Adjusted Net Bank Credit

ANBC is the net banking credit after taking into account bill discounting, non-SLR securities and other exemptions via long-term bonds.


Computation of Adjusted Net Bank Credit (ANBC)


1. Bank Credit in India [As prescribed in item No.VI of Form ‘A’ under Section 42 (2) of the RBI Act, 1934] – I


2. Bills Rediscounted with RBI and other approved Financial Institutions – II


3. Net Bank Credit (NBC) – III = I-II


4. Bonds/debentures in Non-SLR categories under HTM category other investments eligible to be treated as priority sector +Outstanding Deposits under RIDF and other eligible funds with NABARD, NHB, SIDBI and MUDRA Ltd. on account of priority sector shortfall + outstanding PSLCs –  IV


5. Eligible amount for exemptions on the issuance of long-term bonds for infrastructure and affordable housing -V


6. Eligible advances extended in India against the incremental FCNR (B)/NRE deposits, qualifying for an exemption from CRR/SLR requirements – VI


7. ANBC – III + IV – V – VI