Daily Current Affairs Quiz – 04th December 2025

Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2025 of 04th December 2025. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2025 & other competitive exams can make use of these Current Affairs Quiz.

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1) Which of the following schemes has been extended till 31 March 2030 and provides collateral-free loans of ₹15,000, ₹25,000, and ₹50,000 in three tranches to strengthen micro-enterprise resilience?

(a) Pradhan Mantri Mudra Yojana (PMMY)

(b) Pradhan Mantri Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi)

(d) PM Formalisation of Micro Food Processing Enterprises Scheme (PM-FME)

(e) Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

2) According to RBI’s customer service guidelines, Scheduled Commercial Banks (SCBs) must issue all customer communications in which of the following formats?

(a) English only

(b) Hindi and English

(d) Hindi, English, and the concerned regional language

(e) English and the concerned regional language

3) Which country hosted the 18th Global Forum Plenary on Transparency and Exchange of Information for Tax Purposes in December 2025?

(a) United States

(b) United Kingdom

(d) France

(e) Japan

4) As per the news, India’s current account deficit (CAD) moderated to what level in Q2 FY26, supported by a lower merchandise trade deficit?

(a) $2.4 billion (0.2% of GDP)

(b) $8.1 billion (0.9% of GDP)

(d) $12.3 billion (1.3% of GDP)

(e) $15.6 billion (1.5% of GDP)

5) As per the news, the Government of India announced a major initiative to evaluate the country’s standing across 26 global indices with 4 key themes.Which of the following themes is NOT included in the Global Indices for Reforms and Growth (GIRG) platform?

(a) Economy

(b) Development

(d) Industry

(e) Environmental Sustainability

6) Which state launched the e-Swathu 2.0 digital platform to regularise and manage rural property records and bring 95 lakh rural properties under the tax net?

(a) Karnataka

(b) Tamil Nadu

(d) Andhra Pradesh

(e) Gujarat

7) Recently, the Atal Pension Yojana (APY) achieved 8.34 Crore Enrolments as of October 2025. What percentage of total subscribers are women under the APY as of 31 October 2025?

(a) 35%

(b) 48%

(d) 52%

(e) 60%

8) Which platform plays a key role in the PAHAL (DBT for LPG) scheme by enabling the deduplication of LPG connections using Aadhaar, bank details, ration card data, TI numbers, and household records?

(a) Unified Payments Interface (UPI)

(b) National Population Register (NPR)

(d) LPG Transparency Portal (LTP)

(e) Bharat Gas Digital Registry (BGDR)

9) As of 31 October 2025, what is India’s total installed electricity generation capacity?

(a) 4,75,210 MW

(b) 4,90,500 MW

(d) 5,05,023 MW

(e) 5,35,100 MW

10) Which organisation was honoured by the United Nations Population Fund (UNFPA)India for winning the 2025 United Nations Population Award under the Institutional Category?

(a) UNICEF

(b) International Labour Organization (ILO)

(d) World Population Council (WPC)

(e) United Nations Development Programme (UNDP)

11) Which Indian city will host the 7th India International Seaweed Expo and Summit on 29–30 January 2026?

(a) Kochi

(b) Visakhapatnam

(d) Mumbai

(e) Puducherry

12) Which state participated as the state partner in the 26th Hornbill Festival 2025 in Nagaland?

(a) Meghalaya

(b) Arunachal Pradesh

(d) Tripura

(e) Manipur

13) Which word was selected as the Oxford University Press (OUP) Word of the Year 2025?

(a) Doomscrolling

(b) Rage Bait

(d) Climate Anxiety

(e) Influencer

14) The 14th edition of the Joint Military Exercise EKUVERIN, meaning “Friends,” is conducted between India and which country?

(a) Sri Lanka

(b) Bangladesh

(d) Nepal

(e) Maldives

15) Which Indian naval ships delivered bulk relief supplies to Colombo, Sri Lanka, under Operation Sagar Bandhu following Cyclone Ditwah?

(a) INS Kolkata and INS Kochi

(b) INS Vikramaditya and INS Satpura

(d) INS Jalashwa and INS Shivalik

(e) INS Arihant and INS Chakra

16) Where was the 1st Annual Bilateral Meeting between the Indian Coast Guard (ICG) and the Philippine Coast Guard (PCG) held on 2 December 2025?

(a) New Delhi, India

(b) Manila, Philippines

(d) Bangkok, Thailand

(e) Geneva, Switzerland

17) Who was appointed as Executive Director (ED) of the Reserve Bank of India (RBI) effective 1 December 2025?

(a) Smt. Usha Janakiraman

(b) Shaktikanta Das

(d) Smt. Renu Sharma

(e) Dr. Viral Acharya

18) Who was appointed as the Managing Director (MD) of Life Insurance Corporation of India (LIC) by the Department of Financial Services (DFS) in December 2025?

(a) M. R. Kumar

(b) S. K. Jain

(d) Ramakrishnan Chander

(e) Amitabh Kant

19) Who has been appointed as the first-ever female brand ambassador of Punjab National Bank (PNB)?

(a) Smriti Mandhana

(b) Mithali Raj

(d) Jhulan Goswami

(e) Deepti Sharma

20) Which Indian Coast Guard Ship (ICGS), the third Fast Patrol Vessel built under Atmanirbhar Bharat, was delivered by Goa Shipyard Limited (GSL) in 2025?

(a) ICGS Adamya

(b) ICGS Akshar

(d) ICGS Ananya

(e) ICGS Amulya

21) Which indigenous trainer aircraft’s production version was launched by CSIR–NAL (Council of Scientific and Industrial Research – National Aerospace Laboratories) on 29 November 2025?

(a) Saras

(b) Tejas

(d) Dhruv

(e) Nishant

22) What percentage of Bank of Maharashtra (BoM) stake did the Government of India decide to divest through the green shoe option in 2025?

(a) 6%

(b) 5%

(d) 8%

(e) 10%

23) In news, Indian Navy Day is observed on which date to honour the achievements of the Indian Naval Forces and commemorate Operation Trident?

(a) 1st December

(b) 4th December

(d) 15th December

(e) 26th December

24) When does the Government of India plan to conduct the first full-scale High-Altitude Platform (HAP) flight following successful sub-scale tests?

(a) 2025

(b) 2026

(d) 2028

(e) 2030

25) Which of the following wildlife sanctuaries is NOT located in Nagaland?

(a) Fakim Wildlife Sanctuary

(b) Puliebadze Wildlife Sanctuary

(d) Dihing-Patkai Wildlife Sanctuary

(e) All are in Nagaland

Answers :

1) Answer: B

Short Explanation:

The Government launched the Credit Assessment Model (CAM) for Micro, Small & Medium Enterprises (MSMEs), using digitally fetched, verifiable data to enable automated loan appraisal with objective decisioning for both ETB (Existing To Bank) and NTB (New To Bank) borrowers.

The Pradhan Mantri Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) Scheme, launched on 1 June 2020, has been extended till 31 March 2030, jointly implemented by MoHUA (Ministry of Housing and Urban Affairs) and Department of Financial Services.

Loan support for street vendors increased to ₹15,000, ₹25,000, and ₹50,000 in three tranches under PM SVANidhi to strengthen micro-enterprise resilience.

Detailed Explanation:

CAM provides model-based limit assessment for MSME loans, improving transparency, speed, and accuracy in credit evaluation.

The government, Reserve Bank of India (RBI) and National Payment Corporation of India (NPCI) are promoting digital payments through initiatives such as incentive schemes for RuPay Debit Cards and low-value BHIM-UPI (Person to Merchant – P2M) transactions.

Payments Infrastructure Development Fund (PIDF) supports deployment of POS terminals and QR codes in underserved areas to expand digital payment access.

Loan support for street vendors increased to ₹15,000, ₹25,000, and ₹50,000 in three tranches under PM SVANidhi to strengthen micro-enterprise resilience.

2) Answer: D

Short Explanation:

The Reserve Bank of India (RBI) customer service guidelines mandate the use of regional languages so banks can align service delivery with local needs across India.

RBI has reiterated to Scheduled Commercial Banks (SCBs) that all customer communications must be issued in a trilingual format—Hindi, English, and the concerned regional language.

Detailed Explanation:

The Reserve Bank of India (RBI) customer service guidelines mandate the use of regional languages so banks can align service delivery with local needs across India.

Banks must have a Board-approved branch management policy, including display of indicator boards, providing service booklets, and ensuring forms, pay-in slips, passbooks, and grievance redressal material are available in Hindi, English, and the regional language.

Banks operate multilingual contact centres and digital banking channels to offer assistance in regional languages for improved accessibility.

Department of Financial Services (DFS) has instructed Public Sector Banks (PSBs) to fully comply with RBI’s regional language usage guidelines for customer service.

RBI has reiterated to Scheduled Commercial Banks (SCBs) that all customer communications must be issued in a trilingual format—Hindi, English, and the concerned regional language.

3) Answer: C

Short Explanation:

Union Finance Minister Nirmala Sitharaman inaugurated the 18th Global Forum Plenary on Transparency and Exchange of Information for Tax Purposes in New Delhi, India (2–5 Dec 2025).

Detailed Explanation:

Union Finance Minister Nirmala Sitharaman inaugurated the 18th Global Forum Plenary on Transparency and Exchange of Information for Tax Purposes in New Delhi, India (2–5 Dec 2025).

The Plenary is held under the theme “Tax Transparency: Delivering a Shared Vision Through International Cooperation.”

The Global Forum has 172 member jurisdictions, and is the world’s leading body implementing EOIR (Exchange of Information on Request) and AEOI (Automatic Exchange of Information) tax transparency standards, including all G20 countries.

4) Answer: D

India’s current account deficit (CAD) moderated to $12.3 billion, or 1.3% of GDP, in Q2 FY26, supported by a lower merchandise trade deficit.

In the preceding quarter (Q1 FY26), the current account deficit was $2.4 billion, or 0.2% of GDP.

5) Answer: E

Short Explanation:

The Government of India announced a major initiative to evaluate the country’s standing across 26 global indices to identify improvement areas and strengthen India’s global position.

The 26 indices under GIRG will be monitored across four key themes:
• Economy – assessing global economic performance and competitiveness
• Development – examining human development and social progress
• Governance – evaluating rule of law, transparency, democracy and institutional performance
• Industry – tracking industrial competitiveness and growth indicators

Detailed Explanation:

The Government of India announced a major initiative to evaluate the country’s standing across 26 global indices to identify improvement areas and strengthen India’s global position.

The announcement was made by Minister of State for Statistics and Programme Implementation Rao Inderjit Singh in Parliament.

The initiative is part of the Global Indices for Reforms and Growth (GIRG) platform, which aims to use international benchmarks to drive policy reforms, strengthen governance systems, and improve statistical reporting mechanisms.

6) Answer: A

Short Explanation:

Karnataka Chief Minister Siddaramaiah launched e-Swathu 2.0, a digital platform designed to regularise and manage rural property records.

The upgraded system will bring 95 lakh rural properties under the tax net and is expected to generate Rs 1,778 crore to Rs 2,000 crore in revenue for the state.

Detailed Explanation:

Karnataka Chief Minister Siddaramaiah launched e-Swathu 2.0, a digital platform designed to regularise and manage rural property records.

The upgraded system will bring 95 lakh rural properties under the tax net and is expected to generate Rs 1,778 crore to Rs 2,000 crore in revenue for the state.

The platform enables inclusion of rural households, including those located outside village boundaries, into the formal property taxation system.

The system provides faster digital services including issuance of e-Khata documents (Forms 11A and 11B), accessible online without the need to visit gram panchayat offices.

A dedicated grievance support helpline (9483476000) has been set up to resolve technical issues.

7) Answer: B

Short Explanation:

The Atal Pension Yojana (APY), aimed at providing pension security to low-income and unorganised sector workers, has recorded 8.34 crore enrolments as of 31 October 2025.

Women constitute 48% of total subscribers, indicating improving financial inclusion and wider social security participation among women.

Detailed Explanation:

The Atal Pension Yojana (APY), aimed at providing pension security to low-income and unorganised sector workers, has recorded 8.34 crore enrolments as of 31 October 2025.

Women constitute 48% of total subscribers, indicating improving financial inclusion and wider social security participation among women.

APY was launched on 9 May 2015 to provide universal social security.

Eligible citizens include individuals aged 18-40 years with a bank or post office savings account. Subscribers receive a monthly pension after 60 years of age, with payouts beginning from 2035 for early beneficiaries.

8) Answer: C

Short Explanation:

The Direct Benefit Transfer of LPG (PAHAL) scheme, launched in January 2015, continues to improve transparency and efficiency in India’s LPG subsidy system.

A major feature supporting PAHAL is the Common LPG Database Platform (CLDP) used for deduplication through Aadhaar, bank account details, ration card data, TI numbers and household records, ensuring only one valid LPG connection per eligible household.

Detailed Explanation:

The Direct Benefit Transfer of LPG (PAHAL) scheme, launched in January 2015, continues to improve transparency and efficiency in India’s LPG subsidy system.

Under the scheme, LPG cylinders are sold at a uniform retail price across India, and the subsidy amount is directly transferred to consumers’ bank accounts, ensuring accountability and reducing leakages.

Aadhaar-linked verification, biometric authentication and database cleansing have helped eliminate ghost, duplicate and inactive LPG connections, preventing the diversion of subsidised cylinders.

9) Answer: D

Short Explanation:

India’s total installed electricity generation capacity reached 5,05,023 MW as of 31 October 2025.

Non-fossil fuel capacity (2,59,423 MW) has overtaken fossil-fuel-based capacity (2,45,600 MW), marking a major shift towards clean and sustainable energy.

Detailed Explanation:

India’s total installed electricity generation capacity reached 5,05,023 MW as of 31 October 2025.

Non-fossil fuel capacity (2,59,423 MW) has overtaken fossil-fuel-based capacity (2,45,600 MW), marking a major shift towards clean and sustainable energy.

Of the non-fossil total, renewable energy contributes 2,50,643 MW, supporting India’s commitment to achieving 500 GW non-fossil capacity by 2030.

India crossed 50% installed non-fossil fuel capacity in June 2025, achieving its Paris Agreement NDC target 5 years in advance.

10) Answer: C

Short Explanation:

The United Nations Population Fund (UNFPA) India honoured the International Union for the Scientific Study of Population (IUSSP) for winning the 2025 United Nations Population Award under the Institutional Category.

Detailed Explanation:

The recognition acknowledges IUSSP’s global contributions to population research, capacity building and evidence-based policymaking.

The felicitation took place during the 46th Annual Conference of the Indian Association for the Study of Population (IASP), which focused on India’s demographic strategies and future priorities.

11) Answer: A

Short Explanation:

Kochi, Kerala will host the 7th India International Seaweed Expo and Summit on 29–30 January 2026.

Detailed Explanation:

Kochi, Kerala will host the 7th India International Seaweed Expo and Summit on 29–30 January 2026.

The event reflects India’s growing focus on the Blue Economy and the rising potential of the marine algae (seaweed) industry.

Delegates from Brazil, Sri Lanka, Sweden, and the Netherlands will participate, making it a major global platform for knowledge exchange, innovation and seaweed industry networking.

12) Answer: B

Short Explanation:

The 26th Hornbill Festival began on 1st December 2025 at the Naga Heritage Village, Kisama, Kohima, coinciding with Nagaland’s Statehood Day.

Arunachal Pradesh took part as the state partner, reflecting the festival’s growing national and global engagement.

Detailed Explanation:

The 26th Hornbill Festival began on 1st December 2025 at the Naga Heritage Village, Kisama, Kohima, coinciding with Nagaland’s Statehood Day.

The festival is celebrated for ten days and brings together all major Naga tribes to showcase their traditional dance, music, crafts, attire, and local cuisine.

The inaugural ceremony was held at Unity Plaza, Kisama, and was hosted by the Governor of Nagaland, Ajay Kumar Bhalla. The opening included various cultural performances and traditional showcases.

This year’s event saw participation from multiple countries including the United Kingdom, Ireland, France, Austria, Malta, and Switzerland as country partners.

Arunachal Pradesh took part as the state partner, reflecting the festival’s growing national and global engagement.

13) Answer: B

The Oxford University Press (OUP) selected “Rage Bait” as the Word of the Year 2025.

Usage of the term “Rage Bait” has tripled in 2025, showing its rising presence on social media for provoking outrage and polarization.

Rage Bait is defined as online content deliberately created to trigger anger or outrage by being frustrating, provocative, or offensive, usually to increase traffic or engagement.

14) Answer: E

Short Explanation:

The 14th edition of Joint Military Exercise EKUVERIN between the Indian Army and the Maldives National Defence Force (MNDF) began at Thiruvananthapuram, Kerala, held from 02–15 December 2025 (14-day joint exercise).

Detailed Explanation:

The Indian Army is represented by 45 personnel from the GARHWAL RIFLES, while the Maldives also participates with an equal-strength MNDF contingent.

‘Ekuverin’, meaning “Friends” in Dhivehi, signifies the strong friendship, mutual trust, and military cooperation between India and the Maldives.

15) Answer: C

Short Explanation:

The Government of India (GoI) launched Operation Sagar Bandhu to provide Humanitarian Aid and Disaster Relief (HADR) to Sri Lanka following Cyclone Ditwah.

The name Ditwah was proposed by Yemen after Socotra’s Detwah Lagoon and added to the UN ESCAP Panel list by the World Meteorological Organization (WMO).

Under Operation Sagar Bandhu, INS Vikrant and INS Udaygiri delivered bulk relief supplies to Colombo, Sri Lanka.

Detailed Explanation:

The Government of India (GoI) launched Operation Sagar Bandhu to provide Humanitarian Aid and Disaster Relief (HADR) to Sri Lanka following Cyclone Ditwah.

The name Ditwah was proposed by Yemen after Socotra’s Detwah Lagoon and added to the UN ESCAP Panel list by the World Meteorological Organization (WMO).

The India Meteorological Department (IMD), acting as Regional Specialized Meteorological Centre (RSMC), officially assigns the name when sustained winds reach 62 km/h.

Under Operation Sagar Bandhu, INS Vikrant and INS Udaygiri delivered bulk relief supplies to Colombo, Sri Lanka.

16) Answer: B

Short Explanation:

The 1st Annual Bilateral Meeting between the Indian Coast Guard (ICG) and the Philippine Coast Guard (PCG) was held in Manila, Philippines on 02 December 2025.

The meeting was conducted under the MoU signed on 22 August 2023 between the two coast guards.

Detailed Explanation:

The 1st Annual Bilateral Meeting between the Indian Coast Guard (ICG) and the Philippine Coast Guard (PCG) was held in Manila, Philippines on 02 December 2025.

The meeting was conducted under the MoU signed on 22 August 2023 between the two coast guards.

Both sides reviewed ship visits, professional exchanges, and ongoing cooperative activities, and agreed to strengthen interoperability and operational coordination.

The engagement aligns with India’s Act East Policy, SAGAR (Security and Growth for All in the Region) and the Indo-Pacific Oceans Initiative (IPOI).

17) Answer: A

The Reserve Bank of India (RBI) appointed Smt. Usha Janakiraman as Executive Director (ED), effective 1 December 2025, marking a major milestone in her 30+ years of RBI service.

She will head the Department of Supervision (DoS) as ED, overseeing risk assessment, data analysis, and vulnerability monitoring to strengthen financial system oversight.

Smt. Usha Janakiraman is a Chartered Accountant (CA) with extensive experience at the RBI.

18) Answer: D

The Department of Financial Services (DFS), Ministry of Finance (MoF), Government of India (GoI) appointed Ramakrishnan Chander as the Managing Director (MD) of Life Insurance Corporation of India (LIC).

The appointment is effective immediately and runs until September 30, 2027, or until further orders, whichever is earlier.

19) Answer: C

Short Explanation:

Punjab National Bank (PNB) appointed Harmanpreet Kaur, Indian Women Cricket Captain and World Cup Champion, as its first-ever female brand ambassador, marking a strategic milestone in the Bank’s brand transformation journey.

Detailed Explanation:

The announcement took place at PNB’s Corporate Office under the theme ‘Banking On Champions’,.

Harmanpreet Kaur was presented with a framed PNB jersey bearing her name and number and a custom-engraved PNB bat.

20) Answer: E

Short Explanation:

Goa Shipyard Limited (GSL) delivered Indian Coast Guard Ship (ICGS) Amulya, the third of eight Fast Patrol Vessels (FPVs) built under India’s Atmanirbhar Bharat initiative for the Indian Coast Guard (ICG).

The ICGS Amulya was formally handed over in Vasco, Goa, attended by Brajesh Kumar Upadhyay (CMD, GSL) and Commandant Anupam Singh (Commanding Officer, ICGS Amulya).

Detailed Explanation:

The ICGS Amulya was formally handed over in Vasco, Goa, attended by Brajesh Kumar Upadhyay (CMD, GSL) and Commandant Anupam Singh (Commanding Officer, ICGS Amulya).

The contract for 8 FPVs was awarded around 2022 under the “Buy (Indian–IDDM)” category, with GSL responsible for design and construction.

Earlier vessels in the series, ICGS Adamya (first) and ICGS Akshar (second), were delivered and commissioned in 2025.

ICGS Amulya specifications: Length 51.43 m, Breadth 8 m, Displacement 330 tons, Draught 2.5 m, accommodates 6 officers and 35 sailors.

21) Answer: C

Short Explanation:

CSIR–NAL (Council of Scientific and Industrial Research – National Aerospace Laboratories) launched the production version of the indigenous Hansa-3(NG) trainer aircraft on 29 November 2025, with manufacturing undertaken by Pioneer Clean Amps at a ₹150-crore facility in Kuppam, Andhra Pradesh.

Detailed Explanation:

The Hansa-3 features an all-composite airframe and is designed to meet the growing demand for Private Pilot License (PPL) and Commercial Pilot License (CPL) training.

22) Answer: A

Short Explanation:

The Government of India decided to exercise the green shoe option to divest 6% stake in Bank of Maharashtra (BoM) through an offer-for-sale (OFS) following an overwhelming investor response on the first day of subscription.

Detailed Explanation:

The OFS of BoM opened for non-retail investors at a floor price of Rs 54 per share.

The stake sale will help BoM achieve the Minimum Public Shareholding (MPS) norms of 25%.

Currently, the government holds 79.60% stake in BoM, and post-dilution, its stake will fall below 75%, allowing the bank to meet the MPS requirement.

23) Answer: B

Short Explanation:

Indian Navy Day 2025 is observed on 4th December to honour the role, strength, and achievements of the Indian Naval Forces.

Detailed Explanation:

Indian Navy Day 2025 is observed on 4th December to honour the role, strength, and achievements of the Indian Naval Forces.

The day also commemorates Operation Trident, a successful naval attack carried out by India against Pakistan during the Indo-Pakistan War of 1971.

The Indian Navy was initially established by the East India Company in 1612, marking its historical origin.

24) Answer: C

The Government of India plans the first full-scale HAP flight in 2027, following successful tests of a sub-scale vehicle that achieved 7.5 km altitude and over 10 hours of endurance.

Currently, only a few countries including the USA, UK, Germany, South Korea, New Zealand, and Japan manufacture solar-powered unmanned aircraft like the HAP.

25) Answer: D

About Nagaland:

Chief Minister: Neiphiu Rio

Governor: La. Ganesan

Capital: Kohima

National Parks: Intanki National Park

Wildlife Sanctuaries: Fakim Wildlife Sanctuary, Puliebadze Wildlife Sanctuary, Rangapahar Wildlife Sanctuary

This post was last modified on December 5, 2025 12:11 pm

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Daily Current Affairs Quiz – 04th December 2025

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