Around millions of bank aspirants apply for the clerical posts in various Public sector banks with the help of IBPS. Â As we know that bank clerk is an entry-level job that all the bank aspirants want to achieve. Further, there is a huge confusion when we want to opt between IBPS Clerk and SBI Clerk. No need to be in hassle as this article will clear all your doubts. This would give you a comparative analysis related to Job profile, responsibilities, salary, career growth, perks and work pressure.
Education qualification
The educational qualification for both the exams are little different only. For IBPS Clerk, the candidate should be a graduate in any discipline. He/she should have working knowledge or computers, certificate in computer operations and should have taken computer as one of the subjects in high school. While for SBI Clerk, the aspirant can be a graduate in any discipline.
Selection process
The recruitment process for IBPS Clerk and SBI clerk both are held in two phases that are Prelims and Mains exam. Let us see the selection process for IBPS Clerk and SBI Clerk exam.
IBPS Clerk
- Prelims Exam
- Mains Exam
- Document Verification
SBI Clerk
- Prelims Exam
- Mains Exam
- Test of knowledge of official/local language
Job Description and Responsibilities
We can say that the job profile of IBPS and SBI Clerk are similar. IBPS Clerk should help the customers through various banking processes. The aspirant should be confident and should answer every doubt asked by the customer. So, let us take a look at the responsibilities.
- Document Verification
- Managing Single Window counter
- Attending Government Treasury Work
- Update Pass Books
- Issue Cash Receipts at Counters
- Clearing, Transferring Cheques and Receipts according to request
- Verification of Vernacular Signatures
Salary Structure
Now, let us take a glance at the salary structure of a Bank Clerk. It is almost the same for IBPS and SBI. Actually, the total starting pay of IBPS Clerk will be 18,100 to 19,800. On the other hand, a SBI Bank Clerk gets Rs 2000 extra as the total initial pay is 20,100 to 21,800.
Work Pressure
Comparatively, the work pressure for IBPS clerk is less than SBI clerk. As IBPS Clerk, there is pressure at initial stage but employees will get used to the work schedule. The working hours are fixed. But that is not in the case of SBI Clerk. In SBI Clerk, the person is assigned work on a daily basis and work intensifies with time. So, the work pressure is more for SBI clerk when compared to IBPS Clerk.
Job Posting
The public sector banks have very less number of branches across the country when compared to SBI. So, employees working as IBPS Clerk have very less chances of getting posted near home/native place. In case of SBI Clerk, it is not the same. There is more number of branches for SBI as we have its branches in every corner of the country. The chances of getting posted increases because of more number of branches.
 Career growth
IBPS Clerks get promoted to Officer Cadre in around 3-4 years. They can get promoted to the Senior Management position after 20-25 years of working. Whereas, for SBI Clerk there are high chances of promotion as Trainee Officer in just 3-4 years. Â Actually, the Trainee Officer is equivalent to Probationary Officer. So, working as SBI Clerk gives you more exposure when compared to other public sector banks.
At last, we can conclude by saying that opt IBPS Clerk if you want a job with a decent salary, job security, limited work pressure and responsibilities. On the other hand, opt for SBI Clerk if looking for a challenging job, cope with extra work pressure, wish to earn more and reach a high position in lesser time.
So, we hope that the above analysis would have definitely helped you to understand the major differences and make the right career choice.
