantee capital – Rs. 3000 crores
    MUDRA bank launched 3-loan instruments
    ·        Shishu – covers loan upto Rs. 50,000
    ·        Kishor – covers loans above Rs. 50,000 and upto Rs. 5 lakhs
    ·        Tarun – covers loans above Rs. 5 lakhs upto Rs. 10 lakhs
    AIM of Scheme:A Digital India Initiative to save official and other documents
    It was released by the Department of Electronics& Information Technology(DEITY), Ministry of Communications& IT
    ·        To empower citizens digitally
    ·        Reduces the use of physical documents
    ·        Offers authenticity of the e-documents
    ·        Each citizen when registered with DigiLocker will be allotted a storage space of 1GB linked with his/her Aadhaar number
    Name:Beti Bachao, Beti Padhao Yojana
    AIM of Scheme:Aims at making girls independent both socially and financially through education.
    Funds Allocated:Rs. 100 crore
    ·        The Ministry of Women and Child Development functions in collaboration with the Education and Health Ministry
    ·        It creates awareness and improves the efficiency of delivery of welfare services meant for the women
    Name:Skill India Programme
    AIM of Scheme:To create opportunities, space and scope for the development of the talents of the Indian Youth and to develop more new sectors for skill development.
    ·        Provides training, support and guidance for occupations of traditional types
    ·        The training programs will be on the lines of international level so that the youths of our country can also meet the demands of foreign countries
    ·        To create a hallmark called ‘Rural India Skill’ to standardize and certify the training process
    Name:e-Basta – portal for students to download school books
    AIM of Scheme:To enable the access of all school books and study materials in digital format
    e-Basta is a collaborative platform where students, teachers and book retailers can help each other
    ·        E-Basta has to be installed to get access to the portal
    ·        The schools or teachers can customize the contents of the e-Basta for the students
    ·        The publishers upload the content as per the requirement of the eBasta
    ·        The students can access the portal and download the content of interest
    Name:Sukanya Samriddhi Account Scheme
    AIM of Scheme:To  encourage the parents to save for the education and future of the girl child
    ·        Account can be opened for a girl child when she attains the age of 10
    ·        The account can be opened with an amount of Rs. 1000
    ·        The scheme offers an interest rate of 9.1% per year
    ·        The guardian is expected to deposit amount in the account (at least Rs. 1000 per year) till the completion of 14 years from the opening of the account
    ·        A premature withdrawal of 50% of the accumulated amount is allowed after the girl child turns 18
    ·        The account can be closed only when the girl attains the age of 10

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