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Dear Readers, Daily Current Affairs Questions Quiz for SBI, IBPS, RBI, RRB, SSC Exam 2025 of 24th December 2025. Daily GK quiz online for bank & competitive exam. Here we have given the Daily Current Affairs Quiz based on the previous days Daily Current Affairs updates. Candidates preparing for IBPS, SBI, RBI, RRB, SSC Exam 2025 & other competitive exams can make use of these Current Affairs Quiz.

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1) Under the Financial Services Annex of the India–New Zealand Free Trade Agreement (FTA), both countries agreed to strengthen cooperation specifically in which area?

(a) Introduction of a common central bank for cross-border regulation

(b) Interoperability of Fast Payment Systems (FPS) and electronic payments

(d) Mandatory use of cryptocurrency for bilateral trade settlements

(e) Exclusive access to financial markets for state-owned banks

2) In 2025, PayNearby recently received a licence approval from NPCI that allows it to offer UPI-enabled payment applications. What is this licence called?

(a) Third-Party Application Provider (TPAP) licence

(b) Payment Aggregator (PA) licence

(d) Prepaid Payment Instrument (PPI) licence

(e) White-label ATM licence

3) The Pension Fund Regulatory and Development Authority (PFRDA) notified the PFRDA (Exits and Withdrawals under the National Pension System (NPS)) (Amendment) Regulations, 2025. These amendments primarily focus on which of the following?

(a) Only Central Government subscribers under NPS

(b) Only State Government subscribers under NPS

(d) Exclusively foreign subscribers of NPS

(e) Pension Fund Managers and custodians only

4) As of 2025, Canara Bank has launched a UPI-based digital payments application named ‘Canara ai1Pe’. Which of the following best describes a key feature of this app?

(a) It can be used only by Canara Bank account holders

(b) It functions as a digital wallet without bank account linkage

(d) It provides only QR-code-based merchant payments

(e) It allows linking of savings or current accounts from any bank for UPI payments

5) According to the Health Effects Institute (HEI) report “Assessment of Changes in Air Quality in Indian Cities Since the Launch of the National Clean Air Programme”, which air quality monitoring station was identified as the most polluted in India in 2024?

(a) Anand Vihar, Delhi

(b) Jahangirpuri, North Delhi

(d) Bhiwadi, Rajasthan

(e) Faridabad, Haryana

6) The Government of India has decided to establish the Bureau of Port Security (BoPS) under which Act?

(a) Indian Ports Act, 1908

(b) Major Port Authorities Act, 2021

(d) Merchant Shipping Act, 2025

(e) Indian Maritime Security Act, 2024

7) Consider the following statements regarding NITI Aayog’s report on higher education released in December 2025:

NITI Aayog released a policy report titled “Internationalisation of Higher Education in India: Prospects, Potential, and Policy Recommendations” to position India as a global education and research hub.
The initiative is aligned with the National Education Policy (NEP) 2020 and complements reforms proposed under the Viksit Bharat Shiksha Adhishthan Bill, 2025.
In 2024, for every international student studying in India, nearly 28 Indian students went abroad for higher education.

Which of the statements given above are correct?

(a) 1 and 2 only

(b) 2 and 3 only

(d) 1, 2 and 3

(e) 1 only

8) What is the name of the coldest and most severe phase of winter in the Kashmir Valley, lasting 40 days from December 21 to January 30?

(a) Chillai Kalan

(b) Chillai Bacha

(d) Patthar

(e) Barf

9) Who was conferred with the ‘40 Under 40 Lawyer Award’ 2025 in recognition of young legal talent in India?

(a) Indira Jaising

(b) Shubham Awasthi

(d) Mukul Rohatgi

(e) Prashant Bhushan

10) Which Malayalam publisher was conferred the French honour Chevalier de l’Ordre des Arts et des Lettres for contributions to literature and cross-cultural exchange?

(a) K. Satchidanandan

(b) M. T. Vasudevan Nair

(d) Ravi Deecee

(e) Subhash Chandran

11) Who has been recommended by the Financial Services Institutions Bureau (FSIB) for the post of MD & CEO of Canara Bank?

(a) K. Satyanarayana Raju

(b) Brajesh Kumar Singh

(d) Prashant Kumar

(e) Rajnish Kumar

12) Which of the following missiles successfully completed User Evaluation Trials (UET) conducted by DRDO, demonstrating interception of multiple aerial targets across varying ranges and altitudes?

(a) BrahMos

(b) Agni-V

(d) Nirbhay

(e) Astra

13) Which organisation, in collaboration with IP Bazzaar, hosted Tech Talk 2025 on the theme “Minerals That Matter: Geopolitics, Sovereignty & Value Chains” in New Delhi?

(a) Defence Research and Development Organisation (DRDO)

(b) Centre for Joint Warfare Studies (CENJOWS)

(d) Hindustan Aeronautics Limited (HAL)

(e) National Institution for Transforming India (NITI Aayog)

14) Which bank’s 9.99% stake acquisition by Blackstone was recently approved by the Competition Commission of India (CCI) through warrants?

(a) State Bank of India

(b) ICICI Bank

(d) Punjab National Bank

(e) Federal Bank

15) Which Indian institute developed AILA (Artificially Intelligent Lab Assistant), an AI agent capable of independently conducting real-world scientific experiments?

(a) IIT Delhi

(b) IIT Bombay

(d) IIT Madras

(e) IIT Kharagpur

16) Which nuclear power plant is Japan planning to restart, marking its return to nuclear energy nearly 15 years after the Fukushima disaster?

(a) Fukushima Daiichi Nuclear Power Plant

(b) Kashiwazaki–Kariwa Nuclear Power Plant

(d) Tokai Nuclear Power Plant

(e) Sendai Nuclear Power Plant

17) Which Japanese semiconductor company has partnered with Tata Electronics to manufacture semiconductors in India under the Make in India initiative?

(a) Sony Semiconductor

(b) Toshiba

(d) Renesas Electronics

(e) Fujitsu Semiconductor

18) Which eminent Hindi writer from Chhattisgarh passed away at the age of 89 on 23 December 2025?

(a) Vishnu Prabhakar

(b) Vinod Kumar Shukla

(d) Nirmal Verma

(e) Ramdarash Mishra

19) As of 2025, Good Governance Day 2025 is observed on 25 December to commemorate the birth anniversary of which Indian leader?

(a) Lal Bahadur Shastri

(b) Jawaharlal Nehru

(d) Indira Gandhi

(e) Atal Bihari Vajpayee

20) On which date is Christmas Day observed?

(a) 24 December

(b) 25 December

(d) 1 January

(e) 15 December

Answers :

1) Answer: B

Short Explanation:

India–New Zealand concluded negotiations on the Financial Services Annex of the Free Trade Agreement (FTA) on 22 December 2025, strengthening bilateral economic cooperation.

Both countries agreed to cooperate on electronic payments and real-time transaction infrastructure, including interoperability of Fast Payment Systems (FPS).

Detailed Explanation:

India–New Zealand concluded negotiations on the Financial Services Annex of the Free Trade Agreement (FTA) on 22 December 2025, strengthening bilateral economic cooperation.

The annex, finalised in the last negotiation round on 10 December 2025, goes beyond GATS commitments and comprises 18 articles, providing a robust institutional and regulatory framework.

Both countries agreed to cooperate on electronic payments and real-time transaction infrastructure, including interoperability of Fast Payment Systems (FPS).

The agreement strengthens India’s digital payments ecosystem, led by NPCI and platforms like Unified Payments Interface (UPI).

India has adopted a forward-looking liberalisation approach, including enhanced FDI limits in the banking and insurance sectors.

2) Answer: A

Short Explanation:

Fintech company PayNearby has received Third-Party Application Provider (TPAP) licence approval from the National Payments Corporation of India (NPCI).

The TPAP licence authorises non-bank entities to offer UPI-enabled payment applications in India.

Detailed Explanation:

Fintech company PayNearby has received Third-Party Application Provider (TPAP) licence approval from the National Payments Corporation of India (NPCI).

The TPAP licence authorises non-bank entities to offer UPI-enabled payment applications in India.

Following the approval, PayNearby launched the “PayNearby Saathi” app, expanding its presence in the digital payments ecosystem.

PayNearby Saathi provides UPI-enabled savings accounts and digital payment services to users.

The app integrates BHASHINI, India’s national language translation platform, for voice-based interactions.

3) Answer: C

Pension Fund Regulatory and Development Authority (PFRDA), under the Ministry of Finance (MoF), notified the ‘PFRDA (Exits and Withdrawals under the National Pension System (NPS)) (Amendment) Regulations, 2025’,, amending the principal 2015 regulations.

The amendments, mainly focused on the Non-Government Sector (including the All Citizen Model and Corporate Sector), have been uniformly applied to both Common Schemes (CS) and the Multiple Scheme Framework (MSF), while also simplifying certain provisions for government subscribers.

4) Answer: D

Short Explanation:

Canara Bank, an Indian Public Sector Bank (PSB), has launched ‘Canara ai1Pe’, a UPI-based digital payments application.

Canara ai1Pe aims to provide fast, secure, and convenient digital payment services to customers across banks.

Core services of the app include instant fund transfers, QR-code-based merchant payments, utility bill payments, and mobile/DTH recharges on a single platform.

Detailed Explanation:

Canara Bank, an Indian Public Sector Bank (PSB), has launched ‘Canara ai1Pe’, a UPI-based digital payments application.

Canara ai1Pe aims to provide fast, secure, and convenient digital payment services to customers across banks.

The app allows users to link savings or current accounts from any bank to send and receive UPI payments, ensuring full interoperability.

Core services of the app include instant fund transfers, QR-code-based merchant payments, utility bill payments, and mobile/DTH recharges on a single platform.

5) Answer: B

Short Explanation:

A recent analysis by the Health Effects Institute (HEI) has highlighted the continued severity of air pollution in Delhi and the National Capital Region (NCR).

Jahangirpuri recorded an annual average PM10 concentration of 276.1 micrograms per cubic metre, far exceeding the National Ambient Air Quality Standards.

Detailed Explanation:

A recent analysis by the Health Effects Institute (HEI) has highlighted the continued severity of air pollution in Delhi and the National Capital Region (NCR).

According to the study, all of India’s top 20 most polluted air quality monitoring stations in 2024 were located in Delhi-NCR, despite the implementation of the National Clean Air Programme (NCAP) in 2019.

While some locations show signs of improvement, absolute pollution levels in Delhi-NCR remain among the highest in the country.

The HEI report titled “Assessment of Changes in Air Quality in Indian Cities Since the Launch of the National Clean Air Programme” identified Jahangirpuri in North Delhi as the most polluted monitoring station in India in 2024.

Jahangirpuri recorded an annual average PM10 concentration of 276.1 micrograms per cubic metre, far exceeding the National Ambient Air Quality Standards.

6) Answer: D

Short Explanation:

In a major step to strengthen India’s maritime security framework, the Central Government has decided to establish a Bureau of Port Security (BoPS).

It will be set up under the Merchant Shipping Act, 2025 and function under the Ministry of Ports, Shipping and Waterways.

Detailed Explanation:

In a major step to strengthen India’s maritime security framework, the Central Government has decided to establish a Bureau of Port Security (BoPS).

The new body aims to enhance security at ports and on vessels through improved coordination, intelligence sharing, and risk-based security planning, at a time when Indian ports are handling rapidly increasing trade volumes.

The Bureau of Port Security will be a statutory body responsible for regulating and overseeing security arrangements at ports, vessels, and port facilities across the country.

It will be set up under the Merchant Shipping Act, 2025 and function under the Ministry of Ports, Shipping and Waterways.

The BoPS will be modelled on the Bureau of Civil Aviation Security, which oversees airport and aviation security in India.

7) Answer: D

Short Explanation:

In December 2025, NITI Aayog released a landmark policy report titled “Internationalisation of Higher Education in India: Prospects, Potential, and Policy Recommendations” with the objective of transforming India into a global education destination and research hub.

The initiative is aligned with the National Education Policy 2020 and complements regulatory reforms proposed under the Viksit Bharat Shiksha Adhishthan Bill, 2025, which aims to modernise and streamline the higher education framework.

Despite global growth in student mobility, India faces a severe imbalance between outbound and inbound students. In 2024, nearly 28 Indian students went abroad for every one international student studying in India, highlighting the urgency for policy intervention.

Detailed Explanation:

Major strategic measures include the proposal for Bharat Vidya Kosh, a national research sovereign wealth fund with a suggested $10 billion corpus, partially supported by the Indian diaspora and philanthropic contributions.

The Vishwa Bandhu Scholarship and Fellowship is proposed to attract international students and global research talent, while Bharat ki AAN (Alumni Ambassador Network) aims to mobilise the global Indian alumni community as education ambassadors.

8) Answer: A

Short Explanation:

Chillai Kalan is the coldest and most severe phase of winter in Kashmir Valley, lasting for 40 days from December 21 to January 30.

It is a centuries-old Kashmiri term that marks the peak winter period, characterized by extreme cold, freezing temperatures, snowfall, and icy winds.

Detailed Explanation:

Chillai Kalan is the coldest and most severe phase of winter in Kashmir Valley, lasting for 40 days from December 21 to January 30.

It is a centuries-old Kashmiri term that marks the peak winter period, characterized by extreme cold, freezing temperatures, snowfall, and icy winds.

During this period, temperatures often fall well below freezing, water bodies partially freeze, and heavy snowfall occurs, especially in higher reaches.

Chillai Kalan is followed by Chillai Khurd (20 days of milder cold) and Chillai Bacha (10 days of comparatively moderate winter), making Chillai Kalan the most critical phase for weather and water cycles.

9) Answer: B

Short Explanation:

In a significant recognition of young legal talent in India, Advocate Shubham Awasthi has been conferred with the prestigious ‘40 Under 40 Lawyer Award’ 2025, one of the most respected honours in the Indian legal fraternity.

Detailed Explanation:

The award recognises not only professional excellence but also commitment to public service and humanitarian values, highlighting the growing role of young advocates in strengthening India’s justice delivery system.

Shubham Awasthi is a practising advocate at the Supreme Court of India, known for his work in public interest litigation, constitutional law, and social justice matters.

He holds a postgraduate degree in Media and Entertainment Laws and has been actively associated with several government and statutory

10) Answer: D

Short Explanation:

In a significant cultural milestone, Ravi Deecee, a noted Malayalam publisher, was conferred the prestigious French honour Chevalier de l’Ordre des Arts et des Lettres for his outstanding contribution to literature, publishing, and cross-cultural exchange, particularly between India and France.

Detailed Explanation:

The award ceremony was held at the Embassy of France in India, highlighting the growing role of cultural diplomacy and literary collaboration.

The honour was conferred by Thierry Mathou, the Ambassador of France to India, who commended Ravi Deecee for transforming DC Books into one of India’s leading publishing houses and for actively promoting French literature in Indian languages, especially Malayalam.

The ceremony was attended by several eminent personalities from India’s literary and cultural circles.

11) Answer: B

The Financial Services Institutions Bureau (FSIB) has recommended Brajesh Kumar Singh for the post of Managing Director and Chief Executive Officer (MD & CEO) of Canara Bank.

He will succeed K. Satyanarayana Raju, the current MD & CEO of Canara Bank, who is retiring on superannuation in December.

12) Answer: C

Short Explanation:

Defence Research and Development Organisation (DRDO) has successfully completed User Evaluation Trials (UET) of the Next Generation Akash missile (Akash-NG), marking a major milestone in India’s air defence preparedness.

Detailed Explanation:

During the trials, Akash-NG successfully intercepted multiple aerial targets across different ranges and altitudes, including near-boundary low-altitude and long-range high-altitude scenarios.

Akash-NG is a surface-to-air missile system equipped with an indigenous Radio Frequency (RF) seeker and powered by a solid rocket motor, enhancing precision and reliability.

13) Answer: B

Short Explanation:

The Centre for Joint Warfare Studies (CENJOWS),, in collaboration with IP Bazzaar, hosted Tech Talk 2025 on the theme “Minerals That Matter: Geopolitics, Sovereignty & Value Chains” in New Delhi.

Detailed Explanation:

The keynote address was delivered by Air Marshal Ashutosh Dixit, Chief of Integrated Defence Staff to the Chairman Chiefs of Staff Committee (CISC).

Critical minerals were highlighted as a strategic enabler for national security, defence capability development, and technological sovereignty.

Modern defence systems such as jet engines, missiles, precision munitions, radars, satellites, batteries, and semiconductors are intrinsically dependent on assured access to critical minerals.

14) Answer: E

Short Explanation:

Competition Commission of India (CCI) approved Blackstone’s acquisition of 9.99% stake in Federal Bank through warrants, marking a key foreign investment in India’s banking sector.

Detailed Explanation:

The acquisition will be executed via Asia II Topco XIII Pte Ltd, a Blackstone arm, with each warrant convertible into one fully paid-up equity share of Federal Bank.

On full conversion of warrants, Blackstone will hold 9.99% of Federal Bank’s paid-up share capital on a fully diluted basis.

Blackstone will have the right to nominate a director on the Federal Bank’s Board as long as it maintains a minimum 5% stake in the bank.

15) Answer: A

Short Explanation:

Indian Institute of Technology (IIT) Delhi researchers have developed AILA (Artificially Intelligent Lab Assistant), an AI agent capable of independently conducting real-world scientific experiments.

Detailed Explanation:

AILA marks a shift from AI-assisted research to AI-driven laboratory experimentation, where AI performs the complete scientific workflow.

The system operates on an AI agentic framework, enabling autonomous decision-making, experiment execution, and result analysis without human intervention.

AILA uses a chatbot-style English interface, which converts user instructions into executable code for laboratory instruments.

The AI agent can autonomously operate an Atomic Force Microscope (AFM), one of the most complex and sensitive instruments in materials science.

16) Answer: B

Short Explanation:

Japan has moved towards restarting the Kashiwazaki–Kariwa Nuclear Power Plant, the world’s largest nuclear power plant, following a crucial regional approval vote.

The step marks Japan’s return to nuclear energy nearly 15 years after the 2011 Fukushima disaster.

Detailed Explanation:

Japan has moved towards restarting the Kashiwazaki–Kariwa Nuclear Power Plant, the world’s largest nuclear power plant, following a crucial regional approval vote.

The step marks Japan’s return to nuclear energy nearly 15 years after the 2011 Fukushima disaster.

Kashiwazaki–Kariwa Nuclear Power Plant was among 54 nuclear reactors shut down after the 2011 earthquake and tsunami.

The Fukushima Daiichi nuclear accident (2011) was the worst nuclear disaster since Chernobyl, significantly altering Japan’s energy policy.

As part of energy reforms, Japan has restarted 14 out of 33 operable nuclear reactors.

17) Answer: C

Short Explanation:

Japanese semiconductor leader ROHM Company Limited (ROHM) has partnered with Tata Electronics Private Limited (TEPL) to manufacture semiconductors for domestic and global markets.

The collaboration aims to establish a sustainable semiconductor supply chain under the Make in India initiative, targeting automotive, consumer electronics, IoT, AI, defence, and aerospace sectors.

Detailed Explanation:

Japanese semiconductor leader ROHM Company Limited (ROHM) has partnered with Tata Electronics Private Limited (TEPL) to manufacture semiconductors for domestic and global markets.

Under the Power Semiconductor Framework, the partnership will combine ROHM’s advanced device technologies with TEPL’s assembly and testing capabilities to build semiconductor manufacturing infrastructure in India.

ROHM and TEPL will explore co-development of advanced, high-value packaging technologies and jointly market the semiconductor supply chain.

18) Answer: B

Short Explanation:

Vinod Kumar Shukla, an eminent Hindi writer from Chhattisgarh, passed away at the age of 89 years due to age-related ailments at AIIMS Raipur on 23 December 2025.

Detailed Explanation:

Vinod Kumar Shukla, an eminent Hindi writer from Chhattisgarh, passed away at the age of 89 years due to age-related ailments at AIIMS Raipur on 23 December 2025.

He was widely regarded as one of the most distinctive voices in modern Hindi literature, known for his simple, minimalist, and deeply evocative writing style.

In 2023, Shukla became the first Hindi writer to receive the PEN/Nabokov Lifetime Achievement Award, gaining international recognition and a prize of $50,000.

Vinod Kumar Shukla became the first author from Chhattisgarh to receive the Jnanpith Award, marking a historic achievement for the state.

19) Answer: E

Short Explanation:

Good Governance Day 2025 is observed on 25 December to commemorate the birth anniversary of former Prime Minister Atal Bihari Vajpayee, a recipient of the Bharat Ratna.

Detailed Explanation:

Good Governance Day 2025 is observed on 25 December to commemorate the birth anniversary of former Prime Minister Atal Bihari Vajpayee, a recipient of the Bharat Ratna.

The day is observed alongside Christmas celebrations and is treated as a working day for the Government of India, emphasising commitment to citizen-centric governance.

The Department of Administrative Reforms and Public Grievances (DARPG) launched Good Governance Week 2025, to be observed from 19 December to 25 December.

20) Answer: B

Short Explanation:

Christmas Day 2025 is observed on 25 December to commemorate the birth of Jesus Christ, the central figure of Christianity.

Historically, the exact date and place of Jesus’ birth are not known, as the New Testament Gospels of Matthew, Mark, Luke, and John do not specify the time of his birth.

Detailed Explanation:

Christmas Day 2025 is observed on 25 December to commemorate the birth of Jesus Christ, the central figure of Christianity.

Historically, the exact date and place of Jesus’ birth are not known, as the New Testament Gospels of Matthew, Mark, Luke, and John do not specify the time of his birth.

The association of 25 December with Christmas is largely attributed to Sextus Julius Africanus, an early Christian historian, who played a key role in popularising this date.

One historical theory suggests that the early Christian Church chose 25 December to align the birth of the Son of God with the “rebirth of the sun”, which follows the winter solstice, symbolising the return of longer days.

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Daily Current Affairs Quiz – 25th December 2025

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