Daily Current Affairs Quiz – 27th August 2025

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Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2025 of 27th August 2025. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2025 & other competitive exams can make use of these Current Affairs Quiz.

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1) On which date is Women’s Equality Day observed every year to commemorate women’s right to vote in the United States?

(a) July 4

(b) March 8

(d) August 26

(e) September 15

2) Recently, PhonePe has launched a new home insurance product line with premiums starting at what minimum amount per year (including GST)?

(a) ₹99

(b) ₹150

(d) ₹250

(e) ₹300

3) Under the Finance Ministry’s new switch facility, if a central government employee opts to move from UPS to NPS, what happens to the government’s 4% additional contribution?

(a) It is forfeited and not credited to the employee’s account

(b) It is added directly to the employee’s individual NPS corpus

(d) It is given as a lump-sum cash payout to the employee

(e) It is used only for pension-related welfare schemes

4) Recently, Fitch Ratings affirmed India’s sovereign credit rating at which level with a stable outlook?

(a) BB+

(b) BBB-

(d) A-

(e) BB-

5) Recently, the Andhra Pradesh government, under CM N. Chandrababu Naidu, launched a comprehensive insurance scheme for municipal staff. What is the life insurance cover for regular municipal workers in case of accidental death?

(a) ₹20 lakh

(b) ₹50 lakh

(d) ₹1 crore

(e) ₹1.5 crore

6) As per August 2025, Prime Minister Narendra Modi recently inaugurated and laid the foundation stone for development works worth ₹5,400 crore in Ahmedabad. Which of the following was NOT part of the announced projects?

(a) Doubling of Mahesana–Palanpur Rail Line (65 km)

(b) Gauge conversion of Kalol–Kadi–Katosan Road and Bechraji–Ranuj rail lines

(d) Launch of car-loaded freight train service from Bechraji

(e) Establishment of a new International Airport in Gandhinagar

7) Where were the 3GPP Radio Access Networks (RAN1–RAN5) Working Group meetings, focusing on 5G Advanced and 6G standardization, recently inaugurated

(a) New Delhi

(b) Hyderabad

(d) Mumbai

(e) Bengaluru

8) Which ministry/department has issued India’s first national guidelines for veterinary blood transfusion services?

(a) Ministry of Environment, Forest and Climate Change

(b) Ministry of Health and Family Welfare

(d) Ministry of Agriculture and Farmers’ Welfare

(e) Department of Biotechnology

9) During Fijian Prime Minister Sitiveni Rabuka’s 3-day official visit to India, multiple MoUs were signed under the spirit of “Veilomani Dosti.” Which of the following was NOT among the key agreements?

(a) MoU for setting up a Super-Specialty Hospital Project in Fiji

(b) Agreement for supply of affordable medicines under India’s Janaushadhi Scheme

(d) MoU on digital skilling between NIELIT (India) and Pacific Polytechnic

(e) Free Trade Agreement (FTA) between India and Fiji

10) As per the news, Government e-Marketplace (GeM) recently achieved a cumulative Gross Merchandise Value (GMV) of ₹15 lakh crore. In which year was GeM originally launched?

(a) 2016

(b) 2015

(d) 2017

(e) 2018

11) Recently, Nepal officially joined the International Big Cat Alliance (IBCA) on August 24, 2025. Which of the following is not among the seven big cat species covered under the IBCA?

(a) Tiger

(b) Lion

(d) Puma

(e) Lynx

12) As per August 2025 news, Rajiv Ranjan, Executive Director at RBI and member of the Monetary Policy Committee (MPC), has been appointed as Vice President and Chief Risk Officer of which multilateral financial institution?

(a) Asian Infrastructure Investment Bank (AIIB)

(b) New Development Bank (NDB)

(d) International Monetary Fund (IMF)

(e) Asian Development Bank (ADB)

13) Who has been appointed as the new Managing Director and CEO of IndusInd Bank with effect from August 25, 2025?

(a) Shyam Srinivasan

(b) Rajiv Anand

(d) Sandeep Bakhshi

(e) Uday Kotak

14) Who has been appointed as the Secretary of the National Disaster Management Authority (NDMA) under the Ministry of Home Affairs in August 2025?

(a) Sanjay Rastogi

(b) Manish Bhardwaj

(d) A. Anbarasu

(e) Pawan Kumar Sharma

15) Who has been appointed as the new Deputy National Security Advisor (NSA) in August 2025?

(a) Anish Dayal Singh

(b) Rajiv Ranjan

(d) Rajiv Anand

(e) Sanjay Rastogi

16) Who co-chaired the recent Ministerial-level India-Japan Energy Dialogue held via video conferencing?

(a) Rajiv Ranjan and Rajiv Anand

(b) Shri Manohar Lal and Mr. Muto Yoji

(d) Manish Bhardwaj and Lav Aggarwal

(e) Pawan Kumar Sharma and A. Anbarasu

17) What revenue from operations target has been set for Indian Renewable Energy Development Agency Limited (IREDA) in FY 2025-26 under its MoU with the Ministry of New and Renewable Energy (MNRE)?

(a) ₹5,957 crores

(b) ₹6,743.32 crores

(d) ₹8,200 crores

(e) ₹9,000 crores

18) Which organization signed a Letter of Intent (LoI) with the Government of India to supply fortified rice for global humanitarian aid?

(a) Food and Agriculture Organization (FAO)

(b) World Food Programme (WFP)

(d) United Nations International Children’s Emergency Fund (UNICEF)

(e) World Health Organization (WHO)

19) Which city has been ranked the world’s smartest city in the International Institute for Management Development (IMD) Smart City Index 2025?

(a) Geneva (Switzerland)

(b) Oslo (Norway)

(d) Dubai (United Arab Emirates)

(e) Abu Dhabi (United Arab Emirates)

20) Which Indian Naval Ship (INS) recently completed a three-day port call in Surabaya, Indonesia, in August 2025?

(a) INS Kolkata

(b) INS Talwar

(d) INS Shivalik

(e) INS Kadmatt

Answers :

1) Answer: D

Short Explanation:

Women’s Equality Day is observed on August 26 every year to commemorate the right of women to vote in the United States.

The observance of Women’s Equality Day not only commemorates the passage of the 19th Amendment but also calls attention to women’s continuing efforts toward full equality.

Detailed Explanation:

Women’s Equality Day is observed on August 26 every year to commemorate the right of women to vote in the United States.

Several women’s organizations celebrate Women’s Equality Day 2025 all over the country and work hard to provide equal opportunities to women in education and employment.

The observance of Women’s Equality Day not only commemorates the passage of the 19th Amendment but also calls attention to women’s continuing efforts toward full equality.

2) Answer: C

Short Explanation:

PhonePehas introduced a new home insurance product line designed to be a simple and affordable solution for homeowners.

The plan is an end-to-end digital offering available directly on the PhonePe app.

Affordable Premiums: Premiums start at just ₹181 per year, including GST.

Flexible Coverage: The coverage ranges from ₹10 lakhs up to ₹12.5 crore, allowing customers to select a plan that fits their specific home and budget.

Detailed Explanation:

PhonePehas introduced a new home insurance product line designed to be a simple and affordable solution for homeowners.

The plan is an end-to-end digital offering available directly on the PhonePe app.

Affordable Premiums: Premiums start at just ₹181 per year, including GST.

Flexible Coverage: The coverage ranges from ₹10 lakhs up to ₹12.5 crore, allowing customers to select a plan that fits their specific home and budget.

Comprehensive Protection: The policy covers both the structure and contents of the home against more than 20 risks, including fire, floods, earthquakes, riots, and theft.

Broad Eligibility: It is available to all homeowners, with or without an existing home loan, addressing a gap in the market where most plans are bundled with loans at a higher cost.

3) Answer: B

Short Explanation:

The Union Finance Ministry has introduced a one-time, one-way switch facility allowing central government employees to move from the Unified Pension Scheme (UPS) to the National Pension System (NPS).

Switch Facility: The facility allows employees who have opted for the UPS to switch to the NPS.

Detailed Explanation:

Switch Facility: The facility allows employees who have opted for the UPS to switch to the NPS.

This is a one-way switch, meaning the decision is irreversible.

Timeline: The switch can be exercised at any time, but not later than one year before superannuation or three months before voluntary retirement.

Eligibility: Employees facing disciplinary action, dismissal, or removal are not eligible for this facility.

Benefits: Once an employee switches to the NPS, they will no longer be entitled to the assured payouts and benefits of the UPS.

Instead, the government’s 4% differential contribution will be added to their individual NPS corpus.

4) Answer: B

Fitch Ratings has affirmed India’s sovereign credit rating at ‘BBB-’ with a stable outlook.

This is the lowest investment-grade rating.

The agency’s decision is underpinned by India’s robust economic growth and solid external finances.

Fitch’s forecast for India’s GDP growth is 6.5% for the fiscal year ending March 2026 (FY26), which is unchanged from FY25.

This figure is significantly higher than the median of 2.5% for other countries with a ‘BBB’ rating.

5) Answer: D

Short Explanation:

Chief minister of Andhra Pradesh, N. Chandrababu Naidu announced a comprehensive insurance scheme for municipal staff, during the Swachh Andhra–Swarna Andhra campaign at Peddapuram, Kakinada district.

The scheme provides ₹1 crore life insurance cover for regular municipal workers in case of accidental death.

Detailed Explanation:

The scheme provides ₹1 crore life insurance cover for regular municipal workers in case of accidental death.

Families of outsourced workers will receive ₹20 lakh cover in case of accidental death.

In cases of permanent disability, the same compensation amounts will apply.

The scheme also offers education assistance up to ₹8 lakh for children of both municipal and outsourced workers.

The initiative aims to ensure financial security for families of civic workers who face high-risk working conditions.

6) Answer: E

Prime MinisterNarendra Modi inaugurated, laid the foundation stone, and dedicated development works worth ₹5,400 crore in Ahmedabad, Gujarat.

Major projects include railway projects worth ₹1,400 crore, such as doubling of the Mahesana–Palanpur Rail Line (65 km), gauge conversion of the Kalol–Kadi–Katosan Road (37 km) and Bechraji–Ranuj (40 km) rail lines.

Passenger train between Katosan Road & Sabarmati was flagged off; car-loaded freight train service from Bechraji was also launched.

PM inaugurated power distribution projects worth over ₹1,000 crore in Ahmedabad, Mehsana, Gandhinagar under the Revamped Distribution Sector Scheme (RDSS), aimed at reducing breakdowns, modernizing networks, and strengthening infrastructure.

7) Answer: E

Short Explanation:

The 3GPP Radio Access Networks (RAN) Working Group meetings (RAN1–RAN5) were inaugurated at Whitefield, Bengaluru, and will continue till 29th August 2025.

Detailed Explanation:

The 3GPP Radio Access Networks (RAN) Working Group meetings (RAN1–RAN5) were inaugurated at Whitefield, Bengaluru, and will continue till 29th August 2025.

The event is supported by the Department of Telecommunications (DoT), Ministry of Communications, and hosted by the Telecommunications Standards Development Society, India (TSDSI).

This is the first time in India that discussions on 6G standardization under 3GPP Release 20 are being held, along with the finalization of Release 19 (5G Advanced) specifications.

TSDSI is India’s recognized Standards Development Organization (SDO) and one of the seven organizational partners of 3GPP, the global body responsible for framing specifications for 5G and 6G technologies.

8) Answer: C

Short Explanation:

The Department of Animal Husbandry and Dairying issued the first national guidelines for veterinary blood transfusion services.

The framework standardizes animal blood donation, storage, and transfusion to improve animal welfare, biosafety, and One Health integration.

Earlier, transfusions were done without protocols, with no proper donor screening, blood typing, or biosafety measures, often leading to adverse reactions.

Detailed Explanation:

The Department of Animal Husbandry and Dairying issued the first national guidelines for veterinary blood transfusion services.

The framework standardizes animal blood donation, storage, and transfusion to improve animal welfare, biosafety, and One Health integration.

Earlier, transfusions were done without protocols, with no proper donor screening, blood typing, or biosafety measures, often leading to adverse reactions.

The guidelines mandate blood typing, cross-matching, donor health checks, and vaccination status.

Introduce a voluntary donation model with a Donor Rights Charter ensuring ethical practices.

States will establish veterinary blood banks meeting biosafety and regulatory standards for safe storage and handling.

9) Answer: E

Fijian Prime Minister Sitiveni Rabuka’s 3-day official visit to India marked a major milestone in India–Fiji bilateral relations.

The visit resulted in multiple MoUs, agreements, and cooperation announcements in healthcare, infrastructure, mobility, standards, capacity building, defence, and culture under the spirit of “Veilomani Dosti” (affectionate friendship).

Major agreements signed:

MoU for a Super-Specialty Hospital Project in Fiji (design, construction, commissioning, operation, and maintenance).

Agreement to supply affordable medicines under India’s Janaushadhi Scheme between HLL Lifecare Ltd. and Fiji’s Ministry of Health.

MoU between Bureau of Indian Standards (BIS) and DNTMS (Fiji) for cooperation on quality and technical standards.

Digital Skilling MoU between NIELIT (India) and Pacific POLYTECH.

India extended Quick Impact Project (QIP) grant assistance for fast-track projects.

Migration & Mobility Pact signed to enhance workforce mobility.

Fiji handed over lease deed of Indian Chancery building in Suva.

A Joint Statement issued reaffirming stronger partnership.

10) Answer: A

Short Explanation:

Government e Marketplace (GeM) achieved ₹15 lakh crore(US$ 171.3 billion) cumulative Gross Merchandise Value (GMV) since its launch in 2016.

Detailed Explanation:

Government e Marketplace (GeM) achieved ₹15 lakh crore(US$ 171.3 billion) cumulative Gross Merchandise Value (GMV) since its launch in 2016.

It is a digital procurement platform connecting government departments with MSEs, startups, women-led businesses, SC/ST enterprises, and Self-Help Groups (SHGs).

GeM facilitates online procurement of common use Goods & Services required by various Government Departments / Organisations / PSUs.

The initiative was launched in August 2016, by the Ministry of Commerce and Industry, Government of India.

The current version of GeM, i.e., GeM 4.0 was launched on September, 2020.

The Union Government on 14th January 2019 launched the Womaniyaon Government e-Marketplace Portal.

11) Answer: E

Short Explanation:

Detailed Explanation:

On August 24, 2025, Nepal officially joined the International Big Cat Alliance (IBCA), an India-led initiative for the conservation of seven major big cat species globally.

Objective: The IBCA is a coalition aimed at protecting and conserving seven species of big cats: tiger, lion, leopard, snow leopard, cheetah, jaguar, and puma.

India’s Role: India, which has a successful history with its Project Tiger, launched the IBCA on April 9, 2023, in Mysuru, Karnataka.

India’s long-standing experience in tiger conservation and other species serves as a foundational model for the alliance.

Global Collaboration: The alliance provides a platform for big cat range countries and other interested nations to share experiences, mobilize resources, and work together on conservation efforts.

12) Answer: B

Rajiv Ranjan, an Executive Director at the Reserve Bank of India (RBI), has been appointed as Vice President and Chief Risk Officer of the New Development Bank (NDB), a multilateral bank founded by the BRICS nations (Brazil, Russia, India, China, South Africa).

His appointment is for a five-year term, and he is expected to assume his new role from September 2025.

He has been a member of the RBI’s rate-setting body, the Monetary Policy Committee (MPC), since May 2022.

13) Answer: B

The IndusInd Bank board has approved the appointment of Rajiv Anand as the new Managing Director (MD) and Chief Executive Officer (CEO).

His three-year tenure officially began on August 25, 2025.

Following his assumption of charge, the bank’s Committee of Executives and the Oversight Committee of the board have been dissolved.

Rajiv Anand is a qualified Chartered Accountant with a degree in Commerce.

Prior to this appointment, he was the Deputy Managing Director at Axis Bank, where he was in charge of the wholesale banking business and the bank’s digital strategy.

He previously served as the founding MD & CEO of Axis Asset Management Company in 2009.

14) Answer: B

Short Explanation:

The Appointments Committee of the Cabinet (ACC) has approved the postings of 15 senior IAS and IPS officers across various government ministries and bodies.

Manish Bhardwaj (IAS: 1997, Gujarat cadre) has been appointed as Secretary of the National Disaster Management Authority (NDMA) within the Ministry of Home Affairs.

Detailed Explanation:

The Appointments Committee of the Cabinet (ACC) has approved the postings of 15 senior IAS and IPS officers across various government ministries and bodies.

Manish Bhardwaj (IAS: 1997, Gujarat cadre) has been appointed as Secretary of the National Disaster Management Authority (NDMA) within the Ministry of Home Affairs.

Sanjay Rastogi (IAS: 1991, Odisha cadre) has been appointed Director General of the National Archives of India in the Ministry of Culture.

Lav Aggarwal (IAS: 1996, AP cadre) takes over as Additional Secretary in the Ministry of Women and Child Development, replacing Gyanesh Bharti (IAS: 1998), who has been appointed Deputy Election Commissioner in the Election Commission of India.

A. Anbarasu (IAS: 1996) has been named Additional Secretary and Director General (Acquisition) in the Ministry of Defence.

Pawan Kumar Sharma (IAS: 1999) has received an in-situ upgradation to the rank of Additional Secretary in the Ministry of Defence.

15) Answer: A

Short Explanation:

Anish Dayal Singh, a retired 1988-batch Indian Police Service (IPS) officer from the Manipur cadre, has been appointed as the new Deputy National Security Advisor (NSA).

Detailed Explanation:

Anish Dayal Singh, a retired 1988-batch Indian Police Service (IPS) officer from the Manipur cadre, has been appointed as the new Deputy National Security Advisor (NSA).

His primary mandate in this role is to handle internal affairs, including security issues in Jammu and Kashmir, as well as Naxal and Northeastern insurgencies.

He brings nearly three decades of experience from his service in the Intelligence Bureau (IB) and as the Director General of the Indo-Tibetan Border Police (ITBP) and the Central Reserve Police Force (CRPF).

16) Answer: B

Short Explanation:

India and Japan are strengthening their partnership under the Japan-India Clean Energy Partnership, focusing on energy security, clean energy transition, and climate change mitigation.

The dialogue was co-chaired by Shri Manohar Lal, Minister of Power & Housing and Urban Affairs (India), and Mr. Muto Yoji, Minister of Economy, Trade and Industry (Japan).

Detailed Explanation:

India and Japan are strengthening their partnership under the Japan-India Clean Energy Partnership, focusing on energy security, clean energy transition, and climate change mitigation.

The cooperation is institutionalized through the India-Japan Energy Dialogue and sectoral Joint Working Groups (JWGs).

A Ministerial-level India-Japan Energy Dialogue was held via video conferencing.

The dialogue was co-chaired by Shri Manohar Lal, Minister of Power & Housing and Urban Affairs (India), and Mr. Muto Yoji, Minister of Economy, Trade and Industry (Japan).

Indian ministries including MoP, MNRE, MoPNG, and Ministry of Coal gave presentations on progress achieved under JWGs and future cooperation pathways.

The Ministers:

Reaffirmed commitment to energy security and inclusive growth.

Welcomed progress in areas like energy efficiency, clean hydrogen, ammonia, renewable energy.

Agreed to expand cooperation in Carbon Capture, Utilization and Storage (CCUS), green chemicals, biofuels, and advanced technologies in the energy sector.

17) Answer: D

Short Explanation:

Indian Renewable Energy Development Agency Limited (IREDA) signed a performance-based Memorandum of Understanding (MoU) with the Ministry of New and Renewable Energy (MNRE), Government of India.

Revenue from Operations target for FY 2025-26 has been set at ₹8,200 crores.

Detailed Explanation:

Revenue from Operations target for FY 2025-26 has been set at ₹8,200 crores.

In FY 2024-25, IREDA exceeded its target by achieving ₹6,743.32 crores against the target of ₹5,957 crores.

The MoU includes performance parameters such as:

Return on Net Worth

Return on Capital Employed

NPA to Total Loans

Asset Turnover Ratio

EBTDA and others

IREDA has earned an ‘Excellent’ MoU rating for four consecutive years since FY 2020-21.

18) Answer: B

Short Explanation:

The Government of India and the World Food Programme (WFP) signed a Letter of Intent (LoI) to strengthen collaboration in addressing the global hunger crisis.

Detailed Explanation:

The Government of India and the World Food Programme (WFP) signed a Letter of Intent (LoI) to strengthen collaboration in addressing the global hunger crisis.

Under this initiative, the Department of Food and Public Distribution (DFPD) will supply fortified rice from India to meet the food and nutritional needs of vulnerable populations in crisis zones worldwide.

The partnership highlights India’s role as an agricultural surplus nation contributing to global humanitarian aid.

The LoI follows discussions held during the February 2025 WFP Executive Board side event in Rome, focusing on ways to ensure dependable food grain supply for humanitarian distribution.

Ongoing collaborative efforts include: Supply Chain Optimization, Fortified Rice Rollout, Annapurti Devices (Grain ATMs), Jan Poshan Kendra, Smart Warehousing Technology, and Flospans (Mobile Storage Units).

19) Answer: C

Short Explanation:

The IMD Smart City Index 2025 was released by the International Institute for Management Development (IMD).

Zurich remains the world’s smartest city.

Detailed Explanation:

The IMD Smart City Index 2025 was released by the International Institute for Management Development (IMD).

A smart city is defined as an urban setting that applies technology to enhance urban life for citizens.

Rankings are based on five parameters – Health & Safety, Mobility, Activities, Opportunities, and Governance.

Top 5 Smart Cities 2025:

Zurich (Switzerland) – Rank 1 (unchanged)

Oslo (Norway) – Rank 2 (unchanged)

Geneva (Switzerland) – Rank 3 (▲1)

Dubai (UAE) – Rank 4 (▲8)

Abu Dhabi (UAE) – Rank 5 (▲5)

Zurich remains the world’s smartest city.

20) Answer: E

Indian Naval Ship (INS) Kadmatt, an indigenously built anti-submarine warfare (ASW) corvette, successfully completed a three-day port call in Surabaya, Indonesia.

The visit strengthened maritime cooperation and reinforced the partnership between the Indian Navy and the Indonesian Navy (TNI AL).

The port call, which concluded on August 23, 2025, included a variety of professional and cultural engagements aimed at enhancing mutual understanding and operational synergy between the two navies.

This post was last modified on August 28, 2025 5:38 pm

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Daily Current Affairs Quiz – 27th August 2025

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