Daily Current Affairs Quiz – 23rd December 2025

Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2025 of 23rd December 2025. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2025 & other competitive exams can make use of these Current Affairs Quiz.

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1) The Reserve Bank of India (RBI) has approved a risk-based deposit insurance premium framework to replace the flat-rate system under DICGC. What is the maximum premium rate that weaker banks may be required to pay under the new framework?

(a) 10 paise per ₹100 of deposits

(b) 12 paise per ₹100 of deposits

(d) 14 paise per ₹100 of deposits

(e) 15 paise per ₹100 of deposits

2) As of 2025, South Indian Bank’s RuPay Contactless SIB Paytag Sticker allows PIN-less transactions at POS terminals up to what maximum amount?

(a) ₹5,000

(b) ₹3,000

(d) ₹4,500

(e) ₹1,000

3) In 2025, PNB MetLife DigiProtect Term Plan is primarily designed for which category of customers in India?

(a) Self-employed professionals

(b) Small business owners

(d) Salaried individuals

(e) Students

4) In 2025, HCL Technologies entered into a multi-year strategic partnership to modernise digital operations with which bank?

(a) ING Bank

(b) ASN Bank

(d) SNS Bank

(e) Rabobank

5) The nature-inspired architectural theme of the new terminal at Lokapriya Gopinath Bardoloi International Airport, Guwahati, is known as__________

(a) Flying Lotus

(b) Green Horizon

(d) Eastern Canopy

(e) Bamboo Orchids

6) What is the annual urea production capacity of the ammonia–urea fertiliser plant being set up at Namrup, Assam?

(a) 10.5 lakh metric tonnes

(b) 11.2 lakh metric tonnes

(d) 12.7 lakh metric tonnes

(e) 13.5 lakh metric tonnes

7) As of 2025, Jharkhand approved the Jharkhand Platform Based Gig Workers (Registration and Welfare) Act, 2025 after receiving assent from which Governor?

(a) Santosh Gangwar

(b) C. P. Radhakrishnan

(d) Ram Nath Kovind

(e) Raghubar Das

8) As of 2025, India’s first-ever Forest University is proposed to be established in which city?

(a) Dehradun

(b) Bhopal

(d) Lucknow

(e) Jabalpur

9) The Parliamentary Standing Committee that recommended granting Institution of National Importance (INI) status to the Auroville Foundation was chaired by whom?

(a) Shashi Tharoor

(b) Digvijaya Singh

(d) Anand Sharma

(e) Jairam Ramesh

10) During the 4th BRICS Sherpas Meeting in December 2025, Brazil handed over the symbolic BRICS Presidency gavel to which Indian Sherpa Ambassador?

(a) Ruchira Kamboj

(b) T. S. Tirumurti

(d) Sanjay Verma

(e) Sudhakar Dalela

11) Which two institutions signed an MoU to collaborate in research, education, training and technology support for defence and internal security?

(a) DRDO and Rashtriya Raksha University

(b) DRDO and National Defence Academy

(d) DRDO and Jawaharlal Nehru University

(e) DRDO and IIT Delhi

12) Where was INS Sindhughosh (S55) formally decommissioned after completing 40 years of service?

(a) Visakhapatnam

(b) Kochi

(d) Mumbai

(e) Chennai

13) As of 2025, India Optel Limited (IOL) signed a collaboration agreement with Safran Electronics & Defense for the indigenous production of which defence systems?

(a) Akash Missile and INSAS Rifle

(b) Tejas Fighter Jet and Arjun Tank

(d) Pinaka Rocket and Nag Missile

(e) BrahMos Missile and K9 Vajra Gun

14) Who was appointed as the Non-Executive Chairman of IIFL Finance Limited on 19 December 2025?

(a) Raghuram Rajan

(b) Bibhu Prasad (BP) Kanungo

(d) Shaktikanta Das

(e) Viral Acharya

15) In 2025, Protean eGov Technologies Limited plans to acquire what percentage stake in NSDL Payments Bank?

(a) 3.25%

(b) 4.50%

(d) 4.95%

(e) 6.00%

16) In 2025, Indian Space Research Organisation’s (ISRO) LVM3-M6 mission will launch the BlueBird Block-2 satellite in partnership with which U.S.-based company?

(a) SpaceX

(b) Blue Origin

(d) Telesat

(e) AST SpaceMobile

17) Which team won their first-ever Syed Mushtaq Ali Trophy title in the 2025–26 season?

(a) Jharkhand

(b) Maharashtra

(d) Delhi

(e) Haryana

18) Which Indian women’s football club won the first-ever South Asian Football Federation (SAFF)Women’s Club Championship 2025, held at Dasrath Stadium, Kathmandu, Nepal?

(a) Gokulam Kerala FC

(b) Sethu FC

(d) Bengaluru FC

(e) East Bengal FC

19) In 2025, Veteran Malayalam Film Personality Sreenivasan Passed away. Which award was bestowed upon Sreenivasan in 2024 for his contributions to Malayalam film literature?

(a) J. C. Daniel Award

(b) Kerala State Film Award for Best Screenplay

(d) Padma Shri

(e) National Film Award for Best Actor

20) In 2025, Kisan Diwas (National Farmers Day) 2025 is observed on which date in India?

(a) 19 December

(b) 23 December

(d) 24 December

(e) 20 December

Answers :

1) Answer: E

Short Explanation:

The Central Board of Directors (BoD) of the Reserve Bank of India (RBI) approved the introduction of a risk-based deposit insurance premium framework for banks, replacing the existing flat-rate premium system under the Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme.

The new risk-based framework will allow financially sound banks with strong capital adequacy and better asset quality to pay lower insurance premiums, while weaker banks may continue paying 12 paise or face a higher premium of up to 15 paise per ₹100 of deposits.

Detailed Explanation:

The decision was taken at the 620th meeting of RBI’s Central Board, chaired by RBI Governor Sanjay Malhotra, held in Hyderabad, Telangana, on 19 December 2025, and follows the Governor’s October 2025 Statement on Developmental and Regulatory Policies highlighting limitations of the flat premium structure.

Under the existing deposit insurance structure, the DICGC, established under the DICGC Act, 1961, has been operating since 1962, with banks paying a flat premium of 12 paise per ₹100 of assessable deposits.

2) Answer: A

Short Explanation:

South Indian Bank launched the RuPay Contactless SIB Paytag Sticker, an NFC-enabled payment instrument for fast and secure digital payments.

For transactions up to ₹5,000, no PIN is required, while transactions above ₹5,000 at POS terminals require PIN authentication.

Detailed Explanation:

South Indian Bank launched the RuPay Contactless SIB Paytag Sticker, an NFC-enabled payment instrument for fast and secure digital payments.

The compact sticker can be attached to mobile phones, wallets, or cardholders, enabling tap-and-pay transactions without a physical debit card.

The Paytag Sticker allows contactless payments at POS terminals using the RuPay infrastructure.

For transactions up to ₹5,000, no PIN is required, while transactions above ₹5,000 at POS terminals require PIN authentication.

3) Answer: D

Short Explanation:

PNB MetLife India Insurance Company Limited launched ‘PNB MetLife DigiProtect Term Plan (UIN-117N141V01)’, a pure term insurance plan specially designed for salaried individuals in India.

The plan is an individual, non-linked, non-participating term insurance product and is offered through a fully digital platform in partnership with PolicyBazaar.

Detailed Explanation:

The plan is an individual, non-linked, non-participating term insurance product and is offered through a fully digital platform in partnership with PolicyBazaar.

It provides comprehensive life cover, including accelerated benefits in case of terminal illness, ensuring enhanced financial protection.

The policy offers a unique exit benefit, allowing policyholders to exit before maturity and receive a full refund of all premiums paid at no extra cost.

A premium pause option is available, enabling policyholders to pause premium payments for up to 12 months after completing 3 policy years, usable once every 5 years.

4) Answer: B

Short Explanation:

HCL Technologies (HCLTech) entered into a multi-year strategic partnership with ASN Bank, the Netherlands’ fourth-largest retail bank, to modernise digital operations and IT architecture.

Detailed Explanation:

The partnership focuses on modernisation and standardisation of IT systems, enabling a future-ready digital organisation for ASN Bank.

It aims to streamline IT services, reduce the number of vendors, and automate core banking processes to enhance efficiency.

HCLTech will support enterprise applications and IT systems through a scalable distributed delivery model.

5) Answer: E

Short Explanation:

Prime MinisterNarendra Modi inaugurated the new terminal building of Lokapriya Gopinath Bardoloi International Airport in Guwahati, Assam.

Along with the terminal, an 80-foot statue of Gopinath Bardoloi, Assam’s first Chief Minister, was unveiled outside the airport premises.

The terminal follows a nature-inspired architectural theme called “Bamboo Orchids”, reflecting Assam’s biodiversity and cultural heritage.

Detailed Explanation:

Prime MinisterNarendra Modi inaugurated the new terminal building of Lokapriya Gopinath Bardoloi International Airport in Guwahati, Assam.

Along with the terminal, an 80-foot statue of Gopinath Bardoloi, Assam’s first Chief Minister, was unveiled outside the airport premises.

The inauguration marks a major milestone in infrastructure development and aviation connectivity in Northeast India.

The new terminal is spread across approximately 1.4 lakh square metres.

It is designed to handle up to 1.3 crore passengers annually, significantly enhancing airport capacity.

The terminal includes modern passenger facilities and upgraded airside infrastructure to ensure smoother aircraft and passenger movement.

The terminal follows a nature-inspired architectural theme called “Bamboo Orchids”, reflecting Assam’s biodiversity and cultural heritage.

6) Answer: D

Short Explanation:

Prime Minister Narendra Modi laid the foundation stone of a ₹10,601 crore ammonia–urea fertiliser plant at Namrup in Dibrugarh district, Assam.

The plant will have an annual production capacity of 12.7 lakh metric tonnes of urea and is expected to be commissioned by 2030.

Detailed Explanation:

Prime Minister Narendra Modi laid the foundation stone of a ₹10,601 crore ammonia–urea fertiliser plant at Namrup in Dibrugarh district, Assam.

The project is being developed under the Assam Valley Fertilizer and Chemical Company Limited (AVFCCL) and marks a major step towards fertiliser self-reliance, farmers’ welfare, and industrial growth in Northeast India.

The plant will have an annual production capacity of 12.7 lakh metric tonnes of urea and is expected to be commissioned by 2030.

It is a brownfield expansion project within the existing Namrup fertiliser complex.

The Union Cabinet approved the project in March 2025, and AVFCCL was incorporated in July 2025.

7) Answer: A

Short Explanation:

Jharkhand has approved the Jharkhand Platform Based Gig Workers (Registration and Welfare) Act, 2025, after receiving assent from Governor Santosh Gangwar, making the state one of the early movers in regulating the gig economy.

Detailed Explanation:

The Act aims to provide social security, welfare, and economic protection to gig and platform-based workers engaged through digital platforms operating within the state.

The legislation covers workers involved in transport, delivery, logistics, and other on-demand services, bringing them under a common institutional framework for better monitoring and protection.

A Gig Workers Welfare Board will be established under the Act, with the Labour Department Minister as the ex-officio Chairperson and other nominated members serving a three-year term.

8) Answer: C

Short Explanation:

India is set to establish its first-ever Forest University in Gorakhpur, Uttar Pradesh, marking a major step towards strengthening education and research in forestry, wildlife conservation, and environmental sciences.

Detailed Explanation:

The initiative reflects India’s growing national focus on biodiversity conservation, climate change mitigation, and sustainable natural resource management.

The proposed university will be developed on a campus of around 125 acres in Gorakhpur, located near the Jatayu Conservation and Breeding Centre.

An initial allocation of ₹50 crore has been provided in the state budget for the project.

9) Answer: B

Short Explanation:

The Auroville Foundation, located in Puducherry, has come into national focus after a Parliamentary Standing Committee recommended granting it the status of an Institution of National Importance (INI).

The recommendation was tabled in Parliament in December 2025 by a committee headed by Digvijaya Singh.

Detailed Explanation:

The recommendation was tabled in Parliament in December 2025 by a committee headed by Digvijaya Singh.

The panel urged the Government of India to amend the Auroville Foundation Act, 1988 to formally recognise Auroville as an INI.

The committee cited multiple UNESCO resolutions since 1966, which have endorsed Auroville for its role in international understanding, peace, and global harmony.

10) Answer: E

Short Explanation:

Brazil formally handed over the rotating BRICS (Brazil, Russia, India, China, and South Africa) Presidency to India during the 4th BRICS Sherpas Meeting held on 11–12 December 2025 in Brasília, Brazil.

The gavel was handed over by Brazil’s Sherpa Ambassador Mauricio Lyrio to India’s Sherpa Ambassador Sudhakar Dalela.

Detailed Explanation:

India will officially assume the BRICS Chairmanship on 1 January 2026, while Brazil remains the formal chair until 31 December 2025.

The symbolic handover involved a sustainably crafted wooden gavel, made by the Novo Airão community using Amazonian trees, representing environmental consciousness, shared responsibility, and enduring BRICS cooperation.

The gavel was handed over by Brazil’s Sherpa Ambassador Mauricio Lyrio to India’s Sherpa Ambassador Sudhakar Dalela.

11) Answer: A

Short Explanation:

Defence Research & Development Organisation (DRDO) and Rashtriya Raksha University (RRU) signed a Memorandum of Understanding (MoU) to collaborate in research, education, training and technology support for defence and internal security.

Detailed Explanation:

The MoU was signed on December 22, 2025, at South Block, New Delhi, in the presence of Raksha Mantri Shri Rajnath Singh.

The agreement was inked by Dr Chandrika Kaushik, Distinguished Scientist & DG (Production Coordination & Services Interaction), DRDO, and Prof (Dr) Bimal N. Patel, Vice Chancellor, RRU.

Dr Samir V. Kamat, Secretary, Department of Defence R&D and Chairman, DRDO, was also present at the signing ceremony.

The MoU aims to strengthen India’s self-reliance in defence and internal security technologies, aligned with Aatmanirbhar Bharat, Amrit Kaal, and the whole-of-nation approach.

12) Answer: D

Short Explanation:

The Indian Navy decommissioned INS Sindhughosh (S55), the lead Kilo-class diesel-electric submarine, after 40 years of service.

The decommissioning ceremony was held at Naval Dockyard, Mumbai, on 19 December 2025.

Detailed Explanation:

The Indian Navy decommissioned INS Sindhughosh (S55), the lead Kilo-class diesel-electric submarine, after 40 years of service.

The decommissioning ceremony was held at Naval Dockyard, Mumbai, on 19 December 2025.

The event was presided over by Vice Admiral Krishna Swaminathan, Flag Officer Commanding-in-Chief, Western Naval Command.

The decommissioning marked the end of a four-decade-long operational career, highlighting INS Sindhughosh’s significant contribution to India’s maritime security.

13) Answer: C

Short Explanation:

India Optel Limited (IOL), a Mini Navratna Defence PSU, signed a collaboration agreement with Safran Electronics & Defense for Transfer of Production (ToP) of two high-precision, combat-proven defence systems, marking a major milestone under the Make-in-India programme envisioned by Prime Minister Narendra Modi.

The SIGMA 30N system is used in artillery guns, air defence systems, missiles and radars, while the CM3-MR Direct Firing Sight is designed for artillery guns and anti-drone systems.

Detailed Explanation:

The agreement enables indigenous manufacturing in India of the SIGMA 30N Digital Ring Laser Gyro Inertial Navigation System and the CM3-MR Direct Firing Sight, strengthening self-reliance in defence technologies.

The SIGMA 30N system is used in artillery guns, air defence systems, missiles and radars, while the CM3-MR Direct Firing Sight is designed for artillery guns and anti-drone systems.

14) Answer: B

IIFL Finance Limited, a retail-focused diversified NBFC, appointed Bibhu Prasad (BP) Kanungo as Non-Executive Chairman of the Board with immediate effect on 19 December 2025.

BP Kanungo is a former Deputy Governor of the Reserve Bank of India (RBI) and is currently serving as a Non-Executive Independent Director on the IIFL Finance Board.

15) Answer: D

Short Explanation:

Protean eGov Technologies Limited (Protean), formerly known as NSDL e-Governance Infrastructure Limited, has received board approval to acquire a 4.95% stake in NSDL Payments Bank (NSDL PB).

Detailed Explanation:

The acquisition involves approximately 93.74 lakh equity shares at a price of ₹32.2 per share, amounting to a total investment of ₹30.2 crore.

The transaction will be completed through a cash-based equity subscription and is expected to be finalised within about 60 days from the execution of the agreement.

The acquisition aims to strengthen digital financial infrastructure by leveraging NSDL Payments Bank’s digital-first banking platform to expand Protean’s technology offerings.

16) Answer: E

Short Explanation:

Indian Space Research Organisation’s (ISRO) LVM3-M6 mission will launch the BlueBird Block-2 satellite on December 24, 2025, as part of a commercial agreement with the U.S.-based AST SpaceMobile.

The mission will lift off from the Second Launch Pad at Satish Dhawan Space Centre (SDSC), Sriharikota, after being rescheduled from mid-December following readiness assessments.

Detailed Explanation:

The mission will lift off from the Second Launch Pad at Satish Dhawan Space Centre (SDSC), Sriharikota, after being rescheduled from mid-December following readiness assessments.

BlueBird Block-2 (BlueBird-6) is a next-generation communication satellite designed to provide 24/7 high-speed cellular broadband directly to smartphones worldwide without specialised ground hardware.

The satellite is part of a Low Earth Orbit (LEO) constellation enabling 4G and 5G voice calls, video calls, text messaging, streaming, and data services globally.

AST SpaceMobile (AST & Science, LLC) is building the world’s first space-based cellular broadband network, accessible directly by smartphones for commercial and government applications.

17) Answer: A

Jharkhand scripted history by winning their first-ever Syed Mushtaq Ali Trophy (SMAT) title in the 2025–26 season, defeating Haryana by 69 runs in the final held at Maharashtra Cricket Association Stadium, Pune.

Jharkhand posted 262 runs for 3 wickets, while Haryana were bowled out for 193 runs, making it the highest team total ever recorded in a T20 tournament final in Indian domestic cricket.

18) Answer: E

Short Explanation:

Indian women’s football created history as East Bengal Football Club won the first-ever South Asian Football Federation (SAFF) Women’s Club Championship 2025.

East Bengal defeated Nepal’s Armed Police Force (APF) Football Club by 3–0 in the final held at Dasrath Stadium, Kathmandu, Nepal.

Detailed Explanation:

Indian women’s football created history as East Bengal Football Club won the first-ever South Asian Football Federation (SAFF) Women’s Club Championship 2025.

East Bengal defeated Nepal’s Armed Police Force (APF) Football Club by 3–0 in the final held at Dasrath Stadium, Kathmandu, Nepal.

With this victory, East Bengal FC became the first Indian women’s club to win an international football title.

The SAFF Women’s Club Championship is a newly launched tournament organised by the South Asian Football Federation to promote women’s club football and provide international exposure to South Asian teams.

The 2025 edition was the inaugural edition, making East Bengal FC’s title win historically significant for Indian football.

19) Answer: C

Short Explanation:

Renowned Malayalam actor, screenwriter, director, and producer Sreenivasan passed away at the age of 69 years on 20 December 2025 in Kochi, Kerala.

He was born on 6 April 1956 in Pattiyam, Kerala.

In 2024, he was honoured with the Tapasya Madampu Smriti Award for his contributions to Malayalam film literature.

Detailed Explanation:

Renowned Malayalam actor, screenwriter, director, and producer Sreenivasan passed away at the age of 69 years on 20 December 2025 in Kochi, Kerala.

He was born on 6 April 1956 in Pattiyam, Kerala.

Sreenivasan was a celebrated figure in Indian cinema, known for his versatile contributions to Malayalam films.

In 1998, he won the National Film Award for Best Film on Other Social Issues for Chinthavishtayaya Shyamala.

He received the Filmfare Awards South (Malayalam) for Best Director for Chinthavishtayaya Shyamala (1998).

He later won the Filmfare Award South (Malayalam) for Best Film for Katha Parayumpol (2007).

In 2024, he was honoured with the Tapasya Madampu Smriti Award for his contributions to Malayalam film literature.

20) Answer: B

Short Explanation:

Kisan Diwas 2025 is observed on 23rd December across India.

The day is also known as National Farmers Day or Farmer’s Day.

Detailed Explanation:

Kisan Diwas 2025 is observed on 23rd December across India.

The day is also known as National Farmers Day or Farmer’s Day.

It is observed to honour farmers for their vital contribution to the Indian economy, food security, and rural development.

Kisan Diwas marks the birth anniversary of Chaudhary Charan Singh, the Fifth Prime Minister of India.

This post was last modified on December 24, 2025 4:47 pm

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Daily Current Affairs Quiz – 23rd December 2025

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