Daily Current Affairs 07th November 2025 | Latest News | Download PDF

By Ameena Ameena - Nov 07 2025

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CURRENT AFFAIRS : BANKING, FINANCE & BUSINESS

Pradhan Mantri Jan Dhan Yojana Deposits Surpass ₹2.75 Lakh Crore, Marking Major Financial Inclusion Milestone

  • Total deposits under the Pradhan Mantri Jan Dhan Yojana (PMJDY) have crossed ₹2.75 lakh crore as of October 22, 2025, marking a major milestone in India’s financial inclusion efforts.
  • The total number of PMJDY accounts reached 56.85 crore, with Public Sector Banks contributing the largest share — ₹2.15 lakh crore, followed by Regional Rural Banks (RRBs) with ₹51,489 crore, and Private Sector Banks with ₹8,149 crore.
  • The growth in deposits is supported by Direct Benefit Transfers (DBTs), various government welfare schemes, and an increase in account activity due to reactivation drives.
  • To address inactive accounts, the Department of Financial Services (DFS) launched a Financial Inclusion Saturation Programme (July–September 2025) to promote enrollment under PMJDY, PMJJBY, PMSBY, and Atal Pension Yojana (APY), and to re-verify KYC for dormant accounts.
  • As of August 2025, nearly 13 crore PMJDY accounts were inactive, but around 5% of these accounts were successfully reactivated through re-KYC by the end of September 2025.
  • The scheme continues to serve as a cornerstone of inclusive growth, ensuring that almost 90% of Indian households now have a bank account.

About PMJDY :

  • PMJDY was launched on August 28, 2014, to promote financial inclusion by ensuring access to banking, remittance, credit, insurance, and pension services at affordable costs.
  • The scheme forms the backbone of various government economic initiatives and facilitates Direct Benefit Transfers (DBTs) to beneficiaries.
  • Eligibility: Indian nationals aged 18–59 years can apply; minors above 10 years can open accounts with guardian supervision.
  • A PMJDY account can be opened at any bank branch or Business Correspondent (Bank Mitr) outlet with zero balance
  • Zero-balance account feature allows individuals to open accounts without maintaining a minimum balance, though chequebook facility requires meeting balance criteria.
  • Account holders receive a RuPay debit card that can be used at ATMs for cash withdrawals.

Public Sector Banks Post 9% Profit Growth, Reach Record ₹49,456 Crore in Q2

  • Public Sector Banks (PSBs) led by the State Bank of India (SBI) posted a record cumulative profit of ₹49,456 crore in Q2 FY26, marking a 9% year-on-year (YoY) growth despite two banks reporting a decline.
  • In Q2 FY25, PSBs had earned ₹45,547 crore, showing an increase of ₹3,909 crore in absolute terms.
  • SBI alone contributed 40% of the total PSB profit, recording a net profit of ₹20,160 crore, up 10% from the previous year.
  • Indian Overseas Bank (IOB) reported the highest profit growth of 58% at ₹1,226 crore, followed by Central Bank of India with 33% growth to ₹1,213 crore.
  • Bank of Baroda and Union Bank of India were the only two PSBs to record a decline in profit — 8% and 10%, respectively.
  • Other PSBs with notable profit growth include:
  • Bank of Maharashtra and Punjab & Sind Bank – 23% rise
  • Canara Bank – 19% rise.
  • Punjab National Bank (PNB) – 14% rise.
  • Indian Bank – 12% rise.
  • Bank of India – 8% rise.
  • UCO Bank – 3% rise.
  • In Q1 FY26, PSBs had posted an 11% annual growth in profit to ₹44,218 crore, compared to ₹39,974 crore in Q1 FY25.
  • For the first half (H1) of FY26, PSBs’ aggregate profit crossed ₹90,000 crore for the first time, reaching ₹93,674 crore, up nearly 10% from ₹85,520 crore in H1 FY25.
  • The consistent profitability highlights the strong financial performance, improved asset quality, and operational efficiency of PSBs.

Reserve Bank of India allows exporters to retain foreign currency earnings in IFSC accounts for up to three months

  • The Reserve Bank of India (RBI) has amended the Foreign Exchange Management (Foreign Currency Accounts by a Person Resident in India) Regulations, 2015 to allow exporters to retain export proceeds in foreign currency accounts at International Financial Services Centres (IFSCs) for up to three months.
  • For foreign currency accounts maintained in other jurisdictions, the utilisation or repatriation period will remain one month from the date of receipt of export proceeds.
  • The amendment aims to enhance operational flexibility and global competitiveness for exporters, especially in high-value sectors such as gems and jewellery.
  • Earlier, under the Exchange Earners’ Foreign Currency (EEFC) scheme, exporters were required to convert foreign exchange earnings quickly, resulting in higher conversion costs and currency risks.

India’s Richest 1% Boost Wealth by 62% Since 2000, Says G20 Report

  • India’s richest 1% expanded their wealth by 62% between 2000 and 2023, according to a G20 report commissioned by the South African Presidency.
  • The study, led by Nobel laureate Joseph Stiglitz, warned that global inequality has reached “emergency” levels, threatening democracy, economic stability, and climate progress.

Key Highlights :

  • The top 1% globally captured 41% of all new wealth created between 2000 and 2024, while the bottom 50% received only 1%, highlighting a sharp wealth disparity.
  • The report noted that inter-country inequality has declined due to rising incomes in populous nations like India and China, reducing the GDP share of high-income countries.
  • In India, the top 1% grew their wealth share by 62%, compared to 54% in China, placing India among countries with the steepest rise in wealth concentration.
  • The report emphasized that “extreme inequality is a choice”, not an inevitability, and can be reversed with strong political will and global cooperation through the G20 framework.
  • It proposed establishing an International Panel on Inequality (IPI), modelled after the IPCC, to monitor global inequality trends and guide policymaking.
  • Since 2020, global poverty reduction has nearly stalled, with 3 billion people facing food insecurity, an increase of 335 million since 2019.
  • Half of the world’s population lacks access to essential health services, and 1.3 billion people are impoverished by healthcare expenses.
  • In India, the top 1% hold around 27% of total national wealth, nearly seven times more than the bottom 50%, showing severe inequality.
  • Note : South Africa assumes the G20 Presidency from 1 December 2024 through to November 2025, approximately five years before the deadline of the United Nations (UN) 2030 Agenda.

Reserve Bank of India Announces Steps to Boost Global Use of Indian Rupee

  • The Reserve Bank of India (RBI) announced new measures to promote the internationalisation of the Indian Rupee (INR) and increase its use in cross-border transactions.
  • Authorised Dealer (AD) banks are now allowed to extend INR-denominated trade-related loans to non-residents from Bhutan, Nepal, and Sri Lanka, strengthening rupee trade settlement with neighbouring nations.
  • RBI will now establish transparent reference rates for the currencies of key trading partners, including the Indonesian Rupiah and UAE Dirham, to ensure predictable pricing and reduce cross-currency dependence.
  • Currently, RBI publishes reference rates only for the U.S. dollar, euro, Japanese yen, and pound sterling.
  • These initiatives build on earlier efforts such as bilateral rupee trade agreements, cross-border UPI linkages, and measures to reduce rupee volatility, making the INR more globally attractive.

World Bank to Disburse Second $200 Million Tranche for Amaravati Phase-I by End of 2025

  • World Bank to release a second tranche of $200 million for Amaravati Capital Phase-I development by end of 2025.
  • Both World Bank and Asian Development Bank (ADB) have committed $800 million each, totalling $1.6 billion (₹13,600 crore) for Phase-I of the project.
  • Government of India has committed an additional ₹1,400 crore, taking the total Phase-I funding to ₹15,000 crore.
  • The first disbursement of $207 million from the World Bank was made in March 2025, with 50% utilisation so far.
  • The next tranche will be released after 75% of the first instalment is utilised and verified through World Bank and ADB inspections.

About World Bank:

  • Founded Year: 1944
  • Headquarters: Washington, D.C., United States
  • President: Ajay Banga
  • Members:189 countries

Reserve Bank of India Proposes Making Basic Savings Bank Deposit Accounts a Standard Banking Service

  • The Reserve Bank of India (RBI) issued a draft circular directing all banks to offer Basic Savings Bank Deposit (BSBD) accounts with free basic facilities and no minimum balance requirement to enhance financial inclusion and digital adoption.
  • The RBI stated that the move aligns with the digitisation of the banking sector and aims to improve customer service for BSBD account holders.

Key Highlights :

  • Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts are classified as BSBD accounts, with over 566 million accounts holding ₹2.67 trillion in deposits as of 2025.
  • BSBD accounts require no minimum balance and offer free basic services, including ATM/debit card, internet and mobile banking, cheque book (minimum 25 leaves per year), and passbook or monthly statement at no extra cost.
  • Account holders are entitled to unlimited deposits via cash, electronic channels, or ATMs/cash deposit machines, and at least four free withdrawals per month, including ATM transactions.
  • Digital transactions such as UPI, NEFT, RTGS, IMPS, and Point of Sale (PoS) are free and unlimited, promoting digital payments and inclusion.
  • Customers can convert their existing savings account into a BSBD account within seven days if they choose to do so.
  • Each individual can hold only one BSBD account across all banks; any other savings account must be closed within 30 days of opening a BSBD account, though term deposits are allowed.
  • Banks may offer additional services to BSBD account holders on a non-discretionary and non-discriminatory basis, with full disclosure of any applicable charges.

Reserve Bank of India Develops AI-Powered Digital Payments Intelligence Platform to Curb Fraud

  • The Reserve Bank of India (RBI) is developing a Digital Payments Intelligence Platform (DPIP) to use Artificial Intelligence (AI) for detecting and preventing digital payment frauds.
  • The prototype of the DPIP is being developed by the RBI Innovation Hub, and a dedicated entity will be created to operate it.
  • The platform will collect data from multiple sources such as mule accounts, telecom operators, and geographical location data to train AI-based fraud detection models.
  • The DPIP will issue pre-transaction risk alerts, enabling banks and customers to take preventive action before fraudulent transactions occur.

CURRENT AFFAIRS : INTERNATIONAL NEWS

Nepal’s 10-Day Kartik Naach Festival Concludes on Kartik Purnima at Patan Durbar Square

  • Nepal’s historic Kartik Naach Festival, a 10-day celebration of art, devotion, and heritage, concluded on Kartik Purnima at Patan Durbar Square, Lalitpur.
  • The festival attracted thousands of devotees, tourists, and cultural enthusiasts, reaffirming its status as one of South Asia’s oldest living performance traditions.

Key Highlights :

  • Kartik Naach, also known as Katti Pyakha, was instituted in the 17th century by King Siddhinarsingh Malla of Patan.
  • It was originally a devotional offering to Hindu deities and later evolved into a major cultural event symbolising royalty, religion, and resilience.
  • The festival is held at the UNESCO World Heritage Site of Patan Durbar Square, maintaining authenticity across centuries despite political, cultural, and natural challenges.
  • In 2025, the festival introduced a Global Painting Exhibition at the Patan Museum, featuring tattoo artists from China, Japan, Germany, and other countries.
  • The festival provides a tourism boost, attracting international visitors eager to experience Nepal’s spiritual and cultural traditions.
  • It fosters local engagement, involving youth and artists in heritage preservation, thereby promoting cultural identity and livelihoods.
  • Its staging at a UNESCO heritage site underscores global cultural relevance and promotes heritage conservation awareness.

Sweden Declared the World’s First Fully Cashless Nation

  • Sweden has become the world’s first cashless country, marking a major milestone in digital financial transformation.
  • Citizens now rely almost entirely on mobile payments, cards, and phone taps for daily transactions, replacing physical currency with digital convenience.
  • The shift began in 2012 with the launch of “Swish”, a real-time mobile payment app developed by major Swedish banks.
  • Swish enables users to send and receive money instantly using only a phone number, making it widely adopted across businesses, churches, and street vendors.
  • The phrase “No cash accepted” has become common in cafés, shops, and museums throughout the country.
  • The Riksbank (Swedish central bank) has led efforts to ensure innovation with financial security, exploring a state-backed digital currency called the “e-krona.”
  • Pilot programmes and research initiatives are being undertaken to strengthen cybersecurity and promote financial inclusion, especially for the elderly and rural populations.
  • Tourists can make transactions easily through contactless debit and credit cards, but Swish requires a Swedish bank account and BankID, making it inaccessible to foreigners.
  • Sweden’s major attractions—from Stockholm’s Royal Palace to Lapland’s ICEHOTEL—are fully integrated into the digital payment network, enhancing tourist convenience.

Canada Launches Fast-Track Immigration Pathway for US H-1B Visa Holders Under 2025 Federal Budget

  • Canada has introduced a fast-track immigration route for current and former US H-1B visa holders, as part of its 2025 Federal Budget to strengthen the innovation ecosystem and address labour shortages.
  • The initiative combines accelerated entry options, research funding, and foreign qualification recognition to attract global talent.
  • The policy targets highly skilled professionals impacted by US visa policy changes, positioning Canada as a competitive destination for researchers, clinicians, and advanced industry specialists.
  • The key objective is to fill immediate workforce gaps while promoting long-term productivity, research excellence, and international collaboration.
  • The plan allocates CA$1.7 billion to recruit over 1,000 international researchers through a one-time initiative.
  • Eligibility applies to individuals who currently hold or previously held a US H-1B visa, offering a clear and accelerated pathway to live and work in Canada.
  • Budget 2025 introduces a Foreign Credential Recognition Action Fund worth CA$97 million over five years (from 2026–27) to speed up licensing in key sectors.
  • Healthcare, research, and advanced industries are the first beneficiaries, enhancing university capacity and employer access to specialized talent.

CURRENT AFFAIRS: NATIONAL AND STATE NEWS

India Becomes the 3rd-Largest Country Globally in Clean Industrial Project Pipeline

  • India has emerged as the third-largest country globally in terms of clean industrial project pipeline, following China and the United States.
  • This reflects India’s growing focus on decarbonising hard-to-abate sectors such as chemicals, steel, cement, and aviation.

Key Highlights

  • India currently has 65 commercial-scale low-emission industrial projects, but only six have reached the Final Investment Decision (FID) stage.
  • The total estimated investment potential exceeds USD 150 billion, with the capacity to create around 2 lakh new jobs.
  • The projects together hold a CO₂ abatement potential of 160–175 million tonnes per year, supporting India’s goal of achieving Net Zero emissions by 2070 and positioning it as a major clean manufacturing hub globally.
  • The chemicals sector dominates with nearly 80% of the total projects, including around 50 clean ammonia and methanol initiatives, capable of producing 30–35 million tonnes of clean chemicals annually.
  • The steel sector has four major projects focusing on hydrogen-based iron reduction and carbon capture technologies.
  • Sectors like cement, aluminium, and aviation are piloting low-emission fuels, clinker substitutes, and clean propulsion technologies, though these are still in early stages.
  • The clean industrial projects are concentrated across seven key states—Odisha, Andhra Pradesh, Karnataka, Gujarat, Rajasthan, Maharashtra, and Tamil Nadu—which provide strong policy support, infrastructure, and renewable energy access.
  • These states are strategically located near industrial clusters, ports, and renewable energy zones, enabling efficient integration of clean energy with industrial processes.

Government of India Releases India AI Governance Guidelines 2025

  • The Government of India, through the Ministry of Electronics and Information Technology (MeitY), has launched the India AI Governance Guidelines under the IndiaAI Mission, marking the country’s first principle-based regulatory framework for artificial intelligence (AI).
  • The framework adopts a “light-touch” regulation approach, focusing on innovation, accountability, and global alignment while avoiding overregulation.
  • Seven Core Guiding Principles (Sutras) form the foundation of the framework:
    1. Trust in AI systems
    2. People-first approach
    3. Innovation over restraint
    4. Fairness and equity
    5. Accountability
    6. Understandable by design
    7. Safety, resilience, and sustainability
  • A three-tier action roadmap outlines short-, medium-, and long-term goals, including expanding compute and data access, promoting indigenous foundation models, and embedding AI in Digital Public Infrastructure (DPI).
  • The framework establishes a robust institutional architecture, featuring:
    • AI Governance Group (AIGG) – for inter-ministerial policy coordination.
    • Technology & Policy Expert Committee (TPEC) – for strategic guidance.
    • AI Safety Institute (AISI) – for risk assessment, standard-setting, and international cooperation.
    • Sector-specific regulators – to ensure domain-level compliance.
  • The Information Technology (IT) Act 2000 is expected to be amended to better classify AI systems and assign clear accountability across developers, deployers, and platform operators.
  • Two key mechanisms proposed under the framework include:
    • AI Risk Assessment Framework – tailored to assess real-world harm, especially in sensitive applications.
    • National AI Incident Database – to record, analyse, and track AI-related incidents through a federated data network.
  • The guidelines encourage the use of regulatory sandboxes for safe testing of innovative AI solutions and require organisations to offer grievance redressal mechanisms under the Grievance Appellate Committee process.
  • To address deepfakes and copyright issues, MeitY has proposed amendments to the IT Rules, requiring disclosure of AI-generated content and mandating platforms to deploy verification tools.
    • Copyright laws will also be reviewed to enable AI model training while maintaining legal and ethical standards.
  • The guidelines were developed through consultations with over 2,500 stakeholders, including IIT-Madras, think tanks, industry leaders, and government agencies.
    • The drafting sub-committee was chaired by Professor Balaraman Ravindran (IIT-Madras), under the guidance of Ajay Sood, Principal Scientific Adviser to the Government of India.
  • The framework positions India as a reference model for AI governance in the Global South, balancing innovation with accountability.
    • India plans to present its governance approach at the IndiaAI Impact Summit 2025.
  • Overall, the India AI Governance Guidelines 2025 represent a major step toward responsible, human-centric, and innovation-driven AI development, aiming to make India a global leader in ethical AI regulation and policy formulation.

Maharashtra Becomes First Indian State to Partner with Elon Musk’s Starlink for Satellite Internet Services

  • The Government of Maharashtra has signed a Letter of Intent (LoI) with Starlink Satellite Communications Pvt. Ltd., a venture under SpaceX, to provide satellite-based internet services across remote and underserved regions of the state.
  • With this move, Maharashtra becomes the first Indian state to formally collaborate with Starlink for digital connectivity expansion.

Key Highlights

  • The agreement aims to deliver high-speed, low-latency internet to government institutions, rural and tribal communities, and aspirational districts such as Gadchiroli, Nandurbar, Washim, and Dharashiv — areas often limited by terrain and poor terrestrial connectivity.
  • The initiative supports the Digital Maharashtra Mission, aligning with the Digital India vision by promoting access to e-governance, telemedicine, smart agriculture, and online education in remote areas.
  • The partnership will also enhance disaster management communication, enable EV mobility infrastructure, and strengthen coastal resilience and border area development.
  • Starlink, operated by SpaceX, provides broadband internet through a low-Earth orbit (LEO) satellite constellation and currently operates in over 70 countries.
  • Starlink conducted demo trials in Mumbai (October 30–31, 2025) to meet the Department of Telecommunications (DoT) compliance requirements.
  • The company plans to establish nine gateway earth stations in cities like Mumbai, Hyderabad, Noida, Chandigarh, Kolkata, and Lucknow, and has applied for 600 Gbps capacity through its Gen 1 satellite network.
  • A working group led by Chief Minister Devendra Fadnavis will oversee the rollout with 30-, 60-, and 90-day progress milestones.
  • This collaboration is seen as a major step in bridging the digital divide, enabling even geographically isolated communities to access reliable internet connectivity.
  • It represents a model public-private partnership, potentially serving as a blueprint for other states to follow in advancing digital inclusion and rural development.

RECENT NEWS

  • In a proud moment for Maharashtra and India’s eco-tourism initiatives, five beaches from the state have been awarded the prestigious Blue Flag certification, an international symbol of clean, safe, and environmentally sustainable beaches. This recognition places these coastal gems on the global tourism map, validating ongoing efforts to balance tourism with environmental responsibility.

About Maharashtra:

  • Chief Minister: Devendra Fadnavis
  • Governor: Acharya Devvrat
  • Capital: Mumbai
  • National Parks: Tadoba National Park, Sanjay Gandhi National Park, Chandoli National Park, Gugamal National Park, Navegaon National Park
  • Wildlife Sanctuaries: Bhimashankar Wildlife Sanctuary, Koyna Wildlife Sanctuary, Karnala Bird Sanctuary, Melghat Wildlife Sanctuary, Radhanagari Wildlife Sanctuary

India Exports 20 Metric Tonnes of Fortified Rice from Chhattisgarh to Papua New Guinea

  • The Agricultural and Processed Food Products Export Development Authority (APEDA), under the Ministry of Commerce and Industry, has facilitated the export of 20 metric tonnes (MT) of fortified rice from Chhattisgarh to Papua New Guinea (PNG).
  • The consignment was exported by M/s Sponge Enterprises Pvt. Ltd., Raipur, with support from the Government of Chhattisgarh and the Rice Exporters Association of Chhattisgarh (TREA-CG).
  • Fortified rice is enriched with essential micronutrients like Iron, Folic Acid, and Vitamin B12, blended through an extrusion process to resemble natural grains and then mixed with regular rice in fixed proportions.
  • The initiative strengthens India’s role in nutrition-driven agricultural exports, aligning with national efforts to combat malnutrition and contribute to global food and nutritional security.
  • It positions Chhattisgarh as an emerging player in the global rice and fortified food export market while encouraging farmers, millers, and exporters to tap international opportunities.

About Chhattisgarh:

  • Chief Minister: Vishnu Deo Sai
  • Governor: Ramen Deka
  • Capital: Raipur
  • National Parks: Indravati National Park, Kanger Valley National Park, Guru Ghasidas (Sanjay) National Park
  • Wildlife Sanctuaries: Achanakmar Wildlife Sanctuary, Badalkhol Wildlife Sanctuary, Udanti Wildlife Sanctuary, Sitanadi Wildlife Sanctuary

RECENT NEWS

  • Prime Minister Narendra Modi visited Nava Raipur, Chhattisgarh to mark the state’s Silver Jubilee—25 years since its formation in 2000. On this symbolic day, he inaugurated the new Legislative Assembly complex, unveiled a statue of former PM Atal Bihari Vajpayee, and launched infrastructure and welfare projects worth over ₹14,260 crore.

1st International & 31st Annual Conference of Sahodaya School Complexes – 2025 Held in Dubai

  • For the first time, the Sahodaya School Complex conference, a flagship initiative of the Central Board of Secondary Education (CBSE), was held outside India, marking a milestone in CBSE’s global outreach.
  • The event titled “1st International & 31st Annual Conference of Sahodaya School Complexes – 2025” took place at the Grand Hyatt, Dubai, from 4–5 November 2025 (rescheduled from 3–4 November).
  • The central theme of the conference was “Rooted in Wisdom, Rising with Vision: Reimagining Education through NEP 2020.”
  • The conference brought together over 1,000 participants, including principals, educators, and policy stakeholders from CBSE-affiliated schools across India and abroad, with a strong representation from the Gulf region, which hosts over 100 CBSE schools in the UAE.
  • Objectives of the Conference:
    • To foster global partnerships among CBSE-affiliated schools.
    • To develop practical strategies for implementing the National Education Policy (NEP 2020) across varied educational ecosystems.
    • To showcase innovation in teaching, learning, and school management practices.
    • To promote collaboration for holistic education, focusing on creativity, critical thinking, and global citizenship.
  • The event marks an important step toward the globalisation of Indian education, showcasing CBSE’s commitment to building an interconnected educational community aligned with NEP 2020’s vision of a flexible, inclusive, and future-ready learning system.
  • By expanding to an international platform, the conference reinforces CBSE’s role in positioning Indian educational values and reforms on the global stage.

RECENT NEWS

  • The 45th edition of GITEX Global, the world’s largest technology and artificial intelligence showcase, officially opened in Dubai today. Spanning five days from October 13 to 17, the event is being held across the Dubai World Trade Centre and Dubai Harbour, bringing together over 6,800 exhibitors and 2,000 startups from more than 180 countries.

CURRENT AFFAIRS: AWARDS AND HONOURS

Andhra Pradesh Governor S Abdul Nazeer Conferred Honorary Doctor of Laws by Karnataka State Law University (KSLU)

  • S Abdul Nazeer, Governor of Andhra Pradesh, was awarded an honorary Doctor of Laws (LL.D.) by the Karnataka State Law University (KSLU) during its 7th convocation ceremony held at the Farmers’ Knowledge Centre, University of Agricultural Sciences, Dharwad.

Key Highlights

  • The event was presided over by Karnataka Governor Thaawarchand Gehlot, Chancellor of KSLU, who presented the degree and praised Nazeer’s outstanding contributions to law, justice, and governance.
  • H K Patil, Karnataka’s Minister for Law, Justice, Parliamentary Affairs and Legislation and Pro-Chancellor of KSLU, was also present, along with several legal, academic, and political dignitaries.
  • In his acceptance speech, Governor Nazeer expressed gratitude to KSLU and reaffirmed his commitment to constitutional values, judicial ethics, and legal education.
  • About S Abdul Nazeer:
    • Currently serves as the Governor of Andhra Pradesh.
    • Former Judge of the Supreme Court of India.
    • Renowned for his landmark judgments and profound understanding of constitutional law.
    • Served in both the Karnataka High Court and the Supreme Court of India.
    • Recognised for promoting judicial integrity, legal ethics, and access to justice.
  • The Doctor of Laws (LL.D.) is one of the highest academic honours conferred by a law university, awarded to individuals with exceptional contributions to the judiciary and public governance.
  • This recognition by KSLU celebrates judicial excellence and statesmanship, strengthens the link between academia and public leadership, and serves as an inspiration for future legal professionals.

Gurudev Sri Sri Ravi Shankar Honoured with World Leader for Peace and Security Award 2025

  • Gurudev Sri Sri Ravi Shankar, founder of the Art of Living Foundation, has been awarded the World Leader for Peace and Security Award 2025 by the Boston Global Forum (BGF) and the AI World Society (AIWS).
  • The honour places him among global leaders such as French President Emmanuel Macron, Ukrainian President Volodymyr Zelenskyy, and former UN Secretary-General Ban Ki-moon.
  • The award recognises Gurudev’s transformative contributions to global peace, humanitarian leadership, and his integration of spirituality with governance, diplomacy, and social reform.
  • The award was presented on November 3, 2025, by Nguyen Anh Tuan, Co-founder and CEO of BGF, who hailed Gurudev as a “spiritual luminary” bridging Eastern wisdom with Western innovation.
  • BGF cited his key contributions, including:
    • Conflict mediation in Colombia, Iraq, Sri Lanka, Venezuela, and Kashmir.
    • Promotion of peace education, dialogue, and inner transformation.
    • Sustainable peace-building efforts across 180 countries rooted in action and compassion.
  • The Art of Living Foundation, established in 1981, has become a leading global NGO focused on mental health, stress relief, and humanitarian service.
  • Its major initiatives include:
    • Rehabilitation of over 800,000 prisoners globally.
    • Revival of 70+ rivers across India through eco-restoration drives.
    • Free education for over 100,000 underprivileged children.
    • Promotion of the Sudarshan Kriya (SKY Breath Meditation) technique, scientifically proven to reduce stress, anxiety, and trauma.
  • Through his foundation’s work, Gurudev has turned peace into a lived reality, influencing both grassroots communities and global institutions.

Telangana Government Launches Telangana Artificial Intelligence Innovation Hub (TAIH) in Hyderabad

  • The Government of Telangana has announced the establishment of the Telangana Artificial Intelligence Innovation Hub (TAIH) in Hyderabad, led by IT & Industries Minister D. Sridhar Babu.
  • The hub aims to make Telangana one of the top 20 AI hubs globally by 2035, positioning the state as a leader in frontier technologies.

Key Highlights

  • Objective: To act as a central platform for AI-based innovation, research, and partnerships across academia, industry, and startups.
  • Collaboration: The hub brings together major institutions and partners such as IIT Hyderabad, BITS Pilani, ISB, NALSAR University of Law, C-DAC, and global technology companies like Google, Microsoft, Infosys, and Amazon.
  • It will promote AI research, development, and innovation in areas like healthcare, governance, data science, machine learning, and quantum computing.
  • The initiative will integrate existing AI initiatives, startup ecosystems, and centres of excellence under one umbrella.
  • Focus on Talent & Global Ties: TAIH will enhance talent development and promote international collaboration to make Telangana a global AI research destination.
  • Strategic Importance: The move marks Telangana’s transition from an IT-services-driven economy to a frontier technology hub, leveraging Hyderabad’s strong infrastructure, skilled workforce, and startup ecosystem.
  • National Alignment: The initiative complements India’s national vision on AI and emerging technologies, aiming to attract global investments, create high-skill jobs, and drive innovation-led economic growth.
  • It also enhances India’s ability to participate in advanced AI research, quantum technologies, and AI governance frameworks through strengthened global partnerships.

CURRENT AFFAIRS : APPOINTMENTS & RESIGNATIONS

Ghazala Hashmi Becomes Virginia’s First Indian-Origin and South Asian American Lieutenant Governor

  • India-born Ghazala Hashmi has made history by winning the Virginia Lieutenant Governor’s race, becoming the first South Asian American, first Indian-origin woman, and first Muslim to hold the post.
  • The 61-year-old Democrat defeated Republican John Reid with 54.2% of votes (1,465,634) against 1,232,242 votes secured by her rival.
  • She will succeed Republican Winsome Earle-Sears, the first woman to serve as Virginia’s Lieutenant Governor.
  • Hashmi served as a professor for nearly three decades in Virginia, including at the University of Richmond and Reynolds Community College, and founded the Centre for Excellence in Teaching and Learning (CETL).
  • Political Journey:
  • 2019: Elected to the Virginia State Senate, flipping a long-held Republican seat.
  • 2024: Appointed Chair of the Senate Education and Health Committee.
  • 2025: Elected Lieutenant Governor, breaking multiple representation barriers.
  • Her campaign priorities included public education, affordable healthcare, reproductive rights, gun violence prevention, voting rights, environmental justice, and housing equity.

Rahul Dravid Named Brand Ambassador of Paradeep Phosphates Limited

  • Cricketing icon Rahul Dravid was appointed as the brand ambassador for Paradeep Phosphates Limited. (PPL), one of India’s leading fertiliser companies, on 5 November 2025.
  • The partnership aims to promote sustainable farming practices, balanced fertiliser use, and farmer education across India.
  • The collaboration reflects a growing trend of using public figures to promote agricultural awareness and adoption of new technologies.
  • Paradeep Phosphates produces a wide range of phosphatic, NPK, and organic fertilisers to support farmers nationwide.
  • The initiative aligns with national goals of sustainable agriculture, soil health improvement, and reducing overuse of urea and other chemical inputs.
  • Two pan-India campaigns were launched under this partnership — “Kheti Ka Game Changer” and “NPK and Organic Fertilisers Ki Winning Team.”
  • “Kheti Ka Game Changer” promotes Jai Kisaan Navratna Nano Shakti Nano DAP, a next-generation fertiliser, using cricketing parallels to explain its benefits.
  • The move aligns with key government programmes such as the National Mission on Sustainable Agriculture (NMSA) and PM-PRANAM (Programme for Restoration, Awareness, Nourishment and Amelioration of Mother Earth).

CURRENT AFFAIRS: MOUS AND AGREEMENT

India–United Kingdom Launch Joint Science & Technology Partnership (IN-UK-STP) Dashboard

  • India and the United Kingdom have jointly launched a new digital platform, the India-United Kingdom Science and Technology Partnership (IN-UK-STP) Dashboard, to enhance transparency and coordination in bilateral research and innovation.

Key Highlights

  • The pilot version of the dashboard was unveiled in New Delhi by Ajay Kumar Sood, Principal Scientific Adviser to the Government of India, and David Warren Smith, National Technology Adviser to the United Kingdom.
  • The initiative reflects the deepening scientific collaboration between the two nations and aims to strengthen evidence-based planning in research and technology policy.
  • Developed jointly by the Office of the Principal Scientific Adviser (PSA), India, and the British High Commission in India, the dashboard currently maps 143 bilateral science and technology projects.
  • Key features:
    • Tracks funding values, implementing agencies, and funding bodies from both countries.
    • Offers data-driven insights for policymakers to identify collaboration gaps and future opportunities.
    • Serves as a strategic planning tool for aligning bilateral priorities in science, technology, and innovation.
  • The dashboard is intended to guide policymakers in synchronising research priorities, promoting impactful partnerships, and expanding cooperation in emerging sectors like Artificial Intelligence (AI), biotechnology, and climate technology.
  • By visualising project distribution across sectors and regions, it also supports efficient resource allocation and avoids duplication of efforts in future R&D initiatives.
  • The launch of IN-UK-STP Dashboard marks a new milestone in India–UK scientific diplomacy, reinforcing their commitment to a data-driven, collaborative approach to global innovation.

CURRENT AFFAIRS: SPORTS NEWS

FIFA Announces Launch of FIFA Peace Prize – “Football Unites the World”

  • FIFA President Gianni Infantino has announced the launch of the FIFA Peace Prize, which will be awarded for the first time at the 2026 FIFA World Cup draw in Washington DC on 5 December 2025.
  • Officially titled the “FIFA Peace Prize – Football Unites the World,” this annual award will honour individuals who have made extraordinary efforts to promote peace and unity through football.
  • The initiative aligns with FIFA’s broader campaign to project football as a medium of social good, even amid ongoing scrutiny over its political associations.
  • The announcement follows global discussions on peace recognition, coming shortly after the 2025 Nobel Peace Prize was awarded to María Corina Machado.
  • The inaugural FIFA Peace Prize will be presented at an event expected to be attended by former U.S. President Donald Trump, strengthening speculation about the Trump–Infantino alliance.
  • Infantino and Trump have appeared together at multiple global events, including:
    • A peace summit in Egypt following the Gaza ceasefire in October 2025.
    • A conference in Riyadh, where Infantino advocated for football to “invest in happiness.”
    • Ivanka Trump’s appointment to the board of a USD 100 million FIFA education project, partially funded by 2026 World Cup ticket sales.
  • These developments highlight FIFA’s increasing use of football as a tool of diplomacy and soft power, aiming to bridge divides and promote global dialogue.
  • Infantino emphasised that while football cannot end wars, it can create connections and inspire peace, positioning FIFA as not just a sports body but also a cultural and diplomatic force.
  • The official mission of the FIFA Peace Prize is to “carry a message of peace on behalf of all football-loving people.”

CURRENT AFFAIRS : SCIENCE & TECHNOLOGY

Bharat Biotech Launches Contract Research Development and Manufacturing Organisation for Advanced Cell and Gene Therapies

  • Bharat Biotech, a leading vaccine manufacturer, has established a Contract Research Development and Manufacturing Organisation (CRDMO) focused on cell and gene therapies.
  • The new wholly-owned subsidiary, named Nucelion Therapeutics, marks Bharat Biotech’s strategic expansion into the next-generation cell and gene therapy sector.
  • Nucelion Therapeutics aims to support global life science innovators with scalable process development and manufacturing solutions for advanced therapies targeting cancers, autoimmune disorders, and rare genetic diseases.
  • The facility is located in Genome Valley, Hyderabad, and spans 30,000 sq ft as a purpose-built GMP facility.
  • It is equipped to develop and manufacture plasmids, viral and non-viral vectors, and cell therapies, along with aseptic fill and finish
  • Nucelion will provide end-to-end services, covering early-stage clinical development through commercial-scale manufacturing.
  • The company adheres to international regulatory standards, including those of the US FDA and European Medicines Agency (EMA).

CURRENT AFFAIRS : OBITUARIES

Former Kenyan Prime Minister Raila Odinga Passed Away in Kerala

  • Former Kenyan Prime Minister Raila Odinga passed away at the age of 80 in Koothattukulam, Ernakulam district, Kerala.
  • He served as Prime Minister of Kenya from 2008 to 2013.
  • Odinga was a Member of Parliament (MP) for the Langata constituency from 1992 to 2013 and also served as Leader of the Opposition for several years.
  • A member of the Luo tribe, he first entered Kenyan Parliament in 1992.
  • He contested the presidency five times — in 1997, 2007, 2013, 2017, and 2022, claiming to have been “cheated of victory” in the last four elections.

CURRENT AFFAIRS: IMPORTANT DAYS

National Cancer Awareness Day 2025 is observed on 7th November.

  • National Cancer Awareness Day 2025 is observed on the 7th of November 2025.  
  •  National Cancer Awareness Day 2025 is celebrated on 7th November after the birth anniversary of Nobel Prize winner Scientist Marie Curie who discovered Polonium and radium and her remarkable service for cancer treatment.

History

  • The National Cancer Awareness Day celebration was first announced by Dr.Harsh Vardhan, the Indian Union Minister for Health and Family Welfare in September 2014.
  • A committee was formed in September 2014 and decided National Cancer Awareness Day will be celebrated on 7th November every year.
  • National Cancer Awareness Day is celebrated every year to create awareness about the early detection of cancer and prevention methods. 90 percent of the cancer is curable if it is detected earlier. So early detection is very important.
  • Harsha launched a state-level cancer control process that encourages early detection and research to find a cancer cure.
  • In 1975 National Cancer Control Programme was started to arrange treatment facilities for cancer.
  • In 1984-85 some changes were made in the National Cancer Control Programme to make the Cancer treatment process more efficient and available to all.

Infant Protection Day 2025 is observed on 7th November worldwide.

  • Infant Protection Day 2025 is observed on the 7th of November 2025.
  • Infant Protection Day 2025 focuses mainly on reducing Infant Mortality rates and Child Mortality Rates.
  • The theme for Infant Protection Day 2025 is “Protecting, promoting, and developing infants.”

History

  • Infant protection is a very important task. The first three months are the crucial period for Infants. It develops certain skills like Hearing, Communication, and Vision.
  • So it is important to protect them from Air-borne Infections. Continuous Mother feeding and a healthy environment are essential for their Immune System Development which protects them from Infectious diseases. Infants should be vaccinated as per the Vaccination Chart to prevent them from deadly infectious diseases.
  • In 1990 nearly 5 million infants died due to a lack of awareness of protecting Infants.
  • So in the early 1900s, many Countries decided that steps should be taken for better child health care and to reduce the Infant Mortality Rate (IMR).
  • Europe first started a campaign to improve child health care. Europe Countries established Infant Protection Day in order to create awareness among the people about Child Care Services and to reduce the Infant Mortality Rate (IMR).
  • The Infant Mortality Rate has decreased from 100 to 10 deaths per 1000 births because of the awareness created by this day.
  • Later America joined in this and started to celebrate Infant Protection Day to create awareness among the People. So Infant Protection Day was celebrated every year on 7th November.

Chandrasekhara Venkata Raman’s Birthday is annually observed on 7th November. 

  • Chandrasekhara Venkata Raman Birthday is observed on the 7th of November 2025.
  • He became the first Indian Physicist to win the Nobel Prize for discovering the Raman Effect. He was the first Indian to do so.

History

  • C.V. Raman was born on 7th November 1888, in Tiruchirappalli. His father’s name was Chandrasekhara Ramanathan Iyer who was a professor of Physics and Mathematics who worked in Visakhapatnam. C.V. Raman was brilliant in early school life.
  • He joined the Presidency College and received his graduate degree in 1904. He has done his Master’s in Physics from the same college.
  • He got an opportunity to join the University of Calcutta in 1917, as the first Professor of Physics.
  • He discovered the Raman Effect on 28th February 1928.
  • V. Raman was awarded the Nobel Prize in 1930.
  • After 15 years at Calcutta, he became the Professor at the Indian Institute of Science at Bangalore from 1933-1948, and since 1948, he has become the Director of the Raman Institute of Research at Bangalore which was established and endowed by C.V. Raman only.
  • He Died in November 1970.

Daily CA One- Liner: November 7

  • India has emerged as the third-largest country globally in terms of clean industrial project pipeline, following China and the United States
  • Total deposits under the Pradhan Mantri Jan Dhan Yojana (PMJDY) have crossed ₹2.75 lakh crore as of October 22, 2025, marking a major milestone in India’s financial inclusion efforts.
  • Public Sector Banks (PSBs) led by the State Bank of India (SBI) posted a record cumulative profit of ₹49,456 crore in Q2 FY26, marking a 9% year-on-year (YoY) growth despite two banks reporting a decline.
  • The Reserve Bank of India (RBI) has amended the Foreign Exchange Management (Foreign Currency Accounts by a Person Resident in India) Regulations, 2015 to allow exporters to retain export proceeds in foreign currency accounts at International Financial Services Centres (IFSCs) for up to three months.
  • India’s richest 1% expanded their wealth by 62% between 2000 and 2023, according to a G20 report commissioned by the South African Presidency.
  • The Reserve Bank of India (RBI) announced new measures to promote the internationalisation of the Indian Rupee (INR) and increase its use in cross-border transactions.
  • World Bank to release a second tranche of $200 million for Amaravati Capital Phase-I development by end of 2025.
  • The Reserve Bank of India (RBI) issued a draft circular directing all banks to offer Basic Savings Bank Deposit (BSBD) accounts with free basic facilities and no minimum balance requirement to enhance financial inclusion and digital adoption.
  • The Reserve Bank of India (RBI) is developing a Digital Payments Intelligence Platform (DPIP) to use Artificial Intelligence (AI) for detecting and preventing digital payment frauds.
  • Nepal’s historic Kartik Naach Festival, a 10-day celebration of art, devotion, and heritage, concluded on Kartik Purnima at Patan Durbar Square, Lalitpur.
  • Sweden has become the world’s first cashless country, marking a major milestone in digital financial transformation.
  • Canada has introduced a fast-track immigration route for current and former US H-1B visa holders, as part of its 2025 Federal Budget to strengthen the innovation ecosystem and address labour shortages.
  • India-born Ghazala Hashmi has made history by winning the Virginia Lieutenant Governor’s race, becoming the first South Asian American, first Indian-origin woman, and first Muslim to hold the post.
  • Cricketing icon Rahul Dravid was appointed as the brand ambassador for Paradeep Phosphates Limited. (PPL), one of India’s leading fertiliser companies, on 5 November 2025.
  • Bharat Biotech, a leading vaccine manufacturer, has established a Contract Research Development and Manufacturing Organisation (CRDMO) focused on cell and gene therapies.
  • Former Kenyan Prime Minister Raila Odinga passed away at the age of 80 in Koothattukulam, Ernakulam district, Kerala.
  • The Government of India, through the Ministry of Electronics and Information Technology (MeitY), has launched the India AI Governance Guidelines under the IndiaAI Mission, marking the country’s first principle-based regulatory framework for artificial intelligence
  • The Government of Maharashtra has signed a Letter of Intent (LoI) with Starlink Satellite Communications Pvt. Ltd., a venture under SpaceX, to provide satellite-based internet services across remote and underserved regions of the state
  • The Agricultural and Processed Food Products Export Development Authority (APEDA), under the Ministry of Commerce and Industry, has facilitated the export of 20 metric tonnes (MT) of fortified rice from Chhattisgarh to Papua New Guinea
  • For the first time, the Sahodaya School Complex conference, a flagship initiative of the Central Board of Secondary Education (CBSE), was held outside India, marking a milestone in CBSE’s global outreach
  • S Abdul Nazeer, Governor of Andhra Pradesh, was awarded an honorary Doctor of Laws (LL.D.) by the Karnataka State Law University (KSLU) during its 7th convocation ceremony held at the Farmers’ Knowledge Centre, University of Agricultural Sciences, Dharwad
  • Gurudev Sri Sri Ravi Shankar, founder of the Art of Living Foundation, has been awarded the World Leader for Peace and Security Award 2025 by the Boston Global Forum (BGF) and the AI World Society
  • The Government of Telangana has announced the establishment of the Telangana Artificial Intelligence Innovation Hub (TAIH) in Hyderabad, led by IT & Industries Minister D. Sridhar Babu
  • India and the United Kingdom have jointly launched a new digital platform, the India-United Kingdom Science and Technology Partnership (IN-UK-STP) Dashboard, to enhance transparency and coordination in bilateral research and innovation
  • FIFA President Gianni Infantino has announced the launch of the FIFA Peace Prize, which will be awarded for the first time at the 2026 FIFA World Cup draw in Washington DC on 5 December 2025
  • National Cancer Awareness Day 2025 is observed on the 7th of November 2025. 
  • Infant Protection Day 2025 is observed on the 7th of November 2025.
  • Chandrasekhara Venkata Raman Birthday is observed on the 7th of November 2025.

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