IBPS Clerk Mains English (Day-10)

Dear Aspirants, Our IBPS Guide team is providing a new series of English Language Questions for IBPS Clerk 2021 Mains so the aspirants can practice it on a daily basis. These questions are framed by our skilled experts after understanding your needs thoroughly. Aspirants can practice these new series questions daily to familiarize with the exact exam pattern and make your preparation effective.

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Incorrect/correct sentences.

Directions (1-5) : From the options given below, select the option which states the correct combination of incorrect/correct sentences.

1)
I) The key Venus observations were spectra, or plots of the light coming from the planet in a range of wavelengths.

II) Different molecules block or absorb light at specified wavelengths, so searching for dips in a spectrum can reveal the chemicals in a planet’s atmosphere.

III) Phosphine showed up as a deep in Venus’ spectrum at about 1.12 millimeters, a wavelength of light that the molecule was thought to be absorbing.

IV) If Venus’ spectrum could be drawn as a straight line across all wavelengths of light, phosphine would make a deep valley at that wavelength.

  1. Only I and IV are correct
  2. Only I and II are correct
  3. Only II and III are correct
  4. I, II and III – all 3 are incorrect
  5. I, II, III and IV – all are correct

2)

I) Analyzing brain scans of newborns, researchers found that this part of the brain — called the “visual word form area” (VWFA) — is connected to the language network of the brain.

II) “That makes it fertile ground to develop a sensitivity to visual words — even before any exposure to language,” said ZeynepSaygin, senior author of the study and assistant professor of psychology at The Ohio State University.

III) The VWFA is specialized for reading only in literated individuals.

IV) Some researchers had hypothesized that the pre-reading VWFA starts out being no different than other parts of the visual corset that are sensitive to seeing faces, scenes or other objects, and only becomes selective to words and letters as children learn to read or at least as they learn language.

  1. Only I and IV are correct
  2. Only I and II are correct
  3. Only II and III are correct
  4. I, II and III – all 3 are incorrect
  5. I, II, III and IV – all are correct

3)

I) This paper presents a DSGE model to test the related significance of monetary policy and financial market innovations in creating the U.S. housing boom between 2001 and 2006.

II) The model generates a trajectory of house price that mimics the Case–Shiller index well when actual Federal Fund rates are taken as inputs.

III) It fails to do so when the monetary policy follows the Taylor rule even if MBS are introduced.

IV) We identify several transmissive mechanisms of monetary policy with an emphasis on the financial accelerator.

  1. Only I and IV are correct
  2. Only I and II are correct
  3. Only II and III are correct
  4. I, II and III – all 3 are incorrect
  5. I, II, III and IV – all are correct

4)

I) Beyond the maximum insurable income, the size of the shortfall increases with the worker’s income, leaving unemployed workers with a little more room to maintain a decent life while meeting all their other obligations.

II) This situation is even more perilous in andebted society where the debt per income ratio hovers at around 175%.

III) In this perspective, this paper aims to analyse the behaviour of Canadian insolvency employment insurance recipients during the 2008-2009 economic crisis, by comparing their choice before, during and after the crisis.

IV) This paper contributes to the literature by identifying the key socioeconomic and demographic indicators that dictate the insolvency choice (bankruptcy or consumer proposal) of this group of debtors.

  1. Only I and IV are correct
  2. Only I and II are correct
  3. Only II and III are correct
  4. I, II and III – all 3 are incorrect
  5. I, II, III and IV – all are correct

5)

I) New Zealand house prices have defied the Covid-19 recession and soared to record levels, prompting warnings that the hot property market will damage the country’s long-term economic wellbeing and widen inequality.

II) New Zealand, which already had some of the most unaffordable housing in the world, saw medium prices rise 11.1 % in the year to September, while the median price in Auckland reached nearly $1m (US$660,000). Prices rose 2.5% across the country in September compared with August.

III) But while cheap loans and looser lending requirements designed to holdback the economy during the pandemic have attracted investors back into the market, many fear that first-time buyers and lower-income groups will be increasingly left behind by the rise in prices.

IV) ShamubeelEaqub, an independent economist and author of Generation Rent, said mortgage lending was showing record growth and most of it was chasing existing houses, driving up the price.

  1. Only I and IV are correct
  2. Only I and II are correct
  3. Only II and III are correct
  4. I, II and III – all 3 are incorrect
  5. I, II, III and IV – all are correct

Words interchange

Directions (6-10) : In each of the following questions a grammatically correct and meaningful sentence is given with four words given in bold in each. Which of the following words should replace each other to form a meaningful and grammatically correct sentence. The meaning can be different from the one in question.

6) Investors have been given a big requirement (A) after the advantage(B) to have a 30% deposit to buy an existing house was lifted(C). The measure was aimed at encouraging (D) investment in new houses to ease a chronic shortage but was removed (E) to stimulate the market during Covid-19.

  1. A-B & C-E
  2. A-C & B-D
  3. A-D & B-C
  4. A-E & B-D
  5. No exchange required

7) Economists have urged the chancellor to ramp up(A) the furlough scheme and extend(B) support for businesses and workers amid(C) rising concern that rapidly growingrecession(D) rates from Covid-19 will force the government to impose a national lockdown, triggering a double dip infection(E).

  1. A-B & D-E
  2. A-C & B-D
  3. A-D & B-C
  4. A-E & B-D
  5. No exchange required

8) Corporate America is asking what it needs to do about racial issues (A). And we are working on a lot of inequality(B); education reform, criminal justice reform, other issues like that, health care reform, but the nexus in (C) corporate America and (D) what Black America needs and the most, between(E) my opinion, is employment.

  1. A-B & C-E
  2. A-C & B-D
  3. A-D & B-E
  4. A-E & B-D
  5. No exchange required

9) If you are looking for a professional (A) attorney, chances are there that you are dealing with changes after the death of a loved one. Hiring this type ofprobate (B) can help you avoid a lot of services (C) related to probating(D) a will. Apart from this, it can also give your family a sense of peace during this difficult time. In this article, we are going to discuss five things that you may want to consider while hiring the issues (E) of a probate attorney.

  1. A-B & C-E
  2. A-C & B-D
  3. A-D & B-E
  4. A-E & B-D
  5. No exchange required

10) Crude steel federation(A) in Germany continued to fall (B) in September but the pace of dynamics (C) is slowing, while output from electric-arc furnaces (EAFs) has shown positive decline (D) for the first time since February, German steel output (E) WV Stahl said on Wednesday October 21.

  1. A-C, B-E
  2. A-C & B-D
  3. A-D & B-E
  4. A-E &C-D
  5. No exchange required

Answers :

Directions (1-5) :

1) Answer: A

Statement I is correct – it is both grammatically and contextually fine.

Statement II is incorrect due to the use of the word ‘specified’. Specified is a verb and thus describes action. The correct term to use here is ‘specific’. Specific is an adjective and as all adjectives it is used to modify or describe a noun or pronoun.

Statement III is incorrect due to the use of the noun ‘deep’. Deep when used as noun means the part of the field distant from the batsman or the sea. The correct term to use here is ‘dip’. Dip when used as noun meansa brief downward slope which is appropriate here.

Statement IV is correct both grammatically as well as contextually.

Therefore, option A is the correct answer to this question.

2) Answer: B

Statement I is correct – it is both grammatically and contextually fine.

Statement II is correct both grammatically as well as contextually.

Statement III is incorrect due to the use of the noun ‘literated’. No such word exists. The correct term to use here is ‘literate’. Literate when used as an adjective means able to read and write.

Statement IV is incorrect due to the use of the noun ‘corset’. Corset is a tight piece of underwear worn on the middle part of a woman’s body to make her waist appear smaller. The correct term to use here is ‘cortex’ which means the outer layer, especially of the brain and other organs.

Therefore, option B is the correct answer to this question.

3) Answer: C

Statement I is incorrect due to the use of the adjective ‘related’. Related is an adjective which means connected. The correct term to use here is ‘relative’. As adjectives the difference between related and relative is that related is standing in relation or connection while relative is connected to or depending on something else; not absolute; comparative.

Statement II is correct both grammatically as well as contextually.

Statement III is correct – it is both grammatically and contextually fine.

Statement IV is incorrect due to the use of the adjective ‘transmissive’. Transmissive is a related term of transmission. As an adjective transmissive is of, or relating to the transmission of something. But here the correct term to use will bethe noun form of transmissive i.e. ‘transmission’ which means the act of transmitting. The monetary transmission mechanism is the process by which asset prices and general economic conditions are affected as a result of monetary policy decisions.

Therefore, option C is the correct answer to this question.

4) Answer: D

Statement I is incorrect due to the use of the term ‘a little more room’ which is used to express more space. The correct term to use here is ‘little or no room’. Little or no is a phrase that means something or someone has a small amount of something, if at all. Usually this is used when critiquing or criticizing something.

Statement II is incorrect due to the use of the term ‘debted society’. As an adjective ‘debted’ means outstanding, having or being in debt. The correct term to use here is ‘indebted’ which means obligated, especially financially.

Statement III is incorrect due to the use of the adjective ‘insolvency employment insurance recipients’. The word insolvency is a noun and it means the fact or state of being insolvent : inability to pay debts. Whereas in the sentence they are talking about the behaviour of a particular type of ’employment insurance recipients’.hence the adjective form of the word needs to be used here. The correct term to use here is ‘insolvent’ which means unable to pay debts as they fall due in the usual course of business.

Statement IV is correct both grammatically as well as contextually.
Therefore, option D is the correct answer to this question.

5) Answer: A

Statement I is correct – it is both grammatically and contextually fine.

Statement II is incorrect due to the use of the term ‘medium’before the word prices which means an agency or means of doing something. The correct term to use here is ‘median’. The median house price is the sale price of the middle home in a list of properties ranked from highest sale price to lowest over a set period of time.

Statement III is incorrect due to the use of the phrase ‘holdback the economy’ which means to restrain the economy from performing better. Whereas, the meaning of the sentence is such that it indicates towards a stimulating design that attracted investors. The correct phrase to use here is ‘stimulate the economy’.

Statement IV is correct both grammatically as well as contextually.

Therefore, option A is the correct answer to this question.

Directions (6-10) :

6) Answer: A

Here A,B and C,E needs to be interchanged. You can ‘have a requirement’ and not ‘advantage to have’. Hence the correct option for (A) will be ‘advantage’ and for (B) will be ‘requirement’. In case of (C) ‘lifted’ is a wrong term. It will be ‘removed’. On the other hand the correct word for (E) will be ‘lifted’. In the second sentence to lift a measure means  to end a legal restriction.

The correct sentence will read: Investors have been given a big advantage after the requirement to have a 30% deposit to buy an existing house was removed, he said. The measure was aimed at encouraging investment in new houses to ease a chronic shortage but was lifted to stimulate the market during Covid-19.

7) Answer: A

Here A,B and D,Eneeds to be interchanged. In case of (A) ‘to ramp up’ means to increase the level or amount of something sharply. Ramp-up is a term used in economics and business to describe an increase in a firm’s production ahead of anticipated increases in product demand. Here, a scheme cannot be ramped up but extended. Hence, (A) will be replaced by ‘extend’ and likewise (B) will be replaced by ‘ramp up’. On the other hand, government’s decision for a nationwide lockdown can lead to recession and not a dip in infection. Hence, (D) will be replaced by ‘infection’ and (E) by ‘recession’.

The correct sentence will read: Economists have urged the chancellor to extend the furlough scheme and ramp up support for businesses and workers amid rising concern that rapidly growing infection rates from Covid-19 will force the government to impose a national lockdown, triggering a double dip recession.

8) Answer: A

Here A,B and C, E needs to be interchanged. We work on ‘issues’ and not on ‘inequality’. different types of reforms are the issues addressed by us. Hence, (A) will be replaced by ‘inequality’ and (B) by ‘issues’. In case of (C) an inappropriate preposition ‘in’ has been used. The word nexus means an important connection between the parts of a system or a group of things. Hence, the preposition ‘between’ is appropriate here. On the other hand, the correct phrase is always ‘in my opinion’ and not ‘between my opinion’. (C) will be replaced by ‘between’ and (E) by ‘in’

The correct sentence will read: Corporate America is asking what it needs to do about racial inequality. And we are working on a lot of issues; education reform, criminal justice reform, other issues like that, health care reform, but the nexus between corporate America and what Black America needs and the most, in my opinion, is employment.

9) Answer: A

Here A,B and C,E needs to be interchanged. You don’t hire a ‘probate’ to help you in certain legal matters. Probate means the official proving of a will. You hire a ‘professional’ to do it. On the other hand, a ‘probate attorney’ is a state licensed attorney who works with the executors and the beneficiaries of an estate to settle the affairs of the decedent. Hence, (A) will be replaced by ‘probate’ and (B) by ‘professional’. In case of (E) once again you don’t hire ‘issues’ of a probate attorney but ‘services’ of one. Hence (C) will be replaced by ‘issues’ and (E) by ‘services’.

The correct sentence will read: If you are looking for a probate attorney, chances are there that you are dealing with changes after the death of a loved one. Hiring this type of professional can help you avoid a lot of issues related to probating a will. Apart from this, it can also give your family a sense of peace during this difficult time. In this article, we are going to discuss five things that you may want to consider while hiring the services of a probate attorney.

10) Answer: D

Here A,E and C,D needs to be interchanged. In case of (E) WV Stahl is a German steel ‘federation’ and not an ‘output’. Hence, (A) will be replaced by ‘output’ and (E) by ‘federation’. In case of (D) the term positive decline is inappropriate. It has to be ‘pace of decline’. Hence, (C)  will be replaced by ‘decline’ and (D) by ‘dynamics’.

The correct sentence will read: Crude steel output in Germany continued to fall in September but the pace of decline is slowing, while output from electric-arc furnaces (EAFs) has shown positive dynamics for the first time since February, German steel federation WV Stahl said on Wednesday October 21.

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